When an ordinary Lemar resident walks into the lobby of the National Bank with his own property title certificate, he can easily apply for a mortgage loan and issue the loan on the same day, it is enough to imagine how tempting this is to people!

Most people now need money, and the lack of materials in society is gradually emerging. This is no longer the era of barter.

It doesn't mean that you can get what you want from other people's hands by holding something that you think is valuable.

You have to take the money out!

This is also the inevitable result of social development and evolution. In fact, fundamentally speaking, buying goods with currency is essentially a kind of barter, because we all know that currency itself is also a commodity.

It’s just that this kind of commodity is very special. It transforms purchasing power to a certain extent and is directly reflected in the ontology of the commodity. Therefore, this kind of commodity as a reference becomes more and more important.

Banks are willing to lend, and more and more people walk into the bank, so that the money it can mobilize is getting less and less!

Knowing these things, the head of the bank cursed and greeted the supervisor of the loan business from top to bottom. If it weren't for his self-cultivation, he was still passing, maybe he was about to start.

When people have made a decision, their positions and attitudes will change more firmly than people imagine.

like a woman...

When she loves you unconditionally, you can pull her hair behind her while saying humiliating words, and she will still think that as long as you are happy, she will be happy.

But when she doesn't love you, you are like a maggot in her eyes, if she can trample you to death, she won't mind lifting her high heels.

On some issues, the changes in people's positions and the firmness of their attitudes are beyond people's imagination!

After these two days, the head of the loan business decided to make a good impression on his new owner. At this time, he was not panicked at all when facing the president of the National Bank.

"President, there is no administrative document telling me that we are going to stop the loan business, so I just followed my job description and did what I should do..."

Of course, there can't be administrative documents printed with "Because we don't have any **** money, so don't **** give out loans to others", this kind of thing is impossible to do.

And the president can be sure that he has already greeted the loan business supervisor, and he will not approve the loan business again during this period.

His defense unexpectedly calmed down the chief executive. He stared at the subordinate in front of him, as if he was meeting him for the first time.

Looking carefully, his eyes were full of discovery, disbelief and disgust.

He pursed his lips, "I see, you have been fired, let's hand over your work."

The head of the loan business was also stunned for a moment. He didn't expect the president to dismiss him so decisively. He tried hard, "Removing me requires a meeting to discuss, and you have no right to do so."

The president sneered, "So from now on, you are on vacation, when will you come back to work, wait for my notice, is it all right now?"

In terms of personnel management, including work and vacation arrangements, the president has a lot of power in this regard, and there is no embarrassment for him to order so.

The head of loan business pursed his lips and looked at the other party for a few seconds, then complied with the decision.

"If that's what you want, then I'll go rest..."

Before he could finish speaking, the president pointed at the door and said in a relatively calm but trembling voice, "Get out, get out of my room!"

There was an almost irrepressible anger suppressed in his voice, he pointed at the door with his right hand, and clenched his left hand into a fist.

The loan business executive took a few steps back, then turned to leave.

He wanted to say something nice, but after seeing the eyes of the president, he decided to keep his mouth shut.

As soon as he left the office, the president fell into his chair as if he had collapsed, and his body lost all strength in an instant.

After a while, he reluctantly picked up the phone. At this time, his body gave him the feeling that he had been hungry for a week, and his body had no strength at all.

On the other end of the phone was the president. After the call was connected, the president had already spoken, but the president didn't know what to say.

He was holding the phone, listening to the president's voice from a little impatient, to completely impatient, and then to hanging up the phone, his movements did not change.

The busy tone on the phone rang for a while, and then completely lost the sound, which meant it was completely over and the line was closed.

He looked at the receiver in his hand and put it back in a daze.

What to do now?

he sat in a chair and asked himself.

He wanted Mr. President to issue an announcement, and then the bank issued another announcement, so that there is still some newly printed money in the warehouse, which can somewhat withstand it.

But soon, he gave up.

The invisible enemy has already strangled the neck of the bank. Once the run starts, everyone will be the enemy of the bank!

This can no longer be solved by issuing new coins, unless the president can approve him to print hundreds of billions at a time, but obviously, this is impossible.

At this time, no matter what your idea is, there is no way.

An hour later, the National Bank of Lemar suddenly issued an announcement that the annual interest rate on savings was adjusted from 7.79% to 26.9%. After the increase, the interest rate was more than three times the original rate!

This news quickly brought a brief calm to the Lemar society, which was in constant chaos.

what does that mean?

To put it simply, if you deposit 1,000 yuan in the bank for one year, you will have 1,269 yuan with interest after one year.

The return rate given by the best hedge fund of Baylor Federation did not exceed 11% last year, and this is only the expected value.

But stored in the bank, this is the value!

Some people start walking into the bank, they intend to deposit money in, after all, if the money is not spent, they will always have so much money in their hands.

But if you put it in the bank, you can get more.

There are also some people who start to apply for larger loans. When the deposit interest rate has been adjusted but the loan interest rate has not been adjusted, it is the smart way to borrow from the bank and then deposit it in the bank.

But obviously, after the president greeted him, all loan business stopped again.

At around 12:00 noon, the president's people found the president, and then he spoke with the president.

"Is it you who called in the morning? What happened? Why did you adjust the bank interest rate so high?"

The president's voice was full of exhaustion. If Paradise Island Resort does not start work for a day, those workers will not let him go.

Because it is a daily paycheck, these people have had no income for several days, and they don't have much money left in their pockets.

This feeling of falling into a desperate situation without money anytime and anywhere makes everyone hate it. They can only find trouble with the president, because all these are caused by him.

Now there's even bigger trouble.

It doesn't matter that Bank Negara raises interest rates, but what about those private banks?

After the national bank's interest rate has been raised to a terrible level, the depositors of the private bank will withdraw their money from the bank and deposit it in the national bank.

Unless the private bank also keeps up with the interest rate of the National Bank, at least the difference cannot be too much, and the difference of a few tenths is still acceptable.

Otherwise, private banks will soon face a run on the wind.

Private banking, to put it bluntly, is a fund-raising behavior that complies with the rules and is licensed within the rules and regulations. The money of these depositors is not honestly staying in the bank's vault.

The money has also been used by the operators of private banks to develop industries or to operate financial products, and even the money is not in the country!

They are even less capable of resisting risks. What's more troublesome is that the people standing behind these private banks are all those who are at the peak of Lemar's wealth or power.

The dissatisfaction they showed caused the President to be extremely troubled. Now these banks can only stabilize their depositors and ask the President or the National Bank to explain the situation. The best way is to announce to the public that the interest rate adjustment is wrong, and then return to the original rate.

Otherwise, the only thing they can do is keep up with the interest rates of Bank Negara, which is not something they can afford.

They can't reach such a high net profit in terms of the utilization rate and profitability of depositors' funds, and they can't support such a high interest rate at all!

Therefore, the president's accountability came.

The president had a lot of things to say, but he didn't know where to start to say them, he just stood there blankly holding the receiver.

After about three or five minutes, a sigh opened his mouth.

"We were fooled, Mr. President, by Lynch and the Federals."

"Increasing interest rates is the only way we can save ourselves now. Once the federal people start to destroy the National Bank, not only me, but you will also be affected!"

The President was confused, his head was filled with the ugly cries of seagulls~lightnovelpub.net~ I don't understand! ", the meaning of this sentence is to ask the president to explain clearly.

As for the President, it is naturally clear.

"Our loan to Lynch is in new currency, which can be said to be counterfeit currency from our point of view..."

The big president interrupted him suddenly, "How could it be counterfeit money? Isn't this money printed by the coin printing factory?"

The president's voice rose a little, "But there is no document to prove that it ever existed, Mr. President, do you understand what I mean?"

"There is nothing to support that it does exist in our cognition. What is it if it is not a counterfeit currency?"

"Even if we add some documents now, it's too late. If I'm not wrong, the federal people should be ready to crush our economy, finance and currency."

"I'm so stupid to forget how they deal with Nagalil..."

"Mr. President, we are done!"