"Although this is not compliant, I don't think it is a problem!"

The head of the Royal Bank's loan department smiled and said this to a nobleman. The nobleman's originally somewhat unhappy face also had a more reserved smile.

This nobleman came early in the morning and asked to mortgage his manor, villa, luxury car, and a large amount of art and jewelry.

Honestly speaking, encountering such aristocrats often means making a fortune. There are two situations for such aristocrats.

The first is that they may have participated in a certain gambling game and lost all their assets.

There are also gamblers among the nobles, and they play very big.

Gambles like one to two hundred, one to two thousand or even one to two thousand to two thousand one win or lose, seem to be a bit unstimulating for them.

When the money reaches a certain level, winning or losing is really just a change in the number of digits. This change is hard to make people's heart beat faster.

Only by gambling on property can these gamblers and aristocrats feel the kind of happiness, the kind of happiness that stepped on the steel wire of fate and the kind of happiness that is slowly moving forward on the abyss, the kind of happiness that faces an unknown destiny.

There is not no nobleman who went bankrupt at the poker table in history, and there is more than one.

There is also a possibility that the "life cycle" of these nobles is about to end. For example, it is uncertain whether they can obtain new entitlements from His Majesty the Emperor, or they may become civilians.

The assets they hold are likely to become an incentive for them to suffer. At this time, it is a good choice to change the property into money and then leave Gevlar. Of course, use the money to open up the relationship and find a way to get the Privy Council to declare the grace for them. Also a possibility.

No matter what the situation requires them to mortgage the property to the bank, it means that the bank can make a lot of money. Even if these people are nobles, the bank cannot lend them 100% of the market price.

Seventy percent, this is already the biggest concession. If common people want to take a loan, they can only get 40-50% of the actual value of the collateral if they want to take a loan with the nobles and the Royal Bank. In the bank, you can get a little higher, but not more than 60%.

Even though 70% doesn't seem to be a lot, it's actually quite a lot, especially in the hands of nobles.

For example, rewards from the royal family, gifts from nobles, or various works of art that some capitalists want to rely on them to contribute. If the estimate is too high, they may use the bank as a channel for realization.

Early in the morning, the nobleman who came to take out the loan pledged almost all of his properties in one breath. Although the business could make money, it was not very good because the loan was too much.

Fortunately, this is just a little nobleman, his family is not so thick.

While saying that it was not easy to do, he smiled and pressed his signature on the contract, showing that it was really difficult to do from the point of view of business affairs, and at the same time, it also reflected that he was in the whole thing. No matter what happens in the future, at least it will not be a "wicked person."

"I will have someone transfer the money to your account later..."

The little nobleman smiled and nodded to express his satisfaction with the supervisor. He seemed to ask casually, "Can you give cash?"

The supervisor was a little...surprised, "Are you sure you want cash?"

"These cash can almost fill our house, transportation will also be a hassle, and it will let people know that you have so much cash in your house, which may cause uncontrollable security problems."

The little nobleman hesitated, "I'll make a call..."

Under the leadership of the supervisor, the little nobleman entered the lounge and came out after about a few minutes. His expression returned to the original indifferent expression, "Yes, but you must make sure that when I withdraw the money at any time, they must If we can take it out, we need to sign an agreement..."

The supervisor is a little bit confused, but the nobles have always been a group of people who don't understand, "In fact, you don't need to worry about this problem at all. As the head office of the Imperial Bank, we have the confidence and strength to honor any withdrawal request at any time!"

When he said this sentence, there was a kind of pride on his face. He also omitted the word "Royal", which should be the Imperial Royal Bank.

From this aspect, it also reflects the strength of the Imperial Royal Bank.

It's just that he is very confident that he can do this, but the little nobleman doesn't think so, "If we can't sign a supplementary agreement, then you have to give me cash. You don't need to consider the safety issue."

Seeing that the nobleman didn't seem to be joking, the supervisor hesitated, "I need to ask, please wait a moment."

After he left the room, he went to the next room and reported the news to the executive director who is currently in charge of the bank's work through the internal phone.

Although the executive director also finds it a bit inexplicable, it is indeed inconvenient to take out so much cash at once-the underground vault used by the Imperial Royal Bank to store cash is very troublesome to open, requires a lot of procedures, and also requires The five chairpersons used their keys to insert them at the same time.

For such a small amount of money, he felt that it was not worthwhile to toss for an hour or two.

"I agree with you in principle to sign this supplementary agreement, but you must pay attention to the wording and let the legal department help you draw up the agreement..."

Not long after, the supervisor returned to the room with a red letter of the agreement and signed this supplementary agreement with the little nobleman.

If the little nobleman cannot withdraw his money from the bank account when needed, the bank must pay at least 1.5 times the compensation, and for each day in arrears, the total compensation is increased by a percentage point on the basis of the previous day's total. Of five.

This agreement didn't seem to be a big problem. After the two parties signed it, the supervisor personally sent away the nobleman.

Before he returned to the office, he had not had time to rest. The call from the reception desk reached him, and another nobleman wanted a loan.

"What's wrong?" The supervisor looked at the phone with some doubts, but still received the nobleman.

This nobleman had the same requirements as the previous nobleman. He pledged as much as possible and asked for cash. The other party prepared enough. All kinds of property rights certificates were brought over. There were several servants pushing carts. Several wrapped oil paintings were brought in with some artworks.

After having the same set of procedures, the other party also requested to sign a supplementary agreement.

After all the agreements were signed, the supervisor asked softly, "It is very presumptuous to ask a question, why do you ask for cash withdrawal at any time?"

The nobleman in front of the supervisor glanced at him, shook his head, and did not speak, but even if he did not speak, the supervisor seemed to understand something.

"Sorry, I was reckless." He took the initiative to stand up and sent the nobleman away.

After the nobleman got in the car, he immediately went to the office of the executive director and said something that puzzled him, "Just now another nobleman came to mortgage the property and also asked for cash. I think... there may be a third party. One, fourth!"

The executive director is an old man in his sixties. He put aside his work and looked at the head of the loan department, "What do you want to express?"

The supervisor was hesitant to say whether or not to say it. In the end, he felt that he should say that once something really happened, he might also have to take part of the responsibility.

Now that he speaks out the problem, if something really goes wrong, the responsibility is not on his head.

"If they all borrow money, and specify cash and withdrawal at any time, will it affect our normal work?" The supervisor said in a tactful manner. He did not say whether the money in the treasury is enough or not, but only said that it would affect normal work. .

The executive director thought for a while, then shook his head, "Don't worry about this problem, we are able to pay for the requirements they want to reflect. You have to believe in yourself. If you can't handle this, we won't be an empire. The biggest bank!"

The executive director picked up the pen after speaking, but his eyes were still on the supervisor, "Anything else?"

The supervisor originally wanted to say something. The executive director had already indicated that he should not disturb his work. If he asked, he might offend the executive director, so he could only choose to leave.

What he wanted to say was that the money the nobles had in the bank was not only the part of their loan, but also their own deposits, which was also not a small figure.

But the executive director is obviously not interested in these issues, and he will not take care of it anymore.

He reported the problem, so he doesn't need to bear joint and several liability when the problem occurs, and it doesn't matter what the loss is, it has nothing to do with him.

Then, new nobles appeared. Not only the Imperial Royal Bank, but also in the Imperial Capital and surrounding cities, all banks had a large amount of aristocratic loans. For a while, there seemed to be a special flavor that flooded the Imperial Capital. A faint smell of blood.

It's like... a drop of blood falls into the sea, and it's scattered. You know it's in the water, but you can't see it.

You can't see, but you can "see" some things, such as sharks.

At 9:30 in the morning ~lightnovelpub.net~ the Gevlar Financial Index plummeted after the opening, and dropped by 2%.

The main reason for such a sharp drop is that the Minister of Finance said on the TV program last night that he wanted to thoroughly investigate the operating conditions of listed companies.

This is not a joke. The trading of six heavy stocks has been suspended, and the bank’s public accounts have been frozen. The Chancellor of the Exchequer used actions to show that he was really not joking.

But just when people felt that the Gefola Financial Index might continue to plummet, an incredible scene appeared.

Not only did the financial index not continue to go down, but after a period of sideways trading, it slightly tilted its head. It was actually pulled up a little bit. Although not much, it is indeed upturned on the trend chart drawn by people!

The news soon spread throughout Gevlar, and the chancellor also learned of the news.

However, he did not show any joy. Instead, he was ridiculed, and it is said that he even cursed.

"Cheap bones!"