Chapter 404 404 Beautiful Banker, Mortgage

  Being bored in the boss chair for a long time, Wang Guanxi still couldn’t think of which bank to ask for a loan.

  Wing Hang Bank, Bank of East Asia, China Merchants Bank Wing Lung Bank can no longer make loans.

  “Now it’s a financial crisis, the bank’s funds are very tight. If you mortgage your equity, you can get a loan of 50%.”

   "These 80 million shares of Amazon, which are worth 4.16 billion U.S. dollars, and a loan of 2 billion U.S. dollars is no problem."

   "The key is to mortgage to which bank?"

  "The average small and medium-sized banks don’t have so much money to lend to me, and they dare not lend so much money!"

  Wang Guanxi felt that he could only find a big bank.

  Soon he thought of someone.

  This is a beautiful banker.

   Zhang Xiaolei, vice president of Hong Kong Standard Chartered Bank.

  When we acquired the Get Good Credit Company under the Get Good Financial Group, we had cooperation.

  Immediately, Wang Guanxi called Zhang Xiaolei.

  The call was connected after 5 minutes, the other party did not speak, so Wang Guanxi said: "Mr. Zhang, good evening"

At the Standard Chartered Bank Building, a black lady's suit with a black plaid shirt inside. The woman with light makeup gently put down the tea cup in her hand, took the phone out of the gap between her shoulder and her right face, and asked softly: " Sorry, may I ask which Mr. Wang are you?"

  She noted that there were many Mr. Wang on the phone, but she didn't remember who this was for a while.

  Wang Guanxi said: "Heishan Group"

  Zhang Xiaolei’s eyes lit up. This black shirt group is a well-known financial group in Hong Kong. She said in an embarrassing tone: "It turns out to be Mr. Wang from the black shirt group. Good evening."

  Before, she remembered that when the two married the financial conglomerate and split the auction, they made a phone call. At that time, the black shirt conglomerate was not as famous as it is now.

  After Black Shirt Insurance shorted the Hong Kong and Shanghai Banking Corporation, it became famous. Now HSBC's stock price has fallen to 65 Hong Kong dollars per share.

  Basically, investors who hold shares of HSBC in Hong Kong have suffered heavy losses.

  Basically, the evaluation of black shirt insurance companies in Hong Kong is very negative.

  While the Black Shirt Group has been short-selling listed companies in the United States many times, the Wall Street media has also been mentioned as a predator of the East. She also had no intention of seeing several reports.

  I am very curious about this financial group.

  I was even more curious about the boss behind it. Although I knew before that the mysterious boss of the Heishan Group was very young, she had never seen it.

   Then she said: "A financial crocodile like you suddenly called me. It really surprised me. Is there anything wrong?"

  Wang Guanxi said straightforwardly: "Mr. Zhang, I want to get a loan from your Standard Chartered Bank."

  Zhang Xiaolei was taken aback, and then asked: "Your financial group as big as the Black Shirt Group is also short of money now?"

  Now is the time of the financial crisis, Standard Chartered Bank is also very short of money, and its market value has fallen all the way.

  It has shrunk from the highest of HK$930 billion before to HK$300 billion today, and its market value has shrunk by HK$600 billion.

  Everyone suffered heavy losses in the financial crisis. Unlike the Heishan Group, the Heishan Group has always been short-selling to make money.

  Are you short of money now?

   Then she continued to ask: "Mr. Wang, has your Black Shirt Group lost money recently?"

  She has some doubts that the Heishan Group has lost money.

  Wang Guanxi smiled and said: "This is not true. We made a lot of money, but we didn't close the position."

  Zhang Xiaolei: "Oh, it turned out to be like this, then are you taking out the loan to go short?"

  This black shirt group likes to go short very much. In Hong Kong, they are all well-known big shorts. She specializes in shorting listed companies. Her reflection is particularly profound.

  Wang Guanxi: "The loan is to invest, not to go short, I plan to mortgage the equity to borrow from your Standard Chartered Bank"

  Zhang Xiaolei asked: "Which company's equity is it?"

  Now the financial crisis, the bank is also short of money, and she will not take out loans at will.

  In normal times, if you take a loan, you need to mortgage your assets. Now, during the financial crisis, you need to mortgage high-quality assets, assets with good liquidity, and assets that are easy to realize.

  If it is a hotel, a building, or the stock of a listed company with a small trading volume, or the equity of a non-listed company, it will not work.

  So be sure to ask clearly.

   "Mr. Wang, it is a period of financial crisis, but your mortgaged assets need high-quality assets that are easy to realize."

  At this time, Wang Guanxi smiled and said: "Mr. Zhang, rest assured, my assets are absolutely high-quality. It is the equity of Amazon.com, 80 million shares."

   "According to the current Amazon stock price of $52 per share, these 80 million shares are worth $4.16 billion,"

   Then Wang Guanxi opened his mouth and said, "Mr. Zhang, I want to borrow 2.5 billion US dollars."

  Zhang Xiaolei quickly said: "Let’s take a look at Amazon’s stock price first."

  Speaking, she opened the Amazon stock price chart and looked at it seriously.

  The stock price is currently around US$52 per share, and the market value of the entire Amazon company is as high as US$26 billion.

  And if Wang Guanxi holds 80 million shares, it is worth 4.16 billion U.S. dollars.

  The weekly trading volume of Amazon's stock is also tens of millions of shares, and the weekly trading volume is between 1.5 billion and 3 billion US dollars.

  Good liquidity assets.

However, if you want to borrow 2.5 billion US dollars, it seems a little too much. Now during the financial crisis, Standard Chartered Bank is also very short of money. This loan is 2.5 billion US dollars, and the funds will not be stored in Standard Chartered Bank. This undoubtedly reduces Standard Chartered. Bank’s liquidity.

   "Let’s be conservative this time. Although the loan of 2.5 billion US dollars is released, the interest is also very attractive, and it also helps my business. But during the financial crisis, I was still cautious, and 2 billion US dollars was enough."

   Thinking of this, Zhang Xiaolei said to Wang Guanxi on the phone: "Mr. Wang, with my current power, I can only lend you 2 billion US dollars."

  Wang Guanxi was taken aback, and asked: "Can't it be 2.5 billion US dollars?"

  He also spent a lot of money to go to the United States this time. Naturally, the more loans, the better this time.

  Zhang Xiaolei smiled and said: "Mr. Wang, this 2 billion US dollars is already my highest authority."

  Wang Guanxi: "Well, how about signing the loan agreement tomorrow?"

  Zhang Xiaolei: "Ok, tomorrow noon"

  Wang Guanxi: "Well, I will go to Standard Chartered Bank at noon tomorrow."

  The next day, January 20, Tuesday.

  Wang Guanxi took the lawyer to the Standard Chartered Bank Building.

  "Mr. Wang, hello, you really shocked me. I have never seen such a young super-rich." Zhang Xiaolei looked at Wang Guanxi's appearance, and her heart rolled over.

  She is also a well-informed person. She has never seen any kind of person, but she has never seen such a young boy.

   really subverted her view of the world for more than 30 years.

  "Mr. Zhang, hello, the first time I met, I did not expect that there is a beautiful banker like you in Standard Chartered Bank" Wang Guanxi shook hands with Zhang Xiaolei friendly.

  Today she is wearing a tight black women's suit with a black and white checkered women's shirt, elegant, kind and full of temperament.

  Her nose is a bit tall.

  It is rumored that a thirty-year-old woman who likes to work, has a tall nose, seems a little bit. .

  Strong physical desire.

  I don’t know if it’s true.

  Zhang Xiaolei said with a cordial smile: "I'm in my thirties, how dare you talk about beautiful women?"

  Wang Guanxi smiled and said, "Senior women executives of Standard Chartered Bank, you are best to watch."

  "Thank you" Zhang Xiaolei smiled: "Please sit down"

   Then Zhang Xiaolei asked her assistant to serve tea.

  The two chatted while drinking tea.

  Zhang Xiaolei asked: "Mr. Wang, are you still short on HSBC now?"

  Wang Guanxi nodded: "Well, I still have a lot of short positions in HSBC and have not closed their positions."

  Zhang Xiaolei was shocked and said: “I didn’t expect that you were still shorting. I thought you closed out your position when HSBC’s stock price plummeted.”

   "This time HSBC's stock price fell below 60 Hong Kong dollars per share, and now it has fallen to 58 Hong Kong dollars per share. You must have a lot of profits on the books?"

  Now HSBC's stock price is getting worse and worse, and it keeps falling.

  The market value has shrunk all the way, which really shocked her.

  When the black shirt insurance company shorted HSBC before, few people in Hong Kong were optimistic that the black shirt insurance company could make money.

  After all, this HSBC is the N01 of a Hong Kong listed company, a super blue chip, and it is definitely irrational to short HSBC.

  At the time, she was also very unsightly for the black shirt insurance company.

  Unexpectedly, HSBC’s stock price kept falling, and the Black Shirt Insurance Company won.

   "You must have made tens of billions now?"

  At this time, Wang Guanxi smiled and said: "Well, the floating profit exceeds 16 billion Hong Kong dollars."

  Zhang Xiaolei was surprised, her face raised a blessed smile: "Congratulations, it's amazing, short HSBC to make so much money, Hong Kong will have your first one!"

  Wang Guanxi smiled faintly: "Just so lucky, just lucky"

   Zhang Xiaolei immediately knelt to Wang Guanxi in her heart.

   has a floating profit of more than 16 billion Hong Kong dollars, is it still so-so?

  Gosh.

  For her, it was a huge sum of money, beyond the reach of the dust.

   "Mr. Wang, you are so humble"

   Then she asked: "Your Black Shirt Group didn't short our Standard Chartered Bank, right?"

  The stock price of Standard Chartered Bank has fallen below 90 Hong Kong dollars per share, and its market value has fallen sharply after the outbreak of the financial crisis.

   fell from 900 billion Hong Kong dollars to 300 billion Hong Kong dollars today, a total loss of 600 billion Hong Kong dollars in market value.

  Wang Guanxi smiled and said: "Is this enough, we have no plans to do so"

  Zhang Xiaolei smiled and said: "Fortunately, you didn’t go short."

  "The financial crisis is very serious now, and many banks have suffered terrible losses. The Royal Bank of Scotland is terrible today."

   "Royal Bank of Scotland?" Wang Guanxi looked at the news and was immediately surprised.

  The Royal Bank of Scotland said today that the bank’s maximum loss in the 2008 fiscal year may reach 28 billion pounds (about 31 billion U.S. dollars), exceeding Vodafone’s net loss of 22 billion pounds in 2006 and the highest loss in British history.

  The British government has proposed to exchange its preferred shares in the bank for ordinary shares. This move will increase the proportion of the government’s shares in the bank from 58% to 70%.

  The Royal Bank of Scotland share price fell sharply by 67% to 11.6 pence, the highest level since December 1988, and the bank’s market value shrank to 4.6 billion pounds.

   "This is really miserable" Wang Guanxi had forgotten the Royal Bank of Scotland.

  It's a pity, otherwise you can make a lot of money by shorting.

  He actually forgot about the Royal Bank of Scotland!

  At this time, Zhang Xiaolei asked: "Are you short?"

  Wang Guanxi shook his head: "I didn’t go short, I have forgotten about it."

  Zhang Xiaolei sighed: "I used to put out a lot of savings and bought the bottom of the Royal Bank of Scotland. I lost 8 million pounds on this day, which is maddening."

  Before, she went to buy bottoms because of the sharp drop in the stock price of Royal Bank of Scotland.

  "Do you think the stock price of the Bank of Scotland will rise?"

  Wang Guanxi smiled and said: "Of course I will, I plan to go to buy the bottom temporarily, but I have other investments."

  "You can take it for half a year, or you can get rid of it in a year"

  In fact, he wants to buy the bottom of the Royal Bank of Scotland a little bit, but there are too many things, there are too many places to invest, and there are too many stocks to buy bottoms in the future.

  Perhaps short-term dips on the Royal Bank of Scotland.

  But now is not the time to buy bottoms. When the No. 2 Fund, No. 3 Fund, No. 4 Fund, and Black Shirt Insurance Company have all closed their positions, they will not buy bottoms.

  At that time, it was the era of Dayin speculation. As long as the bottom was bought, you could make money.

  Zhang Xiaolei said expectantly: "Then I have taken a year and a half. Thank you, Mr. Wang, I have considered stopping the loss. After listening to your suggestions, I intend to continue holding."

  Wang Guanxi smiled and said: "That's good."

   Then Zhang Xiaolei asked: "Mr. Wang, you are taking a loan of 2 billion US dollars this time, are you planning to buy that stock?"

  Wang Guanxi shook his head: "I plan to do venture capital"

  "Venture investment?" Zhang Xiaolei was taken aback.

  Wang Guanxi nodded: "Well, I will go to the United States in two days to invest in high-tech companies, Facebook, Tesla Motors..."

  Zhang Xiaolei: "It turned out to be like this"

  Thinking about it, she said again: "I happen to be on a business trip to the United States too, that is, in these few days, maybe we just happened to be on the way."

  Wang Guanxi smiled and said, "Mr. Zhang, that's just going to be with you."

  Zhang Xiaolei smiled and said: "I happen to have some investment questions to ask you for advice. It is really rare in the world to ask a financial genius like you."

  Wang Guanxi smiled faintly and said: "It's just so-so results, I'm lucky."

  Zhang Xiaolei knelt again in her heart.

  There are so many assets, are you still so-so?

  Who can achieve such results at the age of 17, 18?

  It's rare in the world.

   Then Zhang Xiaolei said: "Mr. Wang, let's sign the loan agreement."

   "OK" Then Wang Guanxi pledged 80 million shares of Amazon to Standard Chartered Bank and obtained a loan of 2 billion US dollars.

  The US$2 billion of funds was directly transferred to the account of the No. 1 Fund.

  Having $2 billion in funds, Wang Guanxi is very excited.

  "Mr. Zhang, happy cooperation" Wang Guanxi stretched out her hand, and Zhang Xiaolei shook hands with Wang Guanxi.

  Wang Guanxi looked at this elegant and beautiful young woman and shook hands for a few seconds before taking it back.

  The experience of shaking hands for more than a second is different from before, and I can feel the warmth from her hands.

  In this lonely winter, it feels quite warm.

  Then everyone went to a restaurant near Standard Chartered Bank to have lunch together.

  (End of this chapter)