Chapter 234 This data is wrong

  Luo Bing and the four masters looked pitiful, looking at Li Weidong eagerly.

  Li Dashan feels rather helpless. This kind of acquaintance borrowing money has always been the most troublesome thing.

  Old man Li Dengke is, after all, the veteran of a transportation company. Li Weidong also grew up in a transportation company. The friendship between the two generations lies here, and the complicated interpersonal network of state-owned enterprises is also there. This is something that must be considered.

  If you don’t borrow it, it will not only offend the five Luo Bing, but also affect the reputation of Li Weidong and his son in the transportation company.

  At that time, the old people in the transportation company will say that Li Weidong will forget his roots when he is developed, and by the way, even the old man Li Dengke will run with him!

  According to the thinking and logic of modern people, I don’t owe you anything. It’s only natural not to lend you money. Anyway, I don’t work with the transportation company anymore. If you offend people, you can offend me. No matter how you scold you, you can’t hurt my hair.

  However, in the 1980s and 1990s, human thinking was not like this.

  In the minds of the people at that time, which company you have been in, you will always bear the brand of this company on your body. If you are well-developed, then you should help set off your "natal family."

  For example, an employee of a state-owned enterprise was transferred to an agency and became a leader step by step. Then the leader should fight for some benefits for the enterprise he had been with. If you don't do this, you will have a reputation for ungratefulness.

  In the eyes of young people nowadays, this is quite unbelievable. What does the unit I have stayed in before have anything to do with me now?

  However, in those days, this was "universal value"!

  So when Luo Bing and they found Li Weidong, Li Weidong had to take care of him.

  Li Weidong groaned for a few seconds, then asked, "How many masters, how many cars do you plan to buy? Are you going to prepare one for one person, or do you plan to rotate one for two?"

   "It's best to be a car per person," Luo Bing said.

   "That's five cars! This is worth more than one million!" Li Weidong frowned, and then said, "I really can't borrow this money!"

"Xiao Li, I know that the money is a bit high, but you used to be a dispatcher. You must know how high the profit of running transportation is. Don't worry, we can pay back the money for buying a car within two years." Luo The soldier said.

  Li Weidong shook his head: "Chief Luo, don't get me wrong, I'm not afraid that you will not be able to pay the money. I think that this borrower cannot easily be opened!

  It is true that we have friendships. Several masters did watch me grow up, but the entire transportation company, but everyone who is a little old, depends on me growing up, and they all have friendship with my family.

  If I loaned the money to you today, if the other masters encounter difficulties tomorrow, they will come to me to borrow the money. Do you say I should borrow or not?

  There are 700 or 800 truck drivers in the transportation company who can run freight. If they all come to me to borrow money to buy a car, even ten Li Weidong will not be able to help. So I definitely cannot borrow this money. "

  The four masters suddenly looked disappointed, and Luo Bing said, “Or, you should borrow the money from our two cars first! Several of us work backwards in two shifts.”

   "Director Luo, this is not a question of how much to borrow, but a question of whether to borrow or not. As soon as this borrowing hole opens, even if it only borrows 10,000 to 20,000, it will not stop in the future!" Li Weidong said.

"That's OK, I understand. If our brothers think of other ways, it won't delay your Director Li's fortune!" Luo Bing snorted coldly, and even the name Li Weidong changed to "Director Li" .

  Li Weidong smiled disapprovingly, he said: "Chief Luo, don't worry, I haven't finished this yet!"

   "What else do you have?" Luo Bing asked.

"Actually, I have a question. Why don't you go to the bank to buy a car with a loan? When I was in a transportation company two years ago, there were many self-employed people. Later, when I went to borrow money to buy a car and run transportation. You are all familiar with the route. I'm a veteran driver, and I can find the source of goods and go to the bank for loans. It's definitely easier than those self-employed people?" Li Weidong said.

"If I can get the loan, do I still need to come to you!" Luo Bing continued: "This year is not better than before. If you put it in the previous few years, as long as you have a big car driver's license, you can borrow money to buy a car. Now, no certificate will work, and the bank won't approve loans at all!"

   "That's also true, banks are tightening money now! Loans are indeed not easy to approve now." Li Weidong continued: "Well, I have an idea, maybe I can help you."

   "What idea?" Luo Bing asked immediately.

   "You should go to the bank for a loan. I will guarantee you. I am familiar with that President Wu. If I guarantee the loan, the loan will be approved. If you make money, you can also directly repay it to the bank." Li Weidong said.

   "You give the guarantee? Are you afraid that we won't have the money yet? At that time, the bank will still have to ask your guarantor for the account!" Luo Bing said.

Li Weidong smiled slightly: "If you buy a car with a loan, and if you don't have the money, you must take the car away first. If you don't have enough, you will find my guarantor. Besides, I am willing to give you a guarantee. It won't hurt me Li Weidong!"

  "Then you are not afraid of opening this hole. In the future, other masters will also come to you to guarantee the purchase of a car?" Luo Bing asked again.

Li Weidong said calmly: "I guess that the bank tightening monetary policy should not last too long. Maybe next year, the loan policy will be liberalized again. Even without my Li Weidong guarantee, the masters will be able to do so. I got the loan."

  ……

  For Li Weidong, it is absolutely impossible to lend money to Luo Bing and others.

  In Li Weidong’s memory, the freight business of the transportation company has come to the brink of collapse. It will not be long before the drivers who run freight have to be laid off.

  If Li Weidong lends money to Luo Bing today, the drivers who are laid off in the future will come to Li Weidong to borrow money, Li Weidong will not be able to bear it. Therefore, this borrowing hole must not be opened. Once opened, it is difficult to close it.

  But for this kind of thing, Li Weidong still had to help, so Li Weidong pushed Luo Bing and the others to the bank and asked them to get a loan from the bank.

  Although Li Weidong has to guarantee Luo Bing and the others, the bank’s lock-up of money is only temporary after all. After waiting for a year, the bank will no longer tightly lock up money and make loans easier. By then, the laid-off drivers will be able to get loans without Li Weidong’s guarantee.

  The next day, Li Weidong went to the bank and found the President Wu. One is to go through the procedures for the 50 million loan promised to President Wu; the second is to give Luo Bing and the others a guarantee for the loan to buy a car.

  With Li Weidong’s guarantee, President Wu granted Luo Bing a loan without saying a word.

  After all the procedures were completed, President Wu did not let Li Weidong leave, but set up a banquet in the guest house of the bank to entertain Li Weidong.

  50 million loan, Li Weidong helped President Wu complete the task, and President Wu naturally had to set up a banquet and contact Li Weidong about his feelings.

  After a few glasses of wine, the names of the two changed from "Bank Chief Wu" and "Director Li" to "Brother Wu" and "Brother Li".

  The two chatted, and Li Weidong also began to talk slowly from Governor Wu.

   "Brother Wu, it is really difficult to find your loan now! I heard that many eligible loans in the past are not approved now?" Li Weidong asked.

"How can I explain this to you!" President Wu organized a few words and said, "Good profitable companies like yours, because the bank interest is too high, will not come to us for loans, so come to our bank now. There are mainly several types of companies that provide loans;

  One type is really unsuccessful. This type of enterprise has backward products and poor management. It is basically in a state of waiting to die. It asks for a loan from our bank and has not been put into production. Anyway, the production has suffered a lot of losses. It is better to pay the workers to pay the wages in arrears, or to reimburse the medical expenses.

  In the past, this kind of half-dead companies came to us for loans. We basically gave us a discount. The company wanted one million loans, and we approved 500,000. After all, enterprises and banks belong to the state. Even if we don't approve loans, people go to the superiors, and the leaders find them, we still have to approve them.

  Now, if this type of company wants to apply for a loan, it will definitely not be granted a penny, even if it is a leader, it is useless. After all, the national credit tightening policy lies there. If you want a loan, you must either repay the previous debt first, or use the real thing as a collateral.

The other is a company that is temporarily difficult to operate. Many of these companies fall into triangular debts. They owe money to others, and others owe them money. Therefore, this type of business still has a profit on the financial account. , Some profits are pretty good, but the company’s account is poorly clinking.

  This type of enterprise wants to maintain production, so they can only ask us for loans. However, the newly produced products they loaned are likely to enter the new triangle debt. The things are sold out, and the accounts are beautifully made, but what's the point of not being able to collect the money? Therefore, we dare not approve new loans for this type of enterprise. "

Li Weidong nodded and asked: "President Wu, you just mentioned the triangle debt issue. Last year, our city carried out a large-scale cleanup of the triangle debt. I heard that the effect was pretty good. There should be many companies. Can you repay the loan?"

"It was pretty good at the beginning. A few funds were invested, some companies were revitalized, and some companies repaid their loans. But it didn’t take long for those companies that had paid back to borrow money again because they were caught in a new one. In the triangle debt. In the final analysis, the symptoms are not cured, and the root of the disease has not been found!" Governor Wu said.

   "I also heard that in order to obtain funds, Dongcheng District mortgaged all the enterprises in the district to your bank?" Li Weidong asked again.

   "Are you talking about your Jinxing Agricultural Machinery Factory in Dongcheng District?" President Wu said.

  Jinxing Agricultural Machinery Factory is the topic that Li Weidong is interested in, but he still pretends to be chatting and asks: "How much is this agricultural machinery factory worth?"

   "You use Jinxing Agricultural Machinery Factory in your district as a mortgage, and you borrowed 10 million from our bank!" President Wu answered.

  "Is this ten million still paid?" Li Weidong asked immediately.

   "There is no money in the district, what should I pay for it?" President Wu curled his lips, and then said: "The agricultural machinery factory paid back the ten million in interest!"

  "The estimate of this ten million, is it high or low?" Li Weidong asked.

President Wu shook his head: "This is really hard to say. Jinxing Agricultural Machinery Factory is a relatively large collective enterprise in Dongcheng District. The total number of factories, equipment, land, product technology, etc., must exceed 10 million. But the point is The Agricultural Machinery Factory now owes the loan from the Agricultural Bank of China too!

Remember that it was the year before last. In order to introduce a four-wheel tractor production line, Jinxing Agricultural Machinery Factory borrowed three or four million yuan from the Agricultural Bank. How is it still unknown.

  If the four-wheel tractor sells well, then the Jinxing Agricultural Machinery Factory is worth the money. Even if a four-wheel tractor sells for two thousand yuan, it will sell five thousand a year, which is ten million! It is estimated that two years will be able to make money from the production line.

  But if the four-wheel tractors don’t sell well, even if the Jinxing Agricultural Machinery Factory is smashed, the agricultural bank’s loan of three to four million will cost three to four hundred thousand a year in interest, which might drag the company down! "

Li Weidong nodded and said with a smile: "This is quite interesting. Jinxing Agricultural Machinery Factory has mortgaged it to you, and the Agricultural Machinery Factory still owes money to the Agricultural Bank. If you take away the Jinxing Agricultural Machinery Factory, does it mean that your bank owes it? The money from the Agricultural Bank of China?"

"Yes, so for us, the current Jinxing Agricultural Machinery Factory is a hot potato. We now hope that the four-wheel tractors of the Jinxing Agricultural Machinery Factory can sell better. Otherwise, the 10 million we loaned out may be It's going to be dazzling!" Governor Wu said bitterly.

"Brother Wu, don't worry, that Dongfanghong four-wheel tractor is sold very well, which shows that the market for four-wheel tractors is still very large. The tractors of Jinxing Agricultural Machinery Factory will definitely sell well!" Li Weidong said with a smile. .

  "Brother Li, I have accepted your good words, come, I will toast you a glass!" Governor Wu held up the wine glass.

  Li Weidong secretly said in his heart: "Brother Wu, you might be wrong, I am not a good word, but a poisonous milk!"

  ……

After drinking and eating, Li Weidong left the bank and returned home.

  After drinking a cup of tea, Li Weidong slept in bed and didn't get up until after four o'clock in the afternoon.

   Washed his face and awake for a while, Li Weidong fell into thinking again.

   "Luo Bing has already come to borrow money. I don't know who else will come in two days. It seems that I can't stay in this house anymore. I have to go and hide!

  Hey, what kind of a thing is this? If I owe money to someone, I just go out to hide the debt. I have money in my hands, so I have to go and hide!

  No wonder I donate to the school silently. It seems that I will do good things in the future, and I can’t keep my name, but keep a low profile! If I donate again next time, I will make a sign that says ‘Well-wishers donate XX money’.

  Speaking of which, where should I go to hide? Or go to the Provincial Department of Foreign Trade to find Ma Dexing! See if there is a new imported car on his side. If there is a good one, I will simply change it! "

  Li Weidong feels that the big blue bird is no longer worthy of his current worth. Now he needs a crown even if he does not have a BBA! It would be better if there was a BMW 7 Series or Mercedes-Benz S-Class.

"The current Mercedes-Benz S-Class should still be the sixth generation. It’s a bit early to buy. When the seventh-generation S-Class comes out, you must buy one. The seventh-generation S-Class W140 is the famous'Tigerhead Ben'. ! But if I buy Tiger Head Run, do I have to be equipped with a driver to appear to have the card?"

  ……

  The next day, Li Weidong drove to Jecheng early in the morning.

  Li Weidong is also an old acquaintance of the Provincial Foreign Trade Department, and he came to Ma Dexing’s office when he was familiar with the road.

   "Director Li, what brought you here!" Ma Dexing greeted Li Weidong to sit down.

  "This is not to see you." Li Weidong continued: "By the way, see if the Foreign Trade Department has imported new cars this year."

"I want to change your car? It hasn't been a few years since your car has been driven?" Ma Dexing thought for a while, and then said: "I remember that your car is Nissan's Big Blue Bird? There seems to be none in the car this year. It’s better than your car. By the way, there’s a Ford bullet, don’t you?"

   "Bullet head? What do I want that thing!" Li Weidong curled his lips.

The bullet head is the MPV of that era. At that time, companies such as General Motors, Ford, Toyota, Renault, and Mercedes-Benz successively introduced commercial MPV cars, and they all used arc-shaped front design, similar to a bullet head, so domestic Collectively refer to these types of vehicles as bullets.

  Later MPV cars basically abandoned the bullet design, and only Toyota’s Previa still uses a similar design.

  Ma Dexing took out a form from the drawer, glanced at it, and said, “Then you have to wait for the second half of the year. In the second half of the year, Toyota’s Crown will arrive in Hong Kong. A new car called Lexus will come.”

   "LS400?" Li Weidong asked immediately.

   "Well, it says Lexus 400 on it. I haven't heard of this car! More than 600,000 cars, more expensive than the crown." Ma Dexing said.

  "This car is not bad, keep one for me." Li Weidong said immediately.

  Lexus is Lexus. At that time, Chinese people generally called it Lexus, and LS400 was the first model of Lexus.

  Although it is a new brand and new model, after all, backed by a giant like Toyota, the LS400 is still very good, and it is better than the Crown in all aspects.

"Okay, I'll say hello to the customs and leave one for you!" Ma Dexing nodded, then took another document, handed it to Li Weidong, and then said; "Don't go, by the way. I look at this thing."

  Li Weidong took a look at the results of the document, and said, "Japanese?"

   "Well, the Japanese translation in the hall has taken maternity leave. I originally planned to transfer a Japanese translation from another place. It just so happens that you are here and I will save trouble." Ma Dexing said.

   "Important documents in the hall, I don't think it is appropriate!" Li Weidong said.

   "If it's an important document, I can't show it to you! This is a memo for negotiating with a Japanese company. You don't need to translate it too detailed, just give me a brief introduction to the above."

  Ma Dexing paused, and then asked: "Qingqi Motorcycle introduced a light pedal scooter from Japan's Suzuki, and the sales are very good. You should have heard of it?"

  "You are talking about Xiao Mulan!" Li Weidong said.

  Ma Dexing nodded: "Yes, it's the thing. It's a small thing, it's not expensive, and it doesn't need to be in gear. It's better to run as soon as you turn the accelerator. It's more suitable for a woman to ride.

  Taifeng Motorcycle Factory in our province also took a fancy to this scooter with a promising market prospect, and then also found a Japanese company that wanted to introduce a production line. This is a memorandum of negotiation with the Japanese side.

  In the case of importing production lines from foreign countries, our Foreign Trade Department must know what the negotiation process is like and whether there is any violation of diplomatic discipline during the period. I have read the Chinese version of the memo. This memo is recorded by the Japanese. We have to look at it too, but don’t have any discrepancies with the Chinese version. "

  "I understand! Then I will take a look at it first, and then give you an introduction that you believe."

After Li Weidong finished speaking, he quickly flipped through the Japanese memo.

  However, when Li Weidong saw some of the key data above, he frowned.

   "No, this engine data, shouldn't it be a scooter? Has the Taifeng factory been pitted by a Japanese manufacturer?"

  　 Well, it’s time to pretend to be forceful again! Every time I pretend to be forced, there are people in the comments, and one by one, I said whether I can stop pretending to be forced. As a result, I wrote two daily chapters, and the subscription started to decline. I still can’t listen to you. I want to pretend to be slapped. This chapter is less than 6,000 words, and the New Year is about to pass. I am busy with other things during the day, and I only start writing when I come back at night. I hope you can understand.

  　　

  　

  (End of this chapter)