I Want To Be a Rich Man on Hong Kong Island
Chapter 632: [Please enter the urn]
Chapter 632【Please enter the urn】
Chiba Bank’s President Yuya Takami, warmly received Sony President Norio Ohga;
There is no consortium behind Sony and Lenovo;
Because of this, it has become the target of the big Japanese banks;
After all, such a large company needs a huge financial service business. How can we not make good sense?
After a simple greeting, Oga Norio said, "President Tanakami, I came to your bank this time because I have a financial business that I want to do!"
Takami Yuya's face was filled with a smile instantly, and he said enthusiastically: "Thank you for your trust, President Oga, please say that we will definitely give your company the greatest discount and establish a long-term cooperation model."
Oga Norio could not help but think of the task arranged by the chairman this time. In the name of Sony, he purchased 600 million US dollars of gold futures from Chiba Bank.
The reason for the chairman is very simple. Many electronics companies in Japan are diversifying. Some purchase real estate and some invest in other projects, so Sony cannot lag behind;
Moreover, Sony has a financial department, so the chairman’s reason is sufficient;
The only thing that makes Oga Norixiong worry about, is it too dangerous to take out 300 million US dollars to buy gold multiple orders with a leverage of 3 times?
However, although there are many questions within the company, they are not yet in opposition to the president in this regard;
300 million US dollars is not too much, Sony's annual profit is more than twice his!
Oga Norio said: "That's right, Sony has ample cash flow, and now I want your bank to help us buy more than US$900 million in gold futures, and the price is below US$430 per ounce, which can help us win!"
Takami Hiroshi was also shocked, this business is indeed very large, and if a financial partnership is established with Sony, will you worry about not having such a big business in the future?
"No problem! We will try our best to help your company buy more gold orders as soon as possible!"
"300 million U.S. dollars in cash, and 3 times leverage is required from your bank!"
"No problem!"
Soon the two parties reached a cooperation agreement, and the official document was signed the next day!
Tokyo, Guangyao Family Office.
Wu Guangyao is checking the family office in recent years and helping him to buy the property;
High-end residential buildings, commercial buildings, and land are the main components of these properties, which are worth more than 7 billion US dollars (cost of 5 billion US dollars);
The funds for purchasing these properties were loaned by Wu Guangyao through pledge of shares in Lenovo Group;
However, this year, after the funds were withdrawn, they have basically been paid off.
Gold + oil, in the past few years, Wu Guangyao has brought 50 billion US dollars in cash flow;
Currently, this fund has spent about 10 billion U.S. dollars, repaying the principal and interest of major Japanese banks totaling 6 billion, and the United Kingdom has invested 4 billion U.S. dollars.
The Wu family still has a full cash flow of more than US$40 billion. At present, the investment department of the family office is investigating around the world and will invest heavily in real estate, minerals, energy and other fields.
Called Smith, the head of investment in Japan, an American investment talent.
Invest in Japan’s business, mainly in the fields of real estate and stocks, and a full amount of 15 billion US dollars has been arranged for funds;
Of course, this amount of money can only be said to be a big buyer, and it will not affect Japan’s economy;
Because of the peak of the bubble, Japan’s real estate value is 20 trillion US dollars, and the stock market accounts for 47.5% of the world;
At that time, Wu Guangyao will sell more than 100 billion US dollars of assets, which will not cause much sensation.
"Is there enough manpower?" Wu Guangyao asked first. With such a large investment capital, a lot of manpower is naturally needed.
"Well, I have found a lot of external personnel to assist us, there is no problem at the moment!"
External employees are employed in the family office, but they are not the elite of the family office!
Every member of the ‘Guangyao Family Office’ is a top talent, and there are only 210 staff in the family office;
However, the capital to be invested is large, the area is wide, and the projects are complex, which naturally consumes a lot of manpower;
Therefore, the scale of these external personnel will increase, and it is expected that there will be hundreds of people;
This is not considered an indirect cooperation person, otherwise the number will be more than 1,000.
“Investment in residential, commercial buildings, and the geographical location of the land is very important. Try not to leave Tokyo. Of course, Osaka can also consider a very small part.”
"BOSS rest assured, the real estate market in Tokyo is very large, and we will select investment properties in the Tokyo area!"
Wu Guangyao said again: "Now you go to Chiba Bank to borrow 1 billion US dollars of funds to invest in Japanese projects!"
Smith nodded. As the head of the Japanese business department, he knew about this action;
I am more curious, will Chiba Bank be fooled by this boss’s bait?
Chiba Bank
Takami Yu also feels that Chiba Bank has started to get lucky recently and has encountered major customers one after another.
The family office of the world’s richest man hopes that Chiba Bank can provide a loan of 1 billion U.S. dollars to invest in projects in Japan;
Takami Yu was also overjoyed, you know, this family office has loaned 5 billion U.S. dollars from Japan in the past few years;
After the funds were returned as scheduled, several major banks that provided loans received US$1 billion in interest.
Smith also said to Hiroshi Tanakami: "President Tanakami, we need your bank to transfer this loan to our account within one month; can your bank get this loan?"
There is a reason not to eat the fat delivered to the door, and Yu Tian also quickly said: "No problem! We, Chiba Bank, have the ability to take this loan!"
The Tokyo property assets used by the family office as collateral are high-quality assets in the eyes of Japanese bankers, and loans are naturally worry-free!
Similarly, the amount of 1 billion US dollars in this loan is also set according to the financial situation of Chiba Bank.
Withdrawing 1 billion US dollars in cash in just one month, this bank will feel a headache!
After everything was laid out, Wu Guangyao asked Sony to pay close attention to Chiba Bank and urged Chiba Bank to help Sony buy multiple gold futures orders as soon as possible;
On the other side, the family office reminded Chiba Bank all the time that the loan amount should arrive as soon as possible, waiting for the investment project.
For a time, Chiba Bank was in a dilemma;
Takami Hiroshi also held a high-level meeting to discuss countermeasures.
Takami Hiroshi also explained the situation, and said: "This is the situation, everyone think of a solution!"
An executive said: “How about finding other banks to dismantle part of the funds?”
Tian Shang Yu also shook his head and said, "I have thought about it, but everyone has never thought about it. If this matter is exposed, our strength will be questioned. I am afraid that others will not choose us next time for a loan; plus, if Find other banks for dismantling. Once the lender is leaked, they can come to the door and directly lend to the Wu family."
A management again said: "At present, the price of gold has dropped to US$375 per ounce, that is, the US$300 million multi-order for Sony, which has already incurred a lot of losses! Have you ever thought about the rise of gold? Originally, the rise in gold last year was a kind of bubble, and now Sony is still thinking that gold will rise again, I am afraid that it is doomed to lose money!"
Everyone heard the words and fell into contemplation!
For a long time, Hiroshi Takami also said: “You mean, our bank took over Sony’s gold orders and didn’t really buy London and New York gold futures orders?”
The management said: "Yes, our bank issued Sony's gold futures receipts. To put it bluntly, it is a note from our bank. Now our loan funds are still less than 200 million US dollars, and Sony's funds are just left. US$200 million will be temporarily used for loans. We need to know that 10 points of annual interest is a steady profit; and gold is also a trend. Sony is doomed to lose money. We don’t buy subsequent gold futures. We only need to give Sony receipts. The proof is enough. In the end, we may be able to make both the Wu family's money and Sony's money."
Everyone is shocked, and the soldiers are moving dangerously!
But it seems to make sense. The decline of gold is a trend, and only Sony will think that gold will rise!
However, the matter is big, and Tian Shang Yu also hesitated for a while!
A high-level executive said: "President, there will be absolutely no impact on temporary misappropriation. We can wait until the funds are sufficient, and then make up these orders!"
For a time, many executives started to think about it!
Takami Yu also decided to take a gamble!
In fact, if Chiba Bank is not fooled, Wu Guangyao has the next trick;
That is, when the price of gold reaches around US$700 per ounce, it will go to Chiba Bank to buy a short order for gold futures;
Repeatedly put bait in front of Chiba Bank. If the management of Chiba Bank is not tempted, there will only be a hostile takeover!
is gambling, Chiba Bank is not greedy!
(End of this chapter)