The industrial development plan for Yujin Expressway, Xinjin Port and Lingang is an adjustment to the overall development plan of Donghua City.

Chen Baoqi was worried that Gao Tianhe, who was about to retire, would have a weak attitude and could not suppress Guo Chengze's opposition at the meeting of the municipal government party group, so he brought this issue directly to the municipal standing committee meeting for discussion, but in the end he still needed to get the city adults. Consideration by.

Of course, after deliberation and approval at the Municipal Standing Committee meeting, no one would doubt that there would be any problems with the city adults; not to mention that the current director of the Municipal People's Congress is concurrently served by the deputy secretary of the Municipal Party Committee, Yu Chengzhen.

Shen Huai, Dai Yi, Liang Rongjun, and Ge Yongqiu, who was newly transferred to Xinjin County Party Committee Secretary, attended the Standing Committee meeting as nonvoting delegates. They were all just participating in the discussion of the plan, providing opinions for reference, and did not have the right to vote.

However, as soon as Shen Huai entered the conference room, he questioned Liang Rongjun about the cooperation between Provincial Steel and Zihua Industry on the relocation project of Shihua Steel, and confronted Dai Yi and Chen Baoqi tit-for-tat. It had to explode, making everyone think that after a period of silence, Mei Gang finally had a good show for everyone to see.

When Chen Baoqi threatened to "invite" Shen Huai out of the conference room, everyone thought that even if Shen Huai walked out of the conference room, they would consider taking a few days to see the situation before making a decision, and would not be in a hurry today. Statement at the meeting.

However, Shen Huai's attitude softened again in the blink of an eye, which many people did not expect, but there was no suspense about this issue.

Shen Huai's performance of standing in front and back is strange. Dai Yi and Ge Yongqiu both have suspicious eyes, but thinking that Meigang is currently able to speak in the city and has the right to vote at the municipal standing committee meeting. Yang Yuquan is the only one, Shen Huai Huai wanted to obstruct the Xinjin project, but he didn't have the confidence to do some bluffing tricks in front of him, which wasn't particularly unusual.

Yang Yuquan, Guo Chengze, and Meng Jiansheng all had reservations about the adjustment of the development plan of Xinjin Port, and they did not express their opposition. Naturally, at this time, the others would no longer fight against Chen Baoqi and Yu Chengzhen, and the issues were quickly passed.

There were other topics to discuss at the Standing Committee meeting, but it had nothing to do with Shen Huai, so he left the conference room and went to Chen Bing's office to talk about the city commercial bank and Beijing Investment Corporation.

Now Guo Chengze and Chen Baoqi are fighting each other in the city, asking Meigang not to bear additional pressure at this time; not only did the city take no action against city commercial banks and Beijing Investment Corporation, but Meng Jiansheng and Zhou Qiming did not say that they could not wait to weaken in Tangzha District. The influence of Mei Steel in Tangzha.

However, it is impossible to relax the vigilance of the work that needs to be done. The focus of investment and financing work on the two platforms of Beijing Investment Corporation and Meixi Development Group has shifted downward. Chen Bing, who is in charge of finance in the city, also focuses on promoting the city. business development.

In early 1997, after the city commercial bank was restructured and established by the city credit union, not only did the Zhanglisheng rate elite team settle in, but also received a large amount of capital injection from Yexin Bank, the listed company Meixi Industry, and Zhujiang Investment.

In less than a year, city commercial banks have developed rapidly. In addition to the Donghua urban area, they have also acquired credit unions in seven subordinate counties. At this time, they have a total of ten district and county sub-branches and thirty-six business offices. The frame within the Donghua city was put up.

Since the state requires that the capital adequacy ratio of city commercial banks should not be lower than 8%, the accumulation of profits requires a process. If city commercial banks want to have greater development in the deposit and loan business in the next year, they need all shareholders. Inject more capital.

On the other hand, when the county-owned credit cooperative was acquired to establish district and county sub-branches, the shareholding ratio of city and county-level local governments in city commercial banks greatly increased, accumulating more than 40%. To reduce this ratio, Meixi Group, Listed companies Meixi Industry, Zhujiang Investment and Yexin Bank joined forces to inject additional capital into the city commercial bank.

In recent years, Donghua's economy has risen, and the banking industry has also achieved great development. The total assets of the city's banking industry have exceeded 30 billion.

Yexin Donghua sub-branch has developed the fastest, ranking first in the world, and it ranks second among many city-level branches of Yexin, second only to the sub-branch directly under Yanjing Wuyi District, and the total amount of deposits and loans is even higher than that of some provincial branches. Gao, Yexin Head Office has also considered separating Donghua Sub-branch from the provincial bank system and listing it as a sub-branch directly under the Head Office.

However, Yexin Bank was initially established under the direct auspices of He Xianghuai, and has a huge influence. Even though the Sun family is the main foreign shareholder of Yexin Bank, Yao Ronghua firmly supports the development of Meishan Iron and Steel. At the same time, the development of Huaihai Provincial Bank and Donghua Sub-branch The performance is in front of us, but it can't get rid of the interference of the balanced voice of the head office's top management.

The plan of the sub-branch directly under Donghua failed to pass, and the head office tightened the scale of deposits and loans for Donghua sub-branch and increased the audit frequency of provincial banks, which limited the development pace of Yexin Bank in Donghua.

The shrinking policy of Yexin Bank and the slow action of the other four major state-owned commercial banks have created huge space for the development of city commercial banks.

Shen Huai and Chen Bing sat on the sofa by the window in the office, lit cigarettes, looked at the ginkgo tree with its yellow leaves withered outside the window, and said, "Guo Chengze and Meng Jiansheng wanted to encourage me to fight with Chen Baoqi and the others just now, depending on their plans, maybe He wanted to delay Guo Chengze as the mayor of the stock market, and then consider the issue of Zihua Industrial's additional issuance. Hu Lin is now hiding behind the control of Tianyi Group, and wants to lead the development of Yujin Expressway, Xinjin Port and Lingang industries Hua Shiye's additional financing plan did not fail, and the amount of funds was far from enough. Once the additional financing failed, Hu Lin and Chen Baoqi would not easily admit defeat, and their source of funds could only rely on Ronshine Bank's lending. In this way, The development pressure of city commercial banks will be great…”

"Ronshine Bank's entry into Donghua is also advanced in Xinjin County and Xicheng District. It will take one to two years for their outlets to spread across the city," Chen Bing said. "City commercial banks are one step ahead, which is their advantage..."

Shen Huai nodded and said, "If this advantage is to be maintained, other projects can be slowed down first, or the pressure on the development funds of city commercial banks should be solved first..."

The rise of the regional economy, the banking industry is the most obvious benefit.

In 1997, the net profit of the steel industry in Donghua City was probably only one billion yuan. However, the Donghua banking industry, led by Yexin, plus the four major state-owned banks, city commercial banks and many village and town credit cooperatives, in 1997 The total profit level is generally around this number, and Yexin Bank has a net profit of more than 300 million yuan, which is slightly higher than the profit of the listed company Meixi Industry in 1997.

The Meishan Iron and Steel Department is now injecting additional capital into the city commercial bank. After the total asset scale exceeds 10 billion, the profit level will not be much lower than this amount.

At the same time, banks have close relations with local governments and enterprises through deposit and loan business.

Except for the supply links in the industrial chain, most of the enterprises introduced by Meisteel in Meixi and Xinpu areas are not direct equity participations. Together.

Moreover, the lending business of commercial banks is looking for high-quality enterprises with development potential for support, which also makes Meishan Iron and Steel's influence more effective.

Some super-large overseas industrial conglomerates or consortia are usually organized with one or two commercial banks as the core.

The size of Yexin Bank is too large, and its assets are nearly 100 billion. It was originally established under the direct presidency of He Xianghuai. capable of doing things.

At present, Donghua City Commercial Bank can only be limited to develop within the scope of Donghua City. It is small in size. After additional capital injection, its net assets will only be 800 million. Shen Huai firmly grasps the control of the city commercial bank. Naturally Do everything possible to promote the development of city commercial banks in Donghua.

Restricted by the head office, Yexin Bank's development pace in Donghua has become conservative. The development of the four major state-owned commercial banks is slow. In the next few years, city commercial banks must consider direct competition from Ronshine Bank.

Rongxin Bank, like Yexin Bank, is the earliest medium-sized commercial bank established in China. The biggest difference is that Yexin Bank is a state-owned holding company. At the same time, it introduces foreign shareholders. It is a relatively pure joint-stock commercial bank, while Rongxin Bank is a central enterprise. A wholly state-owned commercial bank affiliated to Xin Group.

Ronshine Bank has mainly developed in Guangzhou and Shenzhen in recent years, and its strength is stronger than that of Yexin Bank, with total assets exceeding 100 billion in 1996.

Unlike the previous Hu Lin borrowed assets from the industrial planning area of ​​Xipizha Port to build a pharmaceutical industrial park, the interests could not interfere with each other. Once the Hu family decided to bring Jinshi Rongxin to the north, the competition would be comprehensive. .

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Shen Huai sat in Chen Bing's office for a while ~lightnovelpub.net~ and left.

Walking out of the city government building, just as he was about to call to inform the driver to bring the car over, he saw Dai Yi and Liang Rongjun standing outside the building, talking to Qi Jingyao.

Dai Yi and Liang Rongjun came out of the conference room with Shen Huai, and Shen Huai stayed with Chen Bing for a while. Looking at the situation, Shen Huai thought that Dai Yi and Liang Rongjun were leaving the city government to meet Qi Jingyao. , the three of them talked for a long time outside the city government building.

Although the issue was not passed unexpectedly, Dai Yi felt very upset when he thought of Shen Huai's performance at the Standing Committee meeting just now. Seeing Shen Huai standing on the steps not far away, waiting for the bus, he asked aloud, "The county magistrate Shen has Do you have any ideas for the Xinjin plant project that Hua and Shenggang cooperated with? Tell us about it. I also know that choking is not your style, the county magistrate Shen. Of course, you really have to vomit out uncontrollably. No one will take you seriously!"

Shen Huai turned around, glanced at Dai Yi and Qi Jingyao, and said with a smile: "Now that the financial policy is tightened, you can get 5 or 6 billion yuan, and you can really show your prestige. However, you want to build Xinjin Steel Plant, do you think that Am I really going to stop you? Mr. Dai, you really think highly of yourself. I said that at the Standing Committee, and I expressed my position just so that I can laugh louder in the future..."l3l4

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