Those wealthy people with billions of fortunes do not actually have much cash in their hands.

Every super rich person needs a certain amount of capital at any time to open up new markets, open new stores, and expand new businesses.

As for the ordinary monks, let alone say more.

No one is short of money yet.

Who hasn't had a difficult time at hand.

In the past, all businesses in this area were run by **** shops.

When money is needed, the monks can **** the treasure to the pawnshop in exchange for a small amount of money.

When the funds are turned over, redeem them again.

However, the pawnshop's rules are very unfriendly.

Obviously it is a very good treasure, but it is a treasure worth a million, and it will give you two or three hundred thousand at most.

Moreover, the redemption time is also very short.

If you can't collect enough funds in time, then the living will become dead, and you will never be able to redeem it again.

And Xuantian Bank is more friendly.

The loan period is divided into short-term, medium-term, and long-term.

Short-term loans are basically calculated on a monthly basis.

Medium-term loans are calculated annually.

Long-term loans take more than ten years or decades.

This is a pawnshop, absolutely incomparable.

In the first few days...

Everyone is still on the sidelines.

But soon, someone couldn't hold back and tried to borrow from Xuantian Bank.

And it went smoothly, and enough money was loaned.

After successfully borrowing a huge amount of funds, major merchants began to operate vigorously.

Commercial projects have sprung up like bamboo shoots after a rain.

Then, everyone was surprised to find out!

Although the money obtained from the loan is just a string of numbers, it is actually more convenient to use than Chaos Saint Crystal.

No merchant will reject Xuantian Coins.

Anyway, the security of Xuantian Coins is guaranteed if there is a great road as a guarantee.

Even if Xuantian Bank goes bankrupt, Dadao will come forward to pay compensation.

This little money is nothing to Dadao.

Chaos Ancestral Land has a population of nearly 1.5 billion.

On average, every month, Dadao will give each monk a salary of nearly 20,000 yuan.

In one month, 30 trillion yuan will be issued.

As for the avenue, where is so much money.

This is actually not a problem at all.

There is no tax on Chaos Ancestral Land.

However, all real estate in Chaos Ancestral Land is subject to rent.

Even if you buy the property, its ownership is still owned by the highway.

The monks, only have the right to use, but not the ownership.

Every month, high fees must be paid according to the floor area.

For Chaos Ancestral Land alone, the cost of real estate submitted every month is as high as three trillion.

It is hundreds of times higher than the total salary paid every month!

Time passed quickly, and three months passed in a blink of an eye.

In three months, under Zhu Hengyu's attention, more than three million loans have been issued.

The total amount of the loan is more than seven thousand trillion...

Then, the scene that made Zhu Hengyu in a daze appeared.

Although, Zhu Hengyu loaned out seven thousand trillion.

However, the chaotic sacred crystal in Zhu Hengyu's hand has not diminished at all.

The loan is only a number.

Even if he was loaned one trillion yuan by the other party, Zhu Hengyu did not need to pay for a chaos holy crystal.

In this way...

There are constant monks who exchange the chaotic sacred crystals for the Xuantian coins, but few people exchange the chaotic sacred crystals for the chaotic sacred crystals.

This leads to a strange result...

As time goes by.

More and more monks began to apply for loans from Xuantian Bank.

If you want a loan, you need to use treasures as collateral.

Loan 50% of the value of the treasure.

Zhu Hengyu did nothing...

Just given a string of numbers, it was exchanged for a massive amount of chaotic crystals and treasures used for mortgage.

The question now is...

Xuantian Coin is just a virtual digital currency, and it does not need to be refined into a real currency.

If necessary, Zhu Hengyu can take out unlimited loans.

Even if someone borrows ten to three hundred million dollars, Zhu Hengyu can give him an instant payment.

It's just a number anyway, and there is no cost at all.

And for every sum of money out of the loan, Zhu Hengyu can harvest a lot of treasures.

Some of these treasures are the real estate of Chaos Ancestral Land.

Some are treasures above the congenital spirit treasure.

Others are innate spiritual materials produced from various worlds.

Or maybe it is the Chaos Spiritual Material produced in the Sea of ​​Chaos.

These collaterals are expensive treasures.

It is not a treasure, and the price is not high, Zhu Hengyu will not accept it.

Maybe, there are still people who don't understand the loopholes in it.

simply say……

All the cultivators, the chaotic sacred crystals exchanged in them, are equivalent to giving away for nothing.

Unless someone exchanges Xuantian Coin for Chaos Saint Crystal.

Otherwise, there is no going in at all.

In the entire loan, no one took away a piece of Chaos Saint Crystal, the transactions were just numbers.

Until now...

The volume of the three thousand ruled stars has already increased by many times.

Three months ago...

The stars of the Three Thousand Rule, like the stars in the sky, are shining in the sky of the Xuantian World.

Three months later...

The three thousand law stars have grown to the size of a palm.

Like three thousand moons, hanging high in the sky.

And, as time goes by.

With a large number of monks, they continued to exchange the chaotic sacred crystals into Xuantian coins.

The volume of 3,000 stars is still growing.

It's not just that the volume of the three thousand law stars is getting bigger...

The core of the three thousand ruled stars was built into a treasure warehouse by Zhu Hengyu.

The treasures and spiritual materials used for mortgage are all stored here.

The three thousand law stars are condensed by the three thousand laws of heaven.

According to the type of law of each law star...

Zhu Hengyu stored the treasures corresponding to the laws in the treasure warehouse.

A large number of treasures, the precious light and aura that exudes, escaped from the three thousand ruled stars.

The aura of the entire Xuantian world has become more abundant and full...

As the aura increases...

The spirit grass, spirit flower, spirit fruit produced in the world of Xuantian...

The quality is also improving.

To know!

The Xuantian world is Zhu Hengyu's Xuantian Dharma body.

The entire Xuantian world is within the body of the Xuantian Law Body.

Along with massive treasures, they are stored in three thousand treasure warehouses.

From Xuantianfa's body, fresh auras were constantly dissipating.

The surrounding area of ​​Xuantian Law Body is even more continuous, radiating precious light outwards.

No one in this world can have so many treasures at the same time.

Even Xuan Ce didn't have this good luck and luck.

But Zhu Hengyu's side has become an exception.

These treasures were not owned by Zhu Hengyu, but as collateral, they had to be stored in Zhu Hengyu's place.

although……

These treasures are not owned by Zhu Hengyu.

But, what you need to know is...

These treasures don't have to be sacrificed before they can be effective.

Take the good luck jade dish and the twelve good luck green lotus as examples.

There is no need for refining, as long as you carry it with you, you can get nourishment and gain.

This kind of effect is not only the good fortune jade disc, and the twelve good fortune Qinglian.

Take that innate spiritual root, ginseng fruit as an example...

Just smell it, and you can increase your lifespan by three hundred and sixty years.

This is just smelling, no need to eat!

Spirit artifacts, spirit treasures, sacred artifacts, holy treasures...

And a group of innate spiritual materials, chaotic spiritual materials...

Without exception, they all have similar effects.

The only difference lies in the difference in gain.

With large sums of loans issued.

More and more treasures were mortgaged here by Zhu Hengyu.

These mortgaged treasures are divided into categories and stored in the corresponding treasure vaults. Although Zhu Hengyu is not the owner of these treasures, he can enjoy the nourishment and warmth of these treasures at the same time.