"Developing Nanyang requires a lot of merchant ships and arms, all of which require a lot of money. Tell me, what bibimbap can solve this problem?" Han Shu asked at this time.

Upon hearing this, Zhang Liang felt that the problem he was worried about actually happened. However, this is also something that South Korea must face to develop overseas businesses, and the problem of funding is unavoidable.

"This problem, the king, the minister suggested, put it aside for a certain period of time and solve it." Zhang Liang stepped forward and suggested at this time. When Han Shu heard such words, she felt very strange. She looked at Zhang Liang, and Zhang Liang bowed her head and said nothing. Han Shu didn't understand. But he knew that Zhang Liang must have done this for a reason. In this case, he would follow what Zhang Liang said.

"Well. Everyone think about it, think of a way to solve this problem." Han Shu said.

Everyone nodded. Then leave one by one. In the end, only Han Shu and Zhang Liang were left.

"I don't know what the prime minister thinks?" Han Shu asked.

"My lord, the cabinet is not clear about the issue of printing more banknotes in South Korea. The minister believes that the current way to solve the problem is that we in South Korea issue more banknotes and inject them into these trading companies. This way, we can solve the funding problem. , It can also solve the problem of Nanyang's development and development." Zhang Liang said.

"That's right. That's right." Han Shu nodded.

On the train to Fork Town, an important transportation hub in the Western Regions of the Qin Kingdom. Shang Wen and Fan Zeng are working on the most recent documents. These documents are transmitted by telegram. "The people from the Yue family took the initiative to contact us." Fan Zeng took out a red telegram report and handed it to Shang Wen. After Shang Wen quickly read it. Feeling a little unbelievable, Qin State was trying to deal with people from all over the Western Regions, but he didn't expect that there would be people who would come forward.

"Yeah. This is very interesting." Shang Wen said.

"We urgently need to cooperate with the Yueshi people. We will further develop the Western Regions market. I did not expect that the Western Regions will be one step ahead." Shang Wen said.

"Well. I don't know what the Prime Minister plans to do?" Fan Zeng asked Shangwen. He wanted to hear those strange thoughts of Shangwen. Shangwen's thoughts seemed strange, but they were very reasonable and could stand scrutiny. This is something Fan Zeng thinks he cannot take into account.

"Yeah. My idea is that one or more large-scale cooperative trade associations should be established, and trade should be encouraged by signing a treaty. In this way, the superior resources of the Yueshi people can enter our Qin country, and our Qin country produces production. In order to speed up the pace of business, we can mobilize a considerable amount of funds to enter it, such as the recently established Federal Bank Reserve Board. Through such a name, the establishment of a large company allows major trading companies to participate. , Trade with Yueshi people while doing business." Shang Wen said.

"It's just that the king wanted to set up the Western Regions Protector House before, do we strengthen this guarantee? In addition. There are also the opinions of the Qin military, should we also pay attention to it." Fan Zeng handed Shangwen a copy at this time. Telegram, it is the opinion of the military. Shang Wen took it over and took a quick look. The content of the telegram is the opinion of the military. They want the military to open up a larger market share, which includes military training provided by the Qin Army, training costs, military weapons use, and so on. In short, the military's idea is to open up their military revenue. If relying solely on finances, Qin Jun's situation would be very bad.

"Their ideas are very good, I think it can be done, but it has to be done through a trade agency, because if it passes through the country, I am afraid that it will cause unnecessary trouble. After all, the situation in the Western Regions is far beyond our control. There are many places that are needed. A lot." Shang Wen said.

"In short, the prime minister is not willing to participate too much." Fan Zeng said.

"Yes, if the Qin government manages it, it needs a lot of investment, especially the construction of a railway. Without huge interest stimulus, this railway will not exist. However, if we have this railway, our military value will be limited. Will rise a lot, and military capabilities will rise a lot.” Shang Wen said.

"Before, the General Staff provided me with a suggestion to withdraw the Qin army and make repairs, but I can't help it." Shang Wen shook his head at this time.

"Really, I can't do anything about it. The 200,000 main force of the Qin army is distributed on the huge border of the Qin State of the Federation. On average, it is estimated that only one soldier exists within a few hundred miles. Qin's defense is a problem. It is very difficult. It is also very dangerous. If we withdraw at this time, Qin will not be responsible for the national security." Shang Wen said.

"However, if it does not retreat, the mobility of the Qin army will drop a lot. The ability to respond to emergencies will not work." Shang Wen said.

"In my position, there are many things to worry about." Shang Wen said to Fan Zeng.

"So, the prime minister plans to throw all the burdens on the merchants, and let the merchants solve the problems themselves. How to solve the problems is their business, and for us, we only need to consider taxation." Fan Zeng said to Shangwen To.

"Yes. Only by expanding tax sources can Qin's fiscal revenue be further increased. With more fiscal revenue, Qin can do more things. At present, Qin is at a critical point of fiscal revenue, and taxation needs to be expanded. , It is necessary to encourage the development of business, but business development does not happen all at once. This requires a process, which may take two or three years before the effect can be seen. What Qin Guo can do in these two or three years What it is, you can only achieve some of your goals by waiting, waiting, or giving up something." Shangwen said.

"Yeah." Fan Zeng nodded. He thought that Shangwen was right. He felt that Shangwen was talking about great wisdom. This is much more pragmatic than everyone else. It is this kind of pragmatism that makes Shangwen more. Opportunity to do more.

Qin State Xianyang. High-level meetings in Wenyang Bank. Only a very small number of people participate in this kind of meetings. The total number of meetings is controlled below 15 people. These people are senior managers who know the details that the highest level of the bank can understand.

"Everyone knows about the establishment of the Federal Bank Reserve Board." Yingyu said straightforwardly.

"Yes, Chairman, we know the details of the meeting, and combined with the current situation, we studied it." A middle-aged man wearing thick glasses stood up and said.

"Sit down. Everyone can express their opinions. Don't be too restrictive." Yingyu said to everyone.

"Yes, chairman," everyone said.

"Based on the results of our research, we think so." The middle-aged executive continued.

"The establishment of the Federal Bank Reserve Board actually hopes that our current powerful companies and banks will participate, especially the participation of banks, because banks can quickly inject funds into various industries because they need mortgages and need A large number of bank loans, before, no industry can replace our current industry." The middle-aged executive said.

"Therefore, the establishment of the Federal Bank Reserve Board is actually the Federal Government, behind the back, injects a large amount of printed funds into our major banks through the Federal Bank Reserve Board. What is the mortgage of our banks? The answer is, a large amount of printed funds are injected into the hands of our major banks. Shares." The middle-aged executives become more and more enlightened as they speak.

"The Federal Government of the Qin State has a large amount of funds in their hands, but they cannot directly inject a large amount of funds into it. Direct injection will have serious consequences. The prestige of Qin State's banknotes will be greatly reduced. Financial stability, especially economic stability, will have a great impact. The federal government cannot predict the consequences of this, and they will have a solution. After all, the issuance of banknotes is based on the government’s credit. Once this foundation is shaken, the federal government is at risk of collapse. The prime minister will not take such a risk. What is the way to inject funds? The answer is that the federal government passes a non-government, but at the same time the government has a great deal The authority that has the right to deal with this matter, the Federal Bank Reserve Board, I think, is such an institution." The middle-aged executive said.

"However, the current market needs a lot of funds to solve the problem of funding. The North, the Western Regions, as well as the Zhao Kingdom, South Korea, etc., all require a lot of funds. The financial difficulties make us have to pay attention to these." Zhong Nian Gao Speaking of it.

"Therefore, we must pledge our shares. Only in this way can we further expand, get sufficient funds, and sufficient funds can enable us to obtain a huge amount of benefits in the next business." The middle-aged executive continued. To. Then he pushed his glasses. This is the result of his research, and those present think that such an analysis is very reasonable and can withstand scrutiny.

"But." Yingyu said at this moment.

"Before, we Wenyang Bank had pledged more than 30% of the shares of the federal government. Although we got a lot of funds and solved a big funding problem, our situation is not good next. If we mortgage again, we have nothing to do. After all, our share of stocks is only more than 50%. If we mortgage again, we may change hands at Wenyang Bank." Yingyu said worriedly.

"This." Upon hearing this, the two nearby executives were helpless, and they couldn't think of a good way to solve this problem. If you want greater initiative, there is only one way to mortgage your shares to the Federal Bank Reserve Board today, and that is to mortgage your own shares. However, Wenyang Bank had previously pledged a large number of bank shares. In this way, the amount of shares in Wenyang Bank will be reduced a lot at once, losing the initiative behind it. This is Yingyu's biggest worry. The bank has not enough funds, which is equivalent to losing the initiative.

"I don't know, Chairman, do you still know about Pegasus Bank?" At this moment, Xiao He asked Yingyu from the side.

"Of course I know that this happened not long ago when Pegasus Bank merged with Taiyuan Wangjia Bank. Their business has expanded very quickly. I heard that funds can enter the steel industry." Yingyu said.

"Yes, chairman, they are after the merger of the two banks, their shares increased, and then through the impact of listing, they quickly entered the steel industry. If one or two more years, their steel companies will also be listed and hold A large number of shares are Pegasus Bank." Xiao He said.

"If it followed the previous approach, it would be impossible for Pegasus Bank to enter such a capital-intensive steel company, and their capital scale would be difficult to support. However, as soon as they merged with Wangjia Bank, their asset scale increased greatly. , The shares have also been increased by several times through mergers, so that their shares will increase a lot. This is like a basin of water and a jar of water. The same is half, and a jar of water is naturally greater than one. Basin of water." Xiao He explained.

"Director Xiao's metaphor, I understand." Yingyu understood it all at once.

"At present, although banks have mortgaged a considerable portion of their shares, if we continue to increase the share of shares, we will quickly reduce this part of the share. After all, if the federal government wants to expand such a large share, it must inject With more funds, in this way, we can continue to expand our share, and the scale of funds will become larger and larger, right?" Yingyu asked Xiao He at this time.

"Yes, Chairman. Only in this way can the federal government's influence on us be reduced. We are a listed company. Once someone maliciously acquires our shares from the market, our control over Wenyang Bank will be suddenly lost. Although we can get a lot of funds, we lose the foundation and Wenyang Bank is nothing. If we can expand the share of the shares, then before they acquire, they must consider the scale of funds used." Xiao He Speaking of.

"Yeah. That's right." Yingyu nodded.

"Where does the federal government's funds come from? They are all printed from printing houses. These funds cannot enter the hands of businessmen through the hands of the federal government at once. This will cause a huge crisis, and the existence of our bank is valuable. , It is reflected." Yingyu said.

"The government can print banknotes without restrictions. We can only pledge shares to them. However, our shares can also be expanded without restrictions. Only in this way can we further expand our influence and Wenyang Bank can develop for a long time. Think, ask you, how do you think we should solve the one-step plan." Yingyu went on to say. "Merge more banks, or expand the scale of our banks." Other executives said one after another.

"Yeah. The problem is that if we merge Qin State Bank, it will bring about a series of evil consequences. We can merge, then other banks can also merge, and our competitive pressure will suddenly increase a lot. Is this right? We are not good." Yingyu said.

"Chairman, I think there is pressure, but our capital scale is very large, and the capital scale of other banks will not be so large." The supervisor said.

"In addition, I think that we are not only merging large banks, of course. Merging a large bank can directly bring huge capital income, we have a larger share of shares, which is a good thing for us. We can mortgage to the federal government. However, I still think that we can directly merge, or control the city banks of various local states, or the state banks of the state government. In this way, we can directly control the localities. Banks have huge development potential and small capital scale, but they are very important because they are directly related to local capital needs. I think that the primary goal should be put on this." The director said To.

"Yeah. Yes." Yingyu feels right. Although the acquisition of large banks can directly expand a large share, the development potential of large banks is not very large. At most, it is only the integration of existing banking resources. However, the existence of city banks and state banks in those local states is of great significance. They can quickly provide funds for local projects. In this way, local There are sufficient funds for development, and their development potential is huge. This is indeed a great development opportunity for Wenyang Bank.

"I think it is possible to merge more banks from other countries. For example, Zhao Guo. We can help Zhao Guo set up a banking institution similar to the Federal Reserve. In this way, the number of banks we can directly control, the shares It will be amazing." A young executive who was only twenty-seven years old was amazing.

Upon hearing this, everyone was shocked. Xiao He was thinking about other things. Yingyu was also taken aback. She didn't expect that she would come up with such a terrible idea.

The Federal Bank Reserve Board is equivalent to the central bank of the State of Qin. If it controls the central bank of the State of Zhao, the authority to issue banknotes has been given to the Federal Government of the State of Qin. This was made by Zhao Guo himself. However, if Wenyang Bank is really taken down, the circulation of funds in the entire Zhao State area will need to go through Wenyang Bank, and there is a very close relationship between the bank and the operation of the enterprise. Given the existence of such a relationship, Wenyang Bank would not be able to become wealthy. How terrifying is a country’s funding needs. Yingyu knows very well, and in the territory of Zhao, most of them are coal resource companies, and such companies need to invest a lot of intensive capital. Without the intensive funds to do so, it simply cannot be done.

"I think. Okay." Yingyu thought for a while and wanted to say.

"Good." Everyone said with thumbs up.

"I think there is also South Korea. The development of South Korea is much stronger than that of Zhao Guo. They are doing very well in overseas trade. We can enter South Korea." The young man turned his attention to South Korea at this time. . Hearing this, everyone nodded.

The ensuing meeting became more and more excited and more and more banks were merged. This matter was simply more exciting than bringing troops to war and direct attack. The Qin army launched a direct attack, which can be seen, but the financial attack, but It was difficult for the two countries to find out, and finally had to enter the trap of Qin. When they discovered the problem, they suddenly discovered that Qin had already completed the attack unknowingly. This is a smart war.

"Chairman." After everyone had left, Xiao Hecai stood up and said to Yingyu. Yingyu attaches great importance to Xiao He because of his abilities and Shangwen's trust in him. If possible, Xiao He will definitely enter Shangwen's cabinet as Minister of Finance or Minister of Economy because he has good management capabilities.

"What's the matter?" Yingyu asked.

"However, Director Xiao, I think it's a bit strange. In ordinary meetings, you may quickly make a lot of suggestions. But this time, there will be no more than the middle." Ying Yu asked.

"Chairman, I think that we should carefully consider the expansion, or formulate some special plans for targeted expansion. If we invest blindly to expand, Wenyang Bank may be facing disaster." Xiao He said calmly.

"Oh." Ying Yu looked at Xiao He strangely.

"Why?" Yingyu asked.

"Because these banks will also resist. They will take measures or join other banks to participate. If we are making very fast progress at that time, what will be the final result?" Xiao He asked.

"It may not meet our requirements at all. The reason is very simple. It is because our expansion is too fast. Funds are not concentrated enough. We are in the Western Regions, North, Zhao, and South Korea. We always want to do it ourselves. What happened?" Xiao He said.

"Our capital originally had a huge advantage, but once it was dispersed, the capital would have no advantage, and without the advantage of the capital, for those strengths that did not pose a threat to us, our capital advantage did not. The other party had capital instead. Advantages. In this way, what we did last was to make wedding dresses for others. We really shouldn't. Chairman." Xiao He raised his head and said.

"Expansion is good, but it's not good to go into a crazy state all at once," Xiao He said.

"That's what I worry about. Chairman, we should fight steadily and should not be rash. We can join other banks to participate, and in the end we will always get what we want. If we are eager to make progress at the beginning, maybe In the end, you won't get anything. Crazy expansion is very calm at the beginning, and only at the end will you lose your mind." Xiao He said meaningfully.

"Yeah." Ying Yu hummed, and then thought about Xiao He's words thoughtfully. Yingyu feels that what Xiao He said is very reasonable, which is very alert for her and Wenyang Bank.