"Then tell me, you make countless calls every day.

Why do most people make tens of thousands of dollars a year instead of hundreds of thousands or hundreds of thousands? "

FK, hundreds of investment elites now don't know how to answer.

The corners of Li Changheng's mouth were upturned, and a faintly proud expression appeared on his face.

Pointing to the man in a suit who was separated by two meters by the guard, he asked, "Edward, tell me, who do you call every day?"

Edward, who was pointed at, stammered excitedly and didn't even know how to answer.

Fortunately, he was not stupid yet, so he took a few deep breaths and hurriedly found a pile of materials from his desk.

Say loudly, "SIR, most of the targets are mainly doctors, lawyers and other customers with an annual income of more than 50,000."

Li Changheng smiled and nodded, "The income is good, I have some spare money to invest, and I am more eager to make more money, so what is the effect?"

"No, not so good."

Edward shook his head depressed, and thought for a moment before saying, "I probably understand what you mean, the higher the educated and experienced middle and senior level, it is really not that easy to persuade.

However, for low- and middle-income people, apart from living expenses, they don't have much spare money to save, let alone invest. "

Li Changheng was a little surprised, but he didn't think about it unexpectedly.

Indeed, few of these people are fools, but their insight and imagination are still limited by the lack of information sources.

Moreover, I probably want to climb up, I only want to make friends with people who are better than me, and I can’t put my hands down to reach groups with lower incomes.

Clap your hands, wait for a lot of quiet, then continue to bewildered, "Guys, you have to understand that a customer only earns 1 dollar for you, it is really not worth our time to waste.

But if this number is one thousand, ten thousand, or even ten million, then they are your God. "

Ten million new leeks?

How can this be.

But no one spoke against Li Changheng's words, but under the influence of his fame, he looked at Li Changheng expectantly with an incredible expression on his face.

"Who told me how much debt is in the country this year?"

It took a while before someone shouted uncertainly, "40%?"

Li Changheng instantly understood that at least 70 to 80% of the group of people around him lived an advanced consumer life of owing money to the bank.

In other words, don't look at their suits, but they are all glamorous on the surface.

"It seems that it is necessary for me to set up an intelligence collection team in Citigroup to collect the monthly consumption and repayment ability of residents in each state, county, and even small towns.

Lest you, the elites with the highest academic qualifications, all of whom are Ivy League graduates, don't even know what the debt ratio of Americans is. "

FK.

While most people cursed secretly in their hearts, no one dared to refute Li Changheng.

"The debt of 10.3 people means deducting your group of Wall Street and other high-level elites in the industry.

Although the middle- and low-level population in the United States does not have much money in their hands, there are at least 30 million families that can spend thousands of dollars.

So, gentlemen, forget about the elites who have an annual income of 50,000, live in luxury houses and drive luxury cars, but owe bank money.

Because to some extent, these people are also elites, in many respects not much worse than you, and even more savvy than you are not a minority.

However, postmen, plumbers, house repairers, and truck drivers doing dirty and tiring work.

They will only put their money in retirement funds, pension funds, and eat 3%, 5% of the annual profitable retirement groups.

Not only is the educational background low, but the knowledge is limited by work and the living environment of small towns and small cities.

When I heard Citigroup and Wall Street, my first impression was the high society of money, better than myself, and drunk. "

As soon as this was said, everyone's eyes flashed with greed.

Many people think about the people they know around them. As soon as they hear that they are working on Wall Street, even people with real estate and stable jobs will subconsciously make friends.

Since these people who live and work in big cities like New York, they all have the idea of ​​inferiority.

Then Americans living in central cities, or confined to small cities and small towns all their lives, the name of the Wall Street elite is more useful.

And for professional managers who are constantly calling on the phone every day, using various means to fool customers into buying stocks, selling stocks, and earning commissions.

Since they are as savvy as everyone, middle and high-income groups living in big cities can cheat.

It seems really simple to fool those red necks who admire the rich, admire Wall Street, and also dream of getting rich.

To understand this, hundreds of managers all turned to look at the head of the investment department.

Director Jason hurriedly nodded and shouted, "Guys, I promise that before going to work tomorrow morning, there will be 10,000 copies of customer information around New York with an annual income of more than 10,000 US dollars in front of you.

Moreover, 30% of the advertising department's funds will be allocated in central and various small cities. "

There was a huge cheer in the office, and Li Changheng nodded in satisfaction.

Although Jason, to a large extent, because he Li Changheng said this, he had to sell the face of the new boss.

But with 10,000 data collected in one night, Jason's ability is worthy of recognition.

As for why I said these things publicly, in addition to mobilizing the enthusiasm of everyone in the investment department, making more money for Citigroup, so that Citigroup can appreciate by 8 billion, and can buy 2.5% of the shares.

The main reason is that only when the banks and financial institutions of Wall Street are brought in, the Belford Investment Company managed by Frank Abanel will not become the target of public criticism.

And to be honest, commercial banks and investment banks such as Citigroup are limited by laws and regulations, and there is a limit of only 1% for managers.

It is difficult for investment companies that specialize in junk stocks, with commissions as high as 20%, 30%, or even 50% to grab customers.

In addition, even if Li Chang doesn't say anything, once you see the Belford Investment Company making a lot of money in the future, Wall Street will definitely follow up.

In this case, it is better to bring everyone in at the beginning ~lightnovelpub.net~ to reduce Belford's risk.

Or even do it right from the start, grab the market and use performance to increase valuations.

When the valuation reaches a certain height, prepare for major financial institutions to buy shares or even sell them directly.

The second point is that Li Changheng is confident enough that he will earn more than US$1.2 billion for Citi every year.

Of course, he did this for himself, not a shareholder of Citigroup.

When the oil crisis breaks out and the economic situation of the whole country becomes worse, compared with peers, the extra RMB 1,200 million in net profit will become even more precious.

As a result, idle funds in the market are encouraged to pursue Citigroup more for fund safety and profitability.

As long as the star effect is formed, the valuation of a listed company is not calculated by the price-earnings ratio of 20 times.

It's 30 times, or even 50 times.

It means that Citi’s market value has skyrocketed with the smallest price, and Li Changheng’s goal of acquiring more shares and becoming more famous.