Blackstone Code

Chapter 1475: let's chat

Not far from the Lemar Islands government office building, Lynch watched everything calmly from behind the glass window.

Holding the wine glass in his hand, he shook his wrist slightly, and the golden liquid in the wine glass spun counterclockwise.

There are more and more people outside the government building. During this period of time, the accumulated dissatisfaction with the president and the ruling party has completely detonated under a "tyrannical and unreasonable" shutdown order!

From the current point of view, the number of people who have detonated is not very large. This requires a process, and now people just need to know this.

The louder it was outside, the calmer Lynch's heart became. He didn't quite understand why the president had to struggle all of a sudden. He was obviously accelerating his own death.

The only thing he hesitated at this time was whether he wanted to break the president's spine with a stick!

If there is a conflict between the police and the people at this time...

He quickly dismissed the idea, not because of how kind he was, but because it wasn't time yet.

This is not a pretext. If the President is brought down now and he takes the blame and resigns, then the Liberal Party is likely to come to power.

As soon as they came to power, they encountered a thunderstorm at the National Bank. Maybe the new president could not last long, so the president could step down, but he must bear all the guilt before he can step down. .

Lynch drank the wine in one gulp and turned to look at the head of the Loan Department of Lemar National Bank, who was somewhat restrained on the sofa.

Because he has a loan relationship with Lemar National Bank, and it is still a large amount, he met the director of the loan business, and today he invited him over.

The director of the loan business was a little restrained. He was clearly the borrower, so he should act tougher.

But in front of Lynch, he couldn't keep his spine straight.

When they made the mortgage, they made a partial appraisal of Lynch's property in the Federation, which was just some real estate that the other party took out, mainly real estate, land, gold and the like.

Lynch's assets were enough to allow him to take a large amount of money from the National Bank, which also gave the people of Lemar National Bank, finally, a precise concept of the rich people of the Federation.

Maybe Lemar National Bank still has some advantages over Lynch alone, but you have to take into account how many rich people there are in the Commonwealth, and how many people are richer than Lynch!

Thinking of this, the director of the loan business couldn't stand up and speak loudly. Maybe there are people in Lemar who have some unrealistic illusions about life.

But as a banker and a lender, he knows very well that money is everything.

Lynch called him today and didn't explain what he was going to do, which made him a little uneasy.

Judging from his experience, generally people who contact him proactively and do not explain the reason on the phone usually want to borrow money.

There's not much money left in the bank. Don't look at Lynch's big satay spread of cash on the island. Not only was this money not deposited in the bank, but it led to the outflow of some small capital reserves!

People are hoarding funds, hoarding materials, and cash is constantly flowing at a rapid rate. Even if the money finally enters the bank, it will be circulated again soon.

If developed countries, such as Gevra and the Baylor Federation, can have such a considerable speed of currency circulation, the rulers may wake up laughing when they sleep.

But here, that's not a good thing.

In a slow-paced society, suddenly the speed of money circulation increases, what does it mean?

It means that every link in the society participates in consumption, and in this relatively backward production capacity, consumption power is concentrated and there will soon be a shortage of materials in the society.

Add in the suspension of international trade, and for a week or two at most, people will find it difficult to get what they want, even if they have money in their hands.

Except... fish!

People may not feel this situation yet, but in daily life, there will always be people who unknowingly reveal some rumors.

Like the shortage of some items in the store, the store owner will complain that these imported products are temporarily out of stock.

This kind of anxiety, which may not have been noticed by people at first, is quickly making people's emotions out of control where people can't see it!

Once out of control occurs, the scale and speed of out-of-control will only get bigger and bigger!

Of course, this has little to do with the head of the loan business, who is now thinking about why Lynch should contact him.

And if Lynch wants to borrow money..., how to say no?

Just when the loan business executive was thinking about how to refuse Lynch to continue borrowing, Lynch sat opposite him and asked a very strange question.

"Have many people applied for loans recently?"

This question was actually asked for no reason, but considering Lynch's status, the loan business director answered the question honestly.

"Yes, quite a lot..."

The economic situation is not good, and there must be many people who are short of money. In Lemar, there are not many banks to choose from in the Commonwealth.

The best and largest loan business in Lemar is Lemar National Bank.

Like some private banks, their loan business is actually very flexible.

When everyone can make money, they will start the loan business. Even if someone can't pay back the money, they will basically be able to get it back if they go out to sea for a few months.

These private banks also do not lend out large amounts unless they have other purposes.

When the economy is bad, these private banks never mention the loan business.

Compared with national banks with more financial products, private banks are more like private commercial institutions that raise funds and absorb deposits.

Now these private banks do not lend abroad, people can only go to the national bank.

Some people apply for a small amount of money, at most the salary of ordinary people for half a year to a year, and this actually reflects people's "optimism", they think that it only takes half a year or a year, they can solve the problem of earning money issue.

There are many such loan applications, except for a very small number, basically the bank has not approved it.

Allowing the application is one thing, not granting it is another.

Banks don’t have a lot of reserve funds now. If they approve a lot of loans, their ability to resist risks will be even lower!

Lynch nodded slightly, "So, in fact, the bank has no money now, right?"

The head of the loan business was stunned for a moment, his forehead secreting a layer of fine sweat at a speed visible to the naked eye.

"Sorry..." He came back to his senses, took out his handkerchief, wiped the sweat on his forehead, and by the way concealed the shock in his eyes.

After a while, he grabbed the handkerchief and turned to face Lynch with a stiff smile, "Why do you say that, Mr. Lynch?"

Lynch was not so careful, nor did he hide his thoughts.

"I was watching here before and after I came."

"Lemar is at an important stage of development, and the new type of finance is gradually shining, primitive but very useful futures trading, and perhaps stock trading in the future."

"The influx of foreign capital has accelerated this process of change, allowing Lemar's markets and finance to develop rapidly."

"If there is no external interference, maybe everything will prosper as normal, but external forces will exist after all."

"The foreign capital has fled too fast, leaving you no time to prepare. The emerging international trade and financial markets will always be a black hole of capital!"

"You didn't have time to recover the money you loaned out, and the part of the funds that was used as a reserve was withdrawn..."

Lynch paused for a moment when he said this, then took out a brand new one-hundred-yuan bill and put it on the coffee table.

When he saw this banknote, the beads of sweat on the forehead of the loan business supervisor became larger, and the large beads of sweat kept pouring out, which could not be wiped clean.

He also gave this batch of money to Lynch, and he knew exactly where the money came from.

Strictly speaking, this money cannot be counted until the announcement is made, until the Lemar government allows it to circulate!

Looking at the head of the loan business who was sweating all over and didn't even care about his neckline, Lynch asked another irrelevant question.

"Want to go to the Federation?"

"I can help you apply for free immigration, you can bring your family to the Commonwealth to settle, you will be very satisfied with life there, at least I don't think there is a better place for us rich people than the Commonwealth. "

The head of the loan business remained silent and lowered his head. He faintly realized that Lynch wanted to do it, but he didn't know how to deal with it.

"In fact, no matter how much money this batch of money can support, its amount is far from enough."

"You should know better than me!"

"Whether you're going all out to issue new notes, or just printing one batch, it won't make any difference."

"In addition to the internal and international situation in Lemar at this time, this is a dead end that cannot be undone."

"And I'll be honest, I don't plan to repay the money I borrowed from the bank, and I won't give you any plans to auction off the collateral."

"Look, the reasons you all have prepared for me..."

The head of the loan business once again looked at the brand new banknote on the table~lightnovelpub.net~ He realized that if Lynch did not repay the money and did not intend to let the bank move his collateral, then There is no doubt that someone always needs to be responsible for the money.

Is the person in charge Lynch?

No, he is from the Federation and has a good relationship with the President of the Federation. He will not be the one in charge.

Will the person in charge be the head of the bank?

No, the job content of the head of the bank has nothing to do with the loan business, and he does not need to bear this responsibility.

So who is this responsible person?

The head of the lending business clenched his fists, and if the bank needed a scapegoat, there was no doubt that he was the most suitable one.

It took him half his life to work hard in this broken place to reach the middle and upper ranks of the National Bank. He once thought that his life would be different from others and more brilliant!

But at this moment, he is desperate!