"Our bank should learn from other banks. We should put a lot of money on the stock market and lend to those who invest in stocks because their interest rate can increase. In addition, their capital needs are huge. In contrast, those who do small businesses and those who open small factories have low demand and low interest rates. Second, there are very few people doing business. They are unwilling to take out loans." Zhao Dong said .

"Yes, many people are like this now. They simply ignore banks like ours. Other banks do the same. They lend a lot of money to those who invest in stocks. Not only that, but I also heard that They also lend a large amount of funds to those who do other stock markets. For example, in the Korean stock market, they have borrowed a large amount of capital from Koreans, and the demand for Koreans is greater than ours." Zhao Liang Speaking of.

"No, no, this is too risky. You are still young and don’t know the risks in the stock market. You only see that the stock market can make money, but you don’t see that the stock market can also lose money. Now the market is good, making money. There are a lot of people in China, but now you see, those who don’t make money are also many. I think you know what kind of people they will become if they can’t make money.” Zhao Chuan said.

"So, if we don’t do anything in the stock market, we will do it in the industry. At that time, if the bank fails, the result will be the craziest. Therefore, we will not do it, and at the same time, we will still It is necessary to gather a large amount of funds, raise a certain amount of commercial interest, attract deposits, and then invest in the industry. I do not recommend that you do business in this stock. Do you understand?" Zhao Chuan severely warned.

"Yes." The two nodded to express their understanding that Zhao Guo still has many such small and medium-sized banks, as the stock market rose more and more intensely. Many people make money and invest in the stock market. Some people mortgage their real estate or stocks in their hands, and then borrow to buy stocks. Small and medium-sized banks have a special chance of survival, and they have to participate in it, because the benefits given by those borrowers are very high. They can give a lot of help. With such financial support, the stock market has risen further.

Qin State, Xianyang.

"If metal currency is used, I think this has a great advantage for those Dawan, Yuezhi, and Tocharians. According to our understanding, the Shabbats use gold coins, and there are certain Silver coins, with the circulation of gold and silver coins, a large amount of gold and silver can flow in, and our products can flow out. Dawan can also produce a lot of gold, and Yuezhi can get a lot of gold by fighting south. But , These gold cannot be circulated here, because in this case, it will have a great impact on our paper currency system. I have a suggestion to establish a Western Region trade zone. Through the existence of this trade zone, we can effectively integrate our The trade resources of the Western Regions will then develop further." Meng Yi said.

"The development of this trade zone can stimulate our urban development in the Western Regions and effectively provide the resources we can provide. The existence of metal currency can effectively improve the currency's liquidity. Although this is a retreat, this retreat It can bring us great convenience, because we can improve the dominance of our country of Qin in the trade of the Western Regions. After all, from the current point of view, the current situation of our country of Qin is not very favorable." Meng Yi further said. To.

"In other words, the use of metal currency can effectively help us maintain Qin's trading position in the Western Regions. In contrast, paper currency requires a lot of credit from the government. In the Western Regions, there are two powerful countries, one is The Siberian nation, one is our Qin nation. The confrontation between two powerful nations relies not only on military strength, but also on the comparison of national strength with economic competition as the mainstay." Shang Wen said.

"Yes, so we need to strengthen our strong position in currency. It happens that we have a large amount of gold and can issue such gold coins, but gold coins can only be issued in the trade zone. From the trade zone to the actual control zone of the State of Qin. In China, it must be controlled, and gold coins cannot be allowed to circulate. The trade zone is a transition zone." Meng Yi said.

"Well. With such a transition zone, we can effectively isolate the impact of the circulation of gold coins. In the economic and trade zone, we will think of other ways to proceed. For example, the size and weight of gold coins in various countries must be strict. Regulations. At the same time, if necessary, our bank can take other methods to enter it." Shang Wen said.

For the use of gold coins, it is also a helpless move. Qin's paper currency system is temporarily unable to penetrate further into Yuezhi, Tochar, Dawan, and the territory of Shah. Under such circumstances, gold and silver are still several parties. Commonly recognized currency in circulation. This currency does not require a country's too strong credit system, and Qin's powerful strength cannot be expanded here. Gold and silver naturally serve as the common currency of all parties.

Although this is a regression of the currency system, such a regression can effectively consolidate and stimulate trade in the Western Regions. During this trade process, Qin can gradually control the development of the situation, if Qin does not make changes. It is difficult to take the initiative in trade. The loss of the initiative means that Qin will lose control of the entire Western Regions. The Western Regions is a very careful trap, because in history, many powerful dynasties stopped here, Shang Wen It is impossible for the State of Qin to stop here. Therefore, it is of great significance to occupy trading rights and currency rights.

However, the gold coins at this time were only used for the Western Regions, and Shangwen had no plans to expand in other areas, because Qin's paper currency system was still expanding. But what kind of impact will the coexistence of the two systems of gold and paper money have? Shang Wen still doesn't know, because after all, there is no such situation to refer to. Qin can only count as one step.

South Korea, Xinzheng.

"Bangladesh refused to negotiate with us. I am afraid that the increase in troops may not solve the problem. We still need other ways to do it." Han Shu looked at the telegram worriedly. Zhang Shi’s telegram illustrates the situation that only by destroying Bangladesh can South Korea take the initiative in negotiations. But Han Jun Yuanshui could not save the near fire.