In addition, there are some expenses incurred: 150 pounds for gasoline, 50 Galleons for gifts, and free labor costs, please reimburse at that time.

Respect your Guidero o Loha ^^ Temple"

After writing, he called his owl.

"Grey, come here! Take this letter to Hogwarts, remember to avoid poles and wires, and don't let your guard down when you see a little girl, you are so fat, be careful to be eaten as a Scottish chubby chicken. Drop!" Lockhart urged.

Hui Hui snorted in dissatisfaction, probably saying that he wasn't that stupid.

It's not stupid, but like its owner, it likes to show off and show off. Every time it catches a mouse, it will stop proudly on the branch and sing a song before eating it.

There are rumors that pets are becoming more and more like their owners, and this must be clarified - this is not a rumor.

Stuffing the letter into the leather bag on Gray's leg, Lockhart stuffed it with a piece of mutton, before sending the big, well-groomed Wulin away.

I'm going to meet Ragno tomorrow, and yesterday Lockhart finally got a call from his sister, saying that his brother-in-law thought it "can talk"

Lockhart should be prepared.

Kelleher's husband William is a trader in the securities department of a bank. Although he is not very rich, he also relies on his conservative style and stable operation to gain the trust of some stable customers and successfully mix up the business. eat.

In his impression, his brother-in-law seems to be a guy who likes to exaggerate. Although he does know some strange things, in general, he and himself should be people from two worlds. So he was surprised when he heard Lockhart was taking himself to a "big client."

In the lively Three Broomsticks bar, William looked very uncomfortable.

The alcoholics around him were wearing all kinds of wizard robes, and he didn't need to look much to know the fact that "he is an anomaly here".

But who could have predicted that he would come to such a strange place in less than thirty minutes after sitting in that unreasonably spacious sedan.

"When will Mr. Ragno o Goblin come?" He couldn't remember how many times he had asked this question.

"Ten o'clock in the morning." Lockhart was very patient. "Don't worry, goblins are very punctual... Besides, Ragno is not a goblin, he is a goblin."

"...what does 'is a goblin' mean?"

"Literally. Of course, you can't say that to your boss when you go back, you have to say it's a 'mystery client: can it be done? "

William swallowed: "It should be fine. Although they care about business, they never care about where the money comes from."

Just as he was talking, the time came to ten o'clock.

I saw a loud noise from the empty seats in front of Lockhart and William, and an ugly face appeared suddenly in front of the two of them as if it had come out of a tube hidden in the air.

William was taken aback and almost fell to the ground.

The goblin was indifferent to William's reaction. After he fell from the air to the ground, he just swept the ashes on his body and stood in front of the two of them.

"Ah, you must be Mr. Lockhart! But Griphook told me that you are our big customer. I put your picture on the big scorpion, so I recognized it as soon as I recognized it."

In order to stabilize William's emotions, Lockhart grabbed his hand and calmed him down.

Then he also stretched out his right hand to the goblin, wanting to shake hands with him.

"Hello, I think you should be Mr. Ragno."

But Ragno impatiently "rubbed" Lockhart's hand, and immediately

The topic started.

"Time is Golden Galleon, you should save unnecessary etiquette. Anyway, we have no respect for each other... Listen to Rose Merta, you are looking for me about gold business, don't you? You also brought a hemp Melon come over?"

"As long as we all respect gold, then we are all friends of gold, and we are naturally friends." Lockhart gave his brother-in-law a wink, implying that he would follow his plan.

"I like to hear this, so what method will you use to make me replace these worthless and purely deceiving Muggle flower paper heads with more yellow and lovely golden Galleons?" Geno complained as he spoke: "If it weren't for the contract with the Wizarding Council, I wouldn't want those Muggle parents to use this thing in exchange for our gold."

Lockhart glanced at his brother-in-law and nodded to him.

William finally recovered from the shock of seeing alien creatures.

Seeing Lockhart reminding himself that in his own professionalism, he focused his efforts and began to answer the questions of his clients.

"Mr. Ragno, because the recent Falklands War has consumed a huge amount of foreign exchange reserves in Great Britain, it is difficult for the pound to keep its currency value. We judge that its currency value will fall by more than 20% in the second half of this year..."

"Don't tell me that! I don't care!" Ragnor shouted. "I don't believe in your Muggle currency anymore, and the **** Americans who said they printed paper with gold linked to it could tear up the original agreement. It didn't even take 30 years, and I lost - a lot of gold!"

"The collapse of Bretton Woods is actually not without warning... Uh, well, it's inappropriate to say this now." Seeing Lockhart's constant wink, William finally realized that it was inappropriate to say this, "I have a way to make You can get a huge amount of gold just by using banknotes, and that has to do with the devaluation of the pound just said.”

"Let's talk about it." Ragnor was noncommittal.

"I don't know if you've heard, what is 'Binary Options Trading'? William asked.

Chapter 8 The Huge Gap in the Economy

As William told what he was going to do, Ragno gradually turned from disdain at the beginning to shock.

"I like this method!" he exclaimed. "You Muggles don't seem entirely stupid!"

The muscles on William's face trembled: "Thank you for your compliment."

"Do it with confidence, Gringotts has a lot of waste paper on hand, a full 3.7 million pounds and 900,000 US dollars! I think this is enough to turn your Muggle world's finances upside down, I am willing to Take out half of it and borrow... Hey, what are you laughing at?

■

Seeing that Lockhart and William couldn't help laughing, Ragnor was a little annoyed, and he felt that he was being underestimated.

He was indeed underestimated - the cash of less than 10 million US dollars was said to be a huge sum of money by this goblin, and it was the capital of the entire bank.

But yes, although Gringotts Bank has been open for hundreds of years, considering the size of the wizarding world's economy, this number should be said to be more than Lockhart expected. At least the amount of money exchanged by wizard parents must be not enough.

""Yeah, it turned upside down. Lockhart said with a smile, "I heard that American speculative tycoon George Soros prepared a full $15 billion this time in order to attack the British pound. This money from Gringotts will definitely play a main role." "

Ragno stared straight at the two in front of him, and after realizing that they had no intention of joking, he sat down again angrily.

He's not very tall though, so it doesn't look much different from sitting down and standing up.

"Our lives are gold, not those flowery heads." Ragno said, rather unhappily, "I'm worried that a large-scale loss of gold will attract your Muggles' attention.

"Probably not." William told him, "The British Royal Mint and the United States Mint have related businesses. At peak times, they sell tens of millions of dollars in gold coins every day. To be safe, your money is three Convert it to gold in days and put it in your vault.”

Ragno refused to comment further because it would make him look stupid.

Although the process was a bit tortuous, the business was still negotiated smoothly.

Gringotts Bank entrusts William as a trader to conduct binary options trading of sterling and gold, US dollar and gold. After the expiration, William will pay Gringotts Bank a guaranteed gold figure, a commission of 0.5%, and an extra guaranteed figure. Part of the commission is 3%.

The reason why Ragno is so happy is because he really despises paper money, or anything other than gold and silver, so he is not afraid of loss.

Another reason is that Lockhart himself also exchanged all his gold Galleons and handed it over to his brother-in-law to trade, intending to make him a large sum of money, which also strengthened Ragno's confidence.

Then Lockhart, as the host, asked Rosmerta to bring the aged whiskey, filled it for himself and his brother-in-law, and ordered a glass of honey cider for Ragnot. Everyone toasted to wish the success of the investment, and then Disappeared in a friendly manner.

On the car back to London, Lockhart lay in the driver's seat, letting the car drive itself to its destination.

"You are well-informed. Even I don't know the numbers Soros prepared, but our national reserves may really not be able to hold the 15 billion US dollars." William told Lockhart.

"Wizards also have their own gossip." Lockhart said vaguely, "Anyway, I'll leave it to you this time."

"I should take people's money to do things for them," William said.

If all goes well, he estimates that he will be able to get at least a hundred thousand pounds of commission from it, which is enough for him to get a nice house for his wife and children, and to fulfill his promise to her - go to Vienna to go to a concert.

Lockhart shook his head: "These are relatively few. I plan to release the news after this transaction is completed, and attract those pure-blood wizard families to invest, and their gold reserves will be considerable. As long as this shot is successful, there will be more in the future. Gotta make money."

William glanced at this unfamiliar brother-in-law and nodded lightly.

If Lockhart just wants to make money himself, then just invest directly. And he went to great lengths to help Gringotts, obviously he had other plans.

William sees it clearly, but he doesn't say it - which is also a favorite of his other clients

his place.

In the afternoon of the same day, Lockhart took advantage of the best time of the sun to visit an old man in the magic world, Guslda Machiban, with a gift.

Although Dumbledore is a great person, he is not the oldest in the wizarding world in terms of qualifications, not to mention the hundreds-year-old Nicole Lemay. In 1899, Dumbledore was awarded the ultimate wizard qualification certificate - how can this be counted as one hundred and forty years old?

And her job today is the same as it was a hundred years ago - that is, in charge of the general wizarding exams for Hogwarts fifth-year students, and the ultimate wizarding exams for seventh-year students.

The reason why Lockhart went to her was very simple. He was going to cover the scope of the exam.

For Hogwarts 4th and 6th year education, Lockhart has almost

Lots of planning. But the 5th and 7th grade courses, no matter how whimsical he is, must be based on review and exam-oriented education.

Considering the unreliable teaching of Defence Against the Dark Arts at Hogwarts over the past few years, the 5th and 7th year students at Hogwarts may have been studying on their own for a long time.

No matter how good Lockhart thinks his classes are, if the students he teaches fail the exams, he'll be disgraced even if no one else tells him.

- For politicians, face is very important.

The old man seemed very happy to see someone coming to see him, and even the wrinkles on his face seemed to be smoother. But when she heard the purpose of Lockhart's visit, she showed a look of disapproval.

Because the qualifications are old enough, it seems unceremonious for Professor Marchban to criticize Lockhart.

"Are you teaching them to be opportunistic like this? Gilderoy, I remember that you seemed to be like that back then. You liked to be clever in everything, but you couldn't even use a vanishing spell... I don't even know how you did those deeds in your book. arrived."

Lockhart carefully accompanied the smiling face and tried his best to justify his behavior: "It's not opportunistic, just let them understand what is important and what is useful in the future."

"I'm not a prophet." Mrs Marchban yawned.

Seeing her relying on the old and selling the old, Lockhart has nothing to do with it. If it weren't for his external image now, he wouldn't be able to say anything even if he was kicked out.

Professor Marcheban is not only qualified in the magic world, but also has a wide network of contacts and a high status. Not to mention that he is friends with Mrs. Longbottom, even the 28th pure-blooded Malfoy family has to respect her three points. Don't say anything disrespectful.

It's not good to say that, if such people are willing to scold you, they are giving you face.

Precisely because he couldn't say anything harsh, Lockhart could only continue to persuade tactfully.

go down.

Io I hope these kids don't just have to deal with some Grindigger or something in the future, but have the courage to face black magic head-on... I know, you must have heard that about Mysterio and Harry O' Potter prophecy. "

Marchban glanced at Lockhart, then admitted happily: I had heard of it. "

While that prophecy about Harry Potter and Voldemort is unknown to many, it is no secret among certain "higher" wizards.

In addition to dispelling spells and iron armor spells, I would like to know which spells are the most common when facing dark wizards. ' said Lockhart respectfully.

"Huh? You should have experience with it yourself."

"But I didn't go through the first war, Grandma Marchban, when I was in sixth grade and couldn't do anything but shiver in the Ravenclaw tower."

"What a stubborn little guy... well, if you want..." Machiban said as he used the Flying Curse to summon a book over. Lockhart saw it clearly—it wasn't an exam syllabus, but a book called "Practical Defense Magic and Its Restraining Against the Dark Arts."

"This page, this page, and this page..." Machiban opened the book, quickly took out more than a dozen pages of spells, and marked it, "These are not tested.

Lockhart, who was about to take notes, was taken aback: "Don't take the test?"

Embankment, the rest is all about the point. "Mrs. Marchban showed a sly expression," Gilderoy, come on! "

"You... ugh." Lockhart couldn't help laughing.

He's only really finding a little bit of going back to school now.

"Fine, I

P.So according to the exchange rate, the purchasing power of gold in the wizarding world is extremely poor, which shows that wizards and goblins hold gold reserves that do not match their economic strength.

Chapter 9 The first experience of leading teachers

Dumbledore's reply came quickly.

- On the one hand, he expresses his appropriate surprise that Lockhart has persuaded the entire Muggle family, but at the same time claims that he has long believed that Lockhart can do it, and his expectations of Lockhart have been raised again, fully Shows how much emotional intelligence a wise wizard can have

As for bringing students' parents into Diagon Alley, Dumbledore believes that if a large number of Muggles suddenly enter Diagon Alley en masse, it will inevitably cause "unnecessary trouble"

Although he believed Lockhart was competent enough to do the job, he decided to send a teacher to assist Lockhart as a "tour guide" for the parents, considering the people who might cause trouble.

And that man was Professor Severus Snape--Dumbledore thought the pure-blood family members would give the head of Slytherin a good face.

It seems that Dumbledore knows exactly who the "troublesome" is.

As for reimbursement, Dumbledore didn't mention it at all, thinking it was Lockhart's joke, even if it wasn't.

Considering that he still has a salary to receive in the next few months, Lockhart gave most of his gold to his brother-in-law, and the money left on hand was only three or four hundred Galleons.

The money is more or less, or less. Let's not talk about it, it's enough for the Weasley family to live the past half a year. To say more, buy a little luxury or travel and it's gone.

But the money that should be spent has to be spent, and he has to show his generosity to others, and generosity

Friendship is always the only way to make friends. If the principal does not reimburse the gift fee, he can only pay for it out of his own pocket.

Soon, the appointment time with the Muggle wizard will come.