Blackstone Code

Chapter 528: The clutches of the bank

   Originally, Lynch’s idea was to speed up and acquire those factories.

   These factories are still cumbersome in the eyes of many people, but Lynch does not think they are cumbersome. On the contrary, he has found a way to make money for him with these factories.

Sometimes capitalists...no, no capitalist Master Lin is good at this kind of "money-for-money" game. Only people in his field can understand how to use one hundred yuan to satisfy more people with one hundred yuan. Satisfaction and desire.

  Although he could not inspect the factories and enterprises on the spot during this period, he could do the investigation first.

   In the morning, after bidding farewell to Vila, Lynch went directly to the Sabine branch of Jinhui Company. This is a bank directly under the city level, not the kind of branch on each street.

   The bank governor personally received Lynch. Lynch is now a major customer of Jinhui Bank. His rank in the bank has been raised to the rank second only to the main members of the board of directors, and belongs to the third tier.

The president of the    branch was not as high as Lynch in terms of the bank's internal status, so he took the initiative to welcome outside the bank.

When Lynch’s motorcade slowly stopped on the side of the road, the bank president trembling in the cold wind personally opened the door for him, when passers-by and bank employees were surprised and even envy, jealous and hate eyes focused on him. , Lynch seemed to hear the voices of these people.

   "It's **** good to have money!"

   "I didn't know you would pick me up in person, or I would definitely not make this call."

   Lynch got out of the car and took off his gloves, revealing his soft, white right hand. When he stretched out his hand, the bank president shook his hand.

Maybe it was because he didn't want his cold and hard hands to give Lynch a bad experience. He also let go of his hands proactively. The smile on his face couldn't detect the fact that he was about to freeze. It was red. There was a burst of green, that was the frozen green, "This is what I should do. The state bank and the head office have issued the documents. Thank you, Mr. Lynch, for your help to Jinhui in Nagalil."

   Lynch is not the only high-level joint development company who is on the side of Jinhui on the Nagalil issue, but the bank cannot just because he is not the only one to downplay this matter, it will offend people.

So they not only improved Lynch’s level internally, but also actually issued documents. On the one hand, they told everyone that Jinhui has established a firm foothold in Nagalil and that the unprecedented increase in business volume has given some people the opportunity to go. , But those who hesitated regretted breaking their bowels. On the other hand, they also mentioned Lynch’s help to the bank.

   As a human being, he has achieved this, and he has far surpassed many people.

   "Let's go in and say, it's too cold outside." Lynch patted his arm, and the president immediately agreed.

   The two walked into the bank side by side. The moment Lynch entered the bank in his footsteps, almost all the staff where he looked at stopped their work and stood up and looked at him.

This also led to some unidentified people who were doing business in the bank also stood up ignorantly, wondering if they would have to learn how to learn banking when they pass here. Bow what?

Fortunately, this kind of thing didn’t bother everyone for too long. The president took Lynch directly into the president’s elevator and went upstairs. Bank branches and state banks in various places have been learning upwards in certain aspects, such as some An elevator that is not usually used by ordinary people.

After entering the warm room, the president’s situation seemed to ease a lot, and his face returned to normal. He personally brought a cup of coffee for Lynch, and then sat next to Lynch, “Mr. Lynch, what’s wrong? What can Jinhui do for you?"

   He did not use "I" or "Sabine Branch", but directly used the name "Jinhui", because he and the regional branches simply could not represent the attitude of the entire bank.

   Lynch talked directly about the purpose of his trip, "I hope I can check the funds and debts of some companies..."

   The bank governor was taken aback for a moment. The business situation, debt situation, and asset situation of an enterprise, anyway, are related to whether the enterprise has money or not. Three organizations will do the filing at the same time.

   The first one is the bank. A business cannot be done without the support of the bank, whether it is deposit remittance or other financial-related businesses, it cannot do without the bank.

   The second organization is the tax bureau. No one knows how many accounts a company has, how much money it has in its accounts, how much debt it has, and what the nature of each money is. No one knows better than them.

   The third organization is the local social service bureau. The social service bureau is responsible for the registration and renewal information of enterprises, which also includes a certain, but not much, business situation.

This information is not actively disclosed to the public, nor does it support personal access. After all, it involves many companies’ very confidential issues. There are also corresponding laws in the federal government to support the three agencies to keep this information confidential until it is necessary. After the party agrees, it will be disclosed to the public to a limited extent.

   Like Lynch, he said that he wanted to check the funds and debts of these companies. To be honest, it was the first time that the president met. He hadn't even heard of it before.

"This doesn't seem to be in compliance with the rules..." The bank president explained with a wry smile, "There are regulations in the bank. These are non-public access to information. You need to apply for administrative orders. It will not be approved in a short time, and we need to notify those The person in charge of the enterprise."

   Lynch didn’t care. “You can call and ask, but please trust me. Calling this phone, it’s better to show me the documents.”

   The governor hesitated. He could understand Lynch’s words. He felt that there were some non-compliance issues and he responded, but what about the people above?

Not all people in the state line are able to call the shots. They must continue to respond upward. Eventually, they will be tossed for a long time because of things that are not of interest to them. The people above think it is not flexible enough.

It’s not good to toss. As the first person to come into contact with this report, he may be hated by Lynch, or considered incompetent by the president below, so this kind of report is not good, and it’s not good not to report, Lin Strange words put the president into a dilemma.

   "It's just some humble companies. After I acquire them, they will be mine. I check my own company's capital and debt situation in advance. There should be no problem, right?"

   Lynch's words and his attitude are not aggressive, but rather like discussing, the feasibility can feel that behind this seemingly gentleness is a toughness.

   He was thinking, and Lynch did not bother him. After about half a minute passed, he sighed, "I hope Mr. Lynch will not tell other people about this. This is really not in line with the rules!"

   The repeated reiteration of an unruly thing is not that it really violates some people's principles, but that the president has made a decision at this time and emphasized his own role.

   Lynch nodded slightly, "I know that another person may not be able to understand what I said, anyway, thank you very much for your cooperation..."

Not long after, the governor personally took some documents to Lynch. These were the files of companies that Lynch requested. They recorded the deposits of these companies in their bank-to-public accounts, the flow of funds, whether they had debts, and whether they had mortgages. Wait for the situation.

If they get a loan from a bank, the more the loan amount, the more detailed the information will be. The bank will never put themselves in danger. When they assess that a company’s current situation may not be able to pay off the loan, they It will file a lawsuit in the court before the company loses further and cannot repay the loan, requiring the company to repay the arrears in advance.

   In fact, this is very inconsistent with the loan contract. If it does not expire, most people may think so, but the bank also has a bank method.

During the loan process, the bank will mention some of the most basic issues to the company. These issues will also be entered into the information or even the contract. One of them is "If the bank agrees to your loan, you intend to use the money in Where".

Most people will say that I will use it to buy raw materials/buy new machinery/build new assembly lines...etc. etc. At this time these answers become the simplest reason for the bank to collect debts-you did not lend the bank to Your money is used for the purpose you stated to the bank. You broke the contract first, so the bank has reasons and the right to call for payment in advance.

Isn’t it so fucking? If the company protested and filed a counterclaim~lightnovelpub.net~ the bank only asked one question and it was impossible to answer—how do you prove your consumption within the scope of non-loan contract allowable consumption, Not being part of the loan is enough to cause headaches for many people.

   And it is very easy for them to prove this. We are the bank. We know whether you use borrowed money or your own money.

   That's why Lynch went to the bank to check the information, not the tax bureau or the social service bureau.

   "Thank you very much for your understanding and help..." Lynch expressed his gratitude and focused on these documents.

   These companies are small manufacturers of daily necessities, such as pots, barrels, pots and other factories that are closely related to people's lives.

These factories have complete assembly lines and skilled workers. Even their warehouses store a large number of tail orders and piles of raw materials. Together with their assembly lines, the value of these things has far exceeded the market value of these companies. It is also a good time to acquire them.

   But to acquire these companies, you still need to wait a while. While creating an opportunity for Ferrara, it also reduces the problems encountered during the acquisition. For example, some people gritted their teeth and are unwilling to sell, or convert them into shares again.

   Lynch carefully selected seven or eight suitable companies and took them out separately. The bank president also looked through it. He noticed that these companies have a certain amount of loans...

  

   Please remember the domain name of the book’s first publication:. The fastest mobile version update URL: