American Fortune Life

Chapter 1064: Boss, you are not God, you are a capital

Bankers are entrepreneurs whose main business is the banking industry. They are good at turning the business vision they are developing into a business reality.

Although Andy would not take banking as the main business, but the bank is the most central piece of his business empire.

The bank will become one of his important control methods for some companies that need to go public.

He has been acquiring other people's companies. He has used the methods such as occupying nests, crossing bridges, and malicious acquisitions. Although it is stigmatizing, he has to admire many people. He is the villain in the eyes of the founders of these companies. , Naturally will pay more attention to prevent others from using the same tricks against him.

Therefore, Andy will not leave any omissions in such matters as the company's absolute control. Cross-shareholding and large loans from his own bank are all within his scope.

From taking over the Indy Mike Federal Bank to the merger of the four banks to form a new intime bank, even if all the think tanks who can be transferred are dispersed, as the bank's big boss, he cannot drink coffee and smoke like before. Relaxing with a cigar.

After the formal transfer of bank assets and the formal withdrawal of all FDI personnel from Indy Mike Bank, Andy has been seated in the original Indy Mike Bank headquarters in Pasadena, Los Angeles for the next few days.

Meeting, meeting, or meeting ...

Three consecutive days of uninterrupted meetings made Andy familiar with the specific situation of his 82 branches, met with the branch managers of the four banks that were still retained, and became familiar with everyone's background information. Explained the development direction of Yingtai Bank.

On the first day of the takeover, Andy injected $ 1.5 billion into the new bank as Yingtai Bank's cash reserve. At the same time, its credit business also returned to a single model, providing only loans of equal priority and completely dividing non-traditional mortgage loan business.

In order to attract new customers, Andy has made it possible to pay customers higher deposit rates when the current interest rate is extremely low. To put it bluntly, it is a high interest rate.

Advertisements have started to appear in major media, such as the Los Angeles Dodgers baseball team, the US Golf Open, the NBA US Basketball League, and especially the Lakers. Andy has temporarily put down the Lakers and the Rockets are playing 3-2 in the playoffs. Advertise the bank as a business that supports the Lakers.

Andy even wanted to make Yingtai Bank the official sponsor of the Lakers, but Al's word brought it back to reality.

Although the Lakers are irreplaceable in California and have the best reputation, the main crowd who likes to save money is Chinese.

In this way, he naturally will not let others take advantage, FireWire became the official sponsor of his own Rockets.

To be honest, the busiest of the entire Yingtai Bank is the newly established brand planning department. Almost every day, we can see from the media that they sponsored the competition and held a press conference.

Andy's set of combined punches and overwhelming advertising bombing is completely a tyrant's money-losing behavior. Although simple and rude, the results are also very obvious.

Do n’t think that Andy ’s money-spending behavior is stupid with money. In this downturn in the banking industry in the United States, even in the downturn, you have to install even if you have money. You must know that many passersby eat this set very much. .

It is to make every client who doubts understand that the current Yingtai Bank is really powerful, with a billionaire owner worth more than 20 billion and making money at a miracle speed. Putting the money together, there is nothing to worry about.

Especially when the media reported that the mocking bird game company and the Liberty City app store, which are almost dollar-printing machines, signed the settlement bank agreement with Yingtai Bank, this made many people feel relieved, let alone, at least Yingtai Bank really does not lack cash flow in the future.

In the president's office of Yingtai Bank, Andy leaned on the boss chair and closed his eyes a little tired. To tell the truth, this time is the most intensive and busy period of his work in a year.

"咚咚"

"Boss, Mr. Alvitre is here."

Andy opened his eyes and saw Tory Black, who had come from New York a few days ago, nodded slightly and said, "Let him in."

Watching the little assistant turn around and leave, Andy sat up straight, tidy up his shirt and tie, and soon Alvitre came in with a folder.

After Al sat down, he didn't say any nonsense. Instead, he handed the folder in to Andy and introduced: "This is a few candidates we have screened through the headhunting company, which are all qualified for Yingtai Bank's eo position. The boss You take a look. "

Andy took the folder and started to look quickly. Looking at it, his face could not help but slightly change, there was a feeling of tooth decay. Several candidates were indeed 'talents'. The resumes of these talents were also very good. They all have the background of large financial institutions, either Goldman Sachs or mg Chase, but the key thing is that these people are the typical representatives of those who like low-risk high-yield benefits.

Looking at the success stories of these people, Andy can only say that this group of people is not using their talents to make money, but is looting.

"Al, tell me what you think, who do you like!" Andy closed the list of vampires in his hands and asked Al frowning slightly.

"Stephen Nuby." Al didn't go round, and said the answer lightly.

Andy immediately thought of the background information about Stephen Nuby in the previously viewed materials.

"He has a Goldman Sachs background for 20 years. He has been a Goldman Sachs partner for 17 years, and then set up his own hedge fund. He is also a Hollywood producer ... he has participated in almost all bad decisions on Wall Street. Here, he helped Goldman Sachs sell a devastating economy and spent billions of taxpayer aid to make the same mortgage loan product ... "

Listening to Alvitre's introduction, Andy's face became more and more gloomy, with a touch of entanglement. This Stephen Nubby is a cold capitalist with the highest interests. He believes in and implements it. Income investment ideas.

"Are you robbing investors ..." Andy frowned slightly, half-closed his eyes, groaned softly.

Seeing his boss again in trouble, Al sighed helplessly and said, "Boss, you are not God, you are a capitalist, your purpose is just to make money!"

"Hey"

Seeing a bitter smile on the face of the young boss, Al said again, "Those who had their house taken up by the court were very unfortunate, but these loans were a matter of management before we took over Indy Mike Bank. We were just doing what we should Do things and reduce our losses!

If you're really upset, wait until it's almost done, and someone really criticizes it, then we can push him to the front desk! "

Well, this chief consultant himself even thought about the subsequent demolition of the bridge across the river. This is to plan to unload the donkey and kill the donkey from the beginning. Real Nima has a good pot!

Andy shook his head with a bitter smile and waved his hand and said, "You decide ..."

"Then Stephen Nubby, he is very capable and good at digging and destroying the economy. We don't need to remind or guide him how to do it, just give him a request to achieve a quick comeback.

To achieve this goal, he needs to dispose of Indymac Bank's non-performing loans and other assets as quickly as possible, and he will definitely make a foreclosure.

Once something goes wrong, we can only resign him with pain. Of course, he will be given a considerable severance payment. I think he will gladly accept it! "

Andy listened to Alvitelle's words, but just sneered twice, and couldn't help sighing, Nima, you have thought out the whole plan, what else can I say, I have no resentment against money! It seems that I can only be an unknowing young boss who is blinded and inexperienced by being trusted by his men ...