There is no doubt that the emergence of Ant Financial will have a very big impact on the Huaxia financial industry in a very short period of time.

And all of this is centered on a set of sesame credit mechanism.

In the past six months, Alipay has also analyzed some information about the user's credit rating from the user's daily consumption. Based on this information, it has evaluated the individual's credit rating with specific numerical values, and finally set the quota for Ant Huabei and Ant Borrowing.

The amount remitted by users to MYbank and Yu’ebao is also related to Sesame Credit’s score to some extent.

Alipay has been in operation for more than half a year and has been recognized by everyone in terms of payment security.

Even though there were a lot of rumors about the low security of Alipay payment, it was quickly clarified by the continuous tracking reports of today's headlines that basically no one had any doubts about the security of Alipay.

People gradually experience the convenience of Alipay.

Many people are also full of trust in this app. In Alipay, there are also authentication of various electronic certificates, you can charge your phone bills without leaving your home, pay utility bills, pay with ant flowers, various city services, and check five insurances. One gold, traffic violation.

Gradually, it has become an indispensable and important part of people's daily life.

"Yue Bao? MYbank? What the **** is this?"

"Looking at the introduction, it looks very good. This online merchant bank transfer is completely free, and the account is received in one second. This should be the online bank that Zhixin said before. It's just that Yu'ebao didn't understand much. The annualized profit of 5% is What's the meaning?"

"The annualized profit is 5%? I don't know if it's true. I'll throw 50,000 in and try it first."

"Cow Beer! Ye Zhiba is absolutely the most domineering person I've ever seen. He's actually digging the corner of the bank!"

"md, I have already said that Zhixin Technology's Alipay is definitely not only for the convenience of payment, I didn't expect such a big plan! Where is this Yu'ebao just digging a corner, its existence and the security of Alipay, this is shaking Is the foundation of the bank in place?"

"Not much to say, I'll throw some money in and try it out. Anyway, I can transfer it out at any time, and I'll find out the day after tomorrow."

"Although I'm very poor, it's okay to throw 100 yuan in and try, hehe~~~"

"Just buy it! Follow me, Ye Zhibaba. If you can't lose money, I bought Yu'ebao with all my bank deposits, so happy."

Some users transferred money to Yu'e Bao with a try-and-see attitude, and Yu'e Bao did not disappoint them.

In two days...

Everyone has really seen the growth of funds, which makes countless Alipay users who deposit their money in the bank boiling, this Nima is much more real than the bank!

Although Yu'ebao has no commitment to guarantee the capital, the risk is extremely low. As long as you buy an investment insurance of 2 yuan per year, in the event of a loss of funds, the insurance company will pay directly. With this layer of insurance, in just one week, the balance of The total amount deposited by Bao has exceeded 5 billion!

In Bluestar's China, the public's recognition of Alipay was really high and completely exceeded Ye Zhi's expectations.

There are so many people who are willing to trust Yu'e Bao!

Ye Zhi believes that as long as this operation continues, the funds invested in Yu'ebao will only become larger and larger. Now Zhixin only needs to care about the response of the central bank. Unlike Alibaba, he has already put the earth's The central bank's "tricks" were taken into account. They applied for MYbank in advance, and connected Alipay to the UnionPay anti-money laundering system.

And it launched Ant Jubao in advance, allowing users to manage and invest funds through Alipay, not to say that users can put all their eggs in one basket, after all, if there are too many funds in Yu’ebao, there are indeed very High management risk.

but……

In the just-launched stage, Yu’ebao’s annual interest rate of 5.68% is not high compared to many financial products, but its extremely low risk and the ability to transfer in and out at any time still attracts countless people!

Imperial JD.com headquarters.

After reading today's report on Yu'e Bao, Liu Dong applauded Ye Zhi by himself in the office, "It's not leaking, it's really not leaking! Ye, I really don't know how to praise you. "

Because of the emergence of Yu'ebao, many banking institutions are now feeling heavy pressure, and they are racking their brains to think about how to deal with it.

But……

They finally came to the conclusion that there is no solution!

Ye Zhi's layout is very big, but his layout is also very detailed. The average person takes one step and counts one step, and the successful person takes one step and counts ten steps. However, he has not taken the first step yet. step!

As Liu Dong said, his calculations...

Waterproof!

He considered almost every possible situation.

Even the central bank has nothing to do with him. The rise of Ant Financial has become inevitable, and there is no legitimate excuse to limit it, because Ye Zhida has blocked all the excuses from the beginning!

admire.

Liu Dong really admires Ye Zhi now!

Looking at the news on Yu'e Bao on Toutiao today, a smug smile appeared on Liu Dong's face, "It's no wonder that Lao Han would follow him with all his heart from the very beginning, this kid... It's amazing!"

Zhixin owns its own ant financial service, and also integrates the funds from JD.com, so there is no need for Liu Dong to worry about the flow of funds.

Although this did divert some of the power in his hands, it also helped him share a lot of pressure. Ye Zhi promised to help him decompress, and he did indeed do it.

"High, really high!"

Liu Dong put it down and accepted it, rubbed the bridge of his nose, and slowly leaned his body on his chair, relieved. During this period of time, he had almost no personal time for the fast-growing JD.com. Want to spend more time on...

pick up girl~~~

As a single dog in his forties, Uncle Liu Dong is actually very anxious.

Although he also found several capable assistants~lightnovelpub.net~, but now Zhixin Technology, before Ye Zhi went to the bright side, almost all the pressure of public opinion was on him and Han Qi, not only It's to deal with corporate affairs, and they have to deal with a lot of issues from the media.

Their every move has been followed by countless media, and once there is a little bit of trouble, it can be interpreted wildly.

People like him who are so rambunctious have not been to nightclubs for a long time.

Moreover, sometimes the questions asked by those reporters are really a headache to think about.

"So, boss, when are you going to go to the front desk?"

...

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