Watched [habit culture instrument] shining in the mall, as if it was reachable, but it was out of reach. The kind of depression that made the joy of the system was diluted by half.

　　 30,000 yuan is actually nothing. In 11 days, Wang Yan can save enough.

　　 However, there are only 8 hours now.

　　 Wang Yan is really right.

　　Mother has about 100,000 deposits in her hand, but there is no reason to borrow, and she has no time to withdraw. She has no online banking.

　　The rest of the classmates, only He Meng and Qiu Xiaogu can take out 30,000 pieces at any time, but they are not familiar.

　　 Otherwise... ask He Meng, do you need any services?

　　 opened his pants and glanced inwards, silently giving up.

　　 is neither a white jade pestle nor a unicorn dragon, not worth 30,000.

　　Zuo Siyou thought, sincerely no way, Wang Yan had to shut down the system, no longer thinking about it.

　　 should not be ours, wait for the next item...

　　I have to find something to relieve my mood.

　　Wang Yan tilted his head to think about it, opened Taobao again, and was ready to study and study air conditioning.

　　 This year, the temperature in the central region is too abnormal. There is almost no snow in winter and no rain in summer. The 35-degree high temperature has lasted for nearly a week. It is said that the highest temperature will reach 40 degrees in the next few days.

　　My parents were so distressed that they were reluctant to buy an air conditioner. Wang Yan thought that he had to equip them both before going to college, otherwise it would be too uncomfortable to sleep at night.

　　 Wait for more money in the future, buy them a building to live in, and prop up the house in advance, and then consider the extravagance of spending money to pretend to be guilty.

　　 is that the excuse is not easy to find...

　　As soon as he thought of explaining to his parents where the money came from, Wang Yan's head was too big, and he felt more tormented than the college entrance examination.

　　 was worried, and the door next door suddenly clambered, and soon, a young man in his 20s passed by the wall, and was Wang Yanxi's neighbor, Wang Yunxi.

　　 "Brother Xizi, come back so early today?" Wang Yan said politely.

　　 "Yo, Xiao Yan, why didn't you go out to play?"

　　 "Due to today's temperature, who is going to play who is going out?" Wang Yan vomited.

　　 "It's not like, the weather is so hot, it's so hot!"

　　Wang Yunxi grinned and nodded, pulled off the white shirt on his body and twisted it, and the sweat drowned.

　　 "Small words, you will meet brother."

　　Wang Yunxi stepped into the house in two steps, took out half of the watermelon from the refrigerator, inserted two spoons, and turned over the wall to come to Wang Yan and put it on the table.

　　 "Come and eat watermelon!"

　　Wang Yan was not polite, picked up a spoon and dug a big piece.

　　Wang Yunxi is not an outsider, but a relative of the Wang family who just came out of five clothes.

　　 has only lived in the city for a long time, and everyone doesn't pay much attention to that. Wang Yunxi still calls Wang Yan's father Sanye, but he has different opinions with Wang Yan.

　　 nibbling two bites of watermelon, sweet and nourishing, cool through the heart, Wang Yan's body was suffocated with heat, and he was so comfortable.

【Ding! You taste delicious watermelon, trigger mysterious reward]

　　【You get a skill, and open the personal panel】

　　 lying trough!

　　 Never bought a lottery ticket in my life !

　　 was so surprised, so surprised that Wang Yan couldn't believe it.

　　 1% probability, one hit, do you dare to believe?

　　 Such a Europe, will it be... a skill that can get 30,000 yuan? !

　　 quickly opened the personal panel, and instantly, a 3D Xiao Wang appeared in the new interface.

　　 [Host: Wang Yan]

　　 [Basic attributes: Strength 64, Constitution 63, Dexterity 68, Intelligence 65]

　　【Skill: Eating the Goods】

　　Eating consciousness is a particularly interesting skill.

　　 However, it has nothing to do with money.

　　Wang Yan was a little disappointed, and continued to look at it, but gradually became happy again.

　　 The comment is: passive skills, you can vaguely perceive the quality of the ingredients and pick the best among them.

　　Wang Yan sucked for a long time, and finally realized: I don’t have to be afraid of not picking watermelon.

　　 must be thin and watery, and taste good, not bad? !

Although 　　 has nothing to do with money, Wang Yan is still very happy.

　　After all, to make money is to enjoy life, and enjoy the food-selling skills!

　　 Dad horse is rich, right?

　　 You threw Daddy Ma a cart of watermelon and let him pick the best one. Do you think he has any tricks?

　　 Hey, isn't it?

　　Wang Yan is really a silly child who is particularly easy to satisfy. He feels that he has got a magical skill to slap the world's richest people. The depression just disappeared.

　　Look at the basic attributes next.

　　The system has notes——

　　Adult males over 18 years old, the average value of the attribute is 60 points, and the limit is 100 points.

　　 Average 60 points, excellent 70 or more, genius 80 or more, genius wizard 90 or more.

　　 Seeing this, Wang Yan only felt that his brain was sore.

　　We are really ordinary, there is no one below the passing line, and no one meets the excellent standard.

In fact, according to the normal distribution, talents like Wang Yan are the vast majority of all living beings.

　　 Because the evaluation of each attribute is very complicated and strict.

　　 Some people have a good memory, but the logic is slightly worse, or the space imagination is weaker, and the total intelligence score is not high.

　　Some people have particularly good cardiorespiratory endurance, but the bed endurance is average and the physique is not high.

　　 In short, everyone has their own advantages and disadvantages. The world is still composed of ordinary people. The celestial genius has only appeared for hundreds of years. Think about it.

　　……

　　Wang Yan dug another spoonful of watermelon, and suddenly moved.

　　 "Brother Xi, I remember what loan company did you work for? What's the matter?"

　　Wang Yunxi did not raise his head, casually said: "Credit micro-loan. Haven't heard of it?"

　　 "No." Wang Yan shook his head, but he was more and more interested. Baba asked, "Brother, tell me."

　　Idle is also idle, Wang Yunxi should be nonchalant, just like Wang Yan popular science.

　　Credit loan is a loan that does not require collateral or guarantee and uses personal credit as a guarantee for repayment.

　　 The range of small credit loans, UU reading www.uukanshu. Com is generally between 5,000-100,000 yuan.

　　 With the liberalization of financial reforms, small credit loans are sweeping the land of China at an extremely rapid rate.

　　Wang Yan usually doesn't pay much attention to the outside things, but occasionally sees some news on the Internet, it seems that campus loans are in full swing, so I have some impressions of small loans.

　　After listening to Wang Yunxi's explanation, Wang Yan finally understood what was going on.

　　 can be described in nine words: the low threshold of black heart loan sharks.

　　Doubled in three years is even conscience, companies with a higher interest rate can double in two years.

　　 "It's so easy... is there anyone else to borrow this thing?"

　　Wang Yan couldn't figure it out, but Xi Zi dismissed his lips: "There are quite a lot of people who borrowed! Some people have bad credit and lack of money. Where can they not borrow this money?"

　　 "Credit?"

　　 "It is a personal credit report issued by the People's Bank of China that shows whether you have a loan or a breach of contract. After you graduate, you need a good credit to buy a car or house loan."

　　 Wang Yan suddenly realized: "Like Alipay sesame branch?"

　　 "Yes." Wang Yunxi nodded.

　　 "Our small loans only check credit, not credit. After borrowing money, even if you don't pay it, at least you can't go to the personal credit report, and it will not affect future regular loans."

　　Wang Yan stunned: "Wouldn't there be too many people to pay off?"

　　 "Otherwise, why do you think the interest rate is so high? Isn't it necessary to cover the bad debt with a high interest rate! Certainly some people don't pay back the money, but as long as the bad debt rate is controlled, the company still makes a lot of money."

　　 "The company earns a big head, we make a small fortune, haha!"

　　Wang Yun smiled and raised a finger: "Last month, Brother earned this number!"

　　 Wang Yan's eyes lit up and blurted out: "Brother, lend me thirty thousand!"