Banks are the product of the development of financial capital to a certain stage. In the silver continent, there is no such thing as a bank, and some are just money houses.

The silver continent uses precious metals such as gold, silver, and copper as the base currency. There is no such thing as bank notes issued by credit in the world. The existence of the bank has the biggest role in facilitating gold, silver, copper, and other metal currencies that are inconvenient to carry. Circulation, for example, a person who does business needs to go to a foreign country to buy a shipment of thousands of silver. If there is no money house, he will personally carry these money with a huge volume and quantity on the road, which is cumbersome and risky. It will increase countless times. It is in this case that the money bank came into being. With a money bank, these people can carry the same amount of gold and silver tickets to purchase goods.

Gold and silver tickets are things issued by the money bank. In essence, gold and silver tickets are not currency, but they are issued by the money bank. This is also the biggest difference between a bank and a bank. The central bank that has the right to issue currency can issue currency by credit. The existence of a commercial bank is not to facilitate currency circulation, but to pool private idle currency investments for profit.

People in the silver continent deposit gold, silver, and other currencies into the bank. The main purpose is to carry and use them. The function of the bank is to help you store and circulate the money you put in the bank. In China, not only is there no such thing as interest, but it must also pay a certain fee to the bank.

I'll give you the money, and I'll give you the custody and circulation expenses. Such a thing, if you put it in Yan Liqiang's previous life, it would be nothing but heaven and earth. In this world, all this is perfectly reasonable and no one thinks there is anything wrong. In fact, in the previous life, everyone took the money to the bank to pay the custody fee. That custody fee was the difference between inflation minus bank interest, but everyone didn't notice it.

When obtaining the 520 gold of the Lu family, Yan Liqiang also took it for granted that he would save this large sum of money in the bank to earn interest. At that time, Yan Liqiang was still thinking that if the bank here could have 5% Interest, tightly relying on these 522 gold, he can get 25 two gold interest per year, with 25 two gold, he and Yan Dechang can already eat and wear without worry.

However, the cruel reality of the world soon awakened Yan Liqiang from the dream of "making money by lying down". After understanding the operating mechanism of the money bank, Yan Liqiang found that if he kept the gold in the bank, Not only will those gold not increase, but it will also decrease.

Yan Liqiang naturally cannot accept such a thing.

I went home this time, and while trying to solve the Hong family threat, Yan Liqiang was already thinking about the use of those gold.

Yan Dechang is already a bit older and has not cultivated. As he gets older, his physical strength will decline more and more. The blacksmith's bowl of rice will become less and less easy to eat, and this time Yan Dechang is seriously injured, even if his body gradually After recovery, for a long time to come, at least for half a year, you must cultivate, you ca n’t do too much work, and you have to take care of the hammer. Under these realistic problems related to survival, Yan Liqiang must not consider the future economy of the family. Source, this economic source, is not only related to his father Yan Dechang's future livelihood, but also whether Yan Liqiang can live a little nourishment in this world.

Wu Lianwu may not be necessary for everyone to survive, but food, clothing and housing are necessary for everyone's life, and the latter need to be solved with money.

In these days, Yan Yanqiang is actually thinking about how to use the money? He thought about investing in the past, thinking about what kind of horse-drawn carriages, thinking about producing lighters and the like that are more convenient to carry and use than fire sickle, but after careful research, he found that although his ideas are good, But for him now, they are all unreliable and difficult to achieve.

First of all, there is no such thing as stocks in this world, and those who do business also have partners. However, it is not a matter of overnight to invest in a partner, and now their family does not have this background and relationship.

Secondly, he also thought about using the blacksmith's workshop at home to make some small inventions. The principle of the four-wheeled carriage and lighter is actually very simple. The blacksmith's shop in their house is actually creating a fire sickle, which can easily make the lighter Or the key structure of the chariot that can be easily turned is created, but unfortunately, there is no invention patent in the world. If he improves the fire sickle into a lighter or gets the chariot, someone buys one. , Take a look, and suddenly realized in three seconds, and then the same thing will be continuously from other larger, more powerful blacksmith workshop, the things he worked hard to give in addition to the beginning can give In addition to earning a little money at home, it is estimated that everyone will be stunned.

After considering various possibilities, Yan Liqiang finally found that the best thing in front of himself was to buy land and shop.

After buying the land, hire the farmer to plant it, and negotiate the rent ratio with the hired farmer. As long as you do n’t encounter any major natural disasters or man-made disasters, you will basically keep the drought and floods. There is no need to worry about the life of the family.

When you have money, you buy land again. The more land you have, the faster you accumulate it. The more people eat on your own, the larger the site becomes. With land, with money, with people, naturally If someone wants to protect them, they must recruit security guards. If they want to be stable and not be remembered, they must naturally have a good relationship with the government and all aspects. In this way, the tentacles are stretched out, and the local influence and influence are so slow Slow down, so-called local tyrants and earth snakes were trained.

The Hong family followed this path, the Lu family followed this path, and the Shen family followed this path. Those noble family giants also followed this path. Countless heroes in ancient China took this path. It's still the same road. Since so many people take this road, and there is no other way to go better, Yan Liqiang only has to go this way. You can't just take so much gold to sit and eat.

A few days ago, Yan Liqiang wanted to talk to Yan Dechang about the land purchase. However, in those days, Yan Dechang was not recovering well. In addition, he had not taken the national exam. Suddenly, there was so much congratulations at the gate, almost a house could not be piled up, and Yan Liqiang took the opportunity to express his ideas and Yan Dechang. UU 看书 www.uukanshu.com

In addition to buying land, the house in the house has not been repaired for decades, and it is a bit worn out, so it's time to take care of it.

Yan Yan Dechang only considered it a little and agreed.

Seeing Yan Dechang agree, Yan Liqiang was relieved.

Shi Dafeng invited him to visit why he did n’t go. He just wanted to use these two months to do a good job at home before going to the Pingxi County National Art Museum, so that after he left Qinghe County, he could let Dad spends a relaxing time at home, no need to shame every day and save money. This can also be regarded as a little thought of being a child.

Yan Liqiang didn't know much about buying land and buying a house, but it didn't matter. There were people who knew it at home. Yan Liqiang simply gave the matter to Lu Wenbin.

The gold that the Lu family gave him, plus the congratulatory money received this time, in addition to leaving fifty-two gold and five hundred silver for spare, Yan Liqiang was going to buy them all And building.

Uh ...

After finishing these things, it was only the second day after the big test, and the day was not yet dawn. Yan Liqiang devoted himself to cultivation ...

The reason why Xun was unscrupulous was because Yan Liqiang suddenly discovered that if time and energy could also be used for investment, he would invest his time and energy in cultivation. In this world, it is simply a good deal.

Think about it, cultivation can bring you a healthy and strong body, it can give you powerful strength, it can help you protect yourself and your family, it can make you happy, and you can reap a lot of real gold. Silver beauty mansion has a good life, let you be respected and become a member of a higher class-such a good thing, where to find ...