A few years ago or a few years later, someone like Liu Changming, who was officially well-off, could easily borrow money from the bank after he got the land. ..., relying on relationships to acquire land, use the land to borrow money from banks, then start building a building, and then sell the house to collect funds. Many real estate developers operate in this way, and it is almost a business without capital and profit.

Liu Changming also made this calculation two years ago, but just last year, the real estate bubble in Hai/nan shocked the whole country. Mr. Zhu personally spoke, terminating the listing of real estate companies, and fully restricting the entry of bank funds into the real estate industry.

Because of the real estate bubble, the bad debts of the four major state-owned commercial banks reached 30 billion yuan. This amount of money is nothing after ten years, but it was absolutely astronomical in the early 1990s. As soon as Mr. Zhu spoke, the bank not only refused to lend to real estate developers, but even some real estate loans that had been completed were terminated.

This is the case with Liu Changming's Rose Garden Villa project. The loan was originally obtained, but the follow-up funds were directly blocked by the bank. Without the support of the bank, it was impossible to sell off-the-plan condos, and the capital chain of the Rose Garden project was suddenly broken. Liu Changming had no choice but to find Kaizi to take over the offer.

"Mr. Kang, look, this is a map of the capital. From the city center to Changping, there is actually only a little distance, which is not too remote for a rich man with a car," Liu Changming took out a lot of maps, photos and The renderings came out, "The planning and design of the rose garden, I specially invited well-known foreign designers to do it. Look at the renderings, the garden houses, surrounded by green water, the environment is 10,000 times better than the city. We want to make the rose garden. Become a brand, and make it into a mid-level villa area in the capital. The people living in it are either rich or expensive, and it will definitely become a star project..."

Liu Changming is very talkative. Talking one by one, Kang Jianfei must be fooled into the game.

Kang Jianfei asked with a smile: "Since the Rose Garden project is so promising, why did Mr. Liu ask me to do it, wouldn't it be better to have one less person to share the money?"

Liu Changming smiled embarrassedly: "Ming people don't speak secretly. There are national policy issues, and the bank's loan cannot be obtained. Mr. Kang, you are a very rich man, and if you leak some money out of your hand, it is enough for the Rose Garden Villa to be successfully completed."

Kang Jianfei smiled casually: "Although I don't understand real estate, I also know that this stuff is a test of capital and operational capabilities. The Rose Garden project is too big, Mr. Liu, you are doing real estate for the first time. To be honest, I don't want to cooperate with a novice. develop real estate.”

The smile on Liu Changming's face froze. If Kang Jianfei was questioning the Rose Garden project, he could continue to fool around. But Kang Jianfei directly questioned his ability to manage real estate. He clearly said he didn't want to play with you, a novice, so how did Liu Changming respond?

Kang Jianfei stood up and was about to leave the restaurant, and said, "If you want to get rid of this project, I'm still a little interested, but if you want to cooperate with me, I'm sorry. You, huh, don't have that qualification!"

Liu Changming's face was half red with anger, just as Kang Jianfei was about to leave the restaurant. He shouted, "Mr. Kang, wait a minute!"

"Have you thought about it?" Kang Jianfei asked back.

"Think about it." Liu Changming nodded weakly.

Because of the Hai/South real estate bubble in the past two years, and now the country has clearly suppressed real estate, it is difficult to play without strong funds. Liu Changming poured all the money he had earned in business for ten years into this project. Now that he can't get it up or down, how could he not agree when someone takes over.

...

In the development of tourist areas such as Wudang Mountain and Danxia Mountain in the past few years, Hu Juncai also established a company called Xinda Real Estate. Mainly do real estate development projects in scenic spots.

After Kang Jianfei negotiated with Liu Changming, he invested some money in Hu Juncai's Xinda Real Estate. Then, in the name of Cinda Real Estate, 25 million yuan was spent from Liu Changming and another shareholder. 45% stake in the Rose Garden project. As for the remaining 55% of the shares in this project, it belongs to the Changping County Government Real Estate Development Company, which uses the land as a stake.

Liu Changming has been tossing for two years, not only did he not make any money, but he lost millions. Kang Jianfei is still very kind and righteous, and he didn't lower the price too hard, otherwise his project would only be rotten in the ground.

In Hu Juncai's house, Ye Zishan, who has a big belly, cooks and cooks in person.

Kang Jianfei and Hu Juncai were sitting in the living room and playing chess. Hu Juncai shot a gun and asked, "Why did you suddenly think of doing real estate?"

Kang Jianfei pretended to say, "It's not that I haven't done it before. Nanluoguxiang Commercial Pedestrian Street is my work."

Hu Juncai said contemptuously: "Come on, come up with an idea, that's what the Zheng family is doing. It's better for you this time, quietly take over the rotten plate of the Rose Garden, which covers an area of ​​500,000 square meters. The real estate project is enough for us to toss for years."

"Don't worry, the villa will be repaired slowly, and the more you go, the more valuable it will be." Kang Jianfei ate Hu Juncai's soldiers on a vault.

Hu Juncai shook his head: "It's no wonder that several million villas can be sold. There are a lot of millionaires in the capital, but they have all the money to invest, who would spend millions to buy a house? What's more, the place is so far away."

"There's nothing wrong with it." Kang Jianfei smiled. He has traveled through the former Beidrift for many years, and is very familiar with the boundaries of the capital. It will take a few years for the Shahe Higher Education Park to be built. The Central University of Finance and Economics, Beihang University, Beiwai University, Beiyou University and other key universities have built their campuses in Changping, making the Rose Garden. Being the only Jingcheng villa area located in the university town, the house price is rising rapidly.

Millions of villas may not be easy to sell now. But China's economic development is too fast. After two years, the first phase of the rose garden is completed, and then it will be another scene. As long as the brand is hot, I don't know how many big money will rush to buy the "First Villa in Beijing" ". When the second phase of the Rose Garden is completed, those villas will all become school district houses, and the speed of making money is about the same as stealing money.

Kang Jianfei didn't talk about real estate anymore, he turned to the topic and asked, "By the way, how is our mobile phone doing?"

Hu Juncai went back to the study and took out a box, handed it to Kang Jianfei and said, "Well, this is the prototype, and it can be put on the market after the test is completed."

Kang Jianfei opened the box and saw that there was a blue and white mobile phone inside. This mobile phone is not only a technical copycat of Motorola, but also has a similar shape and design, only the thickness and details are different.

"I said, who designed the appearance? It's too lazy." Kang Jianfei complained while holding his phone.

Hu Juncai said: "I think it's pretty good, the atmosphere is thick and heavy."

Kang Jianfei corrected: "Our technology is no match for Motorola, and our brand is no match for Motorola. If we want to seize market share, we have to start from the appearance. What does a mobile phone represent? High-tech! The design must be fashionable and have a sense of technology."

Kang Jianfei didn't play chess anymore, so he went to Hu Juncai's study to get pen and paper, and drew all kinds of beautiful and fashionable mobile phones from memory.

After drawing more than 20 models, Hu Juncai was stunned, and then smiled bitterly: "If you move your pen like this, the people below will have to run and break their legs. But these mobile phones you drew are really beautiful, even better than Motorola's. pretty."

Nonsense, this is a classic design in the future of various brands of mobile phones, and it is not beautiful.

Kang Jianfei continued: "No matter if the design needs to be changed, we can also divide the mobile phone into several grades. For example, we can add diamonds to the mobile phone or get a gold version of the local tyrants. The big ones absolutely love it."

What kind of diamonds, what local tyrants gold, it is very tacky when I hear it. But the big money in the country recognizes this set, with gold chains around their necks and ten gold rings on their hands.

Hu Juncai said speechlessly: "Is that necessary? If a diamond-encrusted mobile phone is actually produced, not many people will buy it."

Kang Jianfei woke up and said: "Diamond-encrusted mobile phones are not used to make money~lightnovelpub.net~, but to build a brand. We can do this. Local tyrants gold version mobile phones are sold in limited quantities, and diamond-encrusted supreme mobile phones need to be prepaid to order. , known as all handmade. This news is used to stir up, with the gimmick of national brand mobile phones, it will definitely cause a heated discussion in the whole country, and the popularity will be opened at once."

Hu Juncai sincerely praised: "I have been in business for so many years, but I still can't compare to you, a complete profiteer."

"I can understand that you are complimenting me." Kang Jianfei said solemnly.

The two began to hype the operation. It is certain to invite Hong Kong and Taiwan stars to advertise. Kang Jianfei has thought about the advertising word: "Using BBK mobile phones, step by step to win, step by step to rise!"

People in business and officials are absolutely delighted to hear this slogan. What Chinese people draw is a mouth color, just like "Golden Lee", how many people wear Gold Lee's ties all their lives because of this name.

As for the diamond-plated gold-plated black and white screen antique mobile phone, Kang Jianfei thinks that the picture is too intoxicating. (To be continued..)u

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