My Age of Investment

Chapter 113: go home

  Chapter 113 Homecoming

   "Boom, boom~"

   Standing at the entrance of the third floor of a civil servants’ family building in Rongcheng, Xia Jingxing hesitated for a while, and finally knocked on his door.

  He’s close to hometown, and he hasn’t seen his parents in a year, but it feels like eighteen years have passed.

  The memories of the two lives are intertwined, and there is an inexplicable feeling.

"coming!"

  The one who opened the door was a middle-aged woman, wearing a plain dress with shallow crow's feet hanging around her eyes, and she could vaguely see the dignity and beauty of her youth.

  Zhang Yuqiong saw his son he hadn’t seen for a year, and shouted his nickname with joy.

   "Yes~"

  Xia Jingxing was also a little excited when she saw her mother in her early forties.

  Her mother's hair is jet-black, not a single white hair, and her face is not full of wrinkles like when she was 60 in her previous life.

  Especially the "Xing Xing", which reminded him a lot of memories.

  In his previous life, even though he was thirty-six years old, his mother still called him like this, and it never changed.

  In the eyes of parents, children will never grow up.

   "Mom, I'm back!"

After Xia Jingxing shouted this out, the whole person was relieved a lot.

  Zhang Yuqiong thought that his son was saying that he had come back from the United States, but after he was overjoyed, he feigned angrily: "Why don't you make a phone call when you come back, so that your dad can pick you up."

   "No, I'm an adult now. I can go to the United States alone. I need someone to pick it up. I am not a child. I stopped a taxi from the airport and came back."

  Xia Jingxing said in kindness, "I won't call, isn't this trying to surprise you?"

   "You...you, don't know how to save, next time you let your dad drive to pick you up."

  Xia Jingxing shook his head, "He’s a bus, it’s best not to use it for personal use."

   "What private use? Everyone uses it like this?"

  Zhang Yuqiong obviously has no awareness of this aspect, and does not think it is so serious.

  Xia Jingxing is not easy to explain. At present, this phenomenon occurs all over the country, not one person in one place.

  Just about to enter the door, the opposite door suddenly opened, and the head of a middle-aged woman was poked out, her face was round, chubby, and she was very happy.

   "Are you back?"

   Seeing Xia Jingxing, the round-faced fat woman at the door opened the door with a smile and walked out.

   "Jia Yanmao!"

  Rongcheng dialect used by Xia Jingxing is what Aunt Jia means.

  Mao Jia Jia is still very good, most of the people of the blind date in the previous life were introduced by Jia Yan.

  For the important matter of his marriage, his mother asked this long-sleeved, well-connected and well-connected sister.

  "Do American students also have summer vacation?"

   "Did you find a foreign girl girlfriend?"

  "Do white people look down on yellow people?"

  Aunt Jia felt strange to everything in the United States, and it took a long time to talk about Xia Jingxing before it was over.

   There is nothing bad about it, but the relationship with Xia Jingxing’s family is pretty good.

   After chatting with Aunt Jia, after the mother and son entered the house, Zhang Yuqiong glanced at his watch. It was two o'clock in the afternoon and asked his son, "Have you eaten?"

  Xia Jingxing shook his head. He arrived in the magic city in the morning on his plane yesterday evening, and it took another three hours to transfer back to Chengdu, and all the meals were taken by the plane.

  It’s okay not to think about it, my mother felt a little hungry when she asked.

  Zhang Yuqiong whispered to blame his son for being stupid, and went into the kitchen to cook noodles.

  Xia Jingxing smiled, her mother was like this, for fear that he would be hungry and cold.

  After a while, a large bowl of noodles was served on the table, a slice of red on the surface, all with chili sauce.

  There was also a plate on the table with two golden omelettes inside.

   Smelling the tempting fragrance, Xia Jingxing didn't care about the image, and began to gobble it up.

   "Eat slowly! Stop choking."

   Zhang Yuqiong saw this food, and hurriedly poured a glass of water for his son.

  After eating the noodles, Xia Jingxing sighed, and then felt a little sleepy because of eyelids fighting.

  When Zhang Yuqiong saw this, she felt distressed that her son had been on the plane for so long, and called Xia Jingxing to make up for sleep.

  She packed up the dishes, called her husband, said that her son was back, and asked him to get off work early and buy more food on the way back.

  …………

  …………

  Xia Jingxing slept for six hours at a time, and only woke up at about nine o'clock in the evening.

  When he walked out of the room, he saw that his mother was heating the dishes on the table in the kitchen, and he understood everything.

  It seems that the dishes are already ready and cold. My mother would rather reheat it instead of going into the house to wake him up.

   "Wake up, wash your hands and eat."

  Xia Yuan, who was sitting on the sofa in the living room watching TV, said with a smile when his son walked out of the room.

   "Dad, when did you come back?"

  Xia Jingxing looked at his father, who was only in his early forties, with some joy.

  Like my mother, my dad’s back is not yet crouched at this time, his dark lush hair is combed into three to seven points, and he is full of spirits, wearing a white shirt and trousers, very veteran cadre style.

   "It's been several hours since I came back, and I have watched two or three episodes of the TV series."

  Xia Yuan turned off the TV, looked at his son who was taller than him, and looked for a while, as if he had grown a few centimeters taller?

  Xia Jingxing rubbed his eyes, feeling a little dizzy in his head, went to the bathroom to turn on the faucet, and washed his face with water before waking up a bit.

  The family sat around the dining table and chatted as they ate.

   "What's the matter with that 500,000? You transferred it to me, right?"

  Xia Yuan received a huge transfer of RMB 500,000 today. He was taken aback. Although he usually accepts some gifts, it is not enough.

  Such a large amount, he dare not make mistakes.

  For this, he even went to the bank to ask, and it turned out that his son transferred it to his account from the Bank of America.

  He was about to call his son when his wife called.

  So he kept holding back and didn't ask, and finally couldn't help asking at the dinner table.

  "What is half a million?"

  Xia Yuan briefly explained to his wife.

  After listening, Zhang Yuqiong's expression became serious, and he looked at his son and asked for a reply.

Seeing his parents with serious faces, Xia Jingxing laughed, "This matter, haven't I told you before? The Facebook company I founded is valued at 100 million U.S. dollars. I sold some shares and cashed in. A sum of money.

  I just want to transfer this money to you and honor my parents.

  I got on the plane after the transfer, and kept shutting down. I forgot to report to you. "

  Hearing this, the couple looked a little glaring. They knew that their son had indeed set up a website, and it did a very good job. Millions of American students are using it.

  As long as it doesn’t engage in crooked ways or wrong ways.

   "Facebook is already valued at 100 million? Or is it US dollars?"

  After figuring out the ins and outs of the transfer, the two couples had new questions. Father Xia Yuan asked first.

"Yup!"

  Xia Jingxing sandwiched a piece of twice-cooked pork, and explained as he ate: “The United States is all in universal U.S. dollars, and the company’s valuation is also based on U.S. dollars!

  Our company has a total of more than forty employees, located in the country, and the size is about the same as that of a 100 million yuan company. "

  Xia Jingxing was afraid that his parents would be difficult to understand and felt too outrageous, so he deliberately compared domestic companies.

  "100 million RMB? Only more than 40 employees? Some large factories have hundreds of employees, and the output value is less than 100 million."

  Zhang Yuqiong still feels exaggerated and suspects that his son is talking big.

  Although she also hopes to have a son, she has become a billionaire after only one year of studying in the United States?

  Is there really gold everywhere in the United States? I'm afraid not necessarily.

   Xia Yuan pulled up his wife’s sleeves, “You don’t understand this. He studied computers and worked in high-tech industries.

  This kind of industry has always been vigorously supported and promoted in the country, and the added value is very high, which cannot be compared with factories. "

  Xia Jingxing gave Dad a thumbs up, "Professional!"

  Xia Yuan laughed, and continued to explain to his wife: “Internet companies like them are not an asset-heavy industry. They have no factories or land. Their assets are those millions of users.

  As long as there are users, you can make money. "

   "Then you say, how do you make money?" Zhang Yuqiong asked.

   "There are so many ways! For example, playing games, advertising, and e-commerce, selling things online, but e-commerce is still losing money, and the first two business models have matured.

  Sina, NetEase, and Sohu are all advertising, and NetEase is still making games.

  These businesses are very profitable, with millions or tens of millions at every turn. "

  Xia Yuan teased his wife, "You are still an educator because you don’t even understand this."

  Xia Jingxing didn’t want to hide too much, but also wanted to share her joy with her parents, so she explained the cooperation with Amazon and the acquisition of Google in detail just like pouring beans in a bamboo tube.

  "30 million dollars to buy your company? Cash?"

  Zhang Yuqiong looked at her son, feeling both familiar and unfamiliar.

  It will take some time for her to digest these explosive messages.

  Xia Jingxing shook his head, “It’s a stock acquisition. We are acquired in the form of issuing new shares and expanding our total equity. When Google goes public next year, we can sell the stock and exchange it for cash.

  But I dislike the low price and I didn’t agree. "

  Zhang Yuqiong doesn't know much about stocks. He only knows that the stock market is very risky, so he didn't say much.

  Xia Yuan’s focus was different from that of his wife, and asked about the Amazon store.

  "You sold 200,000 T-shirts in just two or three months?"

  Seeing his father’s question, Xia Jingxing nodded and replied: “Yes, domestically produced T-shirts cost 1.5 US dollars per piece, including shipping costs, it does not exceed 2.5 US dollars to the United States, and we sell 9.9 US dollars per piece.

  While making money, students wear these clothes with our company logo, and they can also advertise for us..."

  After listening, Xia Yuan nodded, “It’s good to have income. It’s very important to prove that your business model is sustainable.”

  The father and son talked more and more vigorously, and after dinner they sat down on the sofa to talk.

  Zhang Yuqiong didn't understand well, after washing the dishes, she was quietly listening to the audience.

  She does not understand technical terms, but she can understand income and profit.

  After listening to it for a while, she also knew that her son’s business was really getting bigger and stronger.

   To be honest, she didn't think about these possibilities very much. She was more speculating that entrepreneurship would be frustrated.

  After all, he was too young to be a kid, and to be a big boss, it was too whimsical.

  Now the business is really “successful”. In her opinion, the valuation is over 100 million and it has been very successful. On the contrary, she couldn't digest this information a bit, as if in a dream, she always felt not so real.

  Compared to his wife, Xia Yuan undoubtedly accepted this fact faster.

  My son had told him before that Facebook received an angel investment of 500,000 U.S. dollars, and the company was valued at 5 million U.S. dollars.

  Now that the number of users on the website is millions, and the company's valuation is over 100 million, it is not unimaginable.

  Moreover, valuation, market value, value, and cash are very different.

  His son has reached this stage of entrepreneurship, he can only be regarded as a small success, and there is still a long way to go.

  After talking for more than an hour, Xia Jingxing talked dryly. After drinking several glasses of water, he finally made things clear. The couple had a clearer impression of Facebook.

   "Mom, the Hong Kong and Macao Pass I asked you to apply for is ready, right?"

  Xia Jingxing called home a few months ago to talk about this. Before, he had to use his own account to invest.

  Since there is a way not to pay taxes to Americans, it is natural to make use of it.

   While his father works in a government unit, it is not suitable. His mother is not so sensitive in school. It is more suitable to open an account in her name for investment.

   "It's done, you said a few months ago, I'll do it right away."

  Zhang Yuqiong smiled and said, "When you graduate, we will go on a trip with the family."

  "Don’t wait that long. I will take you to Hong Kong tomorrow and open a securities account by the way."

  Zhang Yuqiong frowned and said, "Why do you open a securities account? I don't trade in stocks. Travel... forget it! I'll talk about it later if I have a chance."

  Xia Jingxing naturally knew her mother’s idea of ​​saving money, and smiled: “Now that your son is rich, it’s not enough to take you on a trip for a few days? I made a lot of money by selling the company’s shares.”

   "Oh, by the way, how many shares did you sell?"

  Xia Yuan suddenly remembered this, and asked, Zhang Yuqiong also looked at his son.

"three million!"

"so much?"

  Zhang Yuqiong didn't think about the US dollar. He thought it was RMB, but he also felt a lot.

   "Yes, so I am a rich person now, and I will be responsible for my tuition and living expenses in the future. You don't want to give me any more money."

  Xia Jingxing continued to persuade her mother: "Our company will definitely be listed in the future, so I must open a stock account.

  I am an international student and I have made money and need to pay 30% capital gains tax, so it is better to open an account for me, mom. "

  "Stocks..."

   Zhang Yuqiong hesitated, "I think it’s better not to touch the stock thing."

  Xia Jingxing smiled bitterly, "But there is no way! Our company will definitely come into contact with the capital market in the future. You can't just stop doing it because you're afraid.

  Moreover, the domestic stock market is different from abroad, and foreign countries are relatively standardized. "

  Xia Yuan nodded, "This is the fact that the domestic stock market started late and lacks experience. Just like reopening, it's all about crossing the river by feeling the stones.

  Foreign securities markets are much more mature, fraud is relatively rare, and punishments are much more severe. "

   "Isn't it! People are fined directly to bankruptcy. We are punished by hundreds of thousands of top-notch penalties, plus banned from entering the securities market for many years."

  Lack of deterrence, and the cost of crime is too low. "

  The father and son criticized the current malpractice for a while, and Xia Yuan also persuaded his wife to help her son open a stock account and familiarize herself with the market in advance.

  Xia Jingxing wanted to laugh a little, but my father was confident, as if he believed that Facebook would definitely be listed.

   "Okay, let's open one."

  Zhang Yuqiong was said to be so big by the father and son, all kinds of big hats were put on her, what "delay her son" and "affect growth"...

  So she stopped insisting and agreed to open a securities account on her behalf.

   But out of worry, he reminded his son again: “Then you must not go to stocks indiscriminately. You finally make some money and you lose money again.”

  Xia Jingxing smiled and said, “No, I will definitely study first. After a year or a half, I will invest when I have learned almost.

  Even if it is an investment, I will try it with a little money. If it is too much, I dare not. "

   Persuaded her mother, Xia Jingxing happily went back to the room to rest.

Lying on the bed, he began to think about the path of life.

   stocks, they must still be speculated. Who thinks it’s too much money? Jack Mana is pretending, Hetui.

  He has considered registering offshore funds in tax havens such as the British Virgin Islands and the Cayman Islands, but the current amount of funds is not large, one is unnecessary, two is a waste of principal, and three time is too late.

  Keep more than 100,000 and 80,000 US dollars in principal. When you make a lot of money, it’s not too late to think again.

  Thinking about it, he actually fell asleep.

  ………………

  PS: Thank you Huang Douyuan, book friends 20201009194742567, miss you 756, and leader Ou for your reward!

  Two big chapters in 8K words, ask for a recommendation ticket~

  (End of this chapter)