Chapter 653 Chu Huan is changing the financial industry structure of Xiangjiang (7K chapter, please subscribe~)

   "So, Bao Yugang is in trouble now!"

  Chu Huan returned to the company after returning to Xiangjiang to rest for two days, and then learned about some things that happened in Xiangjiang during this period from Xu Yi's mouth.

  One of them is that Bao Yugang encountered some troubles!

   After entering 78 years, for Bao Yugang, it can be said that applause and crisis coexist!

In 1955, when he bought the first old coal-fired cargo ship and started shipping, in only 23 years, he has owned more than 200 ships and a huge fleet of more than 20 million tons, and he has become the world's shipping king throne.

  By this year, his fleet had reached its peak.

   In view of his outstanding achievements and contributions, the Queen of England awarded him the title of knight.

  The School of Economics of Harvard University in North America invited him to give a special speech, and newspapers and magazines from various countries introduced the world's ship king with large chapters.

Although the western media used an inappropriate pronoun—Oriental in order to link this conservative, non-hobbyist Chinese with the romantic and legendary character "Ship King" when exaggerating the reports. Onassis, but after all, Bao Yugang's achievements have attracted the attention of the world.

  If you ask ordinary overseas people, who is the most famous businessman in Xiangjiang, not many people say Chu Huan, and they will still think that Bao Yu was the most successful businessman in Xiangjiang just now.

   After all, the title of Ship King is really shocking.

  However, amidst the applause, Bao Yugang actually encountered more problems.

  Bao Yugang also has many partners in Japan. The two most important companies are Japan Steamship Company and Yamaguchi Steamship Co., Ltd. Just this year, it was reported that these two companies were about to go bankrupt.

   At this time, Bao Yugang's Global has lease contracts for more than 20 supertankers with these two companies. Once the other party goes bankrupt, Global will suffer a huge blow.

"That's right, Universal just held a company board meeting on this matter two days ago. On the board meeting, Shen Bi, as the representative of HSBC, asked Bao Yugang to issue a written guarantee on the reliability of the lease contract, which made Bao Yugang very difficult. Do!"

  Xu Yi sat across from Chu Huan and reported the incident to Chu Huan.

"Hehe!" Chu Huan chuckled after hearing this, and said, "Isn't this making things difficult for Bao Yugang? On Universal's board of directors, not all of Bao Yugang's partners, and his competitors, he There is no way to respond to Shen Bi's request at the board meeting, but it cannot be completely rejected, otherwise it will cause some unnecessary misunderstandings, and even lead to more suspicions!"

Xu Yi nodded and said: "That's right, so we found out that in the end at the board meeting, Bao Yugang just made a simple statement, guaranteeing that there is no problem with the lease between Universal and these two companies, but the details The questions were not answered at all, and we also found out that Shen Bi was very dissatisfied with Bao Yugang's answer!"

  Chu Huan nodded slightly, and said: "This is the disadvantage of too many shareholders in a company. In many cases, the person in charge of the company cannot be fully responsible for his own company."

   After sighing, Chu Huan asked Xu Yi: "Shen Bi seems to have done a good job after returning to Xiangjiang, and now he can represent HSBC to participate in various meetings?"

  Back then, Shen Bi was driven away by Chu Huan and Roy Bentley. As a result, Roy Bentley finally invited Shen Bi back in Japan for the sake of HSBC's status in Xiangjiang!

   "Yes!" Xu Yi replied: "Shen Bi has now become the No. 2 person in HSBC after Roy Bentley, and has won the support of many directors of HSBC's board of directors!"

  Chu Huan said: "What does Roy Bentley think about this matter?"

  Xu Yidao: "For the time being, I can't see what kind of contradiction exists between the two parties."

   "Don't care about their affairs!" Chu Huan waved his hand. At this time, the situation of HSBC was not what Chu Huan was most concerned about, but asked Xu Yi: "How is the preparation of Alder Commercial Bank Xiangjiang Branch?"

  Among the important things for Chu Huan in Xiangjiang this year, actually include the entry of Alder Commercial Bank into Xiangjiang.

Xu Yi immediately said: "Alder Commercial Bank has obtained the license issued by the Hong Kong government, and now the Universal Building has completed the capping, and the company has also leased this building to Alder Commercial Bank Xiangjiang Branch, and now there is a The renovation is expected to be officially completed in July this year!"

Alder Commercial Bank entered Xiangjiang, and the process of obtaining a banking license in Xiangjiang did not have any troubles. The Hong Kong government is now planning to build Xiangjiang into one of the world's financial centers, and it has completely lifted the ban on the entry of foreign banks this year. In fact, In addition to Alder Commercial Bank, there are many investment banks from North America, Europe, and Japan.

   Alder Commercial Bank is just one of them!

  Universal Building is the building that Zhulu Real Estate acquired the property development right above the Central Station last year, with a total of 28 floors.

   In addition to the Global Building, there are two Admiralty Centers with 32 floors and 33 floors in the Julu Center at Central Station!

  After the completion of the construction of these three buildings, Zhulu Real Estate did not sell them, but bought their rights and interests from the MTR Corporation and became a wholly-owned building of Zhulu Real Estate.

  Enjoy all rights and interests!

  Chu Huan continued to ask: "How is the contact with Zheng Hongbiao?"

  At the beginning of this year, in order to cooperate with Alder Commercial Bank’s entry into Xiangjiang, Chu Huan proposed to acquire the five companies of Dazhong International Investment, Yongli Finance, Yingtai Securities, Dexin Co., Ltd., and Wanzhong Finance.

  However, although the five companies had problems in their operations at that time, they did not intend to sell the company, but because of the interconnection between their shareholders, they wanted to merge.

   Among them, Zheng Hongbiao is the largest shareholder of Dazhong International Investment among the five companies.

   At that time, Chu Huan proposed to buy, but after being rejected, Zheng Hongbiao proposed to meet with Chu Huan.

Before Chu Huan left Xiangjiang, the two met. Although Zheng Hongbiao did not want to sell the company to Chu Huan, he also wanted to cooperate more with Chu Huan, so he proposed that if the five companies could not be merged, The equity of five companies will be sold to Jiaku.

In the past few months when Chu Huan was outside, these five companies did propose a merger plan. Among them, the major shareholders of the three companies, Wynn Finance, Yingtai Securities, and Dexin Co., Ltd., passed the merger proposal and proposed a merger plan. The commitment to merge the three companies into Dazhong International Investment, but the plan was eventually rejected by the High Court, saying that the action violated the "Company Law" and violated the interests of minority shareholders and related creditors.

  Due to the failure of the merger, except for Volkswagen International Investment, which can still continue to operate, the other three companies finally embarked on the "road of liquidation" under the order of the court.

   "Zheng Hongbiao has agreed to sell his shares in Volkswagen International Investment. At the same time, Fengwu Securities is also contacting the Hong Kong government to acquire the shares of the remaining three companies!"

  Xu Yi reported to Chu Huanhui.

   "Zheng Hongbiao is quite trustworthy!" Chu Huan said.

Xu Yi smiled and said: "I think the other party must be regretting the matter that was agreed with the boss at the beginning. After all, Dazhong International Investment has always been Zheng Hongbiao's front stop for wanting his Dazhong Bank to enter Xiangjiang, especially now that the Hong Kong government The application for international banks to enter Hong Kong has been relaxed."

  Chu Huan nodded and said: "If you regret it, you can regret it, but what should be done is still to be done. Contact Zheng Hongbiao to discuss the specific matters of acquiring Dazhong International Investment!"

   "Understood!" Xu Yi nodded, and continued: "Boss, Zheng Hongbiao called before, saying that after you return to Xiangjiang, Boss, you can find time to meet him again!"

   About Chu Huan's return to Xiangjiang, few people in Xiangjiang know about it.

   This is due to Chu Huan's personal low-key.

   "In addition, Bao Yugang also called. I hope that you can meet the boss after you return to Xiangjiang!" Xu Yi continued.

   "Let's make an appointment!" Chu Huan also knew that there would definitely be such meetings. He and Bao Yugang still had discussions about Wharf!

"OK!"

   After entering 78 years, Chu Huan has one more thing to do, which is also in the financial industry, and that is to acquire Qiu Degen's Far East Bank!

Prior to this, Chu Huan had been negotiating with Citicorp Bank to acquire the shares of Far East Bank in their hands, but Citicorp always believed that he could solve the problems between them and Qiu Degen through legal proceedings, and get the shares of Far East Bank. the right to operate the bank.

   "Where has the issue between Wanguobaotong and Qiu Degen reached?"

   "It is rumored that the court has accepted this case. It seems that the two of them really want to go to court!"

  Xu Yi replied.

   "Help me make an appointment with Sandy again, I want to see what the other party really thinks now!" Chu Huan said to Xu Yi.

  Xu Yi nodded and said, "Okay!"

   Then Xu Yi began to report to Chu Huan about the company's specific affairs, and Chu Huan also gave his own instructions one by one.

.

   "Are you sure that the Alder Commercial Bank to be opened in Xiangjiang is Chu Huan's business in North America?"

  In the headquarters of HSBC, Roy Bentley and Shen Bi were also discussing the situation of Xiangjiang's financial industry. Just today Roy Bentley learned a piece of news that shocked him.

  The Alder Commercial Bank of North America that is about to enter Xiangjiang is actually Chu Huan's business in North America!

Although there will be countless overseas banks entering Xiangjiang this year, Alder Commercial Bank is just one of them, but it is undeniable that the other party has just entered Xiangjiang, and has already rented the newly completed Universal Building. This matter is still very attractive. of.

"There should be no doubt about this matter. My friend in Japan told me that the Japanese branch of Alder Commercial Bank has been listed in Tokyo, and Chu Huan has already provided 1 billion U.S. dollars for Alder Commercial Bank. In addition, it has also reached a cooperation with Sumitomo Bank and Mitsui & Co., Ltd. Now Alder Commercial Bank has entered Xiangjiang and directly leased the Global Building of Zhulu Real Estate. It is obvious that Chu Huan wants to borrow our HSBC plan to form a North America, Asia, and future triangle stool tactics.”

   Shen Bi analyzed this matter.

  Roy Bentley was a bit overwhelmed at this time. They hadn't thought of how to curb Chu Huan's current development. As a result, Chu Huan had officially developed his tentacles into Xiangjiang's financial industry.

  According to Chu Huan's financial strength and influence in Xiangjiang, if he establishes a bank in Xiangjiang, the impact on HSBC is absolutely conceivable.

"Although Alder Commercial Bank has just entered Xiangjiang and does not have a geographical advantage, it is unrealistic to want to develop it all at once, but I think with Chu Huan's influence, he will definitely make great efforts on this matter , as short as five years, as long as ten years, I think Alder Commercial Bank will definitely become a part of Xiangjiang banking industry that cannot be ignored!"

   Shen Bi also has Roy Bentley's worries.

Roy Bentley said: "Not only that, but I also got news that Chu Huan has already contacted Wanguobaotong Bank, hoping to buy the shares of Far East Bank from Wanguobaotong. If Chu Huan owns Far East Bank , then Chu Huan will completely occupy the storage business in Xiangjiang New Territories!"

   "When did this happen?" Shen Bi asked Roy Bentley in surprise. He hadn't received any news about such an important matter.

  Roy Bentley said: "What happened at the beginning of the year, but at that time Sandy told me that Citicorp didn't want to sell their shares in Far East Bank, and I didn't tell you!"

   "Confused!" Shen Bi immediately preached, and then saw that Roy Bentley was a little displeased because of his accusation, so he could only continue to preach.

"Far East Bank's base is in the New Territories, and Chu Huan's three major factories are also in the New Territories. According to Chu Huan's character, how could he give up Far East Bank? After so many years, when did you see Chu Huan in Xiangjiang and want to make a Things that didn't work out?

If Chu Huan acquires the Far East Bank, then he will no longer have any shortcomings. Chu Huan’s three major factories in the New Territories have about 100,000 workers. More than 100 million Hong Kong dollars, when the time comes, one will ebb and flow, which is very unfavorable for us at HSBC! "

Today, Chu Huan and HSBC are still in partnership. The wages of the workers in the three major factories of Youth Toys, Struggle Printing, and Wolf Smoke Games are all paid by HSBC. This money is also very important for HSBC. running water.

  If Chu Huan acquires Far East Bank headquartered in the New Territories, then Chu Huan will definitely hand over the business of HSBC to his own bank.

Roy Bentley still didn't care much and said: "Citicorp is not a vegetarian either. The Far East Bank is an important fulcrum for them to develop their Asian business. It is impossible for them to give up easily, otherwise they would not be with Qiu now. We have to go to court, so if Chu Huan wants to acquire Far East Bank, I hope it will not be too big. I think our most important focus should be on the establishment of Alder Commercial Bank.

  If Alder Commercial Bank enters Xiangjiang, it will inevitably impact Xiangjiang's storage, loans, insurance, investment and other fields. If we cannot make a favorable counterattack, I think the impact on us will be even greater.

  Especially last year, Chu Huan established the 10 billion apartment plan and the Xiangjiang Real Estate Investment Department plan respectively. Now it seems that the hope we want for these two projects is not too great! "

Although these two projects belong to Xiangjiang Jiaku and Zhulu Real Estate respectively, the funds of these two projects are deposited in the bank. As long as the money enters the bank, the bank will have greater liquidity , For any bank, this fund is a project that must go all out to win.

   Let me talk about the simplest thing. In another time and space without Chu Huan, the Hang Seng Bank of Hong Kong, second only to HSBC and Standard Chartered, has only 12.8871 billion Hong Kong dollars in deposits this year!

   And this amount of deposits even surpassed Standard Chartered Bank, second only to Hong Kong Bank HSBC, accounting for 18.2% of Hong Kong's total deposits. By 1991, Hang Seng Bank's total assets had reached 245.97 billion Hong Kong dollars.

  From this point, it can also be seen how rapidly the economy of Xiangjiang developed throughout the 1980s.

Originally, before this, although there were many frictions between HSBC and Chu Huan, only HSBC could bear such a large amount of deposits, so all along, everyone thought that the funds of these two projects must be put into HSBC of.

  But now that Alder Commercial Bank under the name of Chu Huan in North America has entered Xiangjiang, how could Chu Huan support HSBC instead of his own bank?

  Shen Bi thought for a while, and said, "It seems that we are going to meet Chu Huan!"

  Roy Bentley nodded and asked, "Hasn't Chu Huan been inspecting his business in Europe and America before? Are you back now?"

   Shen Bi shook his head and said: "I don't know yet, but I will ask the secretary to call Jiaku and ask about Chu Huan's itinerary!"

  Roy Bentley didn't have any opinion on Shen Bi's decision, but he still asked, "What do you think about this matter? Are we going to compete with Chu Huan or cooperate?"

The problem facing HSBC now is actually a dilemma. The entry of Alder Commercial Bank and Chu Huan's coveting of Xiangjiang Local Bank all indicate that Chu Huan's banking industry in Xiangjiang is likely to become HSBC in the future. main competitor.

  But at the same time, the size of Chu Huan's Jiaku in Xiangjiang is too large, and Chu Huan merged Hehe International-Wheelock into Jiaku.

   It can be said that the current Jiaku is the largest company in Xiangjiang. Whether it is HSBC or Jardine, they can only look up to Jiaku at this time.

  If it weren't for the fact that Xiangjiang is still under Yinglun's control, these two companies will be even more at a disadvantage when facing Chu Huan.

  After pondering for a moment, Shen Bi asked Roy Bentley: "Is there still a way for us to prevent Alder Commercial Bank from entering Xiangjiang's financial market?"

Roy Bentley replied: "If it was last year, we would have the ability, but now, the Hong Kong government obviously does not want to have another conflict with Chu Huan at this time. Second, the situation in the north is very unclear now, and the Hong Kong government certainly doesn't want to stimulate the nerves of the north too much at this time!"

After listening to Shen Bi, he was quite helpless, and finally said: "Since this is the case, then we can only seek cooperation with Chu Huan. Since Alder Commercial Bank's entry into Xiangjiang has become a foregone conclusion, then we must Seek to see if there is any possibility of reaching some cooperation.

Previously, Chu Huan’s Jiaku had been operated independently by himself and did not bring in external funds at all. However, my friends in Japan learned that when Alder Commercial Bank entered Japan, Chu Huan had chosen to cooperate with Mitsui & Co., Ltd. The cooperation of Sumitomo Bank, Kuishima Shipyard, Yomiuri Group, and Nomura Securities shows that Chu Huan is open to the development of the financial industry.

  In fact, only in this way can Chu Huan's Alder Commercial Bank penetrate into all walks of life in Xiangjiang. If we can cooperate with Chu Huan's Alder Commercial Bank, then there will be no other problems.

  Even if we can't cooperate, we should ensure the cooperation share between us and Chu Huan, and we can't lose too much! "

  Roy Bentley nodded, agreeing with Shen Bi's analysis, but then asked: "Then what about Chu Huan's acquisition of Far East Bank?"

Shen Bi's eyes showed sharpness, and he said: "Chu Huan must not be allowed to successfully acquire Xiangjiang Local Bank. In this case, Chu Huan will have no weakness in Xiangjiang's financial industry, and at that time Chu Huan will be able to rely on Alder Business Bank and Far East Bank, set up a brand new financial group in Xiangjiang, and then it will form a completely closed-loop financial empire like Chu Huan's other businesses. At that time, even if Chu Huan doesn't want to, his opponent will also be Only we have HSBC.

   Now, HSBC has given up the number one position in Xiangjiang. If we can’t even keep the number one position in the financial industry, then the myth of HSBC in Xiangjiang is bound to become history! "

   "So, we not only need to seek cooperation with Chu Huan, but also increase investment in Xiangjiang?" Roy Bentley couldn't help confirming to Shen Bi.

"That's right, Chu Huan's ten-billion-dollar apartment plan and real estate project investment plan have put him ahead of our HSBC. If we want to maintain HSBC's leadership in Xiangjiang, we must support more companies. Come out, only in this way can we form a confrontational situation with Chu Huan's Jiaku!"

  Shen Bi preached firmly.

  Roy Bentley sighed in his heart. A few years ago, they were the largest company in Xiangjiang, and they were the leaders in the business circle of Xiangjiang!

  But in the past few years, Chu Huan has already snatched their status in the Xiangjiang business world.

   "If this is the case, then we need to spend more money, but now the company simply can't come up with so much money!"

   To say that HSBC has no money is like making an international joke in the ears of Xiangjiang people, but this is the fact.

It is true that HSBC holds the largest amount of deposits in Xiangjiang, but as the quasi-central bank of Xiangjiang, HSBC must put its deposit-loan ratio in a safe position. In addition, the funds they can use to control their own development plans can only be themselves profits, not depositors' funds deposited with HSBC.

   And this is the gap between them and Chu Huan.

   There are too few funds at their disposal.

  Don't forget that HSBC is still working on the acquisition of European banks, which is also a large expenditure.

Shen Bi said: "There are two ways to solve this matter. The first way is for the company to issue new shares. As the largest listed company in Xiangjiang, HSBC, coupled with its status in Xiangjiang, as long as it issues new shares, it will definitely Being sought after by shareholders, this can temporarily relieve our financial pressure.

The second method is that HSBC uses its own deposits to convert them into loans to increase support for various industries in Xiangjiang in the form of loans. Although this will increase part of HSBC’s loan-to-deposit ratio, as long as Xiangjiang is still under the control of England, a little A higher loan-to-deposit ratio will not have too much impact on HSBC! "

"In my opinion, these two plans can be carried out at the same time!" After thinking about it, Roy Bentley said seriously: "Chu Huan's development is too fast now, if we still follow the rules step by step , it is not realistic to want to close the distance with Chu Huan, it can only be a dangerous move!"

   Regarding Roy Bentley's decision, Shen Bi has no objection, in fact he also thinks so.

   "In this case, we are going to convene the board of directors of HSBC!"

  Roy Bentley nodded and said, "I hope I can get the support of the directors of HSBC!"

This is not a trivial matter. Although in the eyes of Roy Bentley and Shen Bi, these two methods have long-term benefits for enhancing HSBC's influence, but they are not necessarily in the personal interests of each director. .

  So this time the board meeting will definitely not be too smooth!

   "Since it has been decided, let's split up. I will be in charge of the company's issuance of new shares and the establishment of special investment funds, and you will find new people who can invest!"

   Roy Bentley preached.

   "Okay!" Shen Bi has no objection to this. Since returning to Xiangjiang, Shen Bi has been doing this all the time.

.

   "A Huan, when did you come back?"

  Although Chu Huan had just returned to Xiangjiang and had many people to meet, the first Xiangjiang businessman he met was actually Jian Yueqiang!

  Seeing Chu Huan return to Hong Kong, Jian Yueqiang was very happy.

  Chu Huan said with a smile: "I just came back two days ago. After dealing with the company's affairs, I came to visit Uncle Jian!"

   Jian Yueqiang said: "Although I don't know the specific situation of your business in other places, seeing that you have been away for so long, it seems that your business in other places is also very large!"

  The current information network is not that developed, so there are many things that Xiangjiang does not know.

   "It's okay!" Chu Huan said to Jian Yue: "Uncle Jian, besides visiting you this time, I have one more thing I want to discuss with you!"

  Jian Yueqiang laughed, and said: "Tell me, I know that you must be able to go to the Three Treasures Hall without incident!"

  Chu Huan expressed his intention: "Uncle Jian, I want to buy all your shares in Bank of East Asia!"

   The smile on Jian Yueqiang's face disappeared. This is really a great event!

   Also, Huangshan continues to code words~

  

  

  (end of this chapter)