Silicon Valley

v2 Chapter 596: Yu'ebao, Ant Financial!

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The reason why Ma Yun looked so shocked is that the document not only mentioned the development of Tmall, but also proposed the establishment of Yu'E Bao based on Alipay!

"Mr. Ma, if the bank does not change, we will change the bank! Set up Yu'ebao, allowing Taobao users to deposit money in Yu'ebao, earning much higher interest than the bank. In this way, Taobao will definitely be able to increase many users. At the same time, we can use the money in Yu'E Bao to make external loans, or investment funds, and make the difference!!!"

Henry asked Alipay to engage in Yu'e Bao, but he didn't let it do it, mainly because of the different national conditions of the two countries!

Chinese banks have extremely low interest rates, but the interest rates on loans are extremely high. Among the rankings of banks in the world, China's banks argue that net income will overwhelm other banks with an absolute advantage. The reason why Ma Yun said in his previous life, "If the bank does not change, we will change the bank" is that the Bank of China's insatiable, insatiable, and extremely poor service makes people very uncomfortable! Therefore, Yu'e Bao came into being! ! !

The version of "Yuebao" does not work in European and American countries, mainly because the interest on deposits and loans is very low, and the investment channels of ordinary people in Europe and the United States are much more abundant than that of ordinary people in China. In addition, after the 2008 financial crisis, the Fed began two consecutive rounds of quantitative easing, and has invested a total of US$2.3 trillion in the market. The effect of putting so much money is that there is more money in the market, and the US short-term market interest rate once fell below 0.25! The profit of the version of "Yuebao" fell instantly, but the users had to pay the money back. Therefore, the version of "Yuebao" naturally couldn't be played anymore. Henry never thought of using it to play "Yue Bao", not only wasting time, but also showing Chinese Internet companies a way to make money. To make a fortune, it is the only way to make a fortune on your own, so Henry has not launched Yu'E Bao for a long time.

Now that Taobao has been acquired, and with Jack Ma in charge, Yu'ebao can be established.

Yu'e Bao is a sensitive and dangerous existence that challenges the Bank of China. It requires people with strong abilities and strong beliefs to develop it. Of course, Jack Ma is the best candidate. What's more, there are already successful precedents in the previous life, and Henry will be relieved a lot.

After Ma Yun read the file, he was deeply shocked. In his heart, Henry Williams deserves to be a genius among geniuses, and the overlord of the Internet. Such a good design can be imagined!

Jack Ma’s shock was still not diminished. Henry said at this time: “Yuebao is only the first step. The next step is to build a huge Internet financial empire around Alipay. I call it Ant Financial. Although the ants gather sand into a tower, once After the scale has grown, we can even tell the bank that he can replace it!!!

We all know that China’s bank loans are so high, then our loan interest can be lower than it. We have big data analysis, and directly use the Internet to make loans to reputable users, apply on the same day, review on the same day, and receive the payment on the same day, which is countless times more efficient than a bank! In addition, all financial derivative products such as funds, gold, stocks, treasury bonds, futures can be purchased on Ant Financial. We provide the world's largest financial trading platform. We do not produce financial derivative products. We are financial derivative products. porter! ! ! "

Jack Ma was passionate about what Henry said, and immediately fell to the ground that Henry admired.

"Your Majesty, you are really a genius among geniuses. The idea is so magnificent and magnificent. It is really admirable to look forward and foresight!!!" Ma Yun said very sincerely.

Suddenly, Ma Yun seemed to feel that Henry's body exuded the king's air, which was convincing. He felt that being able to do things under his hands was a kind of glory to follow the great leader and make a great deed! ! !

If he was born in ancient China, Ma Yun might immediately kneel on the ground and say: "The lord is here, the minister is willing to do the work of the dog and horse!!!"

However, Jack Ma also vowed to express his loyalty to Henry at this time.

"Your Majesty, please rest assured, Ma Yun will certainly not let down your expectations!!!"

"I have no doubt about Ma Yun's ability!" Henry praised Ma Yun, and then said, "In order to develop Alipay, I propose to buy a stake in Alipay, but withdraw from the Chinese market! In the future, Amazon, Alibaba will only Support Alipay as a third-party payment software!"

When Ma Yun heard this, he was immediately surprised!

"However, if Alipay is to be independent from Taobao and set up a separate company, the first thing to do is treat other e-commerce companies equally. Only in this way can Alipay grow rapidly and build a huge Internet financial empire!!!"

"Your Majesty, what you said is very reasonable, I totally agree with your decision!!!"

"Okay, let's do it!! The wine is here, let's warm up with some wine!"

Ma Yun didn't know how he got out of Prince Gong's Mansion. At this moment, the cold wind was bleak, but he was full of passion and fighting spirit, as if a new world had opened to him! ! !

Ma Yun returned to Taobao. At this time, many company management asked: "Mr. Ma, have you seen His Majesty Henry Williams?"

"Mr. Ma, how is your Majesty Williams?"

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Ma Yun took a deep breath, his face became solemn, and he said solemnly: "Your Majesty is the most genius and greatest person I have ever seen, and the person I admire the most in Ma Yun's life!!!"

After that, Ma Yun looked around at everyone and said loudly: "Everyone, work hard, we are creating a great era!!!"

Everyone was dumbfounded. In the past, Jack Ma had always brainwashed everyone, but when he returned from Beijing, he seemed to be "brainwashed"!

Ma Yun ignored the expressions of the crowd and said loudly: "After the notification, all the senior management above the manager will have a meeting immediately!!!"

"Yes!!!" everyone nodded in response!

After half an hour ~lightnovelpub.net~ the conference hall was full of people. Jack Ma announced in the first seat: "The trip to Beijing has opened my eyes and gained a lot of benefits! His Majesty Williams' talent and courage is admirable! He discussed with me that he would invest in Alipay, and then he would be willing to fully Withdraw from the Chinese market, in the future Amazon and Alibaba will support Alipay as a third-party payment, and it will be the only payment software!!!"

Before the words fell, the audience was in an uproar!

"How can you withdraw from the Chinese market willingly?"

"Nicolas International E-commerce's three sub-platforms actually use Alipay as the only payment method. It is simply a pie in the sky. Alipay can instantly grow and become the largest payment software in China!"

"Uh, is Henry Williams stupid?"

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To be continued. , Your support is my greatest motivation. 161017011354

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