Silicon Valley has no pop-ups

The emergence of Yu'e Bao made all major banks in China feel a deep chill, and they held meetings to discuss countermeasures. 【..】Tianhong Fund also immediately changed from a small, unknown fund management company to the largest fund management company in China, shocking the entire industry.

A week later, the amount of Yu'e Bao exceeded RMB 400 billion, and the number of customers reached 83.49 million!

Major media around the world are reporting on Alipay and Yu'ebao. The success of Yu'ebao seems to be one of the best examples of connected finance, which has attracted global attention. At the same time, it has ushered in the investment boom of connected finance! Countless companies will follow suit and set up similar Internet sites!

At this moment, Alipay established its parent company-Ant Financial!

"Although the ants are small, they accumulate sand into towers that can shake the sky!!!"

At the same time that Ant Financial was established, a new feature was introduced on the Alipay software-ants borrow it! As long as users who open stores or consume on Taobao, Amazon, eBay, and Alibaba, they can obtain corresponding Ant credit points according to their sales or consumption conditions, and they can get loans when the points reach a certain level!

Ant Borrow Bar uses big data to analyze the repayment ability and credit of each user, without any complicated procedures, apply on the same day and borrow on the same day, and the loan interest rate is much lower than that of the bank, and the minimum interest rate is less than 0.02%. The loan amount can range from 1,000 to 100 million!

Once Ant Borrow Bar was launched, it was like throwing a bomb on a calm lake, causing a huge sensation. It really frightened the bank!

What do banks rely on to make money? Isn't it just a loan?

Yu'ebao grabbed depositors in the bank, and ants borrowed it to grab bank loans. This is to push the bank to death!

Bank loans are notoriously difficult. When people take out loans, they have to show proof of income, whether they have real estate or cars, and the procedures are complicated. How can it be convenient for ants to borrow.

"I rely on it, ants can really borrow money. My loan limit is up to 50,000 yuan! Spicy next door, borrowing from the bank is extremely difficult. I went to the bank to get a loan last time. The bank manager asked this and that. With a mocking face, I get annoyed when I think about it! Support the ants to borrow!!!" a middle-aged uncle said very indignantly.

"Oh, my store is preparing to expand. The only thing missing is funds. Haha...It's really timely rain for the ants to borrow it!!!"

"I just had a car accident and needed money urgently. If I go to the bank for a loan and the day lilies are cold after the various reviews are over, then I can afford it! Let the ants lend it hard, apply on the same day, apply for the loan on the same day, or even In less than an hour, the money arrived in the account, give Ant credit a thumbs up!!!" A man in his 20s and 30s in a hospital was lying on a hospital bed and holding a Xiaomi smartphone and commenting on it.

"Fuck, why didn't Ant Borrow Bar be launched earlier? I just got a loan from the bank, and the interest rate is as high as 6.23%. If I borrow from Ant Bank, the interest rate is only 3.51%, which is really a loss!!!" The middle-aged man with a big belly beat his chest and sighed!

"The bank loan interest rate is so high?!"

"Nonsense, how to make money if bank loan interest rates are not high?!"

"..."

Not long after "Ant Borrow it" went online, a large number of people came to Ant Borrow it for loans.

In one day, Ants borrowed RMB 14.3 billion in loans.

Now, the amount of Yu'ebao is increasing, and the number of ants borrowing from it is also increasing. A financial storm has swept the entire Chinese financial market, and the status of banks has been challenged the most in history.

A few days later, Ant Financial announced that it would use Alipay or Yu'e Bao to transfer money with zero handling fees!

At this time, transfers between banks all require handling fees and are very expensive. For 100 yuan, the bank has to charge 2 yuan, which is too tm to cheat. Isn't it too maddening to make money like this? ! ! !

The bank was met with various complaints from friends, such as greed, shamelessness, arrogance, poor service, etc., which made the bank scolded. Although traditional banks are more reliable than Ant Financial and Yu'e Bao in many people's minds, more and more young people are more willing to use Yu'e Bao. If the bank does not make changes, it will inevitably go bankrupt!

...

Henry thought about acquiring Huiren Group last time, but this time he came to China and sent someone to buy it.

"Huiren Shenbao, he is good and I am good!"

So far, the main product of Huiren Group is Huiren Shenbao. The company is headquartered in the historical city of Nanchang, Jiangxi, with total assets of more than 2 billion yuan. Henry currently does not have a Chinese medicine research and development company, and the ancient Chinese medicine prescriptions are extensive and profound, with very powerful effects. Although they cannot live or die, they are also very magical!

Henry invested 2.5 billion yuan to directly buy Huiren Group. Of course, with Henry's urinary sex, you can do it the best! Obviously, Huiren Group will not be Henry's only target.

Which company is the most famous Chinese medicine company in China, then buy this company! There is no doubt that Tong Ren Tang is at the top of the list! ! !

Founded in 1669, Tongrentang is the most prestigious and time-honored brand in the Chinese traditional medicine industry. Its products are well-known at home and abroad for its traditional and rigorous pharmaceutical technology and remarkable curative effects. As the first well-known trademark in China, the Tongrentang brand has unique advantages. Participated in the registration of the Madrid Entente and Paris Convention countries, and is protected by international organizations. It has gone through the registration procedures in more than 50 countries and regions in the world, and is the first mainland trademark registered in Taiwan. Tongrentang was promoted to a national first-class enterprise in 1991. In 1997, Tongrentang was listed on the Shanghai Stock Exchange. In 2006, Tongrentang was included in the National Non-Material Cultural Heritage List~lightnovelpub.net~ Henry likes Tongrentang’s ancient motto: “Although the processing is complicated, we must not dare to save labor, and the taste is expensive, but we dare not reduce material resources”. After more than 300 years of wind and rain without falling, this ancient saying must have played a huge role.

As soon as Henry submitted a purchase request to Tongrentang, he was met with cold water.

Tongrentang is a public-private partnership, allowing Henry to invest, but it is not easy to completely acquire Tongrentang.

"His Majesty Henry Williams, thank you very much for acquiring Tongrentang, but I'm very sorry, we can't meet your request!" Tongrentang CEO Yun Xiuwen bluntly refused.

"25 billion yuan is not enough?" The market value of Tongrentang is now less than 18 billion. Henry's price of 25 billion shows his sincerity.

Hearing this, the other party was slightly taken aback. He didn't expect Henry to offer such a high price. He hesitated for a moment, and finally shook his head.

Henry was upset, isn't it just Tongrentang? What's so great? Sooner or later I will develop Huirentang and surpass Tongrentang!

After Henry dismissed the CEO of Tongrentang, he asked Huiren Group to change its name to Huirentang and become a subsidiary of Gene Umbrella Company, preparing to aggressively attack the Chinese traditional medicine market.

First, hire famous Chinese medicine practitioners with high salaries.

Second, buy secret recipes of traditional Chinese medicine at high prices.

Third, the establishment of Huirentang pharmacy.

Fourth, establish a "China Medicine Valley" base to grow Chinese medicine by itself and control the quality of Chinese medicine from the source. These Chinese Medicine Valley bases include Shennongjia, Mount Emei, Daxinganling and other places. Gene Umbrella Company will fully support Huirentang to develop genetically modified Chinese medicines and enhance the efficacy of Chinese medicines.

"In the Chinese traditional medicine market, I, Henry, turned my hands for the clouds and covered my hands for the rain!!!" Henry said calmly, looking out the window.

(To be continued.)