"If Zhao Guo wants to upgrade to a higher level, it must be reformed. This is a must." Li Mu said to Li Zuoche. For this grandson. Li Mu likes it because this grandson likes to accept new affairs. And often there are new ideas. This is what the future trends need. Therefore, Li Mu sometimes likes to tell Li Zuoche some of his views.

"En." Li Zuoche nodded. The current state of Zhao has reached the point where it has to be reformed.

"The first is the reform of the civilian population. In the future, there will be civilians in the Zhao country without slaves, and others cannot be allowed to sell themselves into slaves." Li Mu said.

"However, how to do this process requires a cruel reality." Li Mu continued.

"Aren't we adopting a redemption policy? Isn't this policy appropriate?" Li Zuoche asked at this time.

"Appropriate? Not at all appropriate. Zhao's legal foundation is extremely weak. And it's still in such a gap." Li Mu said.

"The nobles of the Zhao country will definitely not let go of such a process. Prime Minister Qin also proposed the government's redemption policy, and the government provided funds for them to redeem it. However, facing such a large amount, some of them may not be able to buy it all their lives Repayment, in this way, will form a backlog. If the backlog is on the bank, the risk of the bank will increase greatly. Once the bank has a problem, there will be great difficulties." Li Mu said.

"Prime Minister, are we a little anxious." Li Zuoche said at this time.

"In a hurry?" Li Mu asked as he looked at Li Zuoche. He doesn't know why you left the car saying that.

"Yes, Prime Minister, I think we are a little anxious about this matter." Li Zuoche said.

"We should wait for a while and wait for the rapid development of the banking business to come. Then proceed through such loans." Li Zuoche suggested.

"It's just that, with such a large borrowing of funds and a long backlog, from the perspective of the bank, I am afraid that they are not willing to do so." Li Mu continued.

"If these people have their own industry, it would be easy to say. Because if they have an industry, they can quickly gather a lot of wealth." Li Zuoche continued.

"Industry?" Li Mu then asked. The vocabulary for this industry. Li Mu was very interested. If these people were to escape their slave status and become civilians, the price would be too great. But if there is a certain industry, they may be able to repay such debts.

"En. It's a good idea, but there are few opportunities like this. After all, some people do it." Li Mu said.

"That's all. Let's talk about it. Zhao Guo needs so much labor." Li Zuoche said at this time.

"How much labor does it need?" Li Mu then asked.

"If Qin State's investment plan is followed, Qin State will invest in the construction of a large number of factories. These factories need workers. If the factory can provide them with part of it, I think this problem can basically be solved. At least it can be for Zhao. China’s future reforms have achieved certain results." Li Zuoche said.

"I hope so." Li Mu nodded and said.

"It's just that we don't know how to develop the current banking industry." Li Mu said.

"How the banking industry develops depends entirely on Qin's banking industry. But we still need to look at Qin's first step before we can discuss it." Li Zuoche said.

"En." Li Muen said. Li Mu is looking forward to the situation of Zhao Guo in the future, but when he is looking forward to it. Li Mu is still a little worried, he doesn't know what Zhao Guo will develop into in the future.

Just when Li Mu was worried. Shangwen has written the situation of Zhao Guo here as a telegram and reported it to Qin Guo, while Meng Yi simplified the specific content, and then wrote it as a briefing and sent it to the bankers of the Banking Union for this briefing. Bankers attach great importance to it, which represents a policy trend.

"We have to admire our prime minister. He has brought us such a big deal." A middle-aged banker first published. Regarding the content of this briefing, the first impression I gave is that the sale is coming.

"First of all, our bank is going to expand." Another banker said at this time.

"Really? We have sufficient funds. We can lend them funds, or take their stocks as collateral, and then inject funds, so that we can participate in business operations. If our shares reach 51%, We can directly control the shares. For us, the benefits of this are great." said a president of Qin State's Xianyang Dark Horse Bank.

"There are many ways and flexible operations. The main thing is that when we participate in these banks, the bills they issue can be exchanged with the bill circulation of the banks we build." said the president of Dark Horse Bank.

"I think the prime minister may want to build a larger banking system." Xiao He said when he came to the meeting on behalf of Wenyang Bank.

"This is a brand new financial center." Xiao He said in a general direction.

"This is a trend, a future trend." All bankers looked at Xiao He, because they all knew that Xiao He could feel the need for future development trends.

"So, do we immediately start the action?" a banker asked at this time.

"En. Wait a minute, we can try, but not necessarily enter on a large scale. After all, there are still some things that have not been determined, such as the domestic situation of Zhao. Those nobles also have banks. If we choose, those Aristocratic banks may be a good choice, but the aristocrats don't seem to like to cooperate with us. So, should we make relevant preparations." Xiao He said.

All the bankers looked at Xiao He. They didn't understand what Xiao He meant by saying this, but they didn't understand why Xiao He said such words.

However, it can be judged from the information they received that there will be a lot of business in Qin State in the future, especially when Xiao He expressed his idea of ​​building a financial center in Qin State. Bankers felt that there might be more business in the future. In this case, the era of rapid development of Qin State's banking industry will come.

Shangwen, who is far away in Handan, is also considering this issue at this time.

"After Qin Guo returns, the first priority is to solve the financial problem." Shang Wen said.

"In the future, Qin State Xianyang will be built into the first financial center. After this financial center is established, several new financial centers will be established in Handan of Zhao State and Xinzheng of South Korea. However, the core position remains Qin State’s core position. Xianyang." Shang Wen said to Mo Li. Then Shangwen marked the location of Xianyang on the map and outlined it emphatically.

"This is?" Mo Li asked.

"This is the power of capital. The first thing to be solved is the capital problem. It is difficult for countries to do such a big thing without money." Shang Wen said.

"Bank bills need to be exchanged centrally in Xianyang of Qin State." Shang Wen continued.

"Then there are the stocks of companies in various countries. Bonds. In the future, Zhao Guo and South Korea will issue their own national bonds, and then issue them in these places, raise funds to solve the problem, and then repurchase their bonds within a certain period of time. The center is Qin State Xianyang." Shang Wen said.

"In this way, not only Qin's family will participate, but many other countries' bonds will be issued in Xianyang. Qin's capital will be reduced a lot. One more thing is to allow investors from all over the world to come to Qin. Investment." Shang Wen said.

"This is capital. The thing about this financial center is actually to allow more capital from such more countries to come to your Qin country, and then distribute it out again." Mo Li understood what Shang Wen said.

"Yes. That's what it means." Shang Wen said.

"So, after some thinking, I decided to implement this idea. However, it is South Korea and Zhao Guo that can participate in the capital power of the next few countries. We still need to fight for it. At present, South Korea is participating. , If we can get Zhao's capital power to join, that would be the best." Shangwen said.

"En. How to do it?" Mo Li asked Shangwen.

"Zhao's capital is now mainly concentrated in the hands of the nobles. If we can persuade the nobles to participate, I think this can be done. It just needs a way to get the nobles to participate, and a reason is needed." Shang Wen said .

As for Zhao Guo, the nobles did not know what happened before, and what they had to do now was to seek for their own interests.

"What a broken bank, Qin's bank is making money, look at us, the borrower can't repay the money, what to borrow." A Zhao country nobleman complained dissatisfied. At a banquet held by the nobles, the nobles grumbled. The nobles who used bank management to usury did not know how to operate a bank at all.

"Don't talk about the bank. This bank is a loan shark originally." said a civil official.

"Who knows, what kind of bird this Qin State is. Their bank makes money. Look at us. They don't come to one a day. If they borrow money, they can't pay it back. The interest rate is also very high. How to make money." A nobleman was dissatisfied. Speaking of. The main source of the aristocracy’s economy is land and minerals. The current minerals are recovering and it is difficult to recover all at once. The agricultural production of Zhao country is also in a state of decay. A terrible life without money. This is a kind of torture for them. This torture makes them unbearable.

"Why don't you learn from Qin's bank." At this moment, the nobleman sitting at the end said in a low voice. Although the voice was small, everyone listened.