"The stock market was mixed today. The government first lowered Qin's inter-bank interest rate again. At the same time, the Qin government has planned to issue public utility bonds. The funds raised will greatly improve Qin's weak infrastructure. "Xianyang Times" reported.

Inside Wenyang Bank headquarters.

"Public utility bonds. It seems that the government needs to raise a lot of funds." Yingyu looked at the newspaper and said to Xiao He.

"Yes. This time public utility bonds are issued partly through securities transactions and partly through funds raised." Xiao He said.

"En. Do we want to bid too?" Xiao He asked.

"What to bid for?" Yingyu asked.

"Bidding for Qin State Public Utilities Bonds." Xiao He said.

"En. Yes." Yingyu said.

"We can underwrite most of the bonds." Yingyu said.

"It's just that, in this case, a lot of funds are needed." Xiao He said worriedly.

"We can give them, of course, we can also let them deposit in our bank, the government also has its own bank account." Yingyu said without worry.

"En. That's okay. I'm worried that the government will use a lot of funds at once. Because once the spring begins, there may be a lot of funds to use." Xiao He said.

"En. In this case, our steel production will also increase in scale." Yingyu said at this time.

"In this case, more funds are needed." Xiao He said.

"We have enough funds." Yingyu is not worried at all.

"However, if we can't maintain the liquidity of funds, we will have a shortage of bank funds, and deposit reserves are now so low." Xiao He said with some worry.

"At present, there is no need to worry about these. From the long-term trend, Qin needs a lot of investment, and the funds will maintain a high liquidity." Yingyu said.

"En." Xiao why doesn't know why Yingyu said that. But he felt that Yingyu had his own thoughts in this consideration.

In fact, Yingyu knew what Shangwen would think. Because Shangwen initially said his thoughts, based on these thoughts, Yingyu had a reasonable inference. Whether this inference is true or not. Yingyu can only master it by his own practice.

In the palace of the prime minister of Qin State.

"It seems that our public opinion is more pessimistic." Shang Wen said.

"The funds in the market will be exhausted a little bit." Meng Yi said. Meng Yi said according to the words in the newspaper. This is because the newspaper has analyzed Qin's stock market in this way. If this is the case, Qin needs a lot of capital injection.

"En." Shang Wen nodded.

"The government needs a lot of funds, and a lot of projects need us to do." Shang Wen said.

"But we lack funds." Meng Yi said.

"En. There are only two solutions at present." Shang Wen thought for a while and said.

"The two methods?" Meng Yi asked.

"The first to increase the funds of the nobles to enter the Qin country." Meng Yi said.

"Right." Shang Wen nodded.

"What is the other way?" Meng Yi asked.

Shang Wen smiled and looked at Meng Yi. Meng Yi thought Shang Wen was very strange. I don't know what Shang Wen wants to say.

"Issued more paper money." Shang Wen said.

"What?" Meng Yi looked at Shang Wen in surprise. He didn't expect Shang Wen to think of such a way.

"Issuing banknotes can solve such problems. This is not equivalent to printing a large number of banknotes by Qin State himself." Meng Yi said.

"There is only one way." Shang Wen said.

"Okay." Meng Yi nodded. Regarding Shangwen's proposal, Meng Yi accepted it, not that Meng Yi was forced to accept it, but that it is already the case. King Qin knows the benefits of paper money, and Meng Yi knows very well that the government of Qin is equivalent to mastering the money-making machinery.

The reason Shangwen thought of such a method was because the Qin government had used it in a helpless situation last time. This time the State of Qin needed a lot of funds. At the same time, the market also needs a large amount of paper money to flood the market.

"However, our purpose in doing this is to make our paper money the main currency in circulation. At present, the currency used is still gold and silver. The status of gold and silver cannot be shaken. Although Qin has a large amount of gold and silver, it is in the nobility. There is still a considerable part of gold and silver in their hands." Shang Wen said.

"The way to build a financial center is to disperse a large amount of Qin currency and become the main currency in circulation in various countries." Shang Wen said.

"Well, it seems that the financial center is of great significance." Meng Yi thought at this time.

"Right." Shang Wen nodded and said.

The reason why Shangwen did not immediately draw up the report is that Shangwen thought of a problem, that is, the currency issue. When dealing with financial issues, the currency issue must be involved. The advantage of paper money is that it is easy to copy. The gold and silver are largely restricted to mining. If Qin State Trade uses gold and silver, it will need a large amount of gold and silver currency.

And it has such advantages. Shang Wencai emphasized the use of paper money from the beginning. And all countries use metal currencies. When Qin uses paper money, he must dominate the entire capital market.

Shang Wen thought about this and felt that this was what Qin should do now.

"Let's go, we may be entering the palace." Shang Wen said to Meng Yi.

"What do you mean?" Meng Yi asked.

"Entering the palace to explain the importance of the current financial center of Qin State." Shang Wen said.

"Now?" Meng Yi looked at Shang Wen excitedly. Under normal circumstances, Shangwen will not take the initiative to enter the palace, because entering the palace requires a lot of tactics. Shangwen sometimes has very few tactics, so he won't say too much.

But now, Shang Wen took the initiative to go, which made Meng Yi feel that Shang Wen had come up with a good idea.

"Yes, we may have to go into explaining some things." Shang Wen got up and said.

"En." Meng Yi nodded.

Inside a side hall of the Xianyang Palace of Qin State. There is no one around, this is a state of high alert.

"Before the widow had heard that the prime minister wanted to establish a financial center, why? The prime minister came up with it?" Qin Wang said to Shang Wen with a smile. King Qin, Meng Yi, and Shang Wen sat in the side hall and said. King Qin personally poured tea to Shangwen and Meng Yi, and Meng Yi was very excited by the treatment. Meng Yi almost knocked out the teacup.

"En. A little bit." Shang Wen replied.

"My lord, the minister wants to ask a question." Shang Wen continued.

"What's the problem?" King Qin asked with interest.

"What kind of purpose does Qin want?" Shang Wen asked.

"Purpose? What kind of purpose?" King Qin felt that Shang Wen didn't understand the question at all.

"Oh. King Atonement. The minister did not say clearly." Shang Wen realized at this time that King Qin might not understand what he said.

"It's okay. What kind of questions the prime minister wants to ask." King Qin asked.

"The problem that the minister thinks is that the current state of Qin wants to achieve the world of logistics. In the future, all countries may have to build railways, so that they can reach all parts of the country from Qin." Shang Wen said.

"On the other hand." Shang Wen said.

"Qin country has to achieve another goal." Shang Wen said.

"What is the purpose, currency. At present, a considerable part of Qin's writing has been popularized, and there is still a considerable part of Qin's currency, but after all, currency has not reached the position of replacing metal currency." Shang Wen said.

"En." King Qin nodded. Acknowledge that what Shang Wen said is a fact.

"Then, the purpose of building a financial center is to achieve the purpose of gathering funds in Qin for distribution. This distribution process requires Qin's paper currency to dominate, which is the purpose of Qin to achieve unified weights and measures." Shang Wen said.

King Qin heard nothing here. What is the purpose of Qin's unification? This made King Qin rethink this issue. The State of Qin could achieve such a goal by conquering by force, but could it achieve the real goal in this way? Obviously the article on the show.

Although conquering by force can unify weights and measures, unify writing, unify some things. but. Is this true of unity? Although Shangwen's method seems troublesome, it is the fundamental solution to the problem.

"Widow understands what you mean." King Qin said at this time.

"If Qin wants to achieve this goal, he has to promote Qin's currency. The current currency is relatively chaotic, and the financial market also needs a lot of funds to participate in Qin. Especially at present, the Qin financial market continues to provide sufficient The capital needs to be supplemented. This requires Qin to issue more banknotes, but this is only not enough. Qin also needs to convert banknotes into metal currency, so that we can solve many problems and solve the problems of the nobility." Shang Wen said .

"So, now we are going back to the financial issue." Qin Wang said.

"Yes, Lord, the financial means of Qin is still relatively simple." Shang Wen said.

"Qin State's financial institutions only issue loans, and then settle Qin State's bonds." Shang Wen said.

"In this way, Qin’s financial institutions can only serve Qin alone, and cannot provide more services to other countries. If other countries issue bonds, it will be difficult for our country to provide such services, or to say , It is difficult for us to solve this matter." Shang Wen said.

"You mean to say." King Qin asked Shangwen at this time.

"Yes, Qin’s financial institution services are too single. What Qin needs to do now is to improve the capabilities of Qin’s financial institutions. Only with such capabilities can Zhao’s assets be transformed. Yan’s assets are then integrated into Qin’s Come from China." Shang Wen said to King Qin.

"En." King Qin nodded. He understood that Shang Wen's purpose this time was to solve the problem of Qin's financial center, and to establish Qin's financial center, Qin's financial institution service capabilities must be upgraded to a higher level. This is Shangwen's goal. Qin's current financial institutions cannot meet Qin's needs.