Chapter 2453 Summary of Gui Zi Juan’s income, making money in the right way

Just when Zhen Baochen was thinking about his future and firmly bound himself to Feng Ziying in the future, Feng Ziying was also thinking about his next step.

To be precise, after reaching an agreement with Gu Bingqian and Chai Ke on the successive personnel adjustments in Jiangnan, Feng Ziying knew that the countdown to her trip to Jiangnan had begun.

Of course, there must be some thorny problems, such as the arrangement of the Northwest Army and Dad's whereabouts. Sun Chengzong and Chai Ke both found it difficult, and Feng Ziying also had a headache, but there must always be a result.

 The inventory of collected property and money has also been completed one after another, and the harvest far exceeded expectations.

The cash and banknotes including gold obtained by the Tang family alone and the Japanese pirate lair alone exceeded 3 million and 200,000 taels. If added, it can basically be calculated that the houses, shops, farms and various The assets of the business exceed 4 million taels. Even if a relatively large discount is required through sales, 3 million taels should be sold. Among them, the shares of Taihe Bank alone can be sold. to eight hundred thousand taels.

In other words, excluding items such as jewelry, jade, jewelry, antiques, calligraphy and paintings, spices, etc. that are not easy to liquidate, the assets of the Tang family and the Japanese pirates they colluded with exceeded 6 million taels. This was different from what was originally expected. The total assets are around two million taels of silver, which is a huge difference.

The assets of the Zhen family are not bad. The cash, gold, and banknotes are probably worth about 850,000 silver. The mansion, shop, and farm are assets that can be easily converted into cash. Just ask someone to evaluate them and you can come up with a rough estimate. The amount is about 800,000 taels of silver, leaving the most valuable asset - Taihe Bank shares, worth about 1.2 million taels. The total of these three items is about 2.9 million taels of silver, plus If its business assets were liquidated, they could be sold for about one million taels, which meant that the assets handed over to the court by the Zhen family were about four million taels.

The assets of these two companies alone are enough to achieve the goal that the Ministry of Accounts originally hoped to achieve, so such a result not only makes Gu Bingqian proud, but also makes the Ministry of Accounts ecstatic.

The asset inspection of the Ding family is not going well. The main reason is that Qimen's Tea Mountain is still in the renovation and investment stage. Although it is huge, if it is to be realized now, it will be greatly reduced, which is about one million silver. .

Including the Ding family's various properties in She County and the confiscated silver jewelry, jewelry and antiques, etc., they can make up at most 800,000 taels, and the total of both parties is less than 2 million taels.

 Such an income is completely different from the original idea that the Ding family might be similar to the Tang family.

The situation of the Zhou family is similar to that of the Ding family. They both felt that since they were ranked second among the New Four, they were later pushed to the first place due to their popularity. However, after being investigated and dealt with, their assets were mainly shipbuilding and some shops and fields along the Yangtze River. The total assets are only over one million, and they still need to be sold off. The cash and other items found at home are not much, and the total assets are not even two million. It is really surprising. This may be the same as other shipping companies. It has a lot to do with the fact that there are hundreds of ships that are not easy to sell, or that they cannot be sold for a good price.

The situation of the Hu and Tao families is actually better than that of the Zhou family. After the inspection, the Hu family's assets were calculated to exceed 3 million, while the Tao family's assets also exceeded 2.5 million.

Calculated in this way, the Jinling New Four, plus the Tang family and the Ding family, excluding some jewelry, antiques, calligraphy and paintings whose value is temporarily difficult to estimate and realize, the total income is close to 20 million taels.

Of course, this is a relatively optimistic prediction. These huge batches of assets will be sold. Even Feng Ziying expected this at the beginning and specifically contacted some Jiangnan businessmen to prepare for the takeover. But who would have thought that the scale of the assets would far exceed what was originally imagined. , business assets are relatively good, but dead objects such as houses and shops, which are extremely expensive and difficult to transfer, are not easy to sell at a good price.

 But in any case, eighteen million taels is considered a very conservative number.

This does not include the final inspection results of local powerful families such as the Tan family in Ningguo Prefecture, the Chen family in Guangzhou Prefecture, and the Lian family in Zhenjiang Prefecture, nor does it include the monetary assets of officials involved in these powerful families who were involved in bribery and needed to be recovered.

This is also a considerable amount of income, but it requires a lot of energy to sort out and check.

This task has been exceeded and exceeded. Even if it takes some time to realize the actual cash, the actual amount of gold, silver and silver notes must be four million taels.

This first batch of gold and silver has been deposited in the Jinling No. of Taihe Yinzhuang, and then added with other banknotes, a total of four million taels, has been officially transferred to the account of the household department. If the account department needs it, it can be transferred to Taihe Yinzhuang Jingshi The number is ready to use.

The shares of Taihe Bank are the most valuable. The status of this bank is more like the "central bank" of the Nanjing Puppet Dynasty at that time. Of course, it can only be regarded as a miniature version. Even so, its status cannot be underestimated. .

Countless businessmen from Shanxi, Shaanxi and Jiangnan who were previously unable to invest in this bank are eagerly waiting to take over the shares of Zhen, Tang and Ding.

It was originally predicted that the Zhen family's shares would be worth about 1.2 million taels, but it is estimated that the price will rise to 1.5 million taels, while the Tang family's shares worth 800,000 taels will also be priced at a premium of 1.1 million taels. The shares are probably worth about 400,000 taels, but they can also be increased to more than 500,000 taels.

This ultra-high premium is enough to prove the keen sense and vision of Jiangnan businessmen. After seeing the huge dividends from Haitong Bank, Taihe Bank is now under the control of the imperial court. Although the imperial court will not take a stake, as long as it is marked as imperial court Brand, at least Taihe Yinzhuang's position in Jiangnan is still quite stable.

The Yu family, the third largest shareholder of that company, has also repeatedly expressed its goodwill to Feng Ziying through various relationships, hoping to take over part of the shares in the future, hoping to go one step further, not to mention getting the largest shareholder, but at least becoming the second largest shareholder. shareholder.

The strength of Taihe Bank in Jiangnan is not much inferior to that of Haitong Bank. In Nanjing, it even surpasses Haitong Bank. In Suzhou and Hangzhou, it is similar to Haitong Bank. It is only in Yangzhou, Ningbo and Quanzhou. These places are not as good as Haitong Yinzhuang.

Because of this, Feng Ziying is also considering who will hand over nearly 60% of Taihe Yinzhuang's shares.

The Zhen family accounts for about 30%, the Tang family is close to 20%, the Ding family and the Yu family are each close to 10%, and the remaining 30% of the shares are in the hands of more than a dozen small shareholders.

It is definitely not feasible to give it to a certain family, and the court will probably not allow it. However, considering the special status of Taihe Silver Village in Jiangnan, Jiangnan merchants should still dominate.

For example, Feng Ziying from the Dongting Merchant Gang planned to give them 30% of the shares, 10% to the Longyou merchants, 10% to the Anfu merchants, and 10% to the Ningbo merchants. In addition, the Yu family had repeatedly shown good intentions, and Feng Ziying thought they could give him half a percent, and the remaining half. Then give it to Shanshan businessmen, which can be regarded as a reward.

 This part of Taihe Silver Village can be liquidated immediately, and each family is holding the money and waiting to take over the shares.

  In other words, the more than three million taels of Taihe Bank shares can also be regarded as cash and can be transferred immediately to the account of the household department. Feng Ziying also negotiated with people from the household department on this point.

The people from the household department can also be considered acquaintances. Guo Zhengyu, the right minister, is a township party member and political close friend of Guan Yingzhen, so in a sense, he can also be regarded as an ally of Feng Ziying.

"Ziying, it's not enough. I know we have gained a lot. The four million taels of silver have been transferred back to the capital. But you also know that this trip alone cost two million. In fact, there is only a surplus. Two million, what is two million to the court?" Guo Zhengyu also said loudly, "It is better to sell the shares of Taihe Yinzhuang sooner rather than later. In my opinion, whoever gives more should give it faster. The shares will be given to whomever, and the cash will be immediately deposited into the household account. Taihe Bank has a branch in the capital, so deposit it into Haitong Bank. Hurry, hasn't Yu Chengxian been nagging the Yu family to increase their holdings? Come with the money, if you just talk but don’t practice, who will wait for him?”

"Brother Meiming, you are reaching into the coffin to ask for money. The four million taels of silver have not been warmed yet, so they are handed over to you to send to the capital. Why are you so anxious to ask for money? Mr. There is a process, right? If you sell in a hurry, you will naturally not be able to sell it at such a high price. You know this better than I do." Feng Ziying explained with a smile: "What's more, before leaving, Second Minister Ye Fang also said, Taking due consideration of the public opinion in Jiangnan, I will hand it over to Shanshan businessmen at once, and they will be able to bring money immediately, but they will offend a lot of people in Jiangnan."

"If you offend me, I'll offend you. The court is in a difficult situation, and I don't see them donating more. When the puppet dynasty was in Nanjing, they all flocked to it. Now that the puppet dynasty has disappeared, they come to shout and want to share the profits. How can the world be so good? What's the matter?" Guo Zhengyu also didn't have much favorable impression of Jiangnan merchants and said angrily.

"We still have to take care of all aspects of our relationships, not to mention that the money paid by Jiangnan merchants is still in vain, so we can't lose a penny." Feng Ziying gave Guo Zhengyu a broad explanation, "Don't worry, within five days, these more than three million taels of silver will be Get half first, and pay the other half within ten days, otherwise you can’t blame us.”

"Ziying, this is what you said. I know that these Jiangnan merchants have a close relationship with you, so I wondered why the Shanshan and Shaanxi merchants came and went as soon as you called them. Why did the Jiangnan merchants do the same? I wondered If you join the cabinet tomorrow, it is your turn to be the Minister of the Ministry of Finance."

Guo Zhengyu really admires Feng Ziying's ability in this area. There are really not two officials in the court who can be accepted by Shanshan businessmen and Jiangnan businessmen. Feng Ziying is one of them. They say that Li Sancai was born in the north, but he He is quite recognized by the scholars in the south of the Yangtze River, but this is only among the scholars, and the scholars in the north are not very fond of Li Sancai. Feng Ziying is too junior, and she will definitely not be able to compare with Li Sancai in Shilin, but among the businessmen group Even Fang Congzhe and Huang Ruliang cannot compare to his influence. This is really a miracle.

 (End of this chapter)