Chapter 871 Regarding the degree, using it carefully

  On the first day of the Lunar New Year, February 18th of the Gregorian calendar, Xia Jingxing ate two bowls of glutinous rice **** at home, and went out with two dark circles.

  Zhang Chenguang took a holiday to go home for the New Year. The bodyguard on duty in a nearby hotel drove a black Mercedes parked in the office of Envision Capital's Chengdu City to pick up Xia Jingxing and drove in the direction of Chunxi Road.

  Xia Jingxing did not go shopping, first went to visit Daci Temple next to Chunxi Road.

  This is also a famous monastery. It was built between the 3rd and 4th centuries in the Wei, Jin and Southern and Northern Dynasties. Master Xuanzang still placed orders here and taught the scriptures for four to five years.

  The inner temple of the temple is magnificent, with deep courtyards and towering ancient trees. After liberation, it became a museum. Only a few years ago, it turned into a temple and opened to the outside world. Now there are tea gardens, chess gardens, and famous snack bars.

  Because it is the first day of the new year, people who come to the temple to offer incense are one after another.

  However, Xia Jingxing belongs to the VIP. After receiving a call from Master Yongxin from Central Plains Province, the abbot of Daci Temple Daen hurriedly came out to greet him.

  Xia Jingxing can be regarded as a major benefactor in Buddhism. Upon his call, Shaolin Temple opened an oil pipe account and has millions of followers in European and American countries. Last year, the number of foreign tourists visiting Shaolin Temple was double the previous year.

Abbot Daen is not an ordinary person, he is the first young man to become a monk after the Cultural Revolution in Sichuan Province, and the first monk in Sichuan Province after the enrollment of the Buddhist academy resumed.

  Led by the abbot Daen, Xia Jing walked the VIP passage to the Daxiong Hall and had two incense sticks, and then ate a vegetarian meal in the temple.

  Before leaving, Xia Jingxing offered a trick to the master who had never asked for anything: inviting Daci Temple to become Kiva's partner in China, or to be more specific, in Chengdu.

Kiva is a public welfare P2P loan in the United States. The lender can browse the loan projects and information on the website, and remit the money to Kiva based on the idea of ​​charity. Kiva then remits the funds to the borrower through the free transfer provided by PayPal. , Or remit it to microfinance institutions around the world, and these institutions will then transfer the loans to a lower level for disbursement.

  The borrower's repayment also follows this path, with layers of recovery, but only the principal needs to be repaid without interest.

  Xia Jingxing also donated 1 million US dollars to Kiva, and requested that it must be loaned to the Chinese.

  With the help of Xia Jingxing, Kiva has passed the review of relevant departments, and the website of Kiva China has also been launched. The next step is to find and screen borrowers.

  Because it is a non-profit organization, Kiva relies entirely on donations to operate and cannot afford to hire too many employees. Therefore, Kiva China's operations are all entrusted to Xia Jingxing, which means that Kiva is only taking the lead. Charity activities have expanded again, and one more China has been added to the map.

  In the early stage, I mainly used Xia Jinghang’s 1 million US dollars as a loan experiment. If the effect is satisfactory, US lenders on Kiva and lenders all over the world can borrow interest-free to Chinese borrowers.

  For Xia Jingxing, the initial cost is mainly the donated 1 million US dollars. When the model is passed, what needs to be borne is the operating expenses incurred by Kiva China.

  This operating cost includes the maintenance and upgrade of the website, as well as staff finding and screening borrowers.

  Xia Jingxing intends to hand over the task of finding borrowers to Daci Temple, which participated in a "Sichuan Province Charity Association" and often organizes monks to help the poor and help students.

  In the process of doing charity, if you find someone who is eligible for Kiva's interest-free borrowing, such as a disabled stall vendor, the monk can recommend it to Kiva, and Kiva staff will further visit and review, and then put the item catalog on the website to raise funds.

  In addition to the temple, Xia Jingxing also intends to cooperate with multiple charity organizations to expand the website's eyes and ears at no cost. After all, everyone is doing public welfare, and charitable organizations will not ask for any intermediary fees from Kiva. It is just something that is brought about in the process of poverty alleviation.

  At first, Xia Jingxing only planned to donate US$1 million. At most, he would help Kiva enter China and introduce some units.

  Afterwards, he thought about it and felt that it was not possible. Without his own participation, he probably couldn't do it, or his influence was limited, so he took over the operation rights of Kiva China and was willing to bear all the operating expenses incurred.

  The reason why he still bears the name of Kiva, he wants to try if he can pull more funds from Americans and foreigners to help the poor Chinese.

  If the effect is not satisfactory, in the future, take off the Kiva hat and use your own charity fund to independently operate a charity loan institution to help the poverty alleviation work and achieve the goal of common prosperity.

  At his position, with so much wealth, it is right to give back to the society. Even if he donates 100 billion in the future, it is not a big deal.

  Charity includes many kinds of education, disaster relief, and poverty alleviation that he wants to achieve with Kiva.

  If the operation results are satisfactory, he intends to use the funds of his charity foundations for long-term "charity loans" and "interest-free loans".

  People often say that a penny is hard for heroes, especially for disadvantaged groups.

  He intends to invest the main support groups of charity loans to those widows, widows, and children who are willing to support themselves. After all, the principal is to be repaid, not donations.

  Donated 10,000 yuan, which may only help one person.

  Subsidies 10,000 yuan for public welfare loans, which can release and recover 1 million yuan of loans to help 100 people.

  The two meanings are different.

  Of course, his public welfare fund will still donate, mainly for those groups who have completely lost labor, which belongs to another department of the fund.

  After achieving certain results in poverty alleviation public welfare loans, Xia Jingxing intends to continue to expand the target group, from the disadvantaged group willing to be self-reliant to outstanding college student entrepreneurs, and provide low-interest, interest-free loans to potential small and micro enterprises.

  When entering the campus, by the way, you can also advertise the dangers of online loans to students. Of course, living expenses are squandered, the kind of people who know that they are still running and jumping can not be saved, and they are not worth saving!

After listening to Xia Jingxing’s introduction to its public welfare fund and Kiva, as well as his vision for the future, Abbot Daen put his hands together and said in the Sichuan dialect: “Amitabha, Mr. Xia has a heart for the world and saves all living beings. We Daci Temple is willing to do everything. Meager power."

  Xia Jingxing replied with a smile and said with a smile: "Buddhism is spreading so widely in China because Buddhists pay attention to compassion and help the common people.

  If our public welfare undertakings develop smoothly, I also hope that the master will appeal to religious circles and friends who are enthusiastic about public welfare undertakings to join and contribute more. "

   "This is no problem! We have a volunteer team in Daci Temple, with a volunteer department, a free clinic, a poverty relief department, and a student aid department.

  This charity team often goes deep into Rongcheng communities and rural families to help the poor and the needy, as well as emergency relief.

  We just need to explain one more thing, let them pay attention to the needy people who meet the conditions of Kiva's assistance.

  In addition, I also participated in the founding of the correspondence department of Sichuan Buddhist College. We have trained monks throughout Sichuan and Yuzhou.

  If the model is feasible, it should be extended to the entire Sichuan-Chongqing region. "

  Xia Jingxing smiled, if there are so many people to help, then Kiva's early work will start.

  Smart phones are only born right now. To promote the charity loan business, we really can only rely on the relatively primitive manual recommendation and manual preliminary review mode.

  Bid farewell to Abbot Daen, Xia Jingxing just walked out of Daci Temple, he felt that the whole person was refreshed, I don't know if it is because of the psychological satisfaction from public welfare, or the mysterious power blessing.

  Most people only know that a gentleman loves money and takes it in a proper way. In fact, there are the last two sentences: See it with a degree and use it with restraint.

  (End of this chapter)