"certainly."

Chen Fan nodded, and before Liu Xinran showed joy, he said again: "However, it belongs to your sister Su now. It does not belong to the Ten Thousand Realms Bank!"

"so……"

"You need to value it first, and then the owner can exchange it from your sister Su, and then exchange it to you."

"Can I get it directly from Sister Su?"

Liu Xinran subconsciously felt that the owner was a little troublesome, and then asked.

Hearing this, Chen Fan raised his brows.

He really never thought about this situation.

Seeing this, Liu Xinran thought that it was making the owner of the house unhappy, and she fell silent and did not dare to say much.

After careful consideration, it seems that he did not violate the code of conduct of Wanjie Bank?

Therefore, she was bolder again.

Because she knows that the owner's temper is based on circumstances. As long as you have not violated the Wanjie Bank's code of conduct, as long as you have not caused any loss to the Wanjie Bank's interests, the dealer will definitely not be angry.

"Master, this situation does not violate Wanjie Bank's code of conduct."

"but……"

Seeing the master like this, the considerate Chen Mi immediately said: "One thing to note is that if both parties want to trade merit points, they need to pay a certain fee."

"Unless they use their own resources to trade, in this case, there is no need to pay any fees."

She has met this situation!

So know what to do!

The transfer of merit points requires her to operate. How can she operate without cost?

It's just a very low price!

"I... I only have merit."

Liu Xinran said.

"If you trade merit points..."

"Just pay the fee of 1 merit point."

Chen Mi said immediately.

Hearing this, Liu Xinran looked at Su Qingyu embarrassedly, and then said: "This son and mother tripod is worth 125 merit points, Sister Su...I will give you 130 merit points, how about it?"

She is very kind, and very real, and did not deliberately lower the price.

"No need."

Su Qingyu immediately shook his head and said, "I only need 126 merit points."

How could she take advantage of Liu Xinran?

Listening to the exchanges between them, Chen Fan couldn't help but think of a question: The envoys and hall masters of the Ten Thousand Realms Bank can exchange resources with a 40% discount!

Similar to the current situation, if Su Qingyu gave the son and mother tripod to the Ten Thousand Realms Bank with the value of 125 merit points!

Then, how many merit points does Liu Xinran need to pay to get the son and mother pot?

Is it only necessary to pay 50 merit points?

If you do!

Isn't it a big loss for them to trade with each other?

Moreover, you also need to pay a "manual operation" fee for 1 merit point!

Not worth it!

"and many more!"

Seeing that the two were about to complete the transaction, Chen Fan couldn't help but speak out what he wanted.

Whether it is Su Qingyu or Liu Xinran, it is impossible for him as the owner of the village to make a little bit of money for them.

"Ah!"

"It seems to be!"

Liu Xinran reacted and said immediately.

"Owner."

"I, Shang Shu, Qin Zheng, and An Zhongguo have discussed similar issues together, and there will even be cases where some people deliberately sell resources to Wanjie Bank, and then exchange it from Wanjie Bank at a low price! this……"

"We have given a specific solution! For example, if someone sells the resources to the Ten Thousand Realms Bank, this person cannot redeem it from the Ten Thousand Realms Bank within three years!"

Chen Mi immediately explained: "For another example, a temporary worker sold the resources of the Ten Thousand Worlds Bank and asked an envoy to exchange it with the reserve price, and then earn the difference..."

"Besides……"

"..."

...

She talked about a few special situations and special response plans, and then went on to say: "As for the current situation, it is the most inappropriate for them to trade with each other."

"The Su envoy handed the son and mother tripod to the Ten Thousand Realms Bank, and then the son and mother tripod to the Lord Liu from the Ten Thousand Worlds Bank. This is the most cost-effective."

"Moreover, this is also allowed by Wanjie Bank!"

"only……"

"This process must be supervised by me personally to prevent both parties from deliberately making a difference!"

"Even if we did not find any problems in this transaction, if problems occur in the future, then... our punishment is to completely cancel any form of preferential benefits that participants get at Wanjie Bank! And severely punish them!"

"..."

...

Hearing that Chen Mi had said so much, Chen Fan kept nodding his head.

These details, to be honest...he didn't know, and didn't care at all.

In the past, when he was in charge of all the affairs of the Ten Thousand Realms Bank, the Ten Thousand Realms Bank did not have such a large scale, and there were not so many subordinates such as messengers, apprentices, and hall masters.

Moreover, the benefits provided by Wanjie Bank are almost non-existent.

There are not too many rules!

The entry and exit of all resources is entirely up to him!

Now, it's different!

Obviously, the situation is more complicated now!

Just listening to it, you know it's tiring, and because of this, Chen Fan's eyes look at Chen Mi with a touch of gentleness.

Nowadays, Wanjie Bank's stable and high-speed development is inseparable from Chen Mi.

"Thanks for your hard work, Xiao Mi Mi."

He suddenly spoke and interrupted Chen Mi who was eloquent.

"what?"

Hearing this, Chen Mi was taken aback, then hurriedly shook his head, and said seriously: "It's Chen Mi's business to do things for the master. It's not hard work!"

Nodded, Chen Fan didn't say much.

Between him and Chen Mi, there is no need to be so polite.

Upon seeing this, Su Qingyu's beautiful eyes flickered, and it was rumored that Chen Mi was the absolute confidant of the owner, and now she became more and more white.

Fan Yingying on the side was envious.

When will the owner be able to say to her: Thank you for your hard work, Fan Yingying!

Then she is satisfied!

Subsequently, a total of 140 merit points worth of resources were put away by Chen Mi, and Su Qingyu also received 140 merit points, and all of them were used to convert them into time!

"Om!"

"Om!"

...

With such a large number of merit points, all used to exchange for time, and to enjoy 40% off benefits, Su Qingyu has gained a full ten years of time!

Its strength has also soared!

"Om!"

"Triple Heavenly Tribulation!"

"Om!"

"Four Heavenly Tribulation!"

"Um?"

Chen Fan was a little surprised when Su Qingyu's strength reached the level of the Little Sacred Realm who had survived the Fourth Heaven Tribulation.

What speed is this?

In a mere ten years or so, he broke two levels in a row?

This……

"Her talent seems to have grown tremendously in the past ten years or so!"

"nowadays……"

"Achieved the middle and lower fairy products? The fairy products?"

If the talent does not grow, it is impossible to break through so fast!

Chen Fan didn't test Su Qingyu's talent, he would not rush to spy on his subordinates' talents.