"Chi-Chi, in fact, this payment software is the capital that I have confidence in the future to fight against other companies. You know the financial industry, then do you understand what is called Internet finance?"

The previous Ma Yun payment package can become the world's largest third-party payment platform, regardless of size, number of users or cash flow, is the undisputed first. At the time, there were many competitors in the payment package. Explain that many people are aware of the profits inside.

This world, development will be earlier, can be used in many platforms such as Yibei, Amazon, Ali Bar and Polar Bear Network, and hope to control the three major markets in North America, China, and Eastern Europe, certainly more powerful than the previous world.

In the past life, the technology of this payment package was developed by the team of Yahoo, Soft and Ma Dad. Then when Dad was ceo, he divested the payment package business and transferred it to his own holding company. Eventually they pitted them.

Yahoo's share price fell and fell, but Ali's stock price can continue to rise, this payment package is indispensable. The evaluation value of the payment package is far beyond the e-commerce websites of Ali Bar, which has become the core value of Ali Bar.

When I heard Feng Yu speak about Internet finance, Kiri Lian said that it is difficult to understand this. It is not the finance on the Internet.

"Feng, of course, I understand, like Nasdaq, isn't it an electronic transaction on the Internet? Stocks are not financial products, so Nasdaq's stock is Internet finance?"

Feng Yu took out two cigars and handed one to Kirilenko. After igniting, he took a deep breath and spit out a cigarette circle: "If you say so, it can be considered. But I said Internet finance, there is still this with you. Internet finance is not a simple combination of the Internet and the traditional financial industry, but a traditional financial industry that uses Internet technologies, including information and communication technologies, to achieve new financial business models such as finance, payment, investment, and information intermediation."

"You said that trading stocks online is a kind of investment, but it does not mean everything. It is right that all of our internet finance is based on the Internet. Whether it is market, service, organization, product or regulatory system. Wait, all on the platform of the network, do not need any real trading counters, all operations, all on the network, do not need people to meet, even if you ask a financial broker, also communicate on the network ""

"Feng, isn't this right? I ask a financial broker, communicate on the Internet, how is the contract signed? How is the salary paid? How do I believe him?" Kirilenko retorted.

“At this time, we need our third-party payment platform. We provide credit guarantees, of course, we also need to do credit evaluation. The contract is based on the template on our network, and both parties can confirm by online video. Of course, the original At the time, the contract should still be printed and signed, but it will definitely not be needed in the future."

After the implementation of the real-name system of the network, many agreements do not need to be signed, just click OK. For example, download a mobile phone stock software, a video confirmation on the network, including uploading an ID card, you only need to take a photo, do not need any signature, but the same legal effect.

"Network video confirmation? Isn't that clear?" Now that there is network video technology, it is limited to the speed of the network and the resolution is poor. Some ordinary users are even unable to use this technology.

"The network is developing rapidly. You can't use today's vision to understand the products after three years. Now the mobile phone can take pictures. Three years ago, did you think about it?" Feng Yu picked up the rain and the phone on the table. Asked Huang.

"It's really, what do you mean, online video will be popular in three years?"

"In developed countries, there is no problem. Even in a country with a network, most netizens can know. And after this thing is launched, development will be faster and faster, perhaps faster than we think."

"What do you say about this Internet financial service, what products are there?" Kirilenko asked.

"There are some traditional financial industries, we have. For example, investment and wealth management, deposits, withdrawals, loans, capital flows, exchanges, etc. Moreover, some things that the traditional industry can't do can be done by Internet finance, such as the masses. Fundraising."

“People raise money? What do you mean, everyone raises money for one person? Is there anything special about this, the traditional financial industry has it?” Kirilenko has a look that you don’t think I don’t know.

“Yes, the traditional industry does have it, but I ask you, if the traditional industry wants to raise one million, it is divided into one million, can you do it?”

"What? One million is still divided into one million, isn't it a single person? How to raise money, who will go to financial institutions for a dollar?"

"Yeah, no one will go to the bank to raise money for the other party for a dollar. But if it is online? Just need a few mouse clicks, enter the password of the third-party payment platform, you can complete it in one minute. ""

This one million is divided into one million copies, but it is not Feng Yu Hu Yu, but the crowdfunding that Feng Yu really experienced before. An author wants to publish a book, but no publisher is willing to publish it, for example, the content is too sensitive, such as being too niche, etc. At this time, the author has launched crowdfunding, and a fan donates 100 cents, which is a piece. Money, make a sum of money, and write the book to the author.

For fans, a piece of money is nothing at all, but it is a lot of money. Some authors even use crowdfunding to adapt their novels into games and even movies.

It’s too much trouble to go to the bank for a dollar, but if you only need to operate on the network for a minute, it’s a lot easier.

There are also small singers who want to make a record, new directors want to make movies, and even roadside stalls want to open store crowdfunding, a lot of failures, but success, a lot.

In other words, Internet finance can do a lot of fine products that the traditional financial industry can't.

These are just the tip of the iceberg. There are too many places to make money through this third-party payment platform. Think about the traditional financial bankers, when did they see them losing money?

It is said that China’s world-class companies, all state-owned large banks, are all on the list? And this third-party payment platform is the one that can compete with these large state-owned banks, and even hope to surpass them!

"Chi brother, Internet finance is much more convenient than you think. For example, if you want a loan, on our payment platform, your credit history is sufficient, then we can give him a loan on this platform. Even we can launch some networks. Financial wealth management products are pushed to those who like to invest in wealth management products to make a profit..."

With Feng Yu's account, Kirilenko's eyes are getting brighter and brighter. This Internet finance is really a treasure house. That third-party payment software must be developed immediately!

... (to be continued.)