It's messed up, the whole Xiangjiang banking industry is messed up!

  After Hang Lung Bank, overseas trust banks were revealed to be poorly managed, with a large number of bad debts and bad debts. This situation soon led to long queues at various branches of overseas trust banks.

   Not only that, but the bank run in Xiangjiang became more and more violent, and began to spread to other small and medium-sized banks.

  Especially during this period, "Sheng Bao", which has been known as the shit-stirring stick in the Hong Kong business world, once again disclosed a piece of news.

That was the retail money-burning war that caused a sensation in Hong Kong last year. At that time, many local banks in Hong Kong provided loans to major retail companies in Xiangjiang. .

  Then let these bank loans avoid the possibility of bad debts.

  But that battle can be said to have severely damaged the vitality of many companies and banks, and it will take a long time to get the money back.

  Under such circumstances, Sun Hung Kai, Ka Wah, Core Wah, Dao Heng and other banks also began to be congested by Xiangjiang depositors.

  Now the citizens of Xiangjiang have become jittery because of this incident.

  Seeing that the time has come to September 20th, this trend not only has no possibility of subsiding, it may even become more and more prosperous!

"Boss, almost all the local small and medium-sized banks in Xiangjiang have been more or less affected by some liquidation trends. At the same time, the deposits of Jiaku Bank and Alder Commercial Bank Xiangjiang Branch have skyrocketed by 50% during this period. %, the scale has begun to increase!"

Energy conservation law!

  The total amount of deposits of Xiangjiang depositors is constant. These depositors withdraw money from these small and medium-sized banks and always put it in one place. Of course, they also have it at home, but it is still not safe.

  According to the Xiangjiang police report, in just about ten days, there have been dozens of burglaries in Xiangjiang.

  So many people still have to deposit their funds in a bank.

   And this reflects the strength of the four banks: HSBC, Standard Chartered, Hang Seng, and Jiaku.

   HSBC and Standard Chartered can be said to have grown up with Xiangjiang. They have always been the leaders in the banking industry of Xiangjiang, and they are also the banks most trusted by the citizens of Xiangjiang.

  Hang Seng Bank is backed by HSBC, and is the leader among local banks in Hong Kong. It can be said that choosing Hang Seng is actually choosing HSBC, so there must be no problem!

   As for Jiaku Bank, it is naturally because of Jiaku Bank behind them!

   As the No. 1 consortium in Xiangjiang, no one would suspect that there is a problem with the Jiaku, because everyone knows that if there is a problem with the Jiaku, it actually means that Xiangjiang's economy has completely collapsed!

   This is because the citizens of Xiangjiang at this time do not know about the acquisition of Standard Chartered by Alder Commercial Bank.

   But anyway, in the banking industry, everyone is more willing to trust HSBC and Standard Chartered!

   "Although the deposit ratios of HSBC, Standard Chartered, and Hang Seng have not increased as much as ours, the amount has surpassed ours!" Xu Yi continued.

   "Now, it's actually our competition with HSBC?"

  Hang Seng Bank belongs to the HSBC department, and Standard Chartered Bank now belongs to the Jiaku department. Could it be that the two banking groups are fighting for the Xiangjiang deposits that flowed out at this time.

  Xu Yi nodded and said: "That's right. A few days ago, there were rumors that HSBC was planning to make a move. When they saw the current situation, they gave up their plan to make a move!"

  One moment, another moment!

  Since HSBC is not really owned by the Hong Kong government, but a listed company, no matter how the outside world says HSBC is the quasi-central bank of Hong Kong, it is only close to it and not really!

  Everything is about profit!

   "No matter how serious the bank run in Xiangjiang is, it is impossible to affect HSBC's position in the hearts of Xiangjiang people. Therefore, HSBC thinks that now is their chance to obtain more bank deposits, so it is naturally impossible to make a move!"

  Xu Yi continued to preach.

   After hearing this, Chu Huan shook his head helplessly and said, "It's a pity, if HSBC chooses to make a move at this time, it will be the most beneficial for us!"

  As Xu Yi who understands Chu Huan's plan best, he naturally knows what Chu Huan means.

   "Boss, in fact, as long as Carrian's matter is exposed, it will be impossible for HSBC to stay out of it. They think that their position in Xiangjiang is unshakable, but there is no unbreakable wall in this world!"

  Chu Huan nodded, and then said with some regret: "Unfortunately, HSBC cannot fail, otherwise, our goal will not be Hang Seng, but HSBC!"

Xu Yi smiled and said: "Being able to get Hang Seng is already a very good result for us. After having Hang Seng, Jiaku Bank Group will become the number one group in the Hong Kong banking industry, even if there is no government HSBC will not be able to catch up with us!"

  Chu Huan nodded.

  Xu Yi continued: "Then boss, when are you going to do something about Jianing? Now Thatcher has announced that he will visit Huaguo in two days, that is, on the 22nd!"

Even though many Xiangjiang media have called this period the darkest period in the commercial history of Xiangjiang, both Chu Huan and Xu Yi understand that the real darkness has not yet come, and they will wait until the carrian incident is completely resolved. After the eruption of , Xiangjiang will usher in real darkness!

  Chu Huan pondered for a moment, then said: "Tomorrow, report on Carrian's matter tomorrow!"

  Xu Yi said with some concern: "It's just that "Shengbao" has been blocked now. To report on Jianing's affairs tomorrow, is it necessary to rearrange a new newspaper to do this?"

   "Victory News"!

   This newspaper, which had been known as Xiangjiang's shit-stirring stick before, finally ushered in the ending it should have had.

  A newspaper office that continues to bring negative reports to Hong Kong's economy and has no scruples, whether it is the current Hong Kong government or people in the Hong Kong business community, can no longer tolerate this newspaper office.

  Under such circumstances, "Sheng Bao" would naturally be unable to continue.

  After listening to it, Chu Huan smiled and said, "Let Gu Chengxi arrange for "True Pao" to report this matter!"

  Xu Yi's face suddenly changed, and he said: "Boss, if "True News" is allowed to do this, then the British side will definitely have an idea!"

Chu Huan waved his hands and said with a smile: "It's okay, you can arrange to make a complete report on Carrian's situation, and then send it anonymously to the major newspapers in Xiangjiang, including our "True News". There is no way of knowing who did this!"

  Xu Yi was relieved when he heard Chu Huan say this, and said with a smile: "If this is the case, then there is no problem."

   At this time, Feng Jing came to Chu Huan's office.

   "Boss, Mr. Feng Jingxi is here!"

  Chu Huan said: "Please come in!"

  After Feng Jing left, Xu Yi said: "It seems that Sun Hung Kai Bank can't hold on anymore, now I'm here to find you, the boss!"

  Chu Huan nodded, and said: "Although Sun Hung Kai Bank is only one of the affected pools in this wave of liquidation, the current situation is beyond what Sun Hung Kai Bank can afford!"

  Xu Yi asked with some concern: "Boss, if we help Sun Hung Kai Bank at this time, will it have any impact on your plan?"

  Chu Huan waved his hand and said: "No, the entire Xiangjiang knows our relationship with the Feng family. If we don't help the Feng family at this time, it will easily arouse the suspicion of the citizens of Xiangjiang!"

  Xu Yi thought for a while, and then understood what Chu Huan meant.

   At this time, Feng Jingxi had also arrived at Chu Huan's office under Feng Jing's leadership.

   "A Huan, I'm afraid I really want to ask for your help this time!"

  After seeing Chu Huan, Feng Jingxi preached straight to the point. Looking at Feng Jingxi at this time, he seemed to have aged many years overnight. Feng Jingxi's hair was gray before, but now it has turned white, and his eye sockets have sunken a lot.

   It can be seen that the events of the past few days have really been a torment for Feng Jingxi!

   "I thought that the matter could be ended through the intervention of the Hong Kong government, but I didn't expect that the Hong Kong government has not moved until now, and the squeeze has begun to spread. It really is."

   When it came to the last moment, Feng Jingxi couldn't help but sigh!

  He has been in the Xiangjiang business world for decades, and has seen all kinds of turmoil, but this time even Feng Jingxi was frightened by the current economic situation, and he really did not expect it to spread like this.

Chu Huan comforted him and said, "Don't worry, Uncle Feng. Since I have promised to help Uncle Feng get through this difficult time, it is naturally impossible to stand by and watch. As for the situation of Sun Hung Kai Bank, I already know what's next. , just look at my nephew!"

  Feng Jingxi showed excitement, held Chu Huan's hands tightly with both hands, and said emotionally: "Ah Huan, thank you so much for this incident!"

  Chu Huan laughed and said, "If Uncle Feng says these things again, he will be out of touch!"

Feng Jingxi said: "According to our analysis, it is impossible to simply deposit cash in order to convince the citizens of Hong Kong to believe in the credibility of our Sun Hung Kai Bank. Only large banks need to invest in shares to help our Sun Hung Kai Bank survive this time. difficulties!"

Chu Huan nodded and said: "Well, at noon today, I asked TVB to broadcast a special program, which is the signing ceremony of Aku Bank's shareholding in Sun Hung Kai Bank. Manga has reached a strategic partnership with Sun Hung Kai Bank, depositing 1 billion Hong Kong dollars in cash, what do you think, Uncle Feng?"

  Feng Jingxi continued to speak excitedly: "Thank you so much, thank you so much!"

  Chu Huan smiled and waved his hands and said: "In addition, Jiaku Bank bought 30% of the shares of Sun Hung Kai Bank. When Sun Hung Kai Bank exchanged them, they can buy them back at the value of the shares of Sun Hung Kai Bank at that time!"

Feng Jingxi waved his hand and said: "I won't repurchase, now I understand that if a bank like ours does not have the support of a top bank, even if this difficulty passes, it is uncertain that it will encounter other banks in the future." Difficulties, if you don’t mind, A Huan, I hope that Jiaku Bank can become one of the major shareholders of Sun Hung Kai Bank permanently!”

  Chu Huan doesn't care about this at that time. The main reason for this sale is because he got a loan from Feng Yongfa when he was just starting out.

  In addition to these, Chu Huan actually wants to create another momentum in Xiangjiang, and this momentum will give Chu Huan a legitimate reason for the chaotic situation of taking over Xiangjiang after the 23rd!

  Repay kindness with kindness and revenge with hatred, this has always been Chu Huan's motto! .

noon!

  Sun Hung Kai Bank’s head office and various branches lined up at the gates. These people came to withdraw money. At the same time, not only the security personnel of Sun Hung Kai Bank, but also the police were present at the scene to maintain order.

  In fact, not only Sun Hung Kai Bank, but also other banks that have encountered bank runs.

   To put it bluntly, most people in Xiangjiang are not in the mood to go to work now. Everyone wants to withdraw their savings as soon as possible, so don't waste your money!

   Under such circumstances, a minivan suddenly appeared at the headquarters of Sun Hung Kai Bank. This also happened in other branches of Sun Hung Kai Bank.

After the van stopped, someone got out of the car and carried a Kyushu TV. The staff of Sun Hung Kai Bank had obviously been notified, and someone came out to greet them and helped carry the TV to the lobby, and then Plug it in and start playing.

  Behavior like this made the people queuing up to withdraw money in the hall curious, but also a little angry.

   Now that everyone is waiting to withdraw money, you actually let us watch TV?

  Why do you want to use such means to let us give up withdrawing money from you?

The hall manager of the head office of Sun Hung Kai Bank hurriedly said: "Everyone, everyone, I know that no matter what we say now, you will not believe it, but this time there is really a very important thing that needs everyone I know, we believe that everyone will be relieved after watching the news for a while!"

  Such a shout made the depositors at the scene a little puzzled, but they finally turned their attention to the TV.

  The main reason why no riots occurred is that in the past two days, Sun Hung Kai Bank has been meeting everyone's withdrawal needs.

   Unlike Hang Lung Bank and Overseas Trust Bank, these two banks can no longer withdraw money. The depositors of these two banks have now begun to sit in front of the Hong Kong Governor's Mansion!

  Especially the situation of overseas trust banks is even more serious.

The news that the ICAC and the Commercial Crime Investigation Bureau jointly investigated the overseas trust bank was finally reported three days ago. In addition, the management of the overseas trust, Huang Changzan, chairman, Wu Huirui, and Zhang Chengzhong, members of the board of directors, have been controlled by the police. up.

   This made countless people almost go crazy.

  The advertisement on TV ended, and the special report on Jiaku Bank’s investment in Sun Hung Kai Bank and the strategic partnership between Fantasia and Sun Hung Kai Bank began to be broadcast live.

  Wow! ! !

   All the depositors in the lobby, watching the picture on TV, this time they really forgot to withdraw money.

   Jiaku actually made a move?

  Do you want to say that the current citizens of Xiangjiang can still trust that company in Xiangjiang?

   Jiaku must be at the top of the list!

In fact, during this period of time, there have been people petitioning, hoping that the top consortia of Xiangjiang such as Jiaku and HSBC can come forward to save Xiangjiang's current situation, but no matter whether it is Jiaku or HSBC, during this period of time, there has been no movement , It is precisely because of this that more people start to panic.

  If even Jiaku and HSBC don't come forward to save the market, doesn't it mean that this time it is really hopeless?

  When they saw Yasuo Kamakura, the president of Fantasy Comics, announce in fluent Cantonese that Fantasy Comics had mobilized 1 billion Hong Kong dollars in cash to be deposited in Sun Hung Kai Bank, all the depositors in the main lobby of Sun Hung Kai Bank erupted in cheers.

  My money is saved!

   Immediately afterwards, these people saw the security personnel who were escorted by armed forces. When the two of them carried the opened boxes full of cash, the smiles on their faces became even brighter!

   As for how fantasy comics raised so much cash in such a short period of time, they don't think about it.

  In another time and space, the eldest son of Li Jiacheng was kidnapped. The bandits of the century needed 1 billion Hong Kong dollars in old banknotes. Although there were not so many in the end, Li Jiacheng also called all the banks in Xiangjiang to raise so much cash.

  Although there are a lot of funds, it is impossible to have so many banknotes.

   This is common sense.

  When boxes of cash were put into the counter of Sun Hung Kai Bank, each and every one of them was guarded by armed security personnel.

  Such a scene made the depositors in the entire hall suddenly feel confident!

  The armory has already been sold, and the full box of cash has also been moved in. What else do they have to worry about?

  You can doubt Sun Hung Kai Bank, but you don’t need to doubt Jiaku at all!

  The most important thing is that in the lobby, a large number of people actually want to withdraw money here and deposit it in Jiaku Bank.

  Looking at the current situation, it is no longer necessary!

  This is the confidence Jiaku has given Xiangjiang people over the years.

  The situation on the scene began to change, one after another people began to leave their team, and then left Sun Hung Kai Bank calmly.

  People are herd-like. If one or two people do it, more and more people will do it.

  Then those who didn't line up in the hall walked in, and then they saw the news that had been videotaped playing in a loop, as well as the cash in the hall.

   Finally someone left.

   Such a cycle, the bank run crisis of Sun Hung Kai Bank has actually passed!

  The hall manager of Sun Hung Kai Bank's head office looked at the scene in front of him, his eyes were slightly red, God knows how much psychological pressure he has been under these few days, watching those people who came to withdraw money!

  Although the crisis of Sun Hung Kai Bank has passed, the crisis of the entire Hong Kong run has not yet passed, but the news about the sale of Jiaku to help Sun Hung Kai Bank has spread in Hong Kong.

  As a result, many banks that were suffering from a run-on crisis began to contact Bank A one after another, hoping to get help from Bank A.

   "A Huan, this time I brought Ah Xin to thank you. I know you are busy these days, so I didn't come here. I didn't expect you to be so busy now!"

  At this time in Chu Huan's office in the Chinese business, Hu Yingxiang brought Hu Minxin to express his thanks to Chu Huan!

Before, Hu Minxin was marked as a ginseng, and Hu Yingxiang came to Chu Huan for help. Chu Huan asked the security department to notify the major associations in Xiangjiang to provide information about this matter. Coupled with the attention of the police, the police found Hu Minxin who was detained that night. place.

   Then Hu Minxin was successfully rescued.

Originally, Hu Yingxiang was going to bring Hu Minxin to thank Chu Huan that night, but at that time Chu Huan had already rested, and Chu Huan had a lot of things to do during this period, so Hu Minxin had just been rescued and needed psychological counseling. Pushed through.

   Now that Hu Minxin's situation is fine, Hu Yingxiang once again brought Hu Minxin to thank Chu Huan in person.

   But during this period, Feng Jing kept reporting to Chu Huan that the chairman of some banks called, hoping to meet Chu Huan!

   This leads to what Hu Yingxiang said just now.

  Chu Huan said with a smile: "It doesn't matter. In the current situation, even if I answer their calls, it won't help much."

Hu Yingxiang said to Chu Huan: "Ah Huan, although you are admirable for helping the Feng family, I still want to remind you that everything is actually a matter of uneven suffering. Now you are helping Sun Hung Kai Bank , to save Sun Hung Kai Bank from the danger of being crushed by the run.

But now in Xiangjiang, there are still many banks encountering such a crisis. Under such circumstances, in addition to the panic of the board of directors of those banks, it is actually the depositors of Xiangjiang who are more frightened. No one has helped them before. The only option is to seek the Hong Kong government's takeover.

  But now that you, A Huan, have made a move, let those depositors see hope.

  They don't care what kind of relationship you have with the Feng family, they only know that since you can help Sun Hung Kai Bank, you can also help other banks.

   At that time, it is very likely that some people will transfer their anger to you Jiaku! "

Chu Huan nodded and thanked: "Hu Sheng's reminder is indeed very worthy of attention, but you also know my relationship with the Feng family Hu Sheng, if I don't take action at this time, everyone can rest assured to cooperate with me in the future ?"

  When Chu Huan first entered the Xiangjiang business circle, he had already cooperated with the Feng family. Over the years, the relationship between the two parties can be said to be very close, both personal and cooperative.

In the current situation, if Chu Huan does not act, it will not be so simple for the Feng family to keep Sun Hung Kai Bank. Although the Feng family also has many friends in Xiangjiang, they can do it in a short period of time under the circumstances of Xiangjiang. , took out so much money to support the Feng family.

   In fact, there is only Chu Huan!

  After listening to Chu Huan's speech, Hu Yingxiang showed admiration, and said: "Mr. Chu, it is a blessing for us Xiangjiang businessmen to have Jiaku, the Dinghaishenzhen, in Xiangjiang!"

  Chu Huan laughed, and said: "Hu Sheng is exaggerating, let's all develop together!"

  Hu Yingxiang got up and said: "Mr. Chu, our father and son will not bother you anymore. I know you are busy with things recently. After this crisis is over, we will thank you again!"

  Chu Huan stood up and shook hands with Hu Yingxiang, saying: "Hu Sheng is polite, but I still want to remind Hu Sheng that Xiangjiang never lacks desperadoes, and it is better to have a few bodyguards by my side in the future!"

  Hu Yingxiang accepted Chu Huan's opinion with kindness, and said: "Yes, I will handle this matter!"

   Then Chu Huan sent Hu Yingxiang out of the office door.

.

   "What? Chu Huan made a move?"

  In the HSBC headquarters, Roy Bentley also received information about Bank A’s investment in Sun Hung Kai Bank at this time.

   "This is strange. I thought that Chu Huan's first move would be Hang Lung Bank or Overseas Trust Bank, but I didn't expect him to be the first to help Sun Hung Kai Bank!"

  Shen Bi said: "There are rumors in the world that Chu Huan received help from the Feng family when he started his business. According to Chu Huan's personality, it is reasonable to help Sun Hung Kai Bank."

Roy Bentley said: "But doesn't Chu Huan know about the current situation? There is no movement even from the Hong Kong government. He helps Sun Hung Kai Bank at this time, and all depositors in Hong Kong will go to Jiaku The bank is in trouble!"

   Obviously, what Hu Yingxiang thought of, Roy Bentley also thought of.

Shen Bidao: "Chu Huan has nothing to do with it. The entire Xiangjiang River knows about his relationship with the Feng family. Chu Huan has always regarded himself as the number one person in the Xiangjiang business circle these years. If he doesn't help Sun Hung Kai Bank at this time, At that time, his status in the hearts of Xiangjiang merchants will also be affected!"

   "Fame is tiring!" Roy Bentley shook his head and said.

   Shen Bi said with a complicated expression: "I think it's very appropriate for Chu Huan to make a move at this time."

   "Why do you say that?" Roy Bentley asked.

Shen Bi explained: "I just got the news that the British side has decided to let the Hong Kong government no matter what, before Mrs. Thatcher visits China, to stabilize the current economic situation in Hong Kong. I know that this time things will be more troublesome, so I will definitely make a move!"

  Roy Bentley was stunned for a moment, he didn't expect Shen Bi to know the news earlier than himself.

   "If this is the case, can we also make a move?" Roy Bentley asked.

Although in the previous discussions, they have decided that HSBC's future development plan will be based on overseas strategies, but if the Hong Kong government wants to make a move now, Roy Bentley also wants to take advantage of this time to make more money. Absorb some local banks in Xiangjiang into HSBC's sequence.

Shen Bi shook his head and said, "I'm afraid it won't work. I've already negotiated with Midland Bank, and the other party has agreed to our plan to buy them out. Now we don't have any extra funds to deal with other banks in Xiangjiang! "

  After the discussion between the three of them, Shen Bi began to negotiate a comprehensive acquisition with the Midland Bank in England.

   Now the other party has agreed.

   And they have to pay each other's acquisition funds!

  When Roy Bentley heard Shen Bi say this, he could only say with some regret: "Forget it, the acquisition of Midland Bank cannot be accidental!"