Blackstone Code

Chapter 113: Buy a car, take a loan, sell land

A white shirt, one size smaller, wearing a thin waistcoat on the outside. It takes into account the professionalism and also looks more beautiful. The dark gray skirt on the lower body is actually a bit shorter, but this kind of dress is now It has become very common.

Now it’s hard to find a job, and everyone has worked very hard.

Lynch glanced and nodded. He glanced at the girl's breast... the name badge on the front of it was written "Sales Manager". This may be the cheapest kind of privilege that ordinary people can enjoy. Bar.

In addition to this title, there is another name, Beth, a very common name.

She held a writing pad in her hand, and put a pen on the writing pad in her other hand. She seemed to have a very professional feeling. At the same time, she was also asking about Lynch's car buying preferences.

This is a very common small method. Recording the customer’s preferences in front of the customer will make the customer feel that they are valued. In fact, this "valuation" will soon be resold to some consulting Investigation agencies, as well as car manufacturers, maybe this is indeed a kind of attention, but this kind of attention can be sold for money.

Customers who buy luxury cars like Lynch can sell them more expensively with their "importance".

Lynch talked about a few points: to be beautiful, to be generous, to be serious, and to be noble.

With these few requests, your girl suddenly became interested. She led Lynch to another exhibition hall. Some of the more well-known luxury cars in the Federation are parked here, most of which are sedans.

The price of a car is higher, and the audience in the social group is wider. Even the President's car is a luxury car. This makes people believe that the car is a suitable model for formal occasions. Not those commercial vehicles with a strong "price-performance ratio".

People's understanding of the commercial vehicle is often derived from its suitability for family use. Therefore, even if the commercial vehicle is not inferior to the car in terms of materials and technology, the price will be much worse because it is not formal.

With a large number of luxury cars placed together, Lynch was a little surprised to see that the girl could say their names and manufacturers without hesitation. In Lynch’s view, these cars are actually similar.

It may be limited by the current industrial process, or it may be the current people’s aesthetics, etc. The styles of cars are generally not very different, and some cars of different brands cannot even distinguish between them in terms of appearance. different.

This also makes Lynch's desire to choose a car much lower. Anyway, the appearance is similar, and what he bought is just a different car logo.

"Do you have any good recommendations?" Lynch touched the paint of a car and felt that it was not too bad, so he looked back at the sales manager.

The joy on the sales manager's face flashed away, and there are very few gracious guests like this. With a trace of expectation, she cautiously asked, "Sir, what's your budget?"

Lynch smiled, the handsome boy always smiles so brightly, Beth's eyes are a bit blurred, "To be able to meet my requirements, try to be better, not those entry-level cars."

He did not answer the request about the budget directly. Beth almost knew it, and immediately led Lynch to a bright silver car. This car was indeed a bit different from other cars. Its front engine compartment was longer. , The whole slave body is also longer.

Obviously, it should make people feel its inconsistency, but it gives people an indescribable sense of beauty, perhaps this has something to do with its mirror silver car paint.

"This is the latest and most luxurious one in the House luxury car series. Some domestic celebrities and dignitaries bought it in the first time, and its price is less than 100,000. It is definitely your best The right choice."

Lynch took a brief look. Under Beth’s introduction, he also got in the car to experience the leather-enclosed rear seats and the flattening function. It was even equipped with a record player and the function of listening to the radio. Listening to the radio is definitely an enjoyment that only luxury cars can have.

"How much is it?" Lynch patted the car body and added, "I don't like some places, can any of you modify it?"

After a period of friendly negotiations, Lynch finally bought the car for 120,000 yuan. After rejecting manager Beth’s request for home delivery, Lynch drove the car and left the car sales. In the center, go directly to the bank and found Joe Griman.

When he found Joe Griman, Joe Griman was chatting with his subordinates. He has always been in a good mood recently. The state branch has twice called on the call to praise him for his outstanding performance during this period of time. Achievements, also called on everyone to learn from him.

Some people even asked whether he could take over the position of local governor. Once this kind of thing he had never thought of before becomes a reality, he will immediately be able to enter the upper class of society, and all this is the young man Lynch. Brought.

When he heard that Lynch was coming to visit him, he immediately expelled the others in the office and introduced Lynch into the office himself.

He opened the box on the table, picked out a solid color and handed it over, and asked casually, "What can I do for you?"

There was a sense of intimacy and joy both inside and outside of his words. Lynch cut open the two ends of the paradise, and Joe Griman immediately took the initiative to light up the solid color for him with a blowtorch.

Lynch threw the proof of his car purchase on the table. Joe Griman raised his eyebrows and looked at it carefully.

Although he behaved as if everything was easy to say and everything was easy to handle, he would immediately become serious and careful when he entered the work.

After reviewing this material and the complete tax certificate, he looked up at Lynch, "If you want to buy a car, you can actually come to me. I know local dealers and they will give you a cheaper price. "

Cars, which can be regarded as luxury goods, are not as easy to sell as people think, especially some luxury cars. Except for some special best-selling models, most luxury cars are in a slow-moving state.

Automobile manufacturers and sales companies have a large backlog of cars. The inability of these cars to quickly realize their liquidity also drags down their liquidity. In order to solve these problems, they often mortgage these cars to banks and use bank mortgages to relieve funds. pressure.

Joe Griman can easily get a very low discount price. Those who want to borrow from him and want to keep the handling fee down must have something to say.

This kind of operation that is not a violation will not be held accountable. It is just one of the many benefits of practitioners in the banking industry, who can always have a good relationship with the company.

Lynch shook his head and spit out smoke, "I applied for a low-interest loan, a car worth 120,000 yuan, how much can you give me?"

Joe Griman looked at the materials in his hand, then left a copy of it, and called the secretary to prepare a mortgage contract.

After he hung up the phone, he said with a smile, "I will try to give you a reasonable price. We are friends, right?"

Lynch nodded, and he raised his hands with the solid color, affirming Joe Griman's words, "We are friends."

Bank appraisal is often not based on the sale price of a commodity. A hundred yuan is often only worth fifty yuan or sixty yuan in their hands.

However, it is not that there are no things that cannot be manipulated, such as valuation errors, such as real-time price fluctuations. For example, many methods can cause some errors in the valuation and the final result. This is normal. The annual bad debt indicator is to cope with these situations. .

When these indicators are used, the people above will not blame Joe Griman for his work mistakes. The lending department itself is very risky.

In the past few years, the price of one carat of Valcido gems was about 2,000 yuan, but suddenly a huge Valcido gem mine was discovered in the local area. The price of all gems on the market dropped from 2,000 yuan per carat. It's two hundred yuan a carat.

This is something that no one can reverse with their own ability. Among them, banks must have suffered a lot of losses. Jewelry has always been the most popular pledge. Then I have not heard of any bank criticizing the acceptance of these gems. Handling people.

These indicators are not used, and they will not praise Joe Griman for doing well in risk management, just think that this is what he should do.

So no matter whether it is used or not, it will not have any actual impact on yourself, why not use it?

Therefore, no one will pursue these allowed mistakes. As long as they are not excessive and do not exceed a threshold that everyone has acquiesced in their hearts, no one will take the initiative to talk about these work matters.

Soon ~lightnovelpub.net~ Lynch signed a mortgage contract, and then 120,000 in cash was directly transferred to his account, and he had to pay the bank 100 yuan in interest every month until he paid it back. This money, or can't change this money until.

This method was not invented by Lynch. In fact, it had been widespread in all walks of life before then. Otherwise, Joe Griman would not need Lynch to remind him to know what he wanted to do.

For Joe Griman, he once again deepened the connection with Lynch through this trivial matter.

As for Lynch, he bought a luxury car worth 100,000 yuan at a price of 150 yuan a month, and everyone did not suffer.

After talking about these little things, Lynch talked about his true intentions. He plans to sell the current plot of the Sabine City Professional Football Club.

If this piece of land remains in his hands, he will not have the funds to build a new club outside of the city, and he lacks the start-up funds for his plan, and the financial crisis is imminent. Now if he doesn’t sell it, can he wait for it to be worthless? Drop it?

   Please remember the domain name of the book’s first publication:. 4Fiction Network Mobile Edition Reading URL: