Aside from Shi Xiaolei's family, just look at these people in the MCU universe, whether they are superheroes or supervillains, whoever has something to do with the mysterious side that can be called a mage, basically belongs to 'borrowing money to live'. type.

Ancient One is a typical example.

And Wanda the Scarlet Witch. Her Chaos magic also comes from another dimension, bestowed by an ancient boss named Setorak.

Involved in the act of 'borrowing',

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