Blackstone Code

Chapter 433: We never lose money

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"Mr. Lynch, please come with me!"

After a brief greeting, Carl took Lynch to the elevator. This is not a place to talk about business, but you can talk about other things.

"When Joe Griman called me, I was really taken aback. I didn't expect that he would be lucky enough to meet a big man like you in such a remote place. What an enviable guy!"

Carl even talked about the art and the importance of this art. He touted Joe Griman, but he praised Lynch even higher. This kind of indirect flattery is not so naked and not too offensive.

"Mr. Joe Griman is a very interesting person. He helped me a lot when I started my career." When the two walked to the elevator door, the elevator door opened.

There is already a blonde elevator man serving two men with a smile.

Entering the elevator, the elevator operator is facing Lynch and Carl with her back. I don’t know if she intentionally or accidentally. Her skirt may be half a size smaller. Not only does it look a little tight, but even the traces of her dress inside show up. come out.

Sometimes showing this kind of trace makes people feel unsightly and unsightly, but sometimes it becomes very special.

The two men’s eyes stayed on the staff’s skirt for a while and then returned. The elevator is only available in such occasions, and there is no small place at all. This is also a beautiful landscape.

"...While we are still obsessed with decorating our shelves with 80-cent plaster vases and a dollar glass vases, those capitalists have turned our girls into vases. This is a shameless society..."

The above sentence comes from a book by a sociologist. The sales volume is not very good, but what he said is thought-provoking.

The elevator did not stop all the way, because it does not accept ordinary people, and ordinary people are not eligible to ride such elevators. Although there are elevators on the other side of the lobby, and the elevators are also equipped with some staff with physical disabilities, it is one of the two. There is absolutely an impossible gap between.

Lynch did not know that in the bank, from the bottom cleaners to the middle managers, they are all proud of taking this elevator. As long as they get on this elevator, it means that they have received an interview from the top of the bank. .

The elevator stopped on the ninth floor, and the young beautiful girl took the initiative to walk out of the elevator car with a smile, bending over outside.

From Lynch's angle, she could see the red dress she was wearing today through her chest, but she didn't seem to notice anything.

Leaving the elevator, the elevator door slowly closed. Carl reached out and led Lynch to his office. As he walked, he smiled and said, "It's only a little over five hundred yuan, it's a good deal, isn't it?"

What he was talking about was actually the elevator clerk. As long as more than 500 yuan, the middle and high-level managers of the entire company can maintain a certain kind of "taking advantage of others" all day long, plus this is still a beautiful Girl, this business is indeed very cost-effective.

For people like Carl, the growing feminism in society is actually not a bullshit. He can use money to smash most of the girls on the ground. In fact, his attitude reflects the real upper class of society in this era. manner.

An attitude of being arrogant, arrogant, and there is a gap between the innate and the middle and lower classes of society, they only regard those people as a necessity to adjust the environment, rather than an equal person.

Only those who can make them face up are human to them.

Carl's office is very large, about a hundred square meters, and there is a bar and a pool table. There is a door in the corner behind his desk, which should be a lounge.

Most of the federal high-level management offices have a lounge, which is one of the reasons why the problem of internal **** of large federal enterprises is so serious and widespread. They take the initiative to provide the necessary environment for the management.

"Just sit down, do you want something?" He raised his wrist and glanced at his watch. "Maybe some light wine is a good choice..."

At this time, there are about two hours before lunch, and the morning is not suitable for drinking spirits, coffee is not good, juice..., there is no juice here, then some light wines are good suggestions .

Lynch nodded, he poured a glass for Lynch, brought it together, and then sat opposite Lynch, "I heard you want more proportions?", he pushed the glass to Lin strange.

Lynch took it a little bit, did not pick it up, only slightly changed the position of the wine glass, and then nodded, "Last time I got the funds from the exchange, but it was too little."

The three major federal exchanges have banks' workbenches and even their account managers. The purpose of these people is to target major stock brokerage companies and those institutions and provide them with a full set of financial services.

From quick mortgage loans, short-term or even overnight borrowing, to providing leveraged funds in various proportions, they do everything that has something to do with money and allows them to make a little money.

He contacted six banks, but the other party basically only offered him a ratio ranging from eight to ten times. When he wanted to go a little bit higher, the bank began to refuse.

In fact, Lynch can also understand that, after all, he has not shown his talents in this area, and it is normal that the bank's ratio is not high.

What banks like to do most is to make sure to make money without losing money, rather than risky and risky money.

Fortunately, he passed the first level, and now we can talk about the second level.

"I heard that, ten times, in fact, this ratio is no longer considered to be exposed..." Carl did not show an attitude of agreeing with Lynch, and he felt that ten times was really not a small number.

"Perhaps from the outside, ten times of ten dollars is only one hundred dollars, but Mr. Lynch, the funds we are talking about are all counted in one hundred thousand or one million. Ten times one million is one hundred dollars. Ten million, the risks in the international financial market are unpredictable, and we don’t even have time to force liquidation."

"Unless, you can provide more protection."

There is a certain time delay between international financial transactions, which may be only a few minutes, but this is enough for many people to experience the process of getting rich to bankrupt in a very short moment.

To give a simpler example, a person owns 1 million, and then gets 9 million of funds from the bank, making up 10 million.

Three minutes ago, he made 10%, which means that he made a million with a practical use of one million. If he hadn't allocated funds, he would need to make at least 100% profit to do this before.

But with capital leverage, as long as there is a 10% profit, he can take one million home.

But similarly, because of the transaction delay, it may only take five minutes to buy something that he bought fell by 5%. The bank will forcibly close the position in order to ensure that its own interests are not harmed.

Five percent of ten million is five hundred thousand, so that the bank can ensure that its nine million funds are not lost, and there will be a profit of five hundred thousand (according to the contract).

But if the market fluctuates by more than 5%, 10%, for example, 15%, even if the bank closes the position in the first time, in addition to the one million in his hand, the funder will also The additional loss of 500,000 owed to the bank and the negotiated capital allocation fee, which can also be said to be handling fees or interest, will do.

The higher the leverage, the greater the risk. The risk that a 100 times leveraged bank can bear is only 0.5%, and the risk that a 200 times leveraged bank can bear is only 0.1%.

If there is no collateral or no behind-the-scenes transactions, how can a bank arbitrarily release a hundred times leverage? You must know that in the international futures market and foreign exchange market, fluctuations of about 10% in a short period of time are relatively common.

Even if at the close of the market, according to the game theory, an account does make a profit, but in fact, any fluctuation in the process is enough to make the account go bankrupt after forced liquidation.

In Carl’s view, the tenfold allocation of capital has actually put a lot of pressure on the banks. The current economic situation is sluggish, and the federal government is promoting credit loans. In fact, banks are not willing to invest too much cash. Into high-risk financial activities.

If Lynch wants to get more proportions, he must come up with a guarantee.

If he can't come up with the guarantee that can ensure the interests of the bank, Karl will at most increase this ratio to twelve or fifteen times, not more.

Lynch was silent for a moment. He opened the briefcase he carried, took out a document from it, put it on the wide coffee table, and pushed it over.

Carl didn't open it immediately, but looked at it a few more times, whether it was the file or Lynch, and then reached out his hand to pick it up slowly, and asked, "What is this?"

"Money!" Lynch took a sip from the wine glass, "a lot of money!"

Carl was amused by Lynch's words before he came to look eagerly. He glanced over the file and glanced at Lynch, "I hope it is too, but first let me see..."

Lynch didn’t bother him anymore. Carl looked at it very carefully. He put down the documents several times on the way, walked inside and made a few phone calls. A group of people soon came, apologizing to Lynch, and auditing together around the desk. This document.

It can be seen that these people's expressions are a bit excited and a little nervous. For banks ~ lightnovelpub.net~ this kind of steady profit business is their favorite!

It lasted until nearly twelve o'clock, and Lynch sat here for more than an hour before they came to the result.

"A lot of money!" Carl, who sat back across from Lynch, couldn't help but exclaimed, "May I ask, how did you get this contract?"

Lynch shook his head, "No comment, that's a trade secret. Does it have enough weight?"

Carl hesitated. He actually knew that it was enough, but he had to show an attitude that was not necessarily enough, so that he could keep the price down later.

It's just that he hasn't shown this kind of struggle, so Lynch interrupted his performance, "We all know its value. If you say a'no' now, I'll go across the road."

There is a very powerful bank across the road called Shengrong Gold (Silver) Bank!

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