Chapter 715 Jiaku Bank (7K chapter, please subscribe~)

  In the office of the president of the Far East Bank, following Qiu Degen's refusal, the atmosphere in the office became tense.

After a brief silence, Xu Yi smiled again, and said, "Qiu Weng, don't you think that Jiaku, like Wanguobaotong Bank, still can't get it even though it owns an absolute share? The management right of Far East Bank?"

   At this time, Qiu Degen did not have as much worry as before, because he understood that no matter how worried he was, he was afraid of Jiaku, but the management rights of Far East Bank must not be handed over!

"Miss Xu, I know Jiaku's influence in Xiangjiang, but I, Qiu Degen, am not an anonymous person in Xiangjiang. If Jiaku wants to overwhelm others, I admit that the Qiu family is not Jiaku's opponent. But Ms. Xu, you should also know that a rabbit will bite it when it is in a hurry, not to mention that the Far East Bank is not a rabbit, and I, Qiu Degen, would rather be broken than broken!"

   Qiu Degen said these words loudly, with a very decisive attitude.

  Xu Yi nodded slightly, and said: "So Qiu Weng, what do you mean, if our Jiaku takes over the Far East Bank by force, Qiu Weng will use his connections in Xiangjiang to make our Jiaku lose popular support in Xiangjiang?"

  Qiu Degen shook his head and said: "Far East Bank does not have such a big influence, but I can guarantee that we will do our best to facilitate this matter!"

Xu Yi smiled suddenly, and he didn't appear to be panicked by Qiu Degen's determination, but he said calmly: "Qiu Weng should know that if you do this, then you are Jiaku's enemy, and when the time comes, Jiaku What Ku wants to target is not only Qiu Weng’s Far East Bank, but the entire Far East Department, but Qiu Weng, you still do this resolutely, even regardless of the cost, which shows a problem. There are Qiu Weng in the Far East Bank. It's something you don't want people to know, right?"

  Qiu Degen’s business in Xiangjiang is not limited to the Far East Bank. Although the entire Far East Bank is not considered to have a large scale in Xiangjiang’s commercial system, it also has some other businesses.

The first is the real estate industry in Xiangjiang, the first is the Far East Bank’s Far East Building in Tsuen Wan, the second is the Far East Bank’s Mong Kok Building in Mong Kok, Kowloon, and the Far East Bank Central Building on Des Voeux Road, which has just started construction. In addition, in a few days The construction of the Far East Financial Center in Admiralty, Hong Kong Island will also start in 2019.

  In addition to real estate properties, the Far East Department also has the hottest playground in Hong Kong, Kowloon Lai Yuen Playground. I heard that Qiu Degen is currently negotiating with Indonesia and Singapore to build a new playground.

   At the same time, there are Far East Warehouse, Far East Flour Mill and so on.

One of the reasons why Qiu Degen is unwilling to lose the Far East Bank is that Qiu Degen's Far East Bank is actually the capital pool for his industries. Only with the Far East Bank can he continuously provide Qiu Degen with more cash to develop their own business.

  But Xu Yi’s analysis now is obviously because besides these, there are more important reasons that make Qiu Degen unable to give up the management right of Far East Bank.

   At this time, after hearing what Xu Yi said, Qiu Degen's face changed drastically, and he realized that after Xu Yi came in, the two of them were negotiating, and he had already fallen into Xu Yi's trap.

   "You don't have any evidence to prove what you said, Miss Xu, I don't think there is any need for us to continue talking!"

  Qiu Degen got up to see off the guests.

Xu Yi also got up, and when he was about to leave, he stopped his footsteps, then looked at Qiu Degen and said with a smile: "Qiu Weng, is there any evidence that is actually very good proof? Guobaotong Bank signed an equity transaction contract. At that time, Jiaku will be the largest shareholder of Far East Bank, and has the right to ask a professional accounting agency to investigate Far East Bank's financial situation, especially whether it will involve some illegal commercial loan contracts. How should you respond, Qiu Weng?"

  After speaking, Xu Yi was about to leave Qiu Degen's office.

  Qiu Degen stood there, his eyes were cloudy and cloudy, with a stern expression for a while, a hesitant expression for a while, and finally all these turned into helplessness.

   "Miss Xu!"

  Xu Yi stopped, turned and looked at Qiu Degen, still with a smile on his face.

But deep down in her heart, there is admiration for Chu Huan. In fact, before negotiating with Qiu Degen, Xu Yi wanted to threaten Qiu Degen by threatening Sandy Aldama, but when she told her thoughts to After Chu Huan, Chu Huan gave different opinions.

"Although Qiu Degen's development in Xiangjiang is not slow, the theaters in the New Territories and Lai Yuen in Kowloon are unlikely to bring him too much cash flow. The Far East Bank suffered heavy losses during the bank run. The aborigines have more deposits than loans. At the same time, those factories located in the New Territories are more willing to borrow from banks such as HSBC, Hang Seng, and East Asia. At the same time, according to the intelligence of the investigation department, Far East Bank’s loan review for these factories is very strict. harsh.

This limits the profitability of the Far East Bank itself, but the development of Qiu Degen's Far East department has not fallen at all in these years, which is very unscientific. Even if the Far East Bank provides loans to Qiu Degen, you should know , when this bank is their private bank, many procedures will be simplified, and there may even be violations.”

  After hearing what Chu Huan said, Xu Yi deliberately observed Qiu Degen's reaction when he came to see Qiu Degen. Obviously, Qiu Degen's reaction at this time proved that Chu Huan's speculation was correct.

  The Qiu family definitely violated the rules in the Far East Bank.

  This also explains why Qiu Degen resisted Citicorp Bank's personnel from entering the management of Far East Bank, and wanted to fight this lawsuit with Citicorp Bank.

  Because as long as Citicorp Bank enters the management of Far East Bank, it will definitely investigate the fund transactions of Far East Bank. This kind of thing is absolutely not allowed by Qiu Degen!

   "Miss Xu, why do you need to kill them all?"

   At this time, Qiu Degen had no other choice, and the loud voice just now turned into a helpless bow.

The analysis of Chu Huan and Xu Yi is correct. Qiu Degen has an old-school patriarchal style. Such a person has a big shortcoming, that is, he regards the company as his own private bank, and withdraws it as he wants. Otherwise, Far East Bank would not have built the tallest Far East Bank building in Tsuen Wan at that time.

   But the problem is that the banking industry in Xiangjiang is restricted not only by company laws, but also by financial regulations and other laws and regulations.

   If no one investigates, there will be no problems, but if someone investigates, it will be a problem!

Xu Yi shook his head and said, "Qiu Weng, we don't want to kill them all, we only want Far East Bank, let's put it this way, if Qiu Weng is willing to sell the shares of Far East Bank to us, we can give Qiu Weng a certain amount of money." We will allow you to fill up those accounts in the bank, and we can also guarantee that we will provide the help Qiu Weng needs in his future development!"

   "Really?"

  A gleam of light flashed in Qiu Degen's eyes, if this is the case, then it is the best result.

  Xu Yi smiled and said: "Qiu Weng, you should know the reputation of our Jiaku in Xiangjiang, you won't make false statements about this kind of thing!"

Qiu Degen has no other choice at this time. As I said before, Jiaku is not Wanguobaotong. According to the laws of Xiangjiang, Qiu Degen is not the opponent of Jiaku. If Jiaku is really completed Regarding the acquisition of Citibank's shares in the Far East Bank, Qiu Degen may have to go to Stanley to stay for a while at that time!

  Even if you can use your financial power and influence to avoid the possibility of entering Stanley, it is still impossible for Far East Bank to stay in your own hands.

   "Okay!" After being silent for a while, Qiu Degen nodded in agreement with Xu Yi's request, and then said, "But I need a week!"

  Xu Yi nodded and said, "No problem!"

Neither side mentioned whether Qiu Degen would regret it after completing the filling of the bank accounts. Xu Yi knew that Qiu Degen did not have the courage, and Qiu Degen also knew that he did not have the courage, because if If that's the case, I can't even stand up morally in the Xiangjiang business world!

   Then the two sides shook hands and said goodbye! .

   "This is how it happened!" With a smile on his face, Xu Yi was reporting to Chu Huan the process of negotiating with Qiu Degen.

  Chu Huan nodded, with a gratified smile on his face. Although the direction was provided by him, the process was done by Xu Yi himself, which is already very remarkable.

  As for Qiu Degen taking advantage of his position to work in the Far East Bank, it is not Chu Huan's unreasonable speculation, but because this matter actually happened in another time and space.

In another time and space, after China Bank of China (Asia) took over the Far East Bank, it immediately investigated the accounts of the Far East Bank, and then found out that Qiu Degen was suspected of falsifying the accounts. Things calm down!

   Now all this is just ahead of time.

In fact, many local banks in Xiangjiang have such behaviors, which is why Xiangjiang local banks are the first to be impacted every time there is a run in Xiangjiang. First, their strength is weak, and second, There is indeed a problem with their funds!

"well done!"

  Seeing that Chu Huan simply said that he did a good job, Xu Yi showed a disappointed expression, and said: "Boss, you can't just call it over like this, right?"

Chu Huan put down the pen in his hand and looked at Xu Yi with a smile. At his position, few people dared to joke with him anymore. After joking with Chu Huan, only Xu Yi, the secretary who had been with him for the longest time, was left.

   "What? Isn't that enough?"

Xu Yi pursed his lips and said: "Boss, I spent a lot of effort to acquire Far East Bank from Wanguobaotong Bank and Qiu Degen. Even if it's just a verbal commendation, you should say a few more words." !"

  Chu Huan laughed and said, "Only verbal rewards?"

  Xu Yi immediately looked at Chu Huan with bright eyes, and asked, "Do you have other rewards, boss?"

  Chu Huan said with a smile: "No!"

  Xu Yi: "."

Seeing that the fun was almost over, Chu Huan put a few keys and a mess of documents in the drawer, put them on the table, and said with a smile: "I thought that the acquisition of the Far East Bank would not be completed until next year when you get married. Well, when the time comes, the wedding gift, the reward for this matter, can be combined into one. I didn't expect you to be so capable and complete the acquisition of Far East Bank so quickly.

   You can only take out your wedding gift in advance. "

   Tapping on the table, Chu Huan continued: "This is a villa located in the middle of the mountain. It was brought here when I bought Hehe International-Wheelock, and now I give it to you!"

In fact, according to Xu Yi's current labor, a villa in the middle of the mountain is very easy for her. Before Zhao Yazhi said that her deposit was 50 million, Xu Yi's deposit should at least be added with a 0, but the company's Xu Yi was very happy with the reward.

   Hurriedly put the stack of documents and keys in his arms on the table, and happily said: "Thank you, boss!"

  Chu Huan waved his hand and said, "Okay, go get busy, there are still a lot of finishing touches when Far East Bank acquires it!"

   "Got it!" Xu Yi said happily.

   One week later!

  Bank of East Asia, Citicorp Bank, and Far East Bank jointly issued a statement on "True Paper".

  First of all, Citicorp Bank announced that it had withdrawn the lawsuit against Qiu Degen of the Far East Bank and sold its shares in the Far East Bank to the Bank of East Asia.

  Secondly, Far East Bank announced that due to the company's operating considerations, the Qiu family will officially withdraw from Far East Bank and sell Qiu's shares in Far East Bank to Bank of East Asia.

Finally, Bank of East Asia announced that after acquiring the shares of Citicorp Bank and Qiu's shares in Far East Bank, Bank of East Asia has completed the complete holding of Far East Bank. For the sake of company development, Bank of East Asia and Far East Bank will merge .

  After the merger, the two banks were renamed Jiaku Bank, which was jointly controlled by Xiangjiang Jiaku, Dazhong International Investment and Fengwu Securities.

  After this statement was issued, it immediately caused an uproar in Xiangjiang. A bank acquisition that should have caused a sensation in Xiangjiang was completed so quietly?

  Before this, everyone didn't hear the news at all, did they?

  However, apart from being surprised, ordinary people in Xiangjiang didn't have much empathy for such news. They knew that Jiaku Bank would become more powerful, and they had no other thoughts.

After all, regardless of whether Far East Bank is not a listed company, Jiaku also delisted and privatized after completing the acquisition of Bank of East Asia. The two unlisted companies merged. Variety.

  But when this situation falls into the ears of everyone in the Xiangjiang business community, the situation is different!

   Especially banking!

  HSBC!

  Roy Bentley and Shen Bi looked at each other, seeing helplessness in each other's eyes.

   "A library has sent a notice that it will officially stop cooperating with our HSBC on several major factories in the A library, which means that HSBC will lose at least 200 million deposits every month!"

  Shen Bi helplessly preached to Roy Bentley.

"It's something I've already guessed, but I didn't expect it to happen so quickly!" Roy Bentley also said helplessly: "When Jiaku acquired the Bank of East Asia, I thought they would do this It seems that at that time Chu Huan was sure that he would be able to acquire the Far East Bank!"

  Shen Bi said: "Now Bank of East Asia and Far East Bank have merged into Jiaku Bank, which means that Chu Huan is ready to formally regard Jiaku's financial industry as one of their most important industries in Xiangjiang!"

   There are many subsidiaries under Jiaku Bank, but they all have their own names, but the name of the banking industry is changed to Jiaku Bank. For many people, it is self-evident what it means.

Roy Bentley said: "With the joining of Far East Bank, Jiaku Bank has initially established branches in Hong Kong Island, Kowloon, and New Territories. Now even if we don't want to pay attention to this matter, we must Get ready!"

  Why when Chu Huan was preparing to acquire the Far East Bank, HSBC would do so horizontally and vertically. In fact, it is because of this that Jiaku’s influence in Xiangjiang is not comparable to other people.

Why people in Xiangjiang were willing to trust HSBC and put most of their deposits in HSBC at the beginning, in fact, it was because in the subconscious of Xiangjiang people, they knew that HSBC was the largest bank in Xiangjiang, had the right to issue banknotes, and was the bank of Xiangjiang. The quasi-central bank, these names have convinced the people of Xiangjiang to believe them.

But the situation is different now. No matter how you look at it, it is impossible for Jiaku Bank to obtain the two identities of the right to issue banknotes and the quasi-central bank of Xiangjiang. The largest bank in Xiangjiang is still HSBC. Even if Bank of East Asia acquires Far East Bank, And then not enough to watch.

   Let alone HSBC, it is several positions away from Hang Seng.

  But it is undeniable that Jiaku is the largest company in Xiangjiang, and it is also recognized by the people of Xiangjiang as the company with the strongest cash pool. Such a company is equivalent to the original HSBC.

   "Not only that, but according to Chu Huan's influence in the Xiangjiang business world, I think he will definitely look for more development opportunities in the business world in the future, and this means that we are bound to lose some customers!"

   Shen Bi analyzed with a gloomy expression.

"Before, Chu Huan proposed to invest 10 billion Hong Kong dollars to set up the real estate investment project department of Zhulu Real Estate. Put the housing loan in Jiaku Bank!"

  Heung Kong’s property loans have always been a source of income that every bank values ​​very much. Although it takes a long time to pay back, its stability is also the best. After all, where are the properties kept?

Roy Bentley showed a hint of urgency, and said: "It seems that we must find a way to deal with it, otherwise, according to the relationship between Chu Huan and the mainland, if the situation in Xiangjiang really changes in the future, Then the development of Jiaku Bank will definitely be even faster!"

"It's probably not as good as you imagined!" Shen Bi had a different opinion, and said, "The mainland also has its own bank in Xiangjiang. No matter how good Chu Huan's relationship with the mainland is, it is impossible to replace their own bank. It can only be said that Jiaku Bank will have more preferential terms at that time.”

Hong Kong Governor MacLehose had already visited his hometown secretly at the beginning of this year, in order to inquire about his hometown's attitude towards Xiangjiang. However, MacLehose's visit was obviously not very good. One of the powerful people naturally knew the result.

   "That's enough!" Roy Bentley said helplessly.

   "Yes!" Shen Bi understands that a simple policy change is actually an unpredictable result for an enterprise.

   "Now we can only introduce more favorable policies to attract more companies from Xiangjiang. Besides," Shen Bi said, he was a little silent at the end.

   "What do you want to do?" Roy Bentley looked at Shen Bi worriedly.

Shen Bi smiled and said, "Don't worry, I won't think about using any outside tactics to deal with Chu Huan anymore, because that is not in line with our development plan. What I mean is that the real estate project investment department launched by Zhulu Real Estate is actually We can learn from it. Nowadays, the real estate industry in Xiangjiang is one of the fastest growing industries, and according to the thinking of Hua people who want to have a home, I believe that the real estate industry in Xiangjiang will be more prosperous in the future, so we also We can launch such a plan to attract more real estate companies to us.

  In this case, at least this market is not dominated by Jiaku alone. "

   Roy Bentley nodded after listening, and then Shen Bi continued to preach.

"In addition, the most important thing is that we have to speed up the acquisition of European banks. Although England is still saying that it will not give up Xiangjiang, we must make two-handed preparations. If Xiangjiang is really taken back in the future, no matter what Whether it's the bank from Xiangjiang, or Chu Huan's Jiaku Bank, the policies they receive must be better than ours, so we should prepare for the way out!"

  Roy Bentley nodded silently, knowing that there was no other way, but he also had his own worries.

"There is no problem with the establishment of the real estate project investment department. At that time, we will introduce a preferential policy. We can use HSBC's deposits. But for the acquisition of European banks, we need our own profits, but now the company is obviously capital. not enough!"

  Digital HSBC will also be short of money?

  Although it sounds like a fantasy, it really happened. Otherwise, in another time and space, in order to acquire European banks, HSBC issued rare new shares, which allowed them to raise enough funds.

  No way, the HSBC family has a big business, and there are many places to spend money!

   "If new shares are issued, it will be difficult to guarantee that Chu Huan will not acquire more HSBC shares!" Roy Bentley continued.

  Shen Bi was silent for a while, and said: "I have a solution to solve this dilemma, but it depends on whether you can accept it!"

  Roy Bentley looked at Shen Bi and asked, "You speak first!"

Shen Bi said: "Let's first look at the two major banks under Jiaku Bank. Jiaku Bank is now based in Xiangjiang, and its future target must be Southeast Asia and the market of its hometown. The reason why he didn't let Alder Commercial Bank merge I think this is also the reason for Jiaku Bank.

Today, Alder Commercial Bank has three branches, which are the North American Head Office, Japan Branch, and Xiangjiang Branch. According to the international situation and Chu Huan's status, Alder Commercial Bank should be looking for markets in Europe and America. Then if we invite Alder Commercial Bank to jointly acquire European banks, which not only solves our lack of funds, but also allows Chu Huan to take the road of expansion in Europe, I think he will agree! "

Roy Bentley looked at Shen Bi in surprise. He knew that Shen Bi had always wanted to deal with Chu Huan before. And, but now they directly say that they want to cooperate with Chu Huan to jointly acquire European banks.

   This still makes Roy Bentley feel incredible.

"This is the best choice for us at HSBC. Whether it was targeting Chu Huan at the beginning or cooperating with Chu Huan now, I look at this issue from the perspective of HSBC!" Shen Bi understood that Roy Bent Leigh was surprised and explained alone.

  Roy Bentley asked: "Aren't you worried that Chu Huan will seek control of European banks?"

Shen Bi shook his head and said, "No, although Chu Huan is very domineering in business, he knows where every line is. The bank we buy must be a settlement bank in England or other countries. It is already very difficult to achieve this with the influence of HSBC. It is even more difficult and almost impossible for Chu Huan’s Alder Commercial Bank to do this. Therefore, the control of European banks It is impossible for Chu Huan to compete with us.

  And as long as HSBC can complete its layout in Europe, we will help Chu Huan’s Alder Commercial Bank to complete the acquisition of European banks. This is a win-win outcome! "

  Roy Bentley thought about it for a while, but couldn't think of any disadvantages in Shen Bi's proposal. It not only ensured the uniqueness of HSBC in Xiangjiang, but also solved their lack of cash for acquiring European banks.

   "Okay, I will discuss this matter with Chu Huan in person!" Roy Bentley finally agreed to Shen Bi's proposal.

Shen Bi continued to add: "There is another point, that is, in addition to the Xiangjiang market, we can seek cooperation with Chu Huan in Japan and North America. Although HSBC entered these two places earlier, it is undeniable that Chu Huan I have been communicating with colleagues in North America and Japan recently, and everyone agrees that Jiaku is likely to grow into a terrifying economy in the future. If we can cooperate, then Xiangjiang’s Even if the market is given to Chu Huan, I think it is appropriate!"

  Roy Bentley looked dignified, and said: "I need to think about this matter carefully!"

  Shen Bi also understood the importance of this matter, and added: "My so-called letting go of Xiangjiang's market is just to reduce more interest competition between the two parties, not to let HSBC leave Xiangjiang's market!"

  Roy Bentley smiled and said, "Of course I know this!"

   Correct the typo first and then correct it, thank you everyone~

  

  

  (end of this chapter)