Compared with the police in Gary's hometown, the biggest similarity between the New York police is that they are greedy for money, and their hearts are darker.

Beginning in 1968, some policemen who knew that he should have made a lot of money because of his frequent dealings, actually asked him to hand over half of the income, otherwise he would come to the door all day to trouble customers.

At the beginning, Gary didn't give in directly, and of course he didn't resist mindlessly.

Instead, I want to rely on my own efforts and wisdom to get rid of the police blackmail.

It turned out that he really made it, and the reason was Nick's adoptive father and grandfather.

And these two old guys are actually white.

During the half a year that Gary took refuge with his uncle, he met Nick, and then met Nick's adoptive father, and gave Nick a decoration job after his business started.

With this friendship, plus Gary's willingness to give 30% of the interest in exchange for two old guys to come forward, act as the boss on the bright side, and provide Gary with information about the real estate.

The two white swindlers have been in New York for decades, and in the first two years they really helped Gary get a lot of low-priced, high-quality properties.

In addition, the loan from the bank has become smooth, and the business has ushered in a leap period again.

In 2 years, it has changed from 7 small villas to 36, and Gary even plans to buy a small bank.

But when the Bretton Woods system collapsed in 1971, that is, the decoupling of gold and the U.S. dollar, when the U.S. dollar depreciated, banks not only tightened loan approvals, but also kept trying to recover loans as soon as possible.

Those black lawyers and doctors who had a good income at the beginning also began to struggle with the high rents in white communities.

Business is hard to do all of a sudden, but you can still survive by gritting your teeth.

But the bad thing is that Nick's adoptive father and grandfather faced some good houses that kept dropping in price because the owners needed money, and they endured it for more than a year and finally couldn't bear it until 69 years.

Needless to say, something must have happened.

6. In the New York gangsters in the 1970s, killing people was common. After catching two crooks, they planned to throw them both into the sea at first.

But it is not difficult to choose whether two fathers and sons die together, or only one dies.

The best way to get rid of suspicion is for Nick's adoptive father to shoot his father.

And this is what the two of them have said before.

It's a pity that the plan was made based on the limited and scarce medical knowledge of the two. As a result, the shot fired by Nick's father did not go as expected. The bullet avoided the heart and the lung lobes penetrated Nick's grandfather's chest.

The gangsters let Nick's adoptive father go, and after leaving, Nick's adoptive father used tape to seal the wounds on his father's chest and back.

Then use a straw to **** out the blood in the chest cavity, stabilize the blood pressure in the chest, and then send the person to the hospital for emergency treatment.

Instead, the bullet rolled in the chest, and he died within ten seconds.

One died and the other became the ending of the fugitive of the wanted criminals, which broke Nick's family instantly, and because of the investigation, the two were exposed as liars.

This made Gary miserable.

The business is nominally under the name of Nick's adoptive father and grandfather. Leaving aside the troubles caused by murders and fugitives, the fact that the owner is a liar has caused the rental business to plummet.

The bank forced him to repay the loan. In the end, Gary not only went bankrupt, but also because the tenant couldn't get back the rent, he was taken to court and sentenced to 3 years.

As for Nick, of course he wandered the streets from then on, and then followed the path of his adoptive father and grandfather into the profession of con men.

Or, when his adoptive father was hiding, he taught her.

He was caught by Lao Tu's men last night, and he saw Li Changheng again today. Nick, who has been living at the bottom, is of course unwilling to let go of the opportunity to make a fortune.

After thinking about it, I probably wanted to fight it out in the end before telling this story.

Li Changheng silently thought through the whole process of this matter, and appreciated Gary's idea of ​​helping black elites live in a safe community.

But he is not sure about Gary's ability, whether he can manage well the real estate company that will definitely become bigger and stronger in the future.

Li Changheng thought about it further, and soon felt that if Gary's business could bring stable income, then his loan contract with the bank would be of the highest quality.

Then package and sell those subprime mortgage contracts to Wall Street according to 30% of the high quality and 70% of the subprime mortgage.

While earning interest on loans from high-quality customers, Citigroup has developed a large number of borrowers with poor credit and low income to become customers.

In the end, you can quickly get back the loaned money from Wall Street, and earn another handling fee.

Then form a packaged contract again, while continuously selling to Wall Street, Gary's real estate business can even expand wildly in major cities across the United States.

And real estate companies continue to expand, which in turn can stimulate Wall Street's interest in packaged contracts.

Pension funds and retirement funds that take over these contracts will continue to buy packaged contracts in the face of a stable return of about 5%.

Li Changheng is 100% sure of the 5% return, and even wants to form a loop game within Citigroup.

However, it is up to you to consult a lawyer.

The first thing that supports this game is the profit of the real estate company, and the second is the new customers that various funds continue to join because of their high stability.

The third is those borrowers who are discriminated against or who do not meet the standards of the mortgage market.

Once Citigroup opens up mortgage loans for ethnic minorities, the number of customers may even increase by 10% or 20% in a short period of time.

A large number of new customers appear, and Citigroup itself transfers the risk to Wall Street. Before other banks follow suit, Citigroup's stock price will definitely skyrocket.

Then enter a period of steady growth.

In this era, as long as the zero down payment and zero mortgage loans are not allowed to buy a house, the risk is actually not high.

If I remember correctly, there have been three 10-year periods in the United States in the past 100 years, and the cumulative housing price increase has exceeded 100%. There are 69 to 86 years.

Although there have been ups and downs in the middle, the range is not large, and the overall trend is still rising.

There are many main reasons for the collapse of subprime mortgages. The only direct reason is that housing prices cannot be maintained.

Thinking of this, Li Changheng looked at Nick differently.

Once the plan is successful, I will get the bonus of the real estate company, and the bonus of the skyrocketing Citigroup stock price in the middle. UU Reading www.uukanshu. In the end, Citigroup's own control over Citigroup will become stronger, and it will also gain the support of the major banks and Wall Street that follow suit.

No, there are also insurance companies who will worship themselves crazily.

"Gary Bernard is still in prison?"

Seeing that Li Changheng finally spoke, and still asked where Gary was, Nick immediately understood that Li Changheng should be interested in the rental plan.

Otherwise, with his power, it would be too easy to check a person.

It is also too simple to secretly kill a person who is still in prison.

And asking where Gary is, of course he is interested in him.

After learning about Gary's general situation from Nick, Li Changheng waved to Barney, and not long after he made a call to the Attorney General in New York.

Then Gary, who had served 2 years and 7 months in prison, was soon released with a reduced sentence for good performance.

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