American Fortune Life

Chapter 1345: Digging Barclays (69/77)

When it comes to British banks, I believe most people still think of Standard Chartered Bank and HSBC. However, as the world ’s first ATM, the first credit card in the UK and the first debit card in the UK, Barclays Bank has a pivotal position in the UK and the world.

Especially after the acquisition of the North American investment bank that Andy Smith acquired from the bankrupt Lehman Brothers, including bond, stock sales and trading businesses, and related investment businesses, it has become one of the world's largest banks and financial institutions. One.

Barclays Bank, which had just completed a loan with Tottenham Club's new stadium with Andy Smith, received the news of the sudden visit of this big customer, and Barclays President Robert Diamond stepped down from his job and greeted him in person.

In the meeting room, the guests and guests sat opposite each other. After Andy and Robert Diamond said with a smile, Robert also knew that the young business genius in front of him, the super rich is definitely a person who can't afford to be early, and who can't come to the door. He asked.

"So, Mr. Smith, what can we do for you?"

"Oh, that's a good thing." Andy said, Andy reached out with a smile and took a stack of papers handed over by the little assistant wearing a black round neck slim fit ol suit and handed it to Robert Diamond.

With a smile on his face, Robert looked at Andy with a curious look, took the file, quickly glanced, and asked with some uncertainty: "You think ..."

"Yes, I want to use the Tottenham Hotspur Club as a collateral to lend to your bank. I believe your bank will not refuse?" .

"Of course, this is our pleasure. I don't know Mr. Smith. How much are you going to loan?"

"1 billion pounds!"

"This ..." Robert Diamond frowned slightly. He didn't think the Spurs club was worth so much money, but that the cash flow of Barclays Bank was already stretched. Under the impact of the current financial crisis, other British Instead, banks turned to the government for disdain, and publicly stated that they were not optimistic about the prospect of making the government a major shareholder of the bank. If £ 1 billion is taken away, Barclays could face the risk of a cash shortage in the short term.

Andy saw a frown on the faces of everyone at Barclays Bank, and couldn't help smiling. "What? Are there any difficulties?"

"No problem!" Robert Diamond looked at Andy's meaningful smile, and he couldn't help but slandered, but as a Premier League club with no debt and excellent profitability, Spurs can undoubtedly be a very high-quality asset, especially the new stadium. The plan is to make Spurs the hottest club in the near future. The loan amount of 1 billion pounds is really not much.

"Oh, that ’s good. As a bank that has not received government funding support in such a severe financial turmoil, it is still operating at a high speed and expanding. It is worthy of my trust, so I will come straight to the door without hesitation. Seeking a loan did not disappoint me! "Andy did not hesitate to value and praise him.

And everyone at Barclays Bank looked at his president with a serious eye. The people present were undoubtedly very aware of the situation of his bank. Now the president has agreed without hesitation to Andy Smith's loan. No doubt there is Suspects of risk, everyone knows that the young man in front of him is the one who is the most cash-scarce, but this one who has the most cash-sacrifice came to seek loans in person, without any purpose, killing this group of people do not believe.

The things that people can think of, Robert Diamond, the president, can naturally think of it, just because he thinks that the young man with a smile on the opposite side is not a good person, so he will not hesitate to answer the loan request of the party, he does not want to Because of a refusal, it may cause the other party ’s deep-seated sorrow, such as the crisis of trust of investors, leading to run-off risks, etc. He still knows some of the shameless means of the group of people under Andy Smith. He does not want to let the already The stock price plummeting by 70% has crashed again!

Now that a consensus has been reached, negotiations between the two sides on the loan interest rate soon entered. Andy has been watching with a smile watching his men and people at Barclays Bank reasonably strive to lower the loan interest rate, although I do n’t know why his big boss If you want a loan, what do you want to do with the loan, but since the big boss has decided so, it must have his intention. What all these men have to do is to fight for the best benefit for the boss.

From time to time, Amal glanced at Andy Smith, who was holding a coffee lightly, waiting leisurely for the negotiation result. To be honest, he suddenly received a phone call and rushed to Gaia to meet with him. He didn't understand the young man from beginning to end. What the super-rich want to do, but at present it seems that the role of the team of lawyers is to sign the loan contract.

It seems that Andy does not want to waste too much time on the issue of interest rates. When pressed to a certain percentage, when Barclays bank bite it and no longer concedes, Andy, who has been in a leisurely state, puts down the coffee cup and directly claps it. A decision was made and I agreed.

Robert Raymond's pupils shrunk slightly. Although the loan interest rate to the other party is very low, but it is not the lowest. I thought the other party would continue to talk, but I did n’t expect that the other party did n’t have one. But each year I had to pay an extra one or two million pounds. It was so easy to agree. At this moment, his heart really began to become suspicious. The key is that this young man is not a good person who can let others take advantage!

The interest rate is determined. Even if Robert Raymond is full of doubts, he can only look at his subordinates and Andy's subordinates with a smile. The lawyers began to formulate the contract because there were no problems and disputes, and the contract was made very quickly.

"Snapped!"

After signing the name of Andy's signature pen, he made a slap on the document and made a knock, which seemed a bit abrupt in the quiet conference room. Everyone saw the bright smile on the face of Andy and closed the document. Clip, handed it to Amar next to him, and smiled at Raymond: "The text message came, it seems the money has arrived."

Speaking, Andy narrowed his eyes with a smile, took the phone in his pocket, unlocked it, and opened the unread text message. He opened it with a smile and smiled, but Raymond, who had some doubts, shook his eyes. After that, put the lock screen back in your pocket.

"Happy cooperation!" With a smile on his face, Raymond was preparing to stand up and shake hands with Andy. Andy smiled with his hands crossed, placed on the conference table, and said before he wanted to stand up: "Don't worry Mr. Raymond, I still have a business to talk to your bank. I wonder if you are interested? "

"Oh?" Robert Raymond chuckled in his heart, still smiling, but his eyes became a little gloomy, and it still came. How could this insidious and cunning hungry wolf make someone take advantage of him, "I don't know what business?"

"I know your bank is raising funds in a planned way. I don't know. Your bank does not welcome my investment?" Andy grinned, his smile grinned, and his white teeth shone in the sun.