The Weapon Tycoon Who Traveled to Great Qin

Chapter 1784: Let the bank loan

"Let's go. The ones who don't disturb shopkeeper Sun are hunting here." Gao Gao shouted loudly at this time.

"Head, we're leaving now." The high shot's man asked in a low voice.

"Yes. Go. Go." Gao Rod said.

"Let's quickly find another place. We have to go hunting like them, otherwise, the brothers will be starved to death." Gao Gan said with a smile.

With the decrease of maritime trade, especially Chu State merchant ships and other merchant ships declined. This directly led to the declining business of Chu pirates at sea. Sometimes it was difficult for them to grab the goods in a short time. Under such pressure, the Chu pirates had to find another way to make a living. road. To develop along the coast, to start with the aboriginals in the further south has become their new business. And over time. More and more pirates are participating in this new business. They use their guns and artillery to desperately **** local valuable resources. While they are robbing resources, they are also actively exploring their own industries in disguise. Colonial career.

However, because the pirates lack sufficient financial support, coupled with the danger of the maritime industry. Their actions have been suppressed at a low level.

Zhao State of Handan.

"Currently we are encountering such a situation. It is the problem of not having enough funds." Zhao Yu responded to Li Mu's problem.

"The bank currently established by Zhao Guo has a very limited amount of funds. In addition, they can only lend to us for local use. Our business is not doing well, and the funding gap is still large." Zhao Yu said to Li Mu.

Li Mu looked at Zhao Yu, wanting to learn more about the specific situation from the other's mouth.

"And a small company like ours, a bank, has an unusually large funding gap. After thinking about it, we can only go to Qin Guo Bank to borrow money, but the money received is very small, and the conditions for borrowing money are very demanding. Either mortgage most of the shares, or give up a lot of profits in the future, the price set by Qin Guoren is too high. We can't afford it." Zhao Yu said embarrassingly.

"Isn't Qin Guoren's bank open?" Li Mu asked.

"That's only part of the banks. They don't provide enough funds to solve the fundamental problem. I think. Is the prime minister think of a way here, or can help us get some money." Zhao Yu looked at Li Mu, embarrassed. Speaking of.

"If the prime minister is embarrassed, we, we can also accept it." Zhao Yu said embarrassedly. Although he said so, in fact, he still hoped that Li Mu could intervene in this matter.

"Lack of funds." Li Mu said.

"Yes, the prime minister. We all lack enough funds." Zhao Yu said.

"En." Li Mu nodded.

"I want to find a way. I will send someone to notify you when there is new news. Just go back and wait with peace of mind." Li Mu said to Zhao Yu.

"Then thank the prime minister. Thanks to the prime minister, thank you the prime minister." Zhao Yu kept saluting and said.

"Alright. Alright." Li Mu said to Zhao Yu.

"Okay. It's okay," Li Mu said.

Sending Zhao Yu away, Li Mu felt that this problem was very big, because if the merchant lacked enough funds, it would be difficult to make good deals. Originally, he wanted to solve the problem by establishing a bank in Zhao State, but when Zhao State Bank was established, there was no How much is it, because most of them were established by merchants, and merchants were already short of funds, plus borrowing, which caused Zhao Guo's funds to be particularly tight.

"No. This matter must be telegrammed to Qin Guo to solve this problem." Li Mu said.

"Come here." Li Mu thought for a while, picked up a piece of paper and wrote a telegram.

Qin State Xianyang. Shangwen's prime minister's house.

"As for the Democratic Party’s report, I don’t want to see the Democratic Party’s affairs again. The Democratic Party is loose. Everyone has their own freedom. There is no need to ask me how to deal with specific things. Everyone will work. The best help." Shang Wen said impatiently to Meng Yi.

"It's not a matter of the Democratic Party." Meng Yi said to Shang Wen. Recently, Shangwen was very troubled by party affairs. There is no way. Shangwen is the founder of the Democratic Party. However, Shangwen has a lot of things that are simply impossible to deal with this matter, so he decided to let the Democratic Party's affairs loosen up, participate freely, and leave freely.

"What's that?" Shang Wen asked.

"It's Zhang Liang. He rushed to Qin State. I wanted to discuss something with you. I met him. I talked about some situations. He told me something." Meng Yi said to Shangwen.

"What's the matter?" Shang Wen asked.

"Banks. Financing. Funding issues." Meng Yi said to Shang Wen.

"Go on." Shang Wen nodded and said.

"South Korea has established two trading companies. The two trading companies want to do business on the railway. They lack sufficient funds. Therefore, they want to borrow enough funds from Qin’s bank. However, they cannot borrow. Because the risk is too high, Koreans are willing to mortgage most of their stocks. But they can’t satisfy them.” Zhang Liang said.

"What does our bank say?" Shang Wen asked.

"It's very simple and dangerous. They think this thing is too dangerous, because if you invest in railways, you need a lot of things to do. It's not just these, the investment, the return, and the final recovery of the funds. The cycle is longer. If it is built If there is no transportation volume, the entire railway will be abandoned. Therefore, the bank believes that the risk is too great. They refused." Meng Yi said.

"En. This is normal." Shang Wen said.

"Banks must ensure the safety of their funds." Shang Wen said.

"I don't think so." Meng Yi said, shaking his head.

"The facts are hard to change. I think." Meng Yi said.

"What's the change?" Shang Wen asked.

"There are so many investment projects now. Our banks have sufficient funds. If this is the case, the demand for funds will increase. I am worried that these bankers will hold on to the funds. Or deliberately make things difficult." Meng Yi Speaking of.

"En. It's possible." Shang Wen said to Meng Yi.

"Boom." Just at this moment. There was a knock on the door.

"Come in". Shang Wen said.

"Excuse me, Prime Minister Zhao Guo's telegram." The assistant said with the telegram.

"Okay. Bring it here." Shang Wen reached out and took the telegram. Then Shang Wen nodded, and the assistant quietly left.

"Oh my God. I guess you are right." Shang Wen said and handed the telegram to Meng Yi. Meng Yi took the telegram and looked.

"Zhao Guo also encountered such a thing." Meng Yi looked at Shang Wen and said.

"Yes. I think our bank should be able to lend them money, but what I didn't expect is that they will sell it for sale." Shang Wen said.

"It seems that these bankers are not just for the safety of their own capital. Sometimes, they are also very greedy. In order to earn more profits, they can maintain such an alliance relationship, and that is, the ability to lend." Meng Yi Speaking of.

"Think of a way to solve this problem." Meng Yi then said to Shang Wen.

"This problem must be resolved." Shang Wen said.

"I think the first issue we should solve is to cut interest rates." Shang Wen said to Meng Yi.

"Rate reduction?" Meng Yi said while looking at Shang Wen.

"Yes. Let the cost of financing come down. In addition, there is a RRR cut. We have to respond to the problem of the funding gap between Zhao and South Korea in this way." Shang Wen thought for a while and said.

"You mean to further reduce the cost of loans." Meng Yi said.

"Yes. By doing so, a large amount of liquidity can be released." Shang Wen said.

"Well, you can do this." Meng Yi nodded and approved Shang Wen.

"In addition, it is necessary to take some measures for those bankers to encourage them to make foreign loans and cooperate. If they can invest or participate in the construction of various countries in other ways, we should give them certain taxes, policies, and other aspects. This is what we can do." Shang Wen said.

"Yes." Meng Yi nodded. Acknowledge Shangwen's ideas.

"However. I think these are not enough." Shang Wen said to Meng Yi.

"Not enough?" Meng Yi looked at Shang Wen and said.

"Yes, blind encouragement will only make those bankers more ambitious." Shang Wen said.

"We should punish some bankers." Shang Wen said.

"It's not that I'm worried, nor is it that I'm in selfish consideration." Shang Wen continued.

Meng Yi frowned, he didn't understand why Shang Wen said this.

"Why do you say that?" Meng Yi asked Shangwen.

"Because we are the Democratic Party." Shang Wen replied.

"What happened to the Democratic Party?" Meng Yi asked.

"Banks. Most members of the Federal Party are bankers. If we attack them, they will naturally think of a political party attack. This is the consequence. It is very troublesome." Shang Wen said.

"Oh my God. You planted yourself a bane." Meng Yi shook his head and said to Shang Wen.

"There is no way." Shang Wen said to Meng Yi.

"Politics is like this. We should punish those banks that maliciously make things difficult and don't lend money. This is what I want to do, but if I do this, I think the Federal Party will naturally attack us soon. I really don’t know what to do with such a policy guarantee.” Shang Wen said.

"No matter what? These problems must be resolved." Shang Wen said.

"I really don't know what it will be like when this problem is solved." Meng Yi said worriedly.

"Why are you worried about the saliva?" Shang Wen asked.

"Yes, after all, this is politics, and the opinions between the two parties are too far apart. We require banks to actively lend, but what would they think of banks as banks with vested interests?" Meng Yi asked Shangwen as he looked at it. Shang Wen did not answer, the answer is obvious. But these will continue to be done.