Start with a Cat and Mouse Game

Chapter 193: Can't afford to lose and don't want to l

Old Aston hesitated for a moment before he said helplessly, "Henry, you have to understand that we have not made any mistakes in 30 years, and insurance premiums are slowly increasing every year."

"Furthermore, when premiums increased to 100 million pounds a decade ago, the Sinclair Group’s estimate at that time was less than 200 million, and the actual value was even lower. It even submitted 10 million to the Royal Insurance Institute. The reserves almost didn't raise enough."

"If the premium is increased to the actual value of 2 tons of diamonds, I don't know which insurance company in England has the strength to take over this insurance policy."

According to the growth rate of gold, 200 million pounds will be equal to 10 billion pounds in the future, and 300 million pounds will be 15 billion pounds.

And the valuation is not the same as the actual assets, at least the insurance company must have enough money to indemnify.

Once it comes out that you will be compensated 100 million pounds, no matter how big your brand is, it will instantly drop you by 30%, or even half.

Otherwise, why would a forest fire, a hurricane, or an earthquake make them bankrupt and liquidate those American insurance companies with a valuation of tens of billions and hundreds of billions of dollars?

It's not that brand value is only useful when nothing happens. When something happens, no matter how famous you are and how good your service is, your assets will still plummet.

Therefore, for the Diamond Group, unless you find an insurance company in the United States, there are really few insurance companies in England that can take over the 200 million pounds of insurance policy.

And 30 years have not happened, let alone the people of the Diamond Group, anyone will think about reducing costs, insuring 100 million and insuring 200 million, the difference is one or two million pounds.

When a group of people were silent, Lawyer Claire, who went out to answer the phone, walked in with a puzzled face and a gift box the size of a cigarette pack packed with dark yellow paper.

"Gentlemen, all I want to convey is finished. Finally," Claire put the gift box on the table with a ritual smile, "I'll wait for your call."

When Claire walked out, someone suggested, "Do you want to arrest this lawyer?"

Vinci looked at Li Changheng, and Li Changheng's gaze was only on the gift box on the table.

Vinci could only speak, "I'm afraid Mr. Claire only knows this, and neither the police nor I have the reason or right to detain him."

Oliver said dissatisfied, "At least send someone to stare at him."

"Sorry, I am an insurance investigator, not a policeman nor a private detective."

Vinci would not do such obvious violations, or even violations of the law.

Seeing Li Changheng had been looking at the small gift box, Old Aston picked up the box and opened it easily.

But he didn't see the corner of Li Changheng's mouth tilted slightly.

If it were him, he would definitely not get started directly.

Although the dark yellow paper is not easy to leave fingerprints, but the box inside, not only has not been touched by other people, it is easy to leave fingerprints on the slightly smoother box.

At least you have to wear gloves to prevent your fingerprints from overlapping with the fingerprints of the black hand behind the scenes.

The old Aston not only took the box with his bare hands, and saw that there was a big diamond in the box, he also picked up the diamond with his hands and looked at the light.

Sitting on the boss chair with a dark expression, "That's right, this is the African Star No. 3 diamond."

When everyone heard what Old Aston said, their faces became solemn and gray.

This means that someone did enter the vault and stole all the diamonds.

What is unbelievable is that the vault has not only one channel, but also a closed-circuit monitoring system just installed the day before yesterday.

The entire 2 tons of diamonds, who stole them, and how did they take them away?

Now the largest and most precious diamond is sent back as evidence. The only advantage is that it can be confirmed that the diamond is indeed stolen.

Can apply to the insurance company to lose money.

As for why the amount of £100 million requested by the robbers is the same as the insurance compensation, no one cares at this time, and no one wants to cause more troubles to affect the insurance premiums.

Half an hour later, Sinclair, who was obese and was at most 1.7 meters tall, walked in quickly smoking a cigar.

After seeing Charles and Andrew, Sinclair was taken aback for a moment, and then a trace of vigilance and worry flashed in his eyes.

But there was an excited expression on his face immediately, and he bowed in salute.

"Good noon, Your Highnesses."

"Good noon, Mr. Sinclair."

The old Aston who saw the Africa Star 3 diamond was upset and at the same time did not care about any politeness or impoliteness. "Sinclair, let's talk about the premium."

Sinclair's mouth twitched a few times. Although his Sinclair Insurance Company, after so many years of development, is not the largest, it can still come out with 100 million pounds in cash.

After all, the Diamond Group’s 30-year insurance policy has cost almost 60 million pounds.

But if you really pay this billion pounds all at once, you will be hurt and you will also face a large number of customers worrying about the shortage of funds for the insurance company.

Not to mention that you no longer have insurance, you may even request to report your own insurance business and transfer it to other large insurance companies.

Once a wave of insurance abandonment has really formed, Sinclair Insurance Company is not considered bankrupt.

His Sinclair Bartley, as the largest shareholder, had to face the transition from a rich man worth tens of millions of pounds to a million, or even nothing, back decades ago.

And this is not Sinclair's biggest worry.

Even if he retire, hundreds of thousands of pounds will be enough for him to provide for the elderly. What worries him most is that after so many years of hard work, his methods are not very bright.

Even speaking, vampire and cold-blooded ruthlessness are all positive descriptions.

Along the way, no matter how wealth increased, it was accompanied by countless lawsuits.

There are also countless customers who get nothing because they don’t know the pitfalls in the contract or are deliberately delayed by the insurance company.

If you fall from the ranks of multimillionaires to the ranks of ordinary people, several lawsuits this year alone can make Sinclair Insurance Company fall into the abyss, and even go bankrupt and liquidate directly.

By that time, going to jail is the best ending.

So, don't say 100 million, even if 30 million or even 10 million pounds, he doesn't want to pay.

Sinclair ignored Old Aston and looked at his insurance investigator, "Mr. Finch Grant, I want to hear your report first."

Sinclair's eyes lit up when he heard Vinci grabbed the painful foot of the Aston family.

Of course he hopes that Vinci can get those diamonds back. This means that the business will do the same, and the annual premium of more than two million pounds will be collected ~ lightnovelpub.net~ may be caught by the Aston family, and it can also be used for oneself. never fail.

As for the bad reputation, as long as you leave according to the contract and get scolded, it will not affect the fact that you are a multi-millionaire.

In a country like England, being rich does not necessarily mean having power, but without money, you must be a lamb.

Sinclair, who had made up his mind not to lose this billion, took out the checkbook from his pocket and wrote a check for 5 million pounds in the excited and expectant eyes of everyone in the Diamond Group.

"Use this money to build a stronger and safer vault."

Old Aston accepted the check and immediately laughed and mocked, "5 million pounds? Is this your return to 30-year customers?"

"Don't expect the robbers to actually return the diamonds."

Sitting on the chair, Sinclair lifted his legs and said, "The robbers are sure that you will try your luck. While eating the diamonds, you also want to get 100 million blackmail.

If you really paid 100 million, that would be stupid."

Old Aston knew in his heart that Sinclair was not going to pay, but even if there was a glimmer of hope, he still wanted to try to talk to Sinclair.

Moreover, as the king who has ruled the Diamond Group for decades, his elder Aston is not without control of those wealthy people and enterprises who do business with the Diamond Group.

Even when the Diamond Group went bankrupt, Downing Street was the first to refuse.

Otherwise, Charles, Prince Andrew, and Princess Anne, the legendary boyfriend, would not be sent by His Majesty Philip to help.

At the same time, this can be regarded as telling him directly that the royal family supports his Mill Aston.