Hogwarts, a Scholar Becomes a God

v4 Chapter 9: Nothing is better than real estate

The latest website: "I think it will cost thirty Galleons anyway."

In the face of Clark's questioning, Theodore made an offer with a guilty conscience.

"How much? Thirty Galleons?!" Clark glared at him, "That's the cost."

"Sixty gold plus uplift!"

The three people in the room suddenly breathed a little faster, and Darren Bock said bluntly, "The price is so expensive, will anyone buy it?"

Indeed, with sixty gold Galleons per square meter, that house should have six or seven thousand Galleons. For a community to build twenty or thirty houses, that is a huge sum of more than 200,000 Galleons.

With the size of the British wizarding world, there are simply not so many rich wizards who can support this kind of consumption.

Moreover, wizards have magic, and they usually live in it, whether it is building their own houses or sneaking into an empty Muggle home, it is very convenient.

Some wizards also have their own old houses, just like Ron's Burrow, which was built by Ron's grandfather's generation, and has been built since the number of children, until now. That's why magic has a magical effect. That kind of house can still live in people. If it was replaced by Muggles, it would have collapsed long ago.

As for Clark, their old castle has been passed down for centuries. In this case, it is really whimsical to want to sell the house price to sixty gold Galleons per square meter.

However, in the face of their doubts, Clark just smiled.

"Since the signing of the International Statute of Secrecy in 1689, wizards have gone into complete secrecy.

In Dingworth, Cornwall, Upper Flegley, Yorkshire, St Catchpole on England's south coast, and Godric's Hollow, half-wizard settlements of wizards and Muggles have formed.

In addition, it is located in the Scottish Highlands, the only pure wizarding village in the UK - Hogsmeade Village.

And this pattern has been going on for almost three centuries.

Times are changing, society is progressing, Muggles are living in tall buildings, luxurious apartments, electric lights, TVs, running water and natural gas, while wizards who think they are Muggles are still living in the Middle Ages, Is this reasonable?

This is not reasonable!

Wizards also need a better life, higher enjoyment, and I don't believe there are better wizarding communities, newer homes, and more interesting shopping streets that they wouldn't aspire to, envy, or aspire to have. "

The new wizard settlement built on the basis of Hogwarts is promising. "

"As for the housing price being too expensive, ordinary middle-class wizard families can't afford to live there?" Clark looked at the three representatives of the board of directors, standing in the center of the discussion, and seemed confident and did not have stage fright.

First of all, what is to be built here is a high-end community. There are only fifty or sixty wizard families in total, and there are many wealthy wizard families in the UK. Even the Prewett family may buy a few houses and stock up.

And secondly, I'm not letting those wizards spend so much money to buy a house all at once. More than seven thousand gold Galleons is a huge sum of money for any family. But we can fully carry out housing loans and realize the purchase of houses in installments. "

"Buying a house in installments? How to divide it?" This time, Elijah Yaxley, who has always maintained his image of a gentleman, said. It seems that after Clark's passionate description, even he couldn't help but be tempted.

"That's right," Clark paused a bit when he said this, because this topic reminded him of his previous life, the era when the whole people frantically bought houses.

"The so-called loan to buy a house and installment payment is a financial house purchase method invented by Muggles. As the name suggests, it is to extend the payment period and pay in batches to advance the real estate that originally required a large amount of money to buy. enjoy.

To put it simply, a luxury apartment that originally cost 7,000 Galleons to buy, now you only need to pay a down payment of 1,000 Galleons, and then pay 50 Galleons every month for ten years. After ten years, the house is completely yours. "

As soon as Clark's method was finished, the eyes of the three school management representatives present lit up.

This method works!

You know, the monthly salary of a senior official of the Ministry of Magic is generally between 200 and 400 Galleons, which is related to whether their position is important.

But no matter which department, there is no problem in supporting the monthly payment of 50 Galleons per month. Even a middle-level director of the Ministry of Magic, like Clark's uncle Arthur Weasley, has a salary of about 150 Galleons a month.

"However, doing this has lengthened the payment time. What if there is an accident in the middle and the buyer cannot pay? Besides, if they pay in installments, the investment in building the house will not be recovered for the time being. How to deal with the shortfall in the middle? Woolen cloth?"

Unconvinced Darren Burke continued to stab, but his red eyes and rapid breathing all showed that his heart was not at peace.

Clark smiled indifferently, "This is also very easy to solve. First of all, we can find a third party for a loan, such as Gringotts. Those fairies have a large amount of gold Galleons, and they can provide loans to pay for the seven thousand gold Galleons for the purchase of the house. , and then let the buyers go back to Gringotts in installments, of course, in order to make Gringotts happy to participate. In the middle. They can charge some interest on a slightly pro-rata basis.”

"This method is good!" Elijah Yax stomped the floor with his stick and made a "bang bang" sound to express his agreement with Clark's statement.

As soon as he opened his mouth, Darren Bock, who was planning to pick on the prick, also shut his mouth and remained silent.

In fact, until now, the three representatives of the board of directors are also confused about professional terms such as loans, fundraising, annual rate of return, etc., but this does not prevent them from seeing Clark's full of confidence~www.mtlnovel. com~ Chengzhu is in the chest.

Sometimes, investing is actually investing in people. No matter how good a project you are, or the person in charge of the project cannot give investors confidence, then few investors will be optimistic about this project.

On the contrary, if the person in charge of a project is full of confidence in his project, then even if the project is not clear, investors will not be stingy to give him a chance.

Now it seems that Clark's project is still very successful. It is like Jack Ma is alive, so that the three board representatives present are full of confidence in his project that only stays on the PPT.

So in the scene, the attitude of the three people immediately changed.

Then Theodore?? Aibo even leaned in front of Clark, his big fat face was full of smiles, and it looked like a blooming chrysanthemum.

"My nephew, uncle, I suddenly feel that the construction of the dragon farm is a matter of the whole school. How can you afford to carry it alone? The Ai Bo family decided to advance and retreat with your Prewett family, and we will pay together. , make Hogwarts even better!"