【War court and knee pillow, Austria's destiny】【】

Vienna, Schönbrunn Palace.

Watching beautiful women play billiards is also a kind of enjoyment. Adjani gracefully picked up the cue and hit the ball. A series of movements flowed smoothly, and the graceful figure flashed away like a phantom, leaving only two big hair The white semicircular sphere haunted Franz's mind.

"Arch Duke Franz, what do you think of Solomon Rothschild's proposal?"

Franz shook his head and said.

"It's not good, dogs can't change eating shit. Can't they make money honestly? They have to engage in some financial innovation. Isn't 25% interest per year just usury?"

In fact, during this period of time, Franz's sewing machine business was booming. The pedal sewing machine not only took away the market of hand sewing machines, but also detonated the entire household machinery industry in one fell swoop.

After clocks and watches, it became the second mechanical commodity to enter thousands of households.

In history, it is precisely because of the rapid popularity of pedal sewing machines in various countries that directly changed the history of the financial industry in later generations. But at this time the ambitious Solomon Rothschild was trying to change his fate.

A sewing machine with a price of 350-400 florins is not something an ordinary Austrian with an annual income of 100-150 florins can afford.

This was the actual national conditions at that time, and many ordinary families had to live frugally and save for a few years in order to have a little purchasing power.

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So Solomon, who has a shark-like sense of smell, was keenly aware of the business opportunities. He approached Adjani and said that he was willing to provide loans to those poor buyers, and promised to distribute 40% of the interest income to the royal family.

Franz's property is naturally under the banner of the royal family, but almost no one thinks that he is the real boss behind the scenes, and on the surface, Archduke Franz Karl does not seem to be a person capable of such tricks.

So people have assumed that Mrs. Sophie is the mastermind behind the scenes, but on the surface, Ajani is doing the work of contacting and coordinating, which makes people very confused.

Closer to home, but Franz, who has a certain understanding of financial capital operations, does not want to be the lackey of these moths at all, not to mention that 40% of the income is simply a reminder for the court.

A large part of the rule of the Habsburg family has benefited from the support of the people at the bottom. This kind of collusion with usurers to harm the people is tantamount to suicide for this country.

Adjani was not surprised by Franz's words, after all, the latter always seemed to come up with amazing and wonderful methods.

However, if the advice of Solomon Rothschild is adopted, more people can benefit from the convenient sewing machine, which is more conducive to its promotion and popularization, and the profit income can also increase rapidly.

As an intelligence chief, she can be said to be well aware of the affairs of all walks of life in Austria. The current sales growth rate of sewing machines has been exaggerated, but it has not yet reached its potential limit level.

Many people give up because they cannot spend an extremely high amount of funds to cross this high threshold. And since the advent of the sewing machine, the incomes of women who depend on home sewing have plummeted.

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【War court and knee pillow, Austria's destiny】【】

There are only two choices before them, either immediately consider joining a factory to make a living, or buy sewing machines to upgrade their equipment to improve efficiency.

She believes that under the stimulation of the surrounding environment and the pressure of life, many people will choose to borrow usury, as long as someone is willing to lend them.

Since ancient times, loan sharks have been attached to power, and the Rothschild family is no exception. It's just that before meeting Franz, Solomon's life was so smooth that he thought he was the king.

To be honest, even Adjani felt sad for him at this moment. A former "king" is still only willing to share a small part of the benefits after being hit head-on many times, which is really a bit reckless.

"Grand Duke Franz, you must have some fantastic ideas again, right? After all, I am in charge of the business of the department store now. I believe your method is definitely applicable to other commodities."

Adjani smiled, jumped back and sat sideways on the pool table.

"I think you should also use your brain. After all, the brain will rust if you don't use it for a long time." Franz deliberately reprimanded.

"Oh, is it? But the experts in Vienna said that women shouldn't be too smart, otherwise they will easily follow the path of Satan."

It was the consensus in nineteenth-century Europe that women should not be too smart.

"You are bad enough, Satan's route is not suitable for you." Franz joked.

"Isn't it good to be a bad woman?" Adjani took off her shoes and put her feet on the pool table, tilted her head to look at Franz, and blinked.

"You should speak to the archbishop about this, and he may perform the exorcism for you.

Ok, let's go back to the topic we just started. Solomon's proposal is okay in a good economic year, but once the economic crisis like 1837 comes back or another food crisis breaks out, it is inevitable that a large number of bad debts will appear.

What will unfold before our eyes will be a broken society in which a large number of people have gone bankrupt, consumption power has been weakened on a large scale, factories have shut down and a large number of workers have lost their jobs.

Of course, the crisis will not stop its spread, from cities to villages, and finally the entire empire will fall into a semi-paralyzed state. If there are some more sparks at such a critical moment, it will detonate a disaster..."

The above analysis made Adjani's eyes shine. Although she had spent time doing a lot of homework, she was still far from the height of the former.

By closely linking the three seemingly independent events of usury to stimulate consumption, the international situation, and the revolution, she is not sure if Franz is exaggerating~lightnovelpub.net~ but she knows that the financial problems in front of her are bigger than she imagined is much more serious.

"The solution is to let everyone buy goods that are within their consumption range and income capacity?"

"Not exactly. Economic problems have always been complex and multifaceted, and cannot be solved once and for all with a suitable or universal antidote. Besides, blindly austerity is not conducive to economic development. Perhaps we can adopt the mode of installment payment. "

"Pay in installments?" Adjani asked.

"Yes, for example, a sewing machine that sells for 350 florins can be purchased by the other party with a monthly repayment of 20 florins for 18 months. The extra 10 florins will be regarded as interest."

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【War court and knee pillow, Austria's destiny】【】

Adjani's eyes lit up with Franz's explanation, and then she asked questions.

"Only charging 10 florins, isn't the interest too low? And there are many risks involved. What if the buyer dies or disappears?"

"Miss Adjani, what I put forward is just a concept. The specific operation is of course up to you or your subordinates. I only have one request that the sum of the interest charged should not exceed 10% of the value of the goods. Below 5%.

As for how to eliminate risks, whether it is a mortgage or a pre-loan investigation, it is up to you. If you don't do some things, you don't know the result. "

Adjani jumped off the pool table and walked to Franz and said.

"Grand Duke Franz, some things cannot be understood just by looking at them."