President Li came with a document bag and went with the document bag. From beginning to end, he was not named by Mr. Qiao, and he was not able to submit his carefully made and signed deposit certificate to Mr. Qiao.

He watched Yang Rui and Qiao Gong take pictures, and listened to Qiao Gong's various praises and comments on Yang Rui. Although only a few people met, President Li knew very well that these details would eventually be passed on.

Even if others didn't say, he couldn't help bragging at the banquet table, not to mention that Qiao would write it into Qiao's "daily notes" if he didn't manage it well.

This made President Li feel a little stunned. Although he is a department-level cadre, the bank’s department-level cadre can see Lord Qiao once in his life, which is already the opportunity to worship Buddha 3,000 times and kneel down for two hundred miles. He does not expect to get it. The appraisal of "Talent" and even the promise of "Exhibition of Talents", but it is also good to be able to register once.

The moment he walked out of Qiao’s old reception room, President Li was extremely remorseful. He knew that he should be more prepared. At least he should think about clothes. He knew that he should put more effort on Yang Rui. Ask him to say something. Fan, I'm afraid it is useful to know earlier than working hard for decades. I should shout when I leave, I am Li Zhongxue of the People's Bank of China!

"President Li." Director Hu's voice sounded like a thunder in Comrade Li Zhongxue's ears.

Li Zhongxue turned around the fastest in his life, showing a clear smile, and greeted: "Director Hu."

"President Li, please wait a moment."

Director Hu's voice was so warm to President Li.

President Li couldn't wait to say: "I am here..."

A sentence that is completely unnecessary, but he has already held it back. Otherwise, he can't wait to call out what he thinks now: Dear Qiao, please call me, Dear Qiao, please ask me to go back and ask.

"Dong Qiao..." Director Hu said.

President Li's eyes lit up.

"Dong Qiao...Here we need some information." Director Hu pointed to the file bag in President Li's hand.

"Oh...oh!" Governor Li lowered his head and noticed the paper bag he was carrying with him. He quickly handed it out and bent over.

"Thank you." Director Hu thanked him politely. Before he left, he ordered: "President Li, Yang Rui, when doing loans and other matters here, please take care. If the policy is in line with the policy, the interest rate should be as low as possible. , The period can also be set longer and the conditions are more lenient. After all..."

Director Hu considered his tone, and said: "Comrade Yang Rui, he has already paid a lot. Even if something goes wrong, he cannot be allowed to bear a debt... We must not let the soldiers shed blood and tears, and we must not allow the scholars who are doing research to bear When moving forward with the destiny of the nation, let him bear the unspeakable burden..."

With this remark, President Li said with a lot of emotion and fright. He said carefully: "Don't worry, I must study the policy carefully and give an appropriate loan plan as much as possible."

Director Hu smiled slightly and said, "Then I will trouble President Li. If you have anything to do with Yang Rui, please contact me."

Then, Director Hu handed a business card to President Li.

President Li wanted to jump up and sent Director Hu out the door.

After trotting to the parking lot, President Li got in the car panting, and then looked at Yang Rui, his expression was refreshed into a smiling face again, as if the machine had restarted.

"Director Yang, what are your requirements for loans?" President Li asked in a low voice while waiting for the car to start.

Yang Rui was a little amused and asked, "What are the requirements of the bank?"

"According to the loan interest rate implemented after August 1, 1985, the current half-year working capital loan has an annual interest rate of 7.92%, but it can only be borrowed for one year. If you use fixed asset loans, the time will be longer. It can be from one year to ten years, but the interest rate will be higher. The one-year period is 792, the three-year period is 864, and the one with a ten-year period is 10.8..." Governor Li looked at Yang Rui cautiously, and said: "This annual interest rate is regulated by the state, although it can be lowered a little, but not much."

Yang Rui nodded "en", nothing changed.

President Li just pretended that Yang Rui didn’t understand, and quickly explained: “The interest rate of the current time deposit is 72, which is equivalent to saying that for a one-year loan, you have to pay o6 more interest in one year, and 14 more for a three-year period, and a 10-year period. It’s even more powerful, 36 more per year."

"Yep."

"If you borrow 10,000 yuan, and the interest is more than 10,000 yuan a year, you will have to add 10,000 yuan!" President Li said solemnly.

For people in the 1980s, 100 yuan is not a small amount of money, it is equivalent to a person's salary for a year.

Yang Rui still nodded and said, "I understand."

As a hidden multi-millionaire, Yang Rui is not afraid of the interest on the small money of one thousand and twenty thousand yuan. Besides, the current bank interest can be regarded as a conscience.

The interest rate of a three-year loan is only 14% more than the interest rate of a fixed deposit, which is hard to think about after thirty years.

Later generations of banks can't wait to make a difference of two or three times.

It is a wealth management product with a slightly higher interest rate, and it also has a lot of cash and is full of fun.

If inflation is taken into account, bank loans in the 1980s are basically free, and Yang Rui asked for loans for one of the purposes.

Of course, if there is not a special way, there is no room for Yang Rui to lend.

Although the era of banks rushing for loans is not over, high-density loans are already more difficult.

President Li was rather helpless, and said: "My idea is to not proceed with a 10-year loan. Of course, I am not saying that the borrowing time cannot be long, but with a 10-year loan, the interest rate will be too high. Instead of this, it is better to take a loan for one year, and then I will help you to change to a long-term loan. Of course, this is not a guarantee of time, but it is still okay for three or four years, and you can save a lot of interest when you calculate it. I have to borrow 10,000 yuan."

"10 million."

"what?"

"I am going to borrow 10,000 yuan." Yang Rui replied.

President Li froze a bit. Although the president of the branch also approved a loan of 1 million yuan, it is okay for the company to give this amount to the laboratory. Is it compliant with the laboratory?

President Li himself can’t say it. After all, there is no such precedent~lightnovelpub.net~ But, thinking back to what Director Hu said, he was speaking on behalf of the prime minister. How could President Li reject Yang Rui.

He hoped that Yang Rui would dispel his mind and said, "If 10,000 yuan, the interest is very high. Although it is not impossible to do without collateral..."

"I have collateral."

President Li smiled and said, "There are more collaterals worth 10,000 yuan..."

"I probably bought about 1oo sets of courtyard houses, plus some stamps, paintings and calligraphy."

President Li was on the verge of downtime again, and asked: "How come there are so many 1oo courtyard houses?"

"When I got the money, I didn't know what to do, so I bought something." Yang Rui gave me a wayward expression when I was young.

President Li moved his lips and admitted: "Siheyuan is really not easy to sell. If there are 100 sets, it would be more than enough to make a mortgage of 10,000 yuan."

"Of course it's best to do more." Yang Rui hit the snake and followed the stick.

President Li nodded and asked: "How much do you think about it."

"The more the better."

"Okay, I can guarantee a loan line of more than 20,000 yuan." President Li promised very readily, and after that, he still couldn't help saying: "1oo sets of courtyards are too many."

"Yes, it went smoothly when I bought it."

"Well..." President Li shook his head and persuaded: "I will help you with the mortgage first. If you have time later, you should sell the remaining courtyards. Now the country is doing construction everywhere, and the house is getting more and more built. The more people want lights and phones upstairs and downstairs, the more difficult it will be to sell the courtyard houses in the future."

...

New portraits have been made in the official account. If you want to read the handsome boys and girls in the book, please move. Search for "Zhiniao Village" in the official account, or enter nc1oo in the magnifying glass, and then click "Search" to see

...