Chapter 354 It's the uncle who owes money these days

   Borrow some chips?

   "Sorry, I didn't understand you a bit..."

  Duron looked at Luka with a stunned expression, "Why do we lend you a little chip...that can solve the problem?"

  Aren't we talking about trade?

   If it is an additional condition for negotiation, he can consider it.

   However, the man in front of him said that he only needed to lend them a sum of money to solve the problem.

  Duron even suspected that he had heard it wrong.

   With a stunned expression on Duron, Luca cleared his throat and moved out the manager's words.

   "Don't you dislike that we didn't spend our chips where we should spend it? That's because we don't have money. Of course, the savings must be spent carefully, but if you are willing to lend us a sum, it will be different."

   Seeing that the person in front of him still did not understand the wisdom of the manager, Luca continued patiently.

   "We just liberated Xizhou City. In order to accommodate the survivors there, we are building Dawn City."

   "There needs to be at least 10,000 houses, lots of food, cotton textiles, soap for cleaning, etc. consumer goods... Isn't that what you want us to buy?"

   "Of course we have the ability to address these gaps ourselves, but it may take a year or two or more for the people there to live self-sufficient lives on our own. But...with you, it's different."

  Duron's eyes widened.

   "You mean... let's borrow your chips, and then you use our chips to buy things from us?"

   "Yes." Luca nodded as a matter of course, that's what the manager told him.

   "Do you think this is reasonable?" Duron couldn't help saying.

"Why is it unreasonable? Your factories get orders, workers get jobs, and the chips we borrowed will eventually be returned to you. This money can be placed in your account as you said, using Book-entry transactions, chips don't even need to come out of your bank."

   Luca's well-founded answer made Dulong stunned.

so……

   seems to be okay?

   At least he really couldn't think of a reason to refute it for a while.

  According to the agreement requested by the residents, the trade between the two sides will definitely be interrupted, and neither side will benefit.

   But if you follow the plan proposed by the Dawn City lord in front of you, Boulder City will get a huge market.

   The profits of the factory and the jobs of the workers will be solved, and the money lent to the new alliance will not disappear out of thin air... No one loses, everyone seems to be winning.

   But this is so weird too!

   After holding back for a while, Duron finally found a place where he seemed to be able to pick on the thorns.

   "...But how do you guarantee that you can pay back the money?"

   asked Luca.

   "Are you questioning our ability to repay?"

  Duron nodded with a subtle expression.

   "With all due respect...you've only existed for half a year now, even if the bone-chewing tribe has existed longer than you."

  The money that the Jushicheng Bank lends to the merchants will often charge a high interest rate. The bottom line is that many people do business outside the giant wall, and they are gone when they are doing it.

   He does have reason to doubt how long this alliance, which is suspicious from any point of view, can exist.

   Luca was not surprised by Dulong's questioning.

  Before he set off, the manager told him that as long as the other party was not a complete gambler, he would definitely be concerned about risks.

  The future is unpredictable, and a person's judgment of risk will not be changed by a few words.

   Yet fear of the unknown can be overcome.

  The easiest way is to draw a pie!

  10% profit is not enough to make them forget the risk, so use 100% profit.

  Luka looked at Duron.

   "But they're history."

   "What about you guys?"

"We have defeated the tide, the mutants, the legion, the predators, gained the friendship of the ideal city, and became a permanent partner of the enterprise. We only took half a year to develop from a small village to a With a settlement of 10,000 people, why don’t you imagine what the northern suburbs will look like in a year?”

   "Hmm." Dulong snorted noncommittally with his nose, but his eyes were a little loose.

   Luca didn't stop, and continued to speak.

"A long time ago, there was an unknown little village called Bate Street in the northern suburbs. Under the exploitation of slave owners, the survivors there could not use a bar of soap for a year. But now, every household can have it by the pool. Saw a piece of..."

   "This is just a small example, but I think it's representative enough that our coalition is committed to making our residents a better life."

   "In addition to civilian production, we also attach importance to agriculture. In half a year, we reclaimed 30,000 mu of fertile land. In our entire plan, this number will quadruple within two years."

"In addition to agriculture, we also attach great importance to trade. We plan to connect Qingquan City with the tributaries of Tianshui by railway, and open up the trade route to the Great Rift Valley. We also plan to build a wharf on the south bank of Tianshui, so that the caravan going to the east will no longer have to lead the two The head of the cow, but you can look at the mountains on both sides of the river, and take a boat down the river to the estuary on the east coast."

   "Why don't you boldly imagine what a huge market this is."

   In fact, the last sentence is completely redundant.

   No need for old Luca's reminder at all.

  Dulong, who was sitting at the table, was already holding his breath involuntarily.

  From the moment he talked about opening the trade route to the Great Rift Valley, his right hand under the table was clenched into a fist, and he repeatedly rubbed his thumb and index finger. Behind his nervous expression was an undisguised excitement and excitement.

   Of course he knew that there were a lot of cakes in this sentence, and he also knew that the guy in front of him was bragging a lot.

   Even though he is not an accountant who settles accounts, he still has this vision after being the mayor of the city hall for so many years.

   But honestly, he was moved.

   If done right, he may become one of the most outstanding mayors in Boulder's history!

   Without any hesitation, he reached out and took back the list on the table, crumpled it into a ball, and threw it into the trash can next to it.

   Not only that, but his attitude has also undergone a 180-degree change, and the aggressive look on his face has turned into a kind smile.

   "I was sloppy, dear friends... Let's talk again, how much loan do you need?"

   "Two hundred million."

   "Two... how much?!" Hearing this amazing number, Dulong's eyes widened.

   "200 million chips."

   Luca repeated it, looking at the director in front of him unexpectedly, and said to himself.

   "I thought you would wish me to borrow a little more after listening to what I said just now."

   "Do you know what the concept of 200 million chips is?!"

  Luca: "Of course I know that every decision made by our managers has been carefully considered on the basis of our relationship. In the words of that adult, this is the only way to win-win."

  Dulong opened his mouth, and it took a long time before he slowly recovered from his surprise.

   He frowned and got up from the conference table.

   "...I need to consult with my staff."

   I have never encountered such a bizarre thing since I took office.

   is not just a staff member, he also needs to consult the opinions of other factions in the outer city.

   Looking at Mr. Director who got up from the table, the expression on Luca's face relaxed slightly.

  The manager told him that as long as the other party did not refuse on the spot, it means that he has already moved.

   "Remember to discuss with your bank president as well."

   "Just say...give us this loan and save his client's life."

  The meeting is over.

   was shorter than expected.

   Looking at the closed door of the reception room, Shu Yu, who had not said a word from beginning to end, took a deep breath and looked at Luca who was sitting not far away.

   "Just in case, let me ask first... Does the manager really plan to repay the money?"

   "Of course." Old Luca answered without doubt.

  How can a great manager be a scumbag?

   In his memory, every word the adult said was fulfilled.

   Whether it is to abolish slaves, or let them live in houses with roofs, and let them eat and clothe.

   As long as it is what he promised, he has never broken his promise.

   Shuyu was stunned for a few seconds and sat there silently.

   It's not that he doesn't trust the manager, but he feels that his imagination is a bit insufficient.

   That's two hundred million...

   An assault rifle only needs 150 chips. Most of the residents of Boulder City have a monthly income that fluctuates around 100. The trade volume between the two sides last month was less than one million.

   A loan of two hundred million chips...

   When will we go?

  …

   It wasn't just Shuyu who was shocked.

   After listening to Chu Guang's plan, Charlie, the guild elder, also had a stunned expression on his face.

   The 200 million silver coin infrastructure plan approved last time, he thought it was crazy enough.

   But what he didn't expect was that in less than a month, the manager did something even crazier than printing money.

  200 million chips...

  The old mayor of Beit Street has accumulated a lifetime of chips, which is about a hundred thousand.

  According to this algorithm, 200 million chips is equivalent to 2000 Bett Street?

   After a long silence, old Charlie cautiously asked almost the same sentence.

   "Are you going to pay the money back?"

   His instinct was that managers might let the money go.

   Reason told him that this was not a good idea.

   However, the manager's answer was beyond his expectations.

  I saw Chu Guang say it as a matter of course.

   "Of course I have to pay it back, do I look like the kind of person who doesn't pay back?"

  It is only right and proper to pay off debts.

   Otherwise, how can I borrow more money?

   Old Charlie didn't know that Chu Guang, who was standing in front of him, was already thinking about borrowing another sum.

   After opening his mouth for a long time, he finally couldn't help asking.

   "...Then have you considered how to pay it back?"

  Chu Guang said unhurriedly.

   "This loan will be divided into 80 years, and I will repay a portion of them every year, and the number will not exceed 5 million."

   Earn 5 million chips in one year, which is not too difficult for a new league.

   "No mortgage?"

   "What collateral is needed, we're here and we won't run."

   "What about interest?"

   "At most 2%, I don't plan to talk about more."

   Hearing this number, Old Charlie's eyebrows couldn't help twitching.

   If he just thought Chu Guang was crazy.

   Now he has begun to gradually feel that the crazy one might be the Boulder City.

   "...how could they possibly agree to such conditions?"

  Chu Guang said as a matter of course.

"Of course they would agree, because lending us money is definitely safer than lending to those 'businessmen who don't know if they can come back' and 'factories that may go bankrupt at any time', and definitely better than those who will definitely not pay the loan. Residents are reliable.”

   "Borrowing two hundred million is because we only need this money at this stage. Believe me, in a few months, as long as we speak up, they will be eager to send us more money."

Can    sovereign debt be the same as personal debt?

   Is the solvency of the new alliance comparable to that of the average survivor?

   It won't be long before the City Hall and Bank of Boulder will find out what a smart decision to lend to the New Alliance!

  The economic stimulus effect of water release is comparable to that of morphine.

   This thing is not only effective, but also has strong effect. The only drawback is that it is easy to become addictive, and if you use it too much, you will become resistant to it.

   This sounds like big smoke.

   And in fact it is.

   However, the super-issue is chips, not silver coins. Does it have a lot to do with the new alliance?

  The exchange rate will definitely be affected, but at that time the purchasing power of the currency also changed, so he had to change the exchange rate,

  When the value of the chips depreciates, the debt he owes will also shrink. The purchasing power of the 200 million chips in the future may only be equivalent to the current 20 million.

  Although this is a win-win solution, Chu Guangke has never discussed with the people from Boulder City how many times they have won each other.

  Chu Guang did not tell them.

   This seemingly win-win solution, in addition to the risk of debt itself, actually hides a huge hidden danger.

   However, he has no obligation to proactively warn of risks.

  Who will tell the shortcomings first when introducing their own products?

   Moreover, this is not necessarily something that will happen.

   "...how are you going to use this money?" Old Charlie asked after a moment of silence.

  Chu Guangyan said succinctly.

   "It's very simple, I will use those chips to activate the factories in Boulder City to help us build our city-state."

   It is the first step to let those small and medium-sized factories in Boulder City, as well as the upstarts in the business world with money and no status, bring technology, equipment and skilled workers to Dawn City to set up factories.

   Now the first step is over.

  The industrial products produced by the new alliance were not only exported to Boulder City, but even worsened their illness.

   Next is the second step.

   He will make a portion of the cake that looks delicious, and at the same time use debt, employment, and high-growth markets to tie Boulder's banks, city halls, and factories to the new alliance's chariot.

  The ideal situation is that when the people of Boulder finally realize that they are climbing from one small puddle to another with no bottom, the price of climbing out is too heavy for most people to accept.

   Of course, this work is not easy to accomplish, it has to be done obscurely and carefully.

   However if it works.

   This will be something that guns can't do...

  …

   on the streets of Boulder City.

The    protests continued into the evening.

  Mixed in the crowd, Fang Chang followed the protesting crowd in a large circle around the outer city.

   After the crowd finally dispersed, he focused on the leaders with the loudest voices and the highest signs, and followed them into a dark alley.

   Two burly men stood on the left and the right, and in the middle was a well-dressed man who seemed to have some status.

  The reason why Fang Chang could see that he had some status was because the previous leaders who took the lead in making troubles and caused the most trouble had completely changed their expressions in front of him.

  I saw that those few people were smiling ingratiatingly on their faces, and took the fist-sized bag from the man with great gratitude.

   The bulging bag was clearly filled with chips.

   "...This is your reward. When I need it, I will naturally call you." Alec, who had paid out the money, lit a cigarette and said casually.

   "Thank you sir!"

   nodded and bowed in thanks, McCann couldn't wait to open the purse.

   However, after counting it, his face immediately became a little unnatural.

   "How come there are only twenty..."

   As I said before, it was clearly fifty.

   This is too much!

   "Walking around the street can get you a week's wages for nothing, what else do you think?"

  Alec didn't even bother to look at him, and made an impatient gesture of expulsion.

   "Go away quickly."

   You need money.

   Don't I need to earn a little bit?

   Thinking of the graceful dancers in the Queen of the Night bar, Alec's heart couldn't help but heat up.

   just made a small fortune, maybe I can go there for a drink later and relax.

   McCann had a turtle-eating expression on his face, but looking at the two strong men beside the man, he finally swallowed his breath.

   In front of him, this person is a close friend of the boss of Weijia Firm, and he is in charge of a dozen thugs.

   And he is just a worker in a cannery, how can he never fight against such a big man...

   Fang Chang, who was hiding in the shadows, secretly photographed this scene with an expression of interest on his face.

  Although I knew the truth of "Wasteland OL", I didn't expect to make such details.

   It seems that his conjecture is correct.

   Demonstrations against the new alliance were indeed fueled by an invisible hand behind them.

   Almost at the same time as the photo was archived, a light blue pop-up appeared on the VM's screen.

  【Mission (branch line): Investigate the mastermind behind the warehouse arson case】

   "...Warehouse arson case?"

what is that?

   There was a hint of confusion in Fang Chang's eyes, followed by excitement.

   I didn’t expect that I just followed out of curiosity and triggered a hidden mission.

   This is a pleasant surprise!

   The leaders who took the lead in the trouble clutched their pockets and sneaked out of the alley.

   The three people who sent the money stayed there for a while, chatting and laughing, as if they were discussing something.

   After about a cigarette, they finally reached a consensus and left in the other direction.

   Fang Chang followed unhurriedly, following them all the way to the most prosperous street near the inner city.

  From entering this street, the style of the whole city has changed.

  Dazzling neon lights flashed on both sides of the street, and most of the pedestrians passing by were graceful girls, mercenaries wearing expensive bionic prosthetics, or luxuriously dressed businessmen, and even nobles in the inner city.

   Their temperament is obviously different from ordinary people.

   Compared with the outside world, this place is not like a wasteland, but more like a miniature cyberpunk street.

  Especially some time ago, the "cultural export" of the new alliance to Boulder City made the original rustic style of clothing a little more "fashionable".

   Fang Chang is no stranger to this place.

  As a professional player, he is professional in exploring the map.

   To his surprise, the three men did not take him to the lair of the mastermind behind the scenes, but stopped at the door of the Queen of the Night Bar.

   Fang Chang’s expression was a little weird, but he still followed.

   Loud music poured into his ears.

   Through the shaking lights and the crowd, he quickly re-locked the three people on the booth near the bar.

  The table in the middle of the sofa is already set with beer.

   The man who gave money to the troublemakers before, is now holding a dancing girl who is laughing and trembling in his arms.

   The two people sitting on the sofa next to each other had expressions of obvious envy in their eyes.

   But only for envy.

   Fang Chang calmly walked to the bar next to him and sat down, ordered a glass of the cheapest wine, pretending to be a guest here to watch the performance, but his eyes moved involuntarily to the direction of the booth.

   It's noisy here.

   He couldn't understand what those people were talking about, but he could record it and listen to it several times.

   However, just as he was listening, an unfamiliar voice suddenly came from beside him.

   "You're here to drink..."

   "Are you still looking for someone?"

  …

   Outside the boulder city.

   ghetto.

  Old Bai in disguise brought the killing dagger and the dog stuff. After some inquiries, he finally found the door of Blake's house.

   Unlike the surrounding shacks, the whole house is made of bricks and cement.

   It seems that even the slums are divided into rich and poor.

   "...you must be careful, this is the territory of the Dagger Gang, and they don't allow others to make trouble on their territory."

   For the sake of those two chips, the hunched old man whispered a little more.

   "The gang still talks about these rules?" Killing Dagger looked at the translation on the VM and raised his eyebrows in surprise.

   Ghetto gangs and looters seem to be indistinguishable, and the two often make cameos with each other, which is no longer news.

   Dog Thing said with a smile.

   "Isn't there a saying, if a group of criminals are exiled to an uninhabited island, they will most likely form a new country."

   Ignoring the two second-hands who deserted, Lao Bai looked at the old man in front of him and nodded.

   "Thank you for the reminder, it's getting late, you should go home quickly."

   The old man nodded tremblingly, hunched his back, turned and walked away.

   Looking at the house in front of him, Lao Bai went up and knocked on the door. He thought there would be no one inside, but he didn't expect footsteps to come from behind the door.

  The person who opened the door was a mature woman who still had charm. Her hair was light-colored, her clothes and makeup did not look like a poor man, and her expression was a little relaxed and comfortable.

   But after seeing the person standing at the door, that pretty face immediately became alert.

   These people are obviously not residents of the neighborhood, or even people from Boulder City.

   Her first reaction, these people are here to seek revenge.

"……who are you?"

   Lao Bai said politely.

   "We'd like to ask you about someone."

   The woman said nervously.

   "Are you here for Black? He's not here."

   Lao Bai did not answer her question, but continued to ask.

   "Who are you to him?"

  The woman hesitated for a moment and said cautiously.

   "Friend... We just met last week."

  The killing dagger and the dog thing next to Lao Bai looked at each other and whispered to each other.

"Do you believe it?"

"I do not believe!"

   I couldn't understand what the two were talking about, and anxiety and panic were gradually written in the woman's eyes.

   "...Who the **** are you? What are you doing to that guy?"

   "It doesn't matter who we are, as long as you answer my questions truthfully, we will not embarrass you."

   said, Lao Bai took out a chip with a face value of 100 from his pocket and shook it in front of her.

   "You will even be paid."

   Seeing this chip, in those eyes that were previously written with panic and fear, at this moment there was a hint of greed that was not easily detectable.

   Lao Bai couldn't help thinking in his heart, maybe she didn't lie, they really only met last week.

   glanced left and right to confirm that no one was paying attention, the woman opened the door, and her tone was much gentler.

   "...Come in and talk."

   (end of this chapter)