Chapter 1236 Angry to the extreme

Knowing that the matter was beyond his ability, Zheng Ershao thought that he could not report to his father in the company. If he got angry directly and affected his normal work, then his crime would be even greater. But with so many brothers and sisters in the family, he is the only one involved in the whole thing; if he gets angry, he will definitely bear the brunt.

Under He Saiyun's persuasion, he still decided to report back at home at night. After all, some things have to be faced sooner or later, and they will always be stabbed. It is better to clarify the problem earlier. And the sooner Dad understands the problem, he can find a solution in advance.

In recent days, Zheng Yutong can be described as high-spirited, Heung Kong real estate five tigers, jewelry tycoon are all in one and he is the only one. Now it has successfully acquired a bank, making it enter the financial field. In the future, the Zheng family will have more financing channels, and there is no need to worry about funding issues.

Seeing that the second child came home with a sad face, Zheng Yutong didn't fight out in anger. At this time, it should be a day of celebration, not for him to cry for himself. What would outsiders think if the son looked like this. It's like embarrassing yourself, maybe it's a conflict with your girlfriend. This kid is genuinely moved, it is really possible.

Zheng Yutong: "I don't want to make my family happy when I go home, right! A man is a man, he was made like this by a woman; don't say he is my Zheng Yutong's son in the future, I can't afford to lose that man with you."

Hearing what his father said, Zheng Ershao immediately reacted. I really thought what happened to me by a woman! How is it possible, who is he, he always dumps others; it's really not the girl's turn to dump him.

Zheng Ershao thought for a while and said, "Dad, we were deceived by Qiu Degen."

Hearing that his son said he was cheated by Qiu Degen, Zheng Yutong instinctively thought it was impossible. Being cornered by Bao Yugang, how could it be possible to deceive him in turn. Qiu Degen has always done his duty in business, and I have never heard of him cheating anyone.

Zheng Yutong: "What do you think about every day! Do you feel that managing the bank is too stressful; if you don't have the ability, let your sister or elder brother manage it. Don't be suspicious all day long, and embarrass your family."

He didn't believe it, it seemed that he could only speak with facts, otherwise his father would definitely be silent in his dream. Everyone in the family knows Zheng Yutong's thoughts. To build the Zheng family into a family with jewellery, real estate, banking, mining, and high technology, there is only one imaginary enemy, and that is the Heiyun Group.

Now that they were deceived, of course they would not admit it; the acquisition of the bank was a crucial step for the Zheng family, and it was time to promote the strength of the Zheng family to the people of Xiangjiang, so how could they be deceived.

Zheng Ershao said with a serious expression: "Qiu Degen has emptied the Far East Bank, and the 18 branches in Southeast Asia have been separated as early as two years ago. There is no affiliation with Xiangjiang Far East Bank at all, and the two parties are at most cooperative partners."

"Far East Bank is called Xiangjiang Far East Bank in Xiangjiang, but the company registered in Southeast Asia is called Nanyang Far East Bank. What we are buying now is Xiangjiang Far East Bank, which does not include its business in Southeast Asia at all. In other words, Zheng's If banks want to enter the Southeast Asian market, they must re-establish branches, otherwise there is no other way.”

"Besides, it is impossible to acquire those 18 branches now. Heiyun Bank has already taken a rescue step. At present, Heiyun has sent management personnel in and started to connect with Xiangjiang headquarters."

"At the same time, Nanyang Far East Bank stated that it will no longer cooperate with Cheng's Bank. In other words, we have lost a generation of business in Southeast Asia."

Zheng Yutong was extremely angry when he heard that Qiu Degen played this hand with him. If you find an opportunity, you must take revenge. The Zheng family has never suffered such a big loss.

Seeing that his son hesitated to speak, Zheng Yutong said with an atmosphere: "If there are any other problems, I will tell them all at once. I am not so fragile yet, and the sky will not fall."

After all, he is a tycoon-level person, so he must have a much stronger mental capacity than others.

This is why Zheng Ershao dared to go home and report, because he believed that his father's psychological quality would definitely be able to bear it.

Zheng Ershao: "The splitting of Far Eastern Bank is just a small problem. As long as you are willing to spend money, you can still build a new generation of branches in Southeast Asia. After all, Far Eastern Bank still retains the banking licenses of various countries in Nanyang, but it will take some time and effort."

"But Hongkong Far East Bank has bigger problems, at least there are too many irregularities in lending."

"Hong Kong Far East Bank has a total of 12 billion Hong Kong dollars in loans, and 10 billion may not be recovered."

Hearing that the 10 billion bank loan could not be recovered, not only Zheng Yutong, but the entire Zheng family could not sit still. What kind of concept is this? The Zheng family needs to spend 10 billion Hong Kong dollars to post it.

Zheng Yutong said nervously: "If this is the case, the Far East Bank would have closed down a long time ago, and it can't last at all. Besides, Qiu Degen's business has always been very stable, so there shouldn't be so many non-performing loans."

In fact, the signing of the contract without a thorough investigation has a lot to do with Qiu Degen's usual business strategy. The economy of Xiangjiang has developed rapidly in recent years, and many people have entered the real estate industry to make money. The Qiu family is only building some hotels and tourism projects, and does not touch real estate at all. As a result, they did not keep up with the opportunities, and their development was much behind other families.

You must know that 20 years ago, the strength of the Qiu family was much stronger than that of the five real estate tigers; the current situation has a lot to do with Qiu Degen's step-by-step strategy.

Just ask such a person, how could he not investigate clearly before taking out a loan. 10 billion of the 12 billion loan cannot be recovered. What kind of concept is this? If the bank is opened like this, the family business would have already been ruined.

Seeing everyone in his family looking at him, Zheng Ershao knew; he must explain the matter clearly, otherwise he would not be able to calm down tonight.

Zheng Ershao said angrily: "The problem is that Qiu Degen did this on purpose to set us up for the Zheng family. He exchanged high-quality loans from Far East Bank for non-performing loans from other banks. And the dates are all the day before our family bought the bank."

"That is to say, we have already started to deal with this matter before the negotiation with my father is completed, or before the negotiation. After all, the Qiu family has run banks for many years, and they must know the heads of the major banks in Xiangjiang."

"Of course people will agree to exchange high-quality loans for other non-performing loans now. They will even give high subsidies. After all, the loans exchanged are basically impossible to recover; some of the lenders have even passed away. And the returned loans, They are all reputable businesses and individuals.”

"Not only will it not be a burden, but it will also add a stable customer. In short, if the bank wants to come back to life this time, it will need to invest at least 10 billion Hong Kong dollars."

After speaking, he also handed over the copies of the bank loans and the analysis report of each loan to Zheng Yutong.

At this time, Zheng Yutong didn't care about his demeanor, so he immediately looked up.

Fortunately, the bank loan contract has a uniform format, and you only need to look at the specific amount. The main thing is to look at the analysis report. After all, he doesn't know the specific situation, so he still needs to look at the analysis of professionals.

He Saiyun's professional ability is definitely not bad; after all, her family has a long history and she graduated from a prestigious school. Therefore, the analysis of each loan is in place, at least Shaqian can't find any faults.

Looking at the status of some lenders, it shows that they are deceased, and their family members have immigrated. How can this kind of loan be recovered; some are serving sentences in prison, and they have no relatives.

There are indications that this is a big pit. Qiu Degen wanted to put him to death, combined with the previous attitude of the other party, it turned out that the old boy had planned it long ago.

Qiu Degen and Bao Yugang are from the same village, could it be that there is also a charter boat king involved in it, and he was acting for him before; the more he thought about it, the more likely it was, at this time Zheng Yutong began to doubt everyone around him.

Although he successfully entered the banking field, the price was too painful. The Zheng family can afford 10 billion Hong Kong dollars, but it will affect many major projects. And no matter who it is, it will not be comfortable to be cheated of 10 billion Hong Kong dollars for no reason.

Seeing the professional analysis report on the loan, Zheng Yutong immediately thought of something, so he said: "Who made this report, it should be your new lawyer girlfriend!"

At this time, the family~lightnovelpub.net~ especially Mrs. Zheng was also very surprised. After all, everyone in the family knows what Zheng Ershao is like. Unexpectedly, he quietly made a lawyer girlfriend; it seems that he has grown up and knows what kind of woman is more suitable for him.

Zheng Ershao did not speak, but nodded slightly to give an affirmative answer.

Zheng Yutong: "What's her opinion?"

Zheng Ershao: "You can initiate a lawsuit against the Qiu family, but the possibility of winning the lawsuit is unlikely, but it is not hopeless. There is also a direct application for bank bankruptcy to minimize the loss as much as possible. The other is to take out 12 billion Hong Kong dollars Funds, revitalize the bank; and then actively develop a generation of business in Southeast Asia."

"As the financial center of Asia, Heung Kong has a strong ability to radiate to neighboring countries. We can take advantage of this advantage to develop and grow the bank."

"Currently, for European business, customers will first choose HSBC; for Chinese mainland business, they will choose Heiyun; for American business, HSBC and Heiyun; for Japanese business, Sumitomo Bank and Heiyun Bank."

"Although Heiyun Bank successfully acquired Nanyang Far East Bank, it will take some time to digest it. Xiangjiang Far East Bank still retains the first-generation banking license in Southeast Asia. Perhaps only in this way can it have a chance of survival."

(end of this chapter)