Chapter 350 350 loans, wave 4 CBD

  Ma Tianteng was the first to react and said, "Ordinary family, it’s the same as me."

   "My Ma Tianteng is also an ordinary family, but the house is a bit bigger"

  Wang Guanxi couldn’t help but smiled and said, “That’s an ordinary family, Ma Tianteng, in fact, we are all ordinary families, and the size of the house is a little different.”

  Zhang Zhidong also said: "Mr. Wang, my family is also an ordinary family"

   Xu Chenye said: "Me too, my dad is just a small worker in a city"

   Cheng Yidan also said: "The small workers in the city are also good. My dad is a farmer, and my family came from the countryside."

  甑 Li Qing also said: "My family is also a rural person."

  Si Xiuliang: "Your family is better than mine, my family is from Dashan"

  "Come, come, drink" Ma Tianteng laughed and said, "My house is the best for now."

  Everyone is drinking too much.

  "Drink, toast to ordinary families"

  "Cheers to my dad as a worker"

  "A toast to rural families too"

  "Cheers to the Dashan Family"

  Drink at 12 o'clock in the evening, and it is still not over.

  Ma Tianteng suddenly said: "Mr. Wang, I plan to buy a villa in Hong Kong. What do you think of the timing now?"

  Now that the global financial crisis has broken out, the economy has been hit hard, and house prices have been declining. He still has a lot of cash in his hand and plans to buy a villa in Hong Kong, but he hesitated.

  Because he is not sure if the timing of buying a villa is right.

  He intends to buy a villa in Repulse Bay in Hong Kong, but he is not very familiar with Hong Kong housing prices.

  Although he is already a rich man worth tens of billions, it is calculated by holding Fujitsu Group’s stock, and he does not have much cash.

  However, these cash cannot be stored in the bank. He intends to invest it.

  Buying a villa is a good way to invest. Not only can you live, but you can also add value.

Wang Guanxi said: "Mr. Ma, villas in Hong Kong, although you are hunting down the bottom and steadily appreciating to make money, house prices are falling fiercely now, but the future is the era of big Indian speculation. Assets such as houses will always be sought after. Hong Kong's housing prices are also temporarily falling back. The lower the price, the more you should buy."

  “Now that the Fed has cut interest rates, the central banks of various countries are also following them. The currency released after the interest rate cuts has nowhere to go, and it will still go to real estate.”

  "The price of real estate has little to do with the spending power of ordinary people. As long as there is a lot of hot money in society and it is unprofitable in other places, this money will flow into real estate."

  Ma Tianteng nodded: "It makes a lot of sense. It's worthy of being a financial boss. I thought that when the economy improves, housing prices can rise."

  Wang Guanxi smiled and said: "House prices are related to the amount of hot money and spare money in the society, and have little to do with the purchasing power of ordinary people."

  Then Wang Guanxi said again: “I also have a trust company under my umbrella, which is currently responsible for investing in the real estate industry. I plan to buy a few buildings in Lushi and Guangshi.”

  Ma Tianteng: “I know the boss of Vanke Real Estate Group, Wang Wanke. Their company now has many buildings in a hurry to sell. If you want to buy, I will help you contact him.”

  Wang Guanxi smiled and said: "Yes, I just want to buy a few buildings. Now the low prices in Shenzhen and Guangzhou have fallen miserably. I intend to let my black international trust company's subsidiary in the mainland bargain for the building."

   "It would be great if there is a bank loan"

  Si Xiuming suddenly said: "Mr. Wang, if you take a loan, you can come to our China Merchants Bank."

  “Our China Merchants Bank has a lot of free funds and can lend you loans, but the capital flow of your Black Shirt International Trust Company must be stored in our Merchants Bank.”

   To be precise, the impact of China Merchants Bank was not great, and the bank had sufficient cash. It was completely fine to lend to the Heishan Group.

  He will soon be the president of Wing Lung Bank, China Merchants Bank of Hong Kong. It is best to have a good relationship with the Heishan Group and deep cooperation.

  Wang Guanxi immediately asked: "Chief Secretary, I plan to buy 4 buildings with dozens of floors located in the core commercial area. How much can you borrow?"

  He remembered that CITIC Group was in the core commercial area. It seems that in 2009, it spent 1 billion yuan to buy a 25-story building. The house price had already recovered. Now in 2008, when house prices were the lowest, they would have to borrow to buy 4 buildings.

  One billion yuan a building, if you buy it in 2008, you will definitely buy the right bottom, just like bargain hunting stocks.

  Si Xiuming was taken aback, and asked: "Four buildings in the core commercial area?"

  Wang Guanxi nodded: "Well, it's better to be from Shenzhen CBD"

  Shenzhen Central Business District is abbreviated as Shenzhen CBD, and its core area is Futian CBD, which is composed of Luohu CBD, Nanshan CBD and Qianhai CBD.

  A core area, just come to a building. In these places, rent collection can get weak legs.

  Si Xiuming thought for a while, and said: "If your Heishan Group guarantees the debt, I can loan you 4 billion yuan!"

  Wang Guanxi was very happy when he heard it.

  4 billion RMB, got it straight away?

  Guarantee is guaranteed.

  4 billion RMB with a 5.5% annual interest rate, that’s 220 million RMB.

  If one billion yuan buys four buildings, located in Futian CBD, consisting of Luohu CBD, Nanshan CBD and Qianhai CBD, then the rent is collected for one year, count?

Assuming the height, a building has 30 floors, each floor is 2000 meters, and the rent is collected 5 yuan per square meter. Even if the rent has not risen, the rent can be collected 300,000 per day under the condition of full rent. For a year, it is 110 million, 4 buildings, that is 440 million yuan.

  This is only for rent collection, not including all kinds of property fees, water and electricity fees.

  Deducting simple labor costs and maintenance costs, it is completely fine for a net profit of more than 250 million yuan per year, and even a net profit of 300 million yuan is not a problem.

  4 billion loans, the annual interest is 220 million yuan, which can make nearly 100 million yuan in profits every year.

  Furthermore, the value of the four buildings will appreciate. After 10 years, just sell one building and return it to China Merchants Bank.

  Thinking about this, Wang Guanxi said: "Chief Secretary, no problem, our Heishan Group directly guarantees this 40 RMB debt, but we want a long-term loan, how about 10 years?"

Si Xiuming was of course happy. He was eager to take a 10-year loan, so he said: "Okay, a 10-year loan, 4 billion yuan, 5.5% interest per year. At the same time, you can continue to repay the loan. I grant a credit of 4 billion yuan. Of the loan amount to you"

  "Okay, deal" Wang Guanxi raised his glass: "Director General, we have a happy cooperation"

  "Happy cooperation" Si Xiuming also toasted to Wang Guanxi.

  Then everyone continued to drink, and it was over at 1:30.

   Then they went home separately, and Wang Guanxi was arranged to the Scarlton Hotel in Shenzhen.

  The extended version of the Rolls-Royce Phantom Phantom Header-level fleet directly scared the urinary drivers and evaded them.

After getting out of the car, Luo Baowen helped Wang Guanxi into the hotel, while the bodyguards watched the surroundings.

  Soon came to the presidential suite, Luo Baowen struggled to support Wang Guanxi to the weak bed, then dragged Wang Guanxi's shoes, went to the bathroom, and got the warm water.

  As a full-time female secretary, she serves Wang Guanxi all day long.

   "Oh, drink like this." Luo Baowen is also full of alcohol now. She basically doesn't drink much, just drinks juice.

  At the party just now, she basically did not speak, but quietly recorded Wang Guanxi’s schedule, and there were some important things that Wang Guanxi forgot afterwards, so as to remind him.

   Soon, Luo Baowen filled up the water in the bathtub and tried the water temperature. It was good, just suitable.

   Then she came to the room, looked at Wang Guanxi who was drinking unconscious, and shook her head gently.

  It was the first time she was serving people.

  Wang Guanxi has been drinking for so long, wouldn’t he be strong against himself, right?

  If you force it, what should you do?

  She has sold herself to Wang Guanxi. In normal times, if Wang Guanxi really wants to be strong, she can't do anything.

  However, Wang Guanxi is not very interested in her at ordinary times, and even mocks her as an old woman.

   But now Wang Guanxi is drunk, what if, in case, Wang Guanxi becomes a pervert, and use it **** her?

  Thinking of this, Luo Baowen suddenly became nervous and walked cautiously towards Wang Guanxi. At this time, Wang Guanxi's body suddenly moved, and Luo Baowen suddenly jumped.

  She backed away quickly, Huarong turned pale.

  After Wang Guanxi was quiet, she slowly walked over.

  At this time, one hand pulled Luo Baowen down. She was unstable and fell beside Wang Guanxi, very nervous.

   And Wang Guanxi hugged her.

  "You are mine tonight"

  Luo Baowen was embraced by Wang Guanxi. Her heart was very tense and her body was stiff. She wanted to break free, but she held herself tighter.

   "Don't make trouble, let me hug"

   Continue to hold tight.

  Luo Baowen felt Wang Guanxi’s breath at close range. Although the smell of wine was smelt, she still barely held back and breathed evenly, staring at Wang Guanxi’s handsome face.

  Time passed in a flash. After being hugged for 20 minutes, Luo Baowen intends to turn over.

  "Small words, don't make trouble"

  "You are mine tonight"

  Luo Baowen was suddenly hit by a stick in her heart and scolded Wang Guanxi for holding her and shouting the names of other girls, which was maddening her.

  She thought that Wang Guanxi was clear and conscious, and knew that she was holding her Luo Baowen.

  Unexpectedly, a sentence popped out now, "Little Language", his face flushed with anger, and he broke free.

   Then she helped Wang Guanxi up and entered the bathroom, then shook Wang Guanxi’s body, and said: "BOSS, take a shower"

   "Yeah" Wang Guanxi uttered a sound, and then let warm water rush to his head, which became clearer, and then took a bath in the bathtub happily, there was juice on the side, and he drank.

  "Secretary Luo, come in and wash together"

  Luo Baowen outside was startled and did not respond.

  Waiting for 20 minutes, seeing Wang Guanxi not coming out, she went into another bathroom to take a bath.

  In this presidential suite, there are three bathrooms and three rooms.

  After taking a shower, she lay on the bed to rest, and soon fell asleep.

  At this time, a sharp pain came.

"what!!"

  The pain made Luo Baowen want to cry.

  I saw Wang Guanxi next to him.

   bit her thigh fiercely, her face changed drastically, and she quickly pushed Wang Guanxi away.

   Then I looked at my blood-red thighs with moist eyes, all with tooth marks.

  This row of teeth marks is very, very deep.

   is about to bleed.

  Her thigh was bleeding again by Wang Guanxi.

  To her death, she never expected that Wang Guanxi would run into her room after taking a shower and bit her thigh.

  She quickly picked up the pillow, and the quilt smashed Wang Guanxi violently.

   Then he left the room and closed the door.

   came to the living room, took out the document from the briefcase, and looked at it carefully.

  I can’t sleep anymore, I’m upset, just focus on looking at the file. Soon she fell asleep looking at the file.

   The next day, November 1, when I woke up, it was already 12:30 noon.

  At this time, Wang Guanxi also just woke up, looked at Luo Baowen in pajamas, leaning on the sofa in the living room, and asked: "Secretary Luo, why didn't you sleep in the room last night?"

  Luo Baowen asked: "Why did you bite my leg last night?"

  Wang Guanxi was taken aback, and asked, "Is there any?"

"Let me see"

  Talking that Wang Guanxi was going to fish her nightdress, Luo Baowen's expression changed drastically, she quickly backed up, then got up and ran back to the room to change her clothes.

  After lunch at noon.

  Wang Guanxi’s horses also came here, namely Huang Shaokai, Ishino Xiuwu, and Liang Guohao.

  Huang Shaokai also serves as the chairman of Heishan International Trust Company.

  Ishino Hideya is the executive director of Blackshirt International Trust Company

  Liang Guohao is an executive director and concurrently general manager.

  The three of them came here to set up a branch, and they have already done it. They have injected 60 million yuan in capital.

  Then everyone discussed how to operate the branch in Shenzhen Stock Exchange and the loan from China Merchants Bank that is coming soon.

  One hour later, Wang Guanxi continued to rest.

  It's 5 pm.

  Luo Baowen said: "Boss, Si Xiuming from China Merchants Bank is here."

   "Well, let him in"

"Ok"

   Then Luo Baowen took Si Xiuming to Wang Guanxi’s room.

  These people from China Merchants Bank.

  Si Xiuming, as well as his assistant, and the legal officer of China Merchants Bank.

   "Mr. Wang, how is your body?"

   "Are you okay?"

   "Did too much last night" Wang Guanxi yawned and said, "I'm resting. Let's sign the contract now.

  "Okay, Mr. Wang"

   Then Si Xiuming signed a loan agreement with Heishan International Credit.

  China Merchants Bank loaned 4 billion RMB to Heishan International Trust Company, which was guaranteed by Heishan Group.

  The loan lasts for 10 years, and the annual interest is 220 million yuan.

  At the same time, China Merchants Bank granted a credit line of RMB 4 billion to the Heishan International Trust Company, which can continue to borrow and maintain a debt of RMB 4 billion.

  And the cash of Heishan International Trust Co., Ltd. in the mainland must be deposited in China Merchants Bank.

  Si Xiuming said excitedly: "Mr. Wang, we are happy to cooperate."

  "Chairman of the Happy Cooperation Division" Wang Guanxi shook hands with him.

  In the evening, everyone ate together again.

  Si Xiuming asked: "Mr. Wang, the property market in Shenzhen has fallen sharply now. Are you sure there are 4 billion yuan to buy four buildings in the four CBD areas of Shenzhen?"

  Currently, housing prices in Shenzhen are very sluggish. Many house slaves can't pay off their mortgages, and they can't buy houses. The economy is terrible.

  I don’t know when house prices will fall.

  Wang Guanxi smiled and said: "Chief Secretary, you can rest assured that we will repay the loan on time. Even if this investment suffers a huge loss, our Heishan Group will have a penny from your China Merchants Bank"

   "Of course I can rest assured, after you hunt down the building, house prices will rise, and the economy will get better."

   After chatting, Si Xiuming left with the people from China Merchants Bank.

  At 9 o'clock in the evening, Ma Tianteng called and connected.

  Ma Tianteng said on the phone: "Mr. Wang, the founder of Vanke has returned to Shenzhen. He will invite you to lunch tomorrow at noon. Are you free?"

  Wang Guanxi smiled and said, “Of course I’m free, so let’s go tomorrow at 11 noon”

   "OK, I'll just tell him that."

  The next day, November 2, 11 o'clock noon.

  Vanke Building, nearby restaurants.

  Ma Tianteng, Wang Wanke and others have arrived.

  Wang Vanke asked: "Mr. Ma, the wealthy Mr. Wang you mentioned is really very young?"

  Ma Tianteng smiled and said: "Of course, I hope you will not be too surprised"

  Wang Vanke said: "My old Wang, what happened, no one has seen it before, what's the surprise"

  At this time, Wang Guanxi, Huang Shaokai, Ishino Xiuwu, Liang Guohao, Luo Baowen and others came in.

  Ma Tianteng then introduced it.

  Wang Vanke was immediately silly, looking at Wang Guanxi in horror.

  God, it's so young!

  Isn't 18 years old yet?

   Worth 80 billion?

  Now because of the financial crisis, the upper floors have fallen into shit, and the real estate is in depression. The entire Vanke Real Estate Group has been hit by a huge impact, and the market value has fallen so badly.

  And this young man in front of him wants to buy a few buildings, which really saves Vanke Real Estate Group from water and fire.

  But Wang Guanxi is so young.

  Unbelievably young, Wang Wanke has already traveled all over the country and has been to many countries. He has never seen such a young and rich man. He has simply refreshed his original worldview.

  At this moment, Wang Vanke was in extreme shock, and he quickly said with a sincere smile: "Wang, Wang, Mr. Wang, hello, I am the president of Vanke Real Estate Group, Wang Vanke"

   "See you for the first time, you really shocked me."

  Now the market value of the entire Vanke Real Estate Group is less than 40 billion. Of course, although he is the founder of Vanke Real Estate Group, his shareholding ratio is very low, and his worth is far less than Wang Guanxi.

  More than 80 billion!

  This is simply unbelievable.

  The rumor is a legendary financial tycoon in the financial industry, and Ma Tianteng said that tens of billions can be mobilized at any time.

  Although he is a rich man, he doesn’t have much cash.

  "Mr. Wang, come, please sit down"

   "Today I prepared a lot of special Cantonese dishes for you"

  "You must like it"

  Wang Guanxi looked at Wang Wanke with a recruiting smile, and smiled as well; “Mr. Wang, we are all my own family, don’t be so polite”

   Then Wang Guanxi and others took their seats.

  The dishes at noon today are all Cantonese dishes. This is an old restaurant in Shenzhen, which tastes really good.

  Everyone was eating lunch and chatting.

  Wang Guanxi said: "Mr. Wang, you Vanke Real Estate Group, how many buildings are there in the four CBD areas of Shenzhen City?"

  Wang Vanke saw that Wang Guanxi went straight to the subject and reported the numbers directly.

  Wang Guanxi smiled and said, “That’s quite a lot. I need 30 floors, four buildings, and the price will be discussed after we read it.”

  Wang Vanke thought for a while and said: "Mr. Wang, I will directly hold the current market price and sell it to you at a 20% discount. There are two 35-storey buildings and two 30-storey buildings. What do you think?"

Wang Guanxi was stunned. Suddenly, Wang Vanke was so bold and generous, which surprised Wang Guanxi, so he asked: "Mr. Wang, you suddenly get a 20% discount at the current market price. This surprised me a bit. Good building, right?"

  Wang Vanke said: “Don’t worry, they are the best buildings in Shenzhen, and you can settle in directly. I offer a 20% discount, just to make a friend with Mr. Wang.”

  Wang Guanxi: "Okay, I like a friend like Mr. Wang. We have lunch, so let’s check it out."

   Then everyone ate lunch, bragging.

  Wang Vanke is indeed from a rural background, step by step to today, is indeed a powerful role, very capable real estate boss.

  Wang Vanke was even more shocked by Wang Guanxi’s rising speed, and he had an idea.

   then said: "Mr. Wang, does your Heishan Group have a trust business that specializes in managing wealth for the wealthy?"

  Black Shirt International Trust Company currently only targets small and medium-sized customers, and has not shocked wealthy customers.

  Wang Guanxi opened the mouth and said: "Mr. Wang, do you want to turn your future assets into a trust?"

"I do have this idea, but I can't believe in domestic trust companies. It's like looking for a trust company that is highly professional, responsible, and has a high level of investment. Your team in the Black Shirt Group is so powerful. wasted"

Wang Guanxi smiled and said: "In the future, we will also have businesses aimed at the rich. For example, our investment management department of the Black Shirt Investment Bank is aimed at the rich, but the capital threshold is 100 million Hong Kong dollars, so we only accepted the entrustment to manage our assets. "

  Wang Vanke was taken aback, and said with a smile: “That high funding threshold, I don’t have much cash now. When my child is studying abroad, I will find you again.”

  The capital threshold of 100 million Hong Kong dollars is indeed a bit too much. What he owns is Renminbi, so he does not intend to change it into Hong Kong dollars for the time being because the Renminbi is appreciating.

   "No problem," Wang Guanxi smiled.

  Soon lunch is over.

  The three horses of Wang Guanxi went to see the three buildings respectively.

  Luo Baowen also went to see a building.

  The four buildings are located in Futian CBD, consisting of Luohu CBD, Nanshan CBD and Qianhai CBD.

  Two buildings have 35 floors, and two buildings have 30 floors.

   20% off, which is exactly 4.05 billion yuan.

  Heishan International Trust Company bought it directly.

  One afternoon, four buildings were waved without hesitation.

  Wang Vanke really saw the financial resources of the Heishan Group.

  "Mr. Wang, we have a happy cooperation. You really send warmth to Vanke Real Estate Group. This 4.05 billion cash can help our group company to tide over this crisis steadily."

   "Now Vanke Real Estate Group, basically will not be short of money, I will continue to expand"

  Wang Guanxi laughed and said, "Mr. Wang, you are welcome, everyone is a friend. When I go to Hong Kong in the future, I will treat you well."

   "Okay, how about let me treat you to dinner tonight?" Wang Wanke thought for a while and said, "I want to consult with you about the situation in Hong Kong."

  "OK" So in the evening, Wang Wanke, Ma Tianteng, Wang Guanxi and others continued to gather together, drinking and bragging.

  At 8 o’clock in the evening, after drinking a sip of wine, Wang Guanxi said: "I'm going to Lushi soon, Mr. Ma, Mr. Wang, I will go back to Hong Kong to prepare first."

   "Okay, let's be here tonight, I'll see you off"

  "I will send you too"

  Following Ma Tianteng, Wang Wanke sent Wang Guanxi into the car and watched Wang Guanxi’s motorcade leave.

  (End of this chapter)