Qin State, Western Regions, Wenyang Bank branch headquarters.

"The matters of Tocharo and Dawan are set aside first. The most important thing is the affairs of the people of the Yue family." Fan Dou put down the report from Dawan and Tocharo.

"But, managers, this matter is also very important. They will borrow more funds to expand their armaments, and the demand will be very large." said a lending supervisor.

"I know. But, this matter is not something we can solve all at once. You know, we need time and a lot of funds, but we don't have such a lot of funds at present." Fan Dou said.

"It's not just that we don't have it. It's not there either in China. You know, Qin's domestic bank lacks funds, and Tocharo. Dawan needs a lot of funds. We just have a fast flow, and Tocharo. Da. The Wan side is a huge pit, we can't fill it up at all. The main problem at present is to solve the source of the main funds, understand?" Fan Dou said.

"Yeah. Manager, we understand." Many supervisors nodded and said.

"The war of the Yue people is over. However, they have encountered a new problem, that is, they have obtained a large amount of new land. How to distribute this land has become a key factor, we know." Fan Dou stood up and said. To.

"Many of our banks in the Qin State have lent a lot of money to the Yueshi people. This money is an important financial support to support them in the war." Fan Dou said.

"Of course. Our bank also loaned to them. Although these funds returned to our bank through commercial trade, commercial loans still require a lot of funds. At the same time, the Yue people won the war and they need to take out. Loot to pay our debts." Fan Dou said.

"The problem is, how do they repay our debts will finally get the most benefit." Fan Dou said.

"If we directly use the trophies to repay, we don’t know how much we will get in the end. You know, there are many banks. The trophies include a lot of gold and silver, in addition to some precious artworks, etc. These things, It may be dealt with in a cheap way, and such things may not be our turn." A supervisor said.

"Yeah. It's true." The others nodded in agreement.

"Not only is we out of our turn, our situation is also very bad. Because what is left next is land, if we occupy the land, what would the Yue people think of us? The Yue people still need to build in the future. It is impossible for them to give us all the spoils at once. If this is the case, their situation will become extremely unfavorable. This is a difficult problem." The supervisor analyzed.

"Yes, the funds and currency that can be circulated have been given priority to repay other banks. In this way, Wenyang Bank will finally get land, but what the Yue people need is land. They think that they finally got it. The land was finally given to the people of Qin. They still find it difficult to accept such a fact." Some supervisors said.

"So, for this matter, we must proceed through a financial plan." Fan Dou said.

"We know that what our banks need is gold and silver, and we need to do so because gold and silver can bring a lot of gold and silver reserves. And the Yueshi people have so much gold and silver in their hands. Not only that, they also Land, in order to solve those land problems, the Yue people will definitely distribute the land to the soldiers, officers, and members of the parliament. In this way, the distribution of land becomes a key factor." Fan Dou said.

"What you said is right. Yueshi still needs development. Our business with Yueshi does not end all at once. We still need to expand further. Yueshi still needs railways, roads, these things in the future. , Raw materials, they all need to borrow from us. Taking into account the further needs of future development, I suggest that in the future, bonds, paper currency, and metal currency can be circulated together." Fan Dou said.

"My idea is like this, you can think about it." Fan Dou said.

"The Yue government issues bonds. Because the government has no money, these bonds are used to repay Yue's soldiers' retirement expenses, as well as their trophies distribution costs. This is good for the Yue's soldiers. The Yue government will agree to do so. "Fan Dou said.

"In this way, the more land bonds you get, the more concentrated the land. The price of bonds will rise. Of course, we will naturally suppress it at the beginning. This is a financial means. After all, a large number of bonds are in the hands of natural persons. Slowly gather so many bonds." Fan Dou said.

"And in the hands of the Yue people, the members who have the most money are the members, and those members also need a lot of land, thinking that land is a symbol of wealth, and what they need is the wealth generated by the land. So, for them, this is What they want most. In this way, the Yue government uses bonds to repay our loans, and then they can borrow new debts. If they want to develop, land bonds and new bonds are exchanged. This conversion ratio, We need to adjust ourselves, which is not as clear as they can say." Fan Dou said.

"Not only that, we also need to do some other things. For example, we need to collect these bonds, and finally exchange them together. The new bonds and the old land bonds are exchanged, and the councillors can transfer if necessary. And sell it to them. Then after the bond reaches a certain level, we will release paper money, and the new paper money will be mortgaged in a new way, that is, those bonds, and then the paper money will be issued, and then the paper money will buy the bonds in our hands. We return the bonds Give it to them." Fan Dou said.

And many executives are recording, or that they are trying to figure out the very complicated bond relationship.

"Okay. This is a long-term investment and cooperation relationship, everyone will understand." Fan Dou said.

"If there is no problem, I will report it to the top. This is what they most want to see." Fan Dou said. However, some executives still don't understand that the land bonds are replaced by new bonds, which are used to repay a large amount of debt, but this is still debt, but the debt has further expanded. Then currency is issued, which is paper money, a lot of paper money. The Yue government will buy the bonds again with the paper money in its hands, so that the debt is paid off. Then a new debt appeared. Among them, what did Wenyang Bank get. This invisibly expanded the money supply. So what did Wenyang Bank get in the end?

The answer, only Fan Dou knows very well. Through a series of bond purchases and the extent of bond returns, what finally got is that the members of the Yue family got the land they wanted, while the Qin Guo Wenyang Bank secretly got the most profit. The only beneficiary of the entire Yue’s War was their bank, because the Yue’s government not only owed more and more debts, but also that they gained wealth during the war and were secretly switching to the bank. It was just here. In a series of bond swaps, banks became the biggest beneficiaries.

State of Zhao, Handan.

"Zhao needs to develop public utilities. These public utilities will help Zhao improve the current situation. Think about it. There are still many places in Zhao that we haven't developed." Guo Kai said with a heartbroken look. Many reporters took pictures, and they were very touched by Prime Minister Zhao Guo's appearance of worrying about the country and the people.

"It's not just other places in Zhao Country, but Handan in Zhao Country. The suburbs are all shanty towns. Our workers live in a very poor environment. We have made great achievements in foreign trade and our profits are further expanding. Our factory has made money. But the wages of our workers have not risen a lot." Guo Kai said.

"It's not just that." Guo Kai said.

"Our road conditions, when it rains, are muddy ground. It is very inconvenient to travel. There is no sewer, sewage is everywhere, and some places have feces. The sanitary condition is very poor. I really want to solve this problem because I am Zhao The prime minister of the country, if there is a clean concrete road, it is also possible to have an asphalt stone road." Guo Kai said.

"I don't know what Guo Kai's plan is? Can you tell us?" The reporter recorded, and then asked a key question.

"Zhao's economy has just started to take off. Therefore, we cannot tax a lot, and the parliament does not agree. Therefore, I plan to issue new bonds, Zhao Guo's public utility bonds." Guo Kai said .

"The new public utility bonds are exchanged for a series of previous bonds in accordance with the high price ratio." Guo Kai said. Reporters recorded one after another.

Private transactions in front of the exchange.

"Have you heard? Zhao Guo has issued a new bond. The new bond will be exchanged at a high price, and the exchange ratio has reached a ratio of four to one." said a private trader.

"Four to one, are you kidding me? That is the official exchange ratio. The question is, when will so many bonds appear? Now the ratio on the black market has reached more than ten. The old bonds are more expensive than stocks and gold coins. Valuable." said a black market trader.

"Oh my god, this is going up too fast," the trader said in surprise.

"This news is valuable, and the market is already like this. The price of this bond is soaring. Unless you buy gold coins and swap bonds for bonds, let me tell you. The new bonds are worthless." The other party said.

"This. This public utility bond is too worthless." The trader said. But no one explained to him the reason, but more people were looking for buyers, after all, they had stocked some old bonds in their hands.

South Korea, Xinzheng. Inside Han Shu's private office.

"Mengla's matter, the banks will solve it themselves." Han Shu said.

"However, our navy issues, especially technical issues, must be resolved." Han Shu said worriedly.

"Qi's tortoise warship has a great influence on us. This is a powerful weapon. They will pose a great threat to our maritime supremacy. We must weaken them as soon as possible." Han Shu Speaking of.

"But, Majesty, our technical reserves can only equalize such warships. Our current artillery can only attack such warships if we increase the caliber. However, we need to sacrifice our speed, which is very important for our ocean voyages. Not good." Zhang Liang said.

"However, in the long run, such warships cannot carry out long-distance voyages. They will inevitably need a large number of ports as bases, because such artillery occupies a considerable amount of space, plus the iron armor, which affects the navigability and navigation capabilities of ships. The speed has caused a great impact. Under such conditions, the warship must have no advantage." Zhang Liang analyzed. For the turtle battleship appeared. Zhang Liang believes that Qi does not have many advantages.

"But we can't be careless. After all, there is a warship like this on the other side. We can't fight and can only run. But what should we do if the two sides have a decisive battle?" Han Shu said.

"So, we still need new technology. We should see our shortcomings. For example, in artillery casting, we are far inferior to Zhao Guo. Zhao Guo can produce seamless steel pipes, but we don’t even have a steel base. Haizhou has established an iron factory, but it is not yet able to produce a large amount of steel. The relationship between Zhao and Qi will affect our progress in this regard." Han Shu said.

"We are also far inferior to Zhao Guoren in artillery production. If this continues, it will be very unfavorable for us. Therefore, we need to consider getting what we want from another angle." Han Shu said.

"Do you know where the king will get the technology we want?" Zhang Liang asked.

"Qin Guo. Currently, we can only cooperate with Qin people. After all, we still have some technologies that have not been well digested." Han Shu said.

"For example, the further optimization of the steam engine requires a large amount of new steel. We need to obtain such steel. We have mastered the new type of gunpowder technology. However, there is no new high-quality steel that can withstand such a large chamber pressure. The steel that can withstand great pressure is useless if we want this technology. Therefore, we still need to exchange some technology with the people of Qin. It happens that if we get a lot of trophies from Bangla and a lot of gold reserves, we can use this To buy such technology. Technology, after all, allows us to regain such advantages. If one day we lose such advantages, that would be extremely unfavorable to us.” Han Shu said.

"So, don't worry about such a thing, we are just doing something that is conducive to the development of South Korea." Han Shu said.

"However, King, I think we should also bring in technical talents. The most important thing is to send more technical talents to study in Qin. In this way, long-term technological development can be carried out." Zhang Liang suggested. Technical talents have become an important point of concern for South Korea. Zhang Liang knows this very well. However, in order to achieve long-term development, South Korea must support the development of its own technical talents. That's why Zhang Liang suggested this.

"Okay. Just as you said, in this way, it can be regarded as an excellent development opportunity." Han Shu decided.

Qin State, Xianyang.

"Dawan and Tocharian people don't know if they will form an alliance. If necessary, I think our Qin State also needs to further promote such a thing." Shang Wen said.

"However, the biggest problem is the financial problem. If the financial problem can be solved, they will definitely be able to form an alliance, but." Meng Yi considered it.

"The staff believes that the significance of the alliance is not great. The most important thing is that the Dawan and Tocharians have no offensive power and can only conduct passive defenses against each other. Under such conditions, further alliances will cause one side to suffer. Attacking, but the other side cannot provide assistance, the meaning of alliance is not great." Meng Yi said.

"Yeah. That's right." Shang Wen nodded and said.

Dawan State, Ministry of National Defense.

"This kind of alliance has no meaning. Tochar is all mountain infantry, and there are a large number of infantry. Their offensive ability is very weak. There is no need to do this." A lieutenant colonel security official said.

"Yeah. That's right. If the Tocharians are attacked, we will not be able to send troops. This situation is also a torture for us." The Defense Minister said.

"Therefore, the alliance is of little significance, it is just a nominal alliance. In fact, neither side has any benefits." The Defense Minister said.

"However, we should consider another matter. The telegram sent by the Qin State Army’s Ministry of Army, their suggestion is very good. They retired a large number of cavalry personnel. They attacked us before those retired personnel. If they can enter us The army in China can not only help us build a cavalry force, but also form an effective combat force. Therefore, for us, this is a new type of combat and offensive force." The security official said.

"However, in this way, the alliance will be detrimental to us. We also need Tocharo to establish relevant offensive forces. Let them attack the opponent's rear, or restrain each other, otherwise we will not form an alliance. "The Secretary of Defense thought for a while and said.

If you have cavalry, you have offensive power, but Tocharo has only infantry and artillery troops. The offensive power is extremely weak. Therefore, the Dawan people need Tocharo’s own cavalry troops in order to use them when attacking.

The joint use of cavalry, infantry, and artillery has become an important match for new tactics. This is an inevitable formation of the military development of various countries. Such formation is conducive to the military's new tactical power. Because of the lack of cavalry, there is a lack of necessary mobile forces. It is difficult to further expand the battle result by relying solely on infantry and artillery. But the cavalry needs to spend more money. Only sufficient national financial strength can support a cavalry unit.